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1.0 - 3.0 years

7 - 10 Lacs

Pune

Work from Office

Underwriter - Commercial Lines - Property Engineering - Pune Location - Pune An exciting opportunity for professionals with 12 years of experience in property underwriting or property engineering to join a dynamic team handling commercial property risks. If you're eager to deepen your exposure in commercial lines and work in a supportive, learning-driven environment—this role is for you. Your Future Employer - A leading name in general insurance with strong footprints across commercial lines and reinsurance. You’ll work with seasoned professionals and contribute to technical underwriting excellence. Responsibilities - Evaluate and underwrite property insurance proposals for commercial and industrial clients. Analyze technical risk and pricing for property and engineering lines. Assist in quoting and renewal strategies, ensuring underwriting profitability. Liaise with brokers, surveyors, and internal teams for complete documentation and risk analysis. Support large/complex account underwriting alongside senior underwriters. Maintain accurate documentation, contribute to MIS and loss ratio monitoring. Requirements - 1–2 years of experience in Property Engineering/Property Underwriting. Knowledge of commercial risk assessment, property insurance wordings, and regulatory norms. Graduate in any discipline (preferably engineering). Certifications like Licentiate, Associate, or AINS are a plus. Proficient in MS Office; ability to analyze data effectively. Strong interpersonal and written communication skills. What is in it for you - Opportunity to work on complex and high-value property risks. Work in a fast-paced, collaborative team environment. Career development with exposure to new underwriting tools and methodologies. Strong learning curve and structured growth opportunities. Reach us: If you think this role is aligned with your career, kindly write me an email along with your updated CV on vasu.joshi@crescendogroup.in for a confidential discussion on the role. Disclaimer: Crescendo Global specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging, memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, colour, origin, gender, sexual orientation, age, marital status, veteran status or disability status. Note: We receive a lot of applications daily. If you don’t hear back from us within a week, please assume your profile has not been shortlisted. Your patience is highly appreciated. Scam Alert: We never ask for money or system upgrades. Verify job listings at www.crescendo-global.com and report fraud. Profile Keywords : Commercial Lines Jobs, Property Underwriting, Property Engineering, General Insurance Jobs, Insurance Underwriting Pune, Engineering Underwriter, AINS Jobs, Reinsurance Jobs India, P&C Insurance Careers, Underwriting Analyst Pune

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8.0 - 12.0 years

15 - 30 Lacs

Mumbai

Work from Office

Role and Responsibilities: Maintaining Relationship with Clients & Insurers (Insurance companies) Develops and maintains an effective network within the business community and industry. Ease of Technical discussions with CEO/ CFO of the companies. Develop, maintain, and nurture long-term relationships with top accounts and key client decision- makers and maintain service levels all along. Monitor political, management, and other changes within the client organizations to preserve and protect the Company's relationship with the client. Fully versed with IRDA circulars and gap analysis done basis current market conditions for clients benefit. Providing a detailed summary of coverage details (RFQ). Terms and conditions and quote comparison by preparing structured spreadsheets. Swift process request follow-ups / renewal requests and compliance reporting / reviewing policy documents for complete and correct information. Obtain endorsement from Insurer including premium / inclusion / exclusion adjustment etc if any. Must have knowledge & Expertise of all the commercial products like Marine, Property, Liability etc. Qualifications Minimum graduate from Commerce / Arts / Science Minimum 6-8 years of working experience in underwriting. Be a self-starter and a go-getter. should be able to handle independently procurement of quotes, comparison between various quotes and understand and defend the claims of the insured successfully. Open-ended attitude to perform duties in a flexible work arrangement. Attention to detail to achieve thoroughness and accuracy. Good stakeholder management skills and to handle escalations amicably. Good proficiency in written and verbal English. Good knowledge of MS Office Word / Excel / Power-Point / Outlook etc.

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3.0 - 8.0 years

5 - 12 Lacs

Bhubaneswar, Nagpur

Work from Office

Hiring for General Insurnace Co Profile-Sr Manager-Uw-Techno Marketing Product-Property, Engg Location-Nagpur/Bhubaneswar Managing Mid Corporate Relationships Managing RFQ s received from intermediary Relationship Management with intermediary

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1.0 - 6.0 years

2 - 6 Lacs

Pune

Work from Office

Tele Callers – 05 Team Leader – 01 Compliance Officer – 01 knowledge of IRDA regulations insurance broking compliance Underwriter – 01 from the insurance industry Claims Executive – 01 Position relevant experience in insurance claims. Required Candidate profile JOB LOCATION WAGHOLI ,PUNE . TELECALLERS ,TEAM LEADER ,COMPLIANCE OFFICER ,UNDERWRITER ,CLAIMS EXECUTIVE ALL HAVING EXPERIENCE IN LIFE & HEALTH INSURANCE SECTOR EARLY JOINING NEEDED Perks and benefits PERKS & BENEFITS AS PER INDUSTRY STANDARDS

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1.0 - 5.0 years

3 - 6 Lacs

Gurugram

Work from Office

Understand end-to-end insurance business Analyze and input data into systems / databases Process requests basis various rules (both subjective and objective judgement involved) Working closely with US underwriter Handle the projects of Underwriter Required Candidate profile Excellent English Communication Experience in P&C insurance is must Call : 7024312398 swati@hird.in

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3.0 - 8.0 years

1 - 6 Lacs

Noida, New Delhi, Delhi / NCR

Work from Office

Job Title: Analyst/ Senior Analyst Residential Mortgage Underwriting Experience Required: 3–8 Years Shift Timing: 5:30 PM – 2:30 AM IST (US Shift) Location: Noida, Sector 63 (On-site) About the Role: We are seeking a detail-oriented and experienced Senior Analyst with a strong background in residential mortgage underwriting to join our dynamic team. The ideal candidate will have in-depth knowledge of income analysis, credit and asset review, and underwriting across various conventional and government loan programs including FHA, VA, USDA, and Bond loans . Key Responsibilities: Perform detailed income calculation and analysis for salaried, self-employed, and non-traditional income sources. Conduct comprehensive underwriting reviews for residential mortgage applications ensuring adherence to agency and investor guidelines (Fannie Mae, Freddie Mac). Assess borrower eligibility, creditworthiness, and overall loan risk in accordance with FHA, VA, USDA, Bond program guidelines. Review and analyze credit reports, asset statements, property appraisals, and title documents . Validate compliance with underwriting criteria, company policies, and regulatory requirements. Maintain a high level of accuracy and turnaround time in processing and decisioning loan files. Collaborate with US-based teams and other internal stakeholders to ensure smooth workflow and clear communication. Keep up to date with current underwriting guidelines and industry best practices. Required Skills & Qualifications: 3–8 years of hands-on experience in residential mortgage underwriting , including conventional and government loan programs. Strong understanding of FHA, VA, USDA, and Bond loan underwriting guidelines . Proficient in income calculation methodologies and documentation requirements. Familiarity with AUS systems (DU, LP) and LOS platforms (e.g., Encompass, Calyx). Excellent attention to detail, analytical ability, and organizational skills. Strong verbal and written communication skills to liaise with US counterparts. Ability to work independently and meet tight deadlines in a high-pressure environment. Bachelor's degree or equivalent work experience in Finance, Business, or a related field preferred. Shift & Work Environment: Shift Timing: 5:30 PM – 2:30 AM IST (Night Shift, aligned with US hours) Work Location: Noida, Sector 63 (Work from Office) Why Join Us: Competitive compensation and benefits. Opportunity to work with a fast-growing, global financial services firm. Exposure to diverse loan products and continuous skill development. Collaborative and performance-driven work culture.

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2.0 - 5.0 years

2 - 4 Lacs

Bengaluru

Work from Office

Profile- Mortgage Underwriter Package- Upto 5.5LPA Exp-Min 2 to 3yrs Shifts- Night Both side Cabs *Immediate joiners* Anushika 9511159022 anushika.imaginators@gmail.com

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5.0 - 9.0 years

3 - 6 Lacs

Noida

Work from Office

Urgently Hiring for SME - Property and Casualty at Noida location. Graduate with minimum 3.5-5 years of work experience Skill - P&C Insurance Domain Shift - US Night Shift Work Type - Work From Office Location - Noida, Sector 135 Share CV Mohini.sharma@adecco.com OR Call 9740521948

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1.0 - 4.0 years

3 - 4 Lacs

Bengaluru

Work from Office

Hiring for Insurance Underwriter Any graduate with 1 year exp in Insurance Underwriting (International Only) CTC-Upto 4.5 LPA WFO-US Shifts 5 days working Both side cab provided Notice-0-30 days Location-Bangalore

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2.0 - 7.0 years

3 - 8 Lacs

Bengaluru

Work from Office

Position Senior Underwriter Experience – 2 to 8 years Notice – Immediate to 30 days Job Description: The Underwriter will be responsible to verify and analyse complex information in accordance with policies procedure to process and evaluate mortgage loan applications. The Underwriter must use their business judgement to ensure mortgage applications meet regulatory guidelines. Job Responsibilities: • Candidate should have total 2+ years of US mortgage underwriting experience • Should be well versed with FNMA, FHLMC, GNMA and investor guidelines • Should be able to evaluate complete loan documents and provide approval or denial decision • Should be thorough in Income calculation – Salaried income, business income, retired, other income and rental income • Assets verification include borrower’s bank account statement, retirement accounts, mutual funds and other investments • Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation • Credit analysis based on borrower’s Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer • Complete review of Collateral including Appraisal review and Property Valuation • Complete review of the required closing conditions to approve loan and communicate requirements to clients • Should be able to validate and process the Loan documents on behalf of a Mortgage lender organization • Should be able to evaluate evidence of borrower’s willingness and ability to repay the obligation • Should have good analytical and problem-solving skills • Should have decision-making skill when applying in business judgement • Should ensure deliverables meet Productivity, Quality TAT per client SLAs • Good communication, Presentation skills, Self-motivated and hard working

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4.0 - 9.0 years

5 - 12 Lacs

Chennai, Bengaluru

Hybrid

Dear Applicant Greetings from Brace Infotech We have multiple positions open for Live Underwriter Role with one of our client for Permanent Role Details are as mentioned below: Work Location: Chennai & Bangalore[Work from office] Other States - Remote [WFH] Role : UW/Sr UW Skill Set : E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter, Shift: Should be flexible to work in night shifts Experience: Minimum 2 Years in Live Underwriting Roles and Responsibilities Perform live underwriting reviews of loan applications to ensure compliance with regulatory guidelines and company policies. Collaborate with cross-functional teams to resolve complex underwriting issues and improve overall process efficiency. Conduct thorough income calculations for US residential mortgages using various software tools Please revert with your updated resume if the job requirement interests you Regards Pramitha

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3.0 - 8.0 years

7 - 10 Lacs

Pune

Remote

Hi, Greetings from Adecco ! We are hiring for Live Underwriter-US Mortgage Mode of work:- Work from Home Mode of Interview:- Walk in / F2F Interview at Pune Location Date of Interview:- 30th May & 31st May & 1st June at Pune Location Job Role & responsibilities:- The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor and the company. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. Provides final approval underwriting of mortgage loans. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. Sign off conditions in a timely manner set by management. Work with staff and management to find solutions on escalated loans. May be requested to make recommendations for improving Internal Audits policies and practices. • Manage loans by using all functions of Encompass. Effectively communicate underwriting decisions with processors and advisors Maintain high level of customer service and communication with other departments. Other duties as assigned. Key Skills & experience required:- Experience of min 3 years in Live Underwriting. Minimum 3 years of experience in conventional/govt end to end underwriting. Well-versed with all 4Cs of Underwriting (Asset, Income, Credit and Collateral) Candidate must have experience in live underwriting & Real Time Analysis . Excellent at Income Calculation and Debt-to-Income(DTI) Ratio Calculation. Expertise in 4C's framework (Credit, Capacity, Collateral and Capital), Familiar in Credit report Analysis & LOX (Letter of Explanation). Knowledge on Residential Mortgage- Credit Bureau, Documents to approve the loan, Familiar with different account types Should be comfortable for Night shifts Immediate Joiners will be preferred only Interested candidates can share their CV's at Lokeshi.vijay@adecco.com

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5 - 9 years

5 - 11 Lacs

Pune

Remote

Greetings! Openings:100 Designation:SME Skills:US Mortgage-Live Underwriting+4C's+Income Calculation Exp:3+ Yr CTC :Upto 11.5 Lpa Call: Anjali :9649606933 Deepika:9694601774 Apply to:converseanjali01@gmail.com Rgrds Team Converse

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8 - 13 years

10 - 20 Lacs

Bengaluru

Work from Office

Greetings! Openings:30 Designation: Assistant Manager/Manager/SDM Skills: US Residential Mortgage + Loan Origination Exp:8+ Yr Call: Anjali - 9649606933 Tanya - 9672520839 Apply to:converseanjali01@gmail.com Rgrds Team Converse

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4 - 9 years

5 - 10 Lacs

Chennai, Bengaluru, Mumbai (All Areas)

Work from Office

Greetings!!! Openings : 50 Desi. : SME Skills : US Mortgage+Underwriting Exp : 4+ Yr Loc: Mumbai/Bang/Chennai CTC : Upto 10 Lpa Call : Samriddhi - 9672580345 Deeksha - 8239532823 or Apply to: converseanjali01@gmail.com Rgrds, Team Converse

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1 - 5 years

0 Lacs

Nagpur

Work from Office

Experience-1-5 years Designation - Analyst/Senior Analyst Process: Consumer Loan Underwriting Job Location: Nagpur Purpose of Job: We are currently seeking talented Consumer Lending Underwriters with a minimum of 1 to 5 years of experience specifically in Consumer loan Underwriting. This is a Chat based Back-office process, where the borrowers/agents would contact the analyst requesting a decision on a Consumer Loan product offered by the client The process involves Underwriting for Secured and Unsecured loans which involves a detailed study of the borrowers credit standing, credit worthiness and capacity to pay. A detailed investigative analysis of the borrowers credit report along with evaluation of income would be required to take a decision on the loan. Responsibilities: Candidates shall be responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Review borrowers credit reports to ascertain the credibility with respect to honouring payment obligations and evaluate any credit red flags like delinquencies, charge offs, or bankruptcies. Evaluate and verify income documents like Pay stubs, W2’s, and IRS Tax return documents to determine whether borrower has the capacity to repay the loan based on a complete evaluation and verification of the borrower’s income. Post evaluation and assessment of the degree of risk, document the reasons for approval or denial of the loan and add the documentation to the loan file. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Skills required: Must have excellent written and comprehension skills Must have excellent decision-making skills that are backed by relevant details and research. Good analytical, logical and audit skills. Close attention to detail. Minimum Requirements: Minimum 1to 5 years’ experience specifically in Consumer Loan Underwriting (Auto Loans and Personal Loans) for the US market Willingness to work 5 days a week with rotational weekly offs (Saturday and Sundays may/may not be off) is a must Should be well versed with Income verification and Credit Verification Good knowledge of Banking and lending principles Should be a team player with good interpersonal skills. Graduation in any discipline.

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5 - 10 years

10 - 12 Lacs

Chennai, Pune, Delhi NCR

Work from Office

Candidate should have 4yrs+ of Live Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Qualification - Graduate Shift - Rotational shifts Work Location - Mumbai / Pune / Bengaluru Required Candidate profile Immediate Joiners OR Max 1 month notice period candidates can apply Call HR Swapna @ 7411718707 for more details.

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