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2 - 4 years
4 - 6 Lacs
Dharapuram
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities To Ensure SLA Delivery for each process - To Ensure quality of files processed by the Operations team are within the specified guidelines - Achieve Service To Sales Numbers - To Ensure all cash management services at the branch are delivered - Achieve Service Related TAT & specific deliverables like Generating Tokens, FTR, TAT etc - Data Analysis & Sharing of best practices with team - Ensuring Implementation of Policies & processes - Coordination with various HO / Cross functional departments & providing feedback - Recruiting and manpower forecast & planning - Ensuring highest levels of employee relationship, motivation & engagement To drive results & high levels of employee Satisfaction - Vendor management (CPV Agencies) - Ensuring Compliance & Integrity within the area/region - To Support all New Initiatives & functional Projects of the Function Required Qualifications and Experience ? Should have 2-4 yearsΒ’ experience, and minimum 1 years managing branch operations ? Should be a post graduate preferably ? Should have collaborative work style to engage with peers & colleagues across the company. ? Should have excellent communication skills along with strong presentation and data analytics skills. ? Self-motivated and a self-starter
Posted 3 months ago
2 - 4 years
4 - 6 Lacs
Bhinga
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities To Ensure SLA Delivery for each process - To Ensure quality of files processed by the Operations team are within the specified guidelines - Achieve Service To Sales Numbers - To Ensure all cash management services at the branch are delivered - Achieve Service Related TAT & specific deliverables like Generating Tokens, FTR, TAT etc - Data Analysis & Sharing of best practices with team - Ensuring Implementation of Policies & processes - Coordination with various HO / Cross functional departments & providing feedback - Recruiting and manpower forecast & planning - Ensuring highest levels of employee relationship, motivation & engagement To drive results & high levels of employee Satisfaction - Vendor management (CPV Agencies) - Ensuring Compliance & Integrity within the area/region - To Support all New Initiatives & functional Projects of the Function Required Qualifications and Experience ? Should have 2-4 yearsΒ’ experience, and minimum 1 years managing branch operations ? Should be a post graduate preferably ? Should have collaborative work style to engage with peers & colleagues across the company. ? Should have excellent communication skills along with strong presentation and data analytics skills. ? Self-motivated and a self-starter
Posted 3 months ago
2 - 3 years
4 - 5 Lacs
Mathura
Work from Office
Job Purpose To manage the Operations of Branch assigned Duties and Responsibilities 1.Process Management β This position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service. β Take end to end ownership of Disbursement TAT. β Ensure effective cash management at Branch. β Ensure Adherence to vaulting process and policy. β Monitor EOD and BOD activities related to respective branches and resolve issues. β Audit query response and resolution. β Identify and provide inputs to bring automation in processes. β Identify need for additional BC/Banking points for cash deposition. β Sharing of Best practices with other branches. 2.Team development β Participate in providing training to sourcing team and vendors. β Support in generating business ideas and taking it to implementation. Major Challenges Following decisions are taken by the role: β Identify projects required to improve the performance of process or systems. β Maintain the productivity and to keep improving the same. Required Qualifications and Experience a)Qualifications β MBA / Graduate β Challenger attitude b)Work Experience β Minimum 2-3 years of experience in financial industry β Past experience in onboarding and operations will be an added advantage β Prior experience in NBFC preferred
Posted 3 months ago
4 - 5 years
6 - 7 Lacs
Vijayawada
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines - Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. - Responsible for end to end disbursement and payment process for Secured and Unsecured business. - Drive adherence to various process and policies defined by central teams at location level. - Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. - Ensure teams are well updated with latest policy and process circulars sent by risk and HO operation team. - Engage with Sales and Underwriting team at a location level on an ongoing basis to address concerns / issues and working on improvising the overall process efficiency. - Carry out regular branch visits to address location level issues and verify adherence of various processes at Branch level. Required Qualifications and Experience "'- Minimum graduation with 4-6 years of experience in Retail Lending Credit and Operations. - Effective verbal and written communication skills. - Problem solving skills with strong attention to detail."
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Goregaon, Mumbai
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll)- Hiring, Retention & Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing & controlling PDD requirement compliance Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. Understanding of CRM- Salesforce.com. Effectively engage with Credit, Operations & Risk teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) β Total Team Size:9 β Number of Direct Reports:5 to 9 β Number of Indirect Reports:NA β Number of Outsourced employees:5 to 9 β Number of locations:1 to 4 β Number of products:1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications- Graduate / Post Graduate Good command in excel is essential. Work Experience- 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team management & Interpersonal Skills. Excellent command over communication skills. Highly ambitious & self-motivated
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Meerut
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll)- Hiring, Retention & Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing & controlling PDD requirement compliance Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. Understanding of CRM- Salesforce.com. Effectively engage with Credit, Operations & Risk teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) β Total Team Size:9 β Number of Direct Reports:5 to 9 β Number of Indirect Reports:NA β Number of Outsourced employees:5 to 9 β Number of locations:1 to 4 β Number of products:1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications- Graduate / Post Graduate Good command in excel is essential. Work Experience- 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team management & Interpersonal Skills. Excellent command over communication skills. Highly ambitious & self-motivated
Posted 3 months ago
5 - 6 years
7 - 8 Lacs
Pune
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical. Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines. Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk projects. Duties and Responsibilities ORGANISATIONAL CHART (First level reporting chart for the job. Sample chart below) 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) ΖΛTrack and ensure the policy documents for all the BFL businesses are updated monthly. ΖΛEnsure the updated policy document is uploaded on the product program portal and signoff is obtained from all stakeholders across departments including but not limited to Business, IT, Credit Operations, Underwriting, Collections, Finance, Legal & Compliance. ΖΛUndertaking additional activities such as data reconciliation, business planning etc ΖΛPublish monthly reports and dashboards to SMT. ΖΛAct as a central contact between risk and IT teams for resolution of issues being faced in the usage of product program portal. ΖΛEngage with IT team for implementation of new functionalities to improve user experience for the product program portal. ΖΛConduct discussions, raise user stories, perform UAT and deliver implementation of new functionalities within TAT in co-ordination with IT team. ΖΛPrepare presentations for SMT reviews. ΖΛCoordination within internal/external team to close all actionable items. ΖΛAny other risk activity as warranted. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) -Ensuring Sign-offs from stakeholders -Liasing with IT and other teams for implementing functionalities 5.DECISIONS (Key decisions taken by job holder at his/her end) -Updates on Product Program Portal -Ideation to make the portal interactive and user friendly 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Portfolio Risk Managers, Information Technology (IT), Portfolio Business heads, Chief Risk Officer, Risk Analytics Head. External Clients Roles you might need to interact with outside the organization to enable success in your day to day work NA 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) NA Other Dimensions (Significant volume dimensions associated with the job) β Individual contributor Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications CA/MBA Finance / Postgraduate with 1-5 years in Finance/Regulation/Compliance Work Experience Experience in Risk assessment / operations function of lending business. Deep understanding of Data, loss calculation, business planning etc 4-5 years of overall experience. Should have experience in handling inter department projects. Excellent Communication and Interpersonal Skills. Experience in data analysis and report drafting. Excellent Excel & Power Point proficiency, MS-Office Positive attitude and team player. Experience of establishing and maintaining relationships with business units / managers for managing day-to-day business.
Posted 3 months ago
2 - 3 years
4 - 5 Lacs
Kirlampudi
Work from Office
Job Purpose To manage the Operations of Branch assigned Duties and Responsibilities 1.Process Management β This position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service. β Take end to end ownership of Disbursement TAT. β Ensure effective cash management at Branch. β Ensure Adherence to vaulting process and policy. β Monitor EOD and BOD activities related to respective branches and resolve issues. β Audit query response and resolution. β Identify and provide inputs to bring automation in processes. β Identify need for additional BC/Banking points for cash deposition. β Sharing of Best practices with other branches. 2.Team development β Participate in providing training to sourcing team and vendors. β Support in generating business ideas and taking it to implementation. Major Challenges Following decisions are taken by the role: β Identify projects required to improve the performance of process or systems. β Maintain the productivity and to keep improving the same. Required Qualifications and Experience a)Qualifications β MBA / Graduate β Challenger attitude b)Work Experience β Minimum 2-3 years of experience in financial industry β Past experience in onboarding and operations will be an added advantage β Prior experience in NBFC preferred
Posted 3 months ago
2 - 3 years
4 - 5 Lacs
Vizianagaram
Work from Office
Job Purpose To manage the Operations of Branch assigned Duties and Responsibilities 1.Process Management β This position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service. β Take end to end ownership of Disbursement TAT. β Ensure effective cash management at Branch. β Ensure Adherence to vaulting process and policy. β Monitor EOD and BOD activities related to respective branches and resolve issues. β Audit query response and resolution. β Identify and provide inputs to bring automation in processes. β Identify need for additional BC/Banking points for cash deposition. β Sharing of Best practices with other branches. 2.Team development β Participate in providing training to sourcing team and vendors. β Support in generating business ideas and taking it to implementation. Major Challenges Following decisions are taken by the role: β Identify projects required to improve the performance of process or systems. β Maintain the productivity and to keep improving the same. Required Qualifications and Experience a)Qualifications β MBA / Graduate β Challenger attitude b)Work Experience β Minimum 2-3 years of experience in financial industry β Past experience in onboarding and operations will be an added advantage β Prior experience in NBFC preferred
Posted 3 months ago
2 - 3 years
4 - 5 Lacs
Penuganchiprolu
Work from Office
Job Purpose To manage the Operations of Branch assigned Duties and Responsibilities 1.Process Management β This position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service. β Take end to end ownership of Disbursement TAT. β Ensure effective cash management at Branch. β Ensure Adherence to vaulting process and policy. β Monitor EOD and BOD activities related to respective branches and resolve issues. β Audit query response and resolution. β Identify and provide inputs to bring automation in processes. β Identify need for additional BC/Banking points for cash deposition. β Sharing of Best practices with other branches. 2.Team development β Participate in providing training to sourcing team and vendors. β Support in generating business ideas and taking it to implementation. Major Challenges Following decisions are taken by the role: β Identify projects required to improve the performance of process or systems. β Maintain the productivity and to keep improving the same. Required Qualifications and Experience a)Qualifications β MBA / Graduate β Challenger attitude b)Work Experience β Minimum 2-3 years of experience in financial industry β Past experience in onboarding and operations will be an added advantage β Prior experience in NBFC preferred
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Thrissur
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll)- Hiring, Retention & Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing & controlling PDD requirement compliance Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. Understanding of CRM- Salesforce.com. Effectively engage with Credit, Operations & Risk teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) β Total Team Size:9 β Number of Direct Reports:5 to 9 β Number of Indirect Reports:NA β Number of Outsourced employees:5 to 9 β Number of locations:1 to 4 β Number of products:1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications- Graduate / Post Graduate Good command in excel is essential. Work Experience- 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team management & Interpersonal Skills. Excellent command over communication skills. Highly ambitious & self-motivated
Posted 3 months ago
5 - 8 years
7 - 10 Lacs
Pune
Work from Office
Job Purpose "This position is open with Bajaj finance limited" Duties and Responsibilities Responsibilities:- To enable enhanced business profitability through effective management of the delinquent portfolio To achieve the desired collection efficiencies across product managed. Ensure that adequate collections intensity of follow up is executed for all delinquent accounts. Meeting the Target on Cost of Collections. Ensuring meeting PI Targets within specified on monthly basis. Continuously review the location portfolio and report early/potential stress accounts. Ensure that all collections activities are properly documented in the form of Collection Trails. Ensure that all collections processes and Risk governance mandates rolled out are completely adhered to at each location Liaison with legal/law enforcement agencies for speedy recovery Provide feedback on the effectiveness of collections strategies formulated and implemented. Ensure that the resources are optimally used with the number of visits, contacts, PTP conversion ratio etc, settlement process to be in line with approval received. NIL delay in cash TAT and MIS. Required Qualifications and Experience Desired Skills and experience: Graduate in any Specialisation. Good verbal and written skill. Proficient in Microsoft Office.
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Miryalaguda
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (Off roll)- Hiring, Retention & Productivity. Sales Governance through compliance of systems and processes. Responsible for tracking, managing & controlling PDD requirement compliance Reduction in customer complaints & cancellation by ensuring that no miss-selling is being done. Understanding of CRM- Salesforce.com. Effectively engage with Credit, Operations & Risk teams. To ensure TAT is maintained for case processing. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Training of self and their team below. Hiring right candidate. Smooth onboarding to help settle the employee well in BFL. Smooth onboarding of New Dealer/Partner with BFL Retention of Off-roll staff 5. DECISIONS (Key decisions taken by job holder at his/her end) Hiring of Off roll staff Approvals by coordinating with internal stake holders eg. Clearing cases Lead allocation Field activity planning and closure 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work Connect with various internal department i.e. product, credit, Ops, RCS & compliance to process the file. Connect with HR department for hiring & retention External Clients Roles you need to interact with outside the organization to enable success in your day to day work Engaging with customer. Mapping of market competition. 7. DIMENSIONS (Key numerical data which will reflect the scope and scale of activities concerning this job) Financial Dimensions (These should be quantifiable numerical amounts) From 45 to 70 Cases MOM (depending upon location and market potential) Other Dimensions (Significant volume dimensions associated with the job) β Total Team Size:9 β Number of Direct Reports:5 to 9 β Number of Indirect Reports:NA β Number of Outsourced employees:5 to 9 β Number of locations:1 to 4 β Number of products:1 i.e. Two wheeler Loan Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications Qualifications- Graduate / Post Graduate Good command in excel is essential. Work Experience- 1 to 3 years of relevant experience in managing team Result oriented - Go getter attitude is must Should have collaborative work style to engage with peers & colleagues across the company. Excellent Team management & Interpersonal Skills. Excellent command over communication skills. Highly ambitious & self-motivated
Posted 3 months ago
2 - 3 years
4 - 5 Lacs
Anand, Nagar, Pharenda
Work from Office
Job Purpose To manage the Operations of Branch assigned Duties and Responsibilities 1.Process Management β This position will be responsible for branch Operations including Quality check of applications, Disbursement initiation, File management, Document management & Customer Service. β Take end to end ownership of Disbursement TAT. β Ensure effective cash management at Branch. β Ensure Adherence to vaulting process and policy. β Monitor EOD and BOD activities related to respective branches and resolve issues. β Audit query response and resolution. β Identify and provide inputs to bring automation in processes. β Identify need for additional BC/Banking points for cash deposition. β Sharing of Best practices with other branches. 2.Team development β Participate in providing training to sourcing team and vendors. β Support in generating business ideas and taking it to implementation. Major Challenges Following decisions are taken by the role: β Identify projects required to improve the performance of process or systems. β Maintain the productivity and to keep improving the same. Required Qualifications and Experience a)Qualifications β MBA / Graduate β Challenger attitude b)Work Experience β Minimum 2-3 years of experience in financial industry β Past experience in onboarding and operations will be an added advantage β Prior experience in NBFC preferred
Posted 3 months ago
4 - 5 years
6 - 7 Lacs
Narasaraopet
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines - Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. - Responsible for end to end disbursement and payment process for Secured and Unsecured business. - Drive adherence to various process and policies defined by central teams at location level. - Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. - Ensure teams are well updated with latest policy and process circulars sent by risk and HO operation team. - Engage with Sales and Underwriting team at a location level on an ongoing basis to address concerns / issues and working on improvising the overall process efficiency. - Carry out regular branch visits to address location level issues and verify adherence of various processes at Branch level. Required Qualifications and Experience "'- Minimum graduation with 4-6 years of experience in Retail Lending Credit and Operations. - Effective verbal and written communication skills. - Problem solving skills with strong attention to detail."
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Raigarh
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Dholka
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
4 - 6 years
6 - 8 Lacs
Pune
Work from Office
Job Purpose "This position is open with Bajaj Finance Ltd." Duties and Responsibilities 1.Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2.Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases. 3.Decisioning the application within the desired TAT. 4.Taking logical calls based on CIBIL reports, Applicants past service of loans, income / obligations, Tele / Video PD, Geo tagging reports. 5.Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way. 6.Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application. Required Qualifications and Experience MBA Finance with relevant experience. Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans Positive attitude and team player- will be part of a team Comfortable with 6 Day working and extended hours whenever required Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales Must have local market understanding.
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Channagiri
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Gajwel
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
0 - 2 years
2 - 4 Lacs
Madurai
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Fulfillment of Gold loan process at branch post sales and basic data entry by Marketing executives Training for subsequent new hires on Policies & Processes for Gold Loan. Ensuring policy adherence and meeting the TAT at branches. Ensuring adherence to Vaulting Process & Policies. Auditing Gold as per laid down Policies & Process. Valuation of Gold Ornaments Provide Feedback to HO Authorities on Credit Process / Policies / Local Market on a regular basis. Data Analysis & Sharing of best practices with other location teams Required Qualifications and Experience Graduate 1-4 years of relevant experience in Gold loan Industry. Knowledge of Gold Appraisal process Imparting Gold Appraisal / Evaluation Training. Good interpersonal skills
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Limkheda
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
2 - 4 years
4 - 6 Lacs
Baghpat
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities To Ensure SLA Delivery for each process - To Ensure quality of files processed by the Operations team are within the specified guidelines - Achieve Service To Sales Numbers - To Ensure all cash management services at the branch are delivered - Achieve Service Related TAT & specific deliverables like Generating Tokens, FTR, TAT etc - Data Analysis & Sharing of best practices with team - Ensuring Implementation of Policies & processes - Coordination with various HO / Cross functional departments & providing feedback - Recruiting and manpower forecast & planning - Ensuring highest levels of employee relationship, motivation & engagement To drive results & high levels of employee Satisfaction - Vendor management (CPV Agencies) - Ensuring Compliance & Integrity within the area/region - To Support all New Initiatives & functional Projects of the Function Required Qualifications and Experience ? Should have 2-4 yearsΒ’ experience, and minimum 1 years managing branch operations ? Should be a post graduate preferably ? Should have collaborative work style to engage with peers & colleagues across the company. ? Should have excellent communication skills along with strong presentation and data analytics skills. ? Self-motivated and a self-starter
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Thasra
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
1 - 3 years
3 - 5 Lacs
Halol
Work from Office
Job Purpose "This position is open with Bajaj Finance ltd." Duties and Responsibilities Duties and Responsibilities ::Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap Required Qualifications and Experience Duties and Responsibilities :Key Deliverables:Duties and Responsibilities :: Support field through trouble shooting on system Ensuring governance adherence and meeting the TAT Monthly hold clearance Process Analysis & Sharing of best practices with team. Coordinate with Sales"& ensuring mechanism in place for processing of files within desired TAT. Ensuring timely communication to stakeholders on any change in process Liasoning with functional team- Operations, risk, banking, to cover process gap
Posted 3 months ago
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