Credit Manager - BL/LAP/Machinery Loans Ratnaafin Capital

3.0 - 8.0 years

7 - 11 Lacs

mehsana, delhi / ncr, mumbai (all areas)

Work from Office

Role & responsibilities Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. Preferred candidate profile CA/CFA or MBA in Finance. Experience as a Credit Manager in Machinery/Equipment Finance. Experience in EndtoEnd processing of loan proposal

Posted 1 week ago

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Relationship Manager - Business Loans Ratnaafin Capital

2.0 - 7.0 years

4 - 7 Lacs

gandhidham, morbi, rajkot

Work from Office

Role & responsibilities Responsible for sourcing, structuring & servicing clients for their financial needs by offering them various secure & unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending clients queries and resolution in TAT. Responsible for coordination with support functions (Credit/Ops) in facilitating disbursement. To constantly provide feedback on the ground about the market and products offered by competition Preferred candidate profile Minimum 1 year of experience in Business Loan. Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills

Posted 2 weeks ago

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Area Sales Manager - BL and LAP Ratnaafin Capital

7.0 - 12.0 years

7 - 12 Lacs

mehsana, jodhpur

Work from Office

KEY RESPONSIBILIES: Lead, mentor, and manage a team of Relationship Managers to achieve business targets. Plan and execute sales strategies for loan products Business Loans and LAP. Monitor daily performance of the team and provide regular feedback. Identify new business opportunities and ensure market penetration in the assigned territory. Responsible for recruitment of relationship managers for assigned branches. Maintain strong relationships with clients and channel partners. Track team productivity and ensure compliance with company policies and guidelines. Conduct regular sales meetings and training sessions. Collaborate with internal departments for seamless processing and post-sales support. Responsible for managing Profit and loss of assigned branches and ensuring profitability of ESIRED SKILLS & QUALIFICATION: A graduate / P.G in any discipline. Minimum 6 to 7 years of experience in Business Loans or LAP Must have team handling Experience.

Posted 3 weeks ago

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