Lead - Credit & Operations (Secured Loan) ARTH

3.0 - 7.0 years

0 Lacs

haryana

On-site

You will be responsible for managing end-to-end credit underwriting and operations for secured loan products. This includes appraising loan applications, coordinating with legal and technical vendors, ensuring policy compliance, and supporting efficient loan disbursal processes across defined geographies. Your core responsibilities will include evaluating secured loan proposals across multiple customer segments, conducting due diligence on financial, business, and property-related documents, coordinating with legal and technical agencies for verification and valuation, maintaining turnaround times, overseeing document verification and processing for loan disbursal, ensuring data accuracy in internal systems, managing pre-disbursal and post-disbursal documentation, ensuring regulatory compliance, identifying and escalating exceptions, coordinating with various stakeholders, monitoring disbursement volumes and policy deviations, generating MIS reports, and providing insights for continuous improvement in underwriting and disbursement processes. To qualify for this role, you should have a graduate/postgraduate degree in Finance, Commerce, or Business Management, along with 3-6 years of experience in credit underwriting and secured loan operations in the NBFC/SFB/Banking domain. You should have a strong understanding of secured lending products and associated risks. Key skills required for this position include credit assessment, risk evaluation, knowledge of legal and technical documentation for property loans, familiarity with regulatory frameworks, coordination with cross-functional teams and third-party vendors, proficiency in MS Office and Loan Management Systems, as well as strong analytical and communication skills.,

Posted 6 days ago

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