69 Underwriter Jobs - Page 3

Urgently Hiring for SME - Property and Casualty at Noida location. Graduate with minimum 3.5-5 years of work experience Skill - P&C Insurance Domain Shift - US Night Shift Work Type - Work From Office Location - Noida, Sector 135 Share CV Mohini.sharma@adecco.com OR Call 9740521948

Hiring for Insurance Underwriter Any graduate with 1 year exp in Insurance Underwriting (International Only) CTC-Upto 4.5 LPA WFO-US Shifts 5 days working Both side cab provided Notice-0-30 days Location-Bangalore

Position Senior Underwriter Experience – 2 to 8 years Notice – Immediate to 30 days Job Description: The Underwriter will be responsible to verify and analyse complex information in accordance with policies procedure to process and evaluate mortgage loan applications. The Underwriter must use their business judgement to ensure mortgage applications meet regulatory guidelines. Job Responsibilities: • Candidate should have total 2+ years of US mortgage underwriting experience • Should be well versed with FNMA, FHLMC, GNMA and investor guidelines • Should be able to evaluate complete loan documents and provide approval or denial decision • Should be thorough in Income calculation – Salaried income, business income, retired, other income and rental income • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer • Complete review of Collateral including Appraisal review and Property Valuation • Complete review of the required closing conditions to approve loan and communicate requirements to clients • Should be able to validate and process the Loan documents on behalf of a Mortgage lender organization • Should be able to evaluate evidence of borrower’s willingness and ability to repay the obligation • Should have good analytical and problem-solving skills • Should have decision-making skill when applying in business judgement • Should ensure deliverables meet Productivity, Quality TAT per client SLAs • Good communication, Presentation skills, Self-motivated and hard working

Dear Applicant Greetings from Brace Infotech We have multiple positions open for Live Underwriter Role with one of our client for Permanent Role Details are as mentioned below: Work Location: Chennai & Bangalore[Work from office] Other States - Remote [WFH] Role : UW/Sr UW Skill Set : E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter, Shift: Should be flexible to work in night shifts Experience: Minimum 2 Years in Live Underwriting Roles and Responsibilities Perform live underwriting reviews of loan applications to ensure compliance with regulatory guidelines and company policies. Collaborate with cross-functional teams to resolve complex underwriting issues and improve overall process efficiency. Conduct thorough income calculations for US residential mortgages using various software tools Please revert with your updated resume if the job requirement interests you Regards Pramitha

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage Mode of work:- Work from Home Mode of Interview:- Walk in / F2F Interview at Pune Location Date of Interview:- 30th May & 31st May & 1st June at Pune Location Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates can share their CV's at Lokeshi.vijay@adecco.com

Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Greetings! Openings:30 Designation: Assistant Manager/Manager/SDM Skills: US Residential Mortgage + Loan Origination Exp:8+ Yr Call: Anjali - 9649606933 Tanya - 9672520839 Apply to:converseanjali01@gmail.com Rgrds Team Converse

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

Experience-1-5 years Designation - Analyst/Senior Analyst Process: Consumer Loan Underwriting Job Location: Nagpur Purpose of Job: We are currently seeking talented Consumer Lending Underwriters with a minimum of 1 to 5 years of experience specifically in Consumer loan Underwriting. This is a Chat based Back-office process, where the borrowers/agents would contact the analyst requesting a decision on a Consumer Loan product offered by the client The process involves Underwriting for Secured and Unsecured loans which involves a detailed study of the borrowers credit standing, credit worthiness and capacity to pay. A detailed investigative analysis of the borrowers credit report along with evaluation of income would be required to take a decision on the loan. Responsibilities: Candidates shall be responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Review borrowers credit reports to ascertain the credibility with respect to honouring payment obligations and evaluate any credit red flags like delinquencies, charge offs, or bankruptcies. Evaluate and verify income documents like Pay stubs, W2’s, and IRS Tax return documents to determine whether borrower has the capacity to repay the loan based on a complete evaluation and verification of the borrower’s income. Post evaluation and assessment of the degree of risk, document the reasons for approval or denial of the loan and add the documentation to the loan file. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Skills required: Must have excellent written and comprehension skills Must have excellent decision-making skills that are backed by relevant details and research. Good analytical, logical and audit skills. Close attention to detail. Minimum Requirements: Minimum 1to 5 years’ experience specifically in Consumer Loan Underwriting (Auto Loans and Personal Loans) for the US market Willingness to work 5 days a week with rotational weekly offs (Saturday and Sundays may/may not be off) is a must Should be well versed with Income verification and Credit Verification Good knowledge of Banking and lending principles Should be a team player with good interpersonal skills. Graduation in any discipline.

Candidate should have 4yrs+ of Live Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Qualification - Graduate Shift - Rotational shifts Work Location - Mumbai / Pune / Bengaluru Required Candidate profile Immediate Joiners OR Max 1 month notice period candidates can apply Call HR Swapna @ 7411718707 for more details.

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com

Need min 5yrs exp in US Medical underwriting only Grads (B.D.S, BHMS, MPT, BAMS) Salary up to 8lpa (Based on last one) Location - Noida 144 Work from Office Night shifts Excellent comms Call for more details HR Ritika Sharma 9289133009 Required Candidate profile The Medical Underwriter reviews life applications and disability insurance and determines whether the individual can be granted the requested coverage. Designation going to be Senior Executive.

Need min 5yrs exp in US Medical underwriting only Grads (B.D.S, BHMS, MPT, BAMS) Salary up to 8lpa (Based on last one) Location - Noida 144 Work from Office Night shifts Excellent comms Call for more details HR Ritika Sharma 9289133009 Required Candidate profile The Medical Underwriter reviews life applications and disability insurance and determines whether the individual can be granted the requested coverage. Designation going to be Senior Executive.

Key Job Responsibilities- Underwriting of Medical and Non-Medical cases as per the guidelines. Assessment of risk as per the company's philosophy and supporting guidelines. Adhering to agreed TAT for processing of cases. Maintaining quality of underwriting Handling of projects allocated. Mentoring of underwriters Adhering to authorized limits and maintaining uniformity in underwriting Active participation in revision of underwriting guidelines and process Managing Centralized and Decentralized underwriting audits, responsible for accuracy compliance. Managing Retail Underwriting activity ensuring the TATs and Quality percentages are complied with. Managing the responsibility of designing/modifying the existing Underwriting guidelines of Life Insurance. Escalate issues in a timely manner across functions and suggest alternative approach Enhancement of underwriting knowledge through reference manuals, training, exams and other available means

Desired Candidate Profile 6-11 years of experience in Commercial Underwriting (Certified Commercial Underwriter) or equivalent role. Strong understanding of Property & Casualty Insurance principles, particularly in Property Underwriting. Excellent analytical skills for evaluating complex risk assessments and developing effective mitigation strategies. Proficiency in Policy Drafting, Policy Issuance, UW/UWA software systems.

Desired Candidate Profile 6-11 years of experience in Commercial Underwriting (Certified Commercial Underwriter) or equivalent role. Strong understanding of Property & Casualty Insurance principles, particularly in Property Underwriting. Excellent analytical skills for evaluating complex risk assessments and developing effective mitigation strategies. Proficiency in Policy Drafting, Policy Issuance, UW/UWA software systems.

3-6 years of experience in an International Insurance process. Proficient with Rating, Reissuance, Policy Servicing, Underwriting, Pre-Underwriting