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1.0 - 6.0 years
3 - 7 Lacs
Chennai
Work from Office
JOB TITLE: Due Diligence Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months 8 years Immediate Joiners Only Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities : Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appraisal reports. Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines. Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: Any bachelors degree. Proven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports. Certification in mortgage underwriting or related fields is a plus. Share your Updated CV on -9384663108
Posted 22 hours ago
3.0 - 8.0 years
5 - 10 Lacs
Bengaluru
Work from Office
Job Title: Title Examiner Location: Bangalore Work Mode: Work from Office (Mid-shift Rotation) Experience: Minimum 3+ Years Education: Any Graduate / 3-Year Diploma Holder Job Overview: We are seeking a detail-oriented and experienced Title Examiner to join our team. The ideal candidate will be responsible for conducting thorough reviews and analyses of real estate title records to ensure clear property ownership and identify any legal encumbrances. This role demands strong title research skills, knowledge of legal documentation, and a customer-centric mindset. Key Responsibilities: Perform comprehensive title searches (30-year / 60-year / Patent Search) for residential and commercial properties. Examine and interpret a wide range of property documents including deeds, liens, probates, divorce records, and AOH (Affidavit of Heirship) documents. Determine legal ownership and verify title chain continuity. Analyze various legal descriptions such as Vesting, Sectional, and Metes and Bounds. Make judgment calls on complex title matters based on supporting documents. Familiarity with title processes across Texas, Oklahoma, Louisiana, and New Mexico is preferred. Collaborate with internal teams to clarify inconsistencies and resolve title-related issues. Maintain high levels of accuracy and consistency in all title examination activities. Required Skills & Qualifications: Minimum 3+ years of experience in Full Title Search Strong understanding of Title Chaining , Legal Descriptions , and Ownership Vesting Capable of handling No Current Owner or Two-Owner Searches Proficient in reading and interpreting Probate , Divorce , and AOH documents Adept with systems and tools for document search and verification Good communication skills (Reading, Writing, and Comprehension in English) Typing speed of 30 WPM with at least 98% accuracy High attention to detail and a proactive approach to seeking clarifications Customer-service oriented with a problem-solving mindset Work Requirements: Mandatory Work from Office with mid-shift rotational schedules Willingness to adapt and ask questions when in doubt Ability to work both independently and as part of a team Role & responsibilities
Posted 1 week ago
2.0 - 7.0 years
1 - 6 Lacs
Beed, Nashik, Pune
Work from Office
We are looking for a motivated and dynamic Sales Person to join our Pune team. We are seeking a dynamic and results-driven Sales Person to join our team in the building materials sector Grey Products(Cement ,Tile adhesive, Block adhesive , Acc block, Plaster Products, Admixture ). The ideal candidate will be responsible for generating leads, building relationships with contractors, builders, architects, and dealers, and driving sales to meet or exceed targets. Key Responsibilities: Identify and target potential clients including builders, developers, contractors, architects, interior designers, and retail dealers. Generate new business opportunities through cold calling, networking, site visits, and referrals. Technical Sales . Conduct field visits to potential and existing customers to promote and sell GripOn Bharats products/services. Build and maintain strong customer relationships to ensure repeat business and referral B2B Sales. Identify and develop new business opportunities in the concrete admixture segment. Build and maintain strong relationships with ready-mix concrete (RMC) plants, contractors, consultants, and builders. Preferred candidate profile Candidate from Building material Industry ( Cement, Tile, Admixture, Block, Adhesive) Experience in Field Sales Need to have Bike Good Communication and Convincing skill.
Posted 1 week ago
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