282 Stress Testing Jobs - Page 11

Short description of role (lending) teams and will be expected to have strong understanding of financial statements including important lending and credit risk metrices. Job Responsibilities: Credit-worthiness analysis of borrowers, including financial analysis, industry and sector research. Drafting detailed credit reports with key takeaways on the purpose; report has to be concise, easy to read for credit risk to review and comment Identifying, setting and monitoring deal specific covenants which can act as early warning signals during the life of the loan Developing and maintaining detailed financial model (in Excel) comprising transaction details, financial statement analysis, projections, ratio & variance analysis, key performance indicators, credit metrics, amongst others Conducting sensitivity analysis for stress testing on loans for serviceability Regular interaction with key stakeholders and clients to discuss for eg. borrower requirements and performance, data gaps, inconsistencies, analytical frameworks, loan servicing etc. Strong financial analysis skills thorough understanding of accounting / financial concepts including financial statements, variance analysis, and assessment of key credit risk metrices and covenants Ability to draft credit reports Strong communication skills (oral and written) in English. Proficient in use of Excel, handling linked worksheets, able to handle complex models. Personal drive (proactive), flexible, creative (thinks out of the box), result driven responsible, curious, team player, fast learner, and willing to take ownership of tasks and deliverables. Hands on attitude, willing/capable to understand the big picture. Ability to succeed in a culture where change and speed are part of daily work.

The Global Risk & Compliance Organization ( GRC ) independently oversees the company s risk-taking and risk management activities, including the comprehensive identification, management, and mitigation of risks within the Company s risk appetite. GRC ensures the company operates in a safe, sound and fully compliant manner within all applicable regulatory expectations. We create and maintain the overall risk management framework while ensuring legal and regulatory compliance. We are passionate about our commitment to drive the company s goals of growth and progress by creating a culture of awareness and proactivity around regulatory matters, and by partnering closely with business units across the enterprise to ensure we'deliver maximum value to our shareholders and our customers efficiently and effectively. We are seeking a highly experienced Director, Capital Management Oversight, to join our Enterprise Risk Management and Risk Oversight (ERM&RO) function within GRC. You will serve as a subject matter expert, providing guidance and independent oversight to American Express s capital management processes, including CCAR, ICAAP, and Capital Contingency Planning. The Director will aggregate, integrate, and assess all risks to the company s capital position, to provide significant strategic recommendations to the Head of Enterprise Risk Management, Treasurer, and the different risk committees across the enterprise. Our culture in Global Risk & Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. Key Responsibilities: Assess capital goals, estimation methodologies / measurements and underlying controls Define the respective capital risk appetite and ensure that Treasury is operating within it Advocate American Express s risk culture throughout the Capital Planning process; educate teammates on sound risk management practices. Lead, drive and embed best practice and pragmatic risk management Conduct independent reviews of all capital management processes, and communicate conclusions and required remediations to Treasury senior leadership Contribute to material risk identification, stress scenario narrative development, macroeconomic variable shocks, and idiosyncratic event selection for CCAR and ICAAP Independently review stress testing assumptions and forecasts for balance sheet, revenue, and loss components Conduct regulatory mapping (ie, SR 15-19) against the current Capital Planning environment to ensure Treasury and other forecast owners are meeting enhanced supervisory expectations Engage with regulators, auditors, and other external stakeholders on capital management risk-related matters, ensuring compliance with regulatory requirements and addressing any inquiries or examinations Establish a coherent and comprehensive set of risk limits that are consistent with the stated Risk Appetite through quantitative expressions of risk tolerance and capital adequacy Minimum Qualifications: 6-8 years of risk management experience in financial services including extensive experience in CCAR, capital planning, and risk appetite frameworks Advanced degree in Business, Finance, Statistics, Econometrics, or a related field is required Excellent communication and stakeholder management skills, with the ability to influence and collaborate with senior executives and cross-functional teams Ability to think strategically, manage complex projects, and deliver results in a fast-paced, dynamic environment Strong understanding of financial services regulations and risk management best practices Strong leadership skills with a demonstrated ability to effectively hire, coach, train, and develop a team and to promote collaboration across geographies CFA or FRM designation preferred We back you with benefits that support your holistic we'll-being so you can be and deliver your best. This means caring for you and your loved ones physical, financial, and mental health, as we'll as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-we'll-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site we'llness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities

Job Description: Understanding of Basel Framework, PD, EAD, LGD and Regulatory Capital. Proficiency in SAS and Python for Model Development Good Understanding of Regulations and has experience of IRB Model Development Good understanding of retail credit risk products and their key variables.

Please Note: ========== One of our Gulf client is looking for Credit Risk Analyst in their financial department. Spectrum Consulting is acting as Recruitment Services company for this position. You can email your CV directly to: spectrumconsulting1977@gmail.com ========== Job Title: Credit Risk Analyst Onsite Job Location: Dubai - UAE Doha - Qatar Riyadh - Saudi Arabia Onsite Monthly Salary: 15k to 20k AED [ Depending on Experience ] , Full Tax free Salary Gulf Work permit & visa will be sponsored by the company Offshore Job Location: Mumbai Bangalore Hyderabad Offshore India Annual CTC: INR. 15 LPA to 40 LPA (Depending on Experience) No. of positions: 03 Project Duration: 24 Months Experience Needed: 10 - 20 Years Job Description: We are looking for an experienced Credit Risk Analyst with BASEL / IFRS9 / CCAR Skills Job Responsibilities As a credit risk analyst, you should be: Expert in 1 or more of the following: - Credit Risk Modelling with: - BASEL - IFRS9 - CCAR - Structural Models - Strong knowledge of credit risk measures, PFE, xVA, compliance rules, and collateral management. - Experience with Basel 2, Basel 2.5, Basel 3, SA-CCR, SIMM, FRTB-xVA. - Able to do credit evaluations of counter parties for financial/non-financial institutions - Carry out financial qualification of service providers for new assignments and new projects - Conduct in-depth analysis of financial statements and employ the company internal credit model to derive credit ratings. - Ensure new business transactions and related risks are appropriately defined, captured, and managed, by the Company's risk methodologies and systems. - Maintain approved credit limits and ratings in credit database. - Actively monitor counterparty credit ratings and latest market developments to keep management informed on potential risks. - Perform stress testing on various portfolios in order to identify and mitigate unwanted exposure. - Review policies, procedures, and align risk policies across the Group - Assist in the consolidation and preparation of reports for top management Nice to have: - Experience with Murex (MLC), Markit, Calypso, Finastra is added advantage but not mandatory Experience Level: 5 - 20 Years Business Verticals: Banking and Financial Services -- Insurance / Banking Insurance Stock Market / Investment Banking Retail Telecom Healthcare Oil and Gas Travel and Hospitality Supply Chain / Logistics Capital Markets / Stock Markets / Forex Trading Job REF Code: CREDITRISK_0525 You can EMAIL your CV to: spectrumconsulting1977@gmail.com If you are interested, please email your CV as ATTACHMENT & - write about your CREDIT RISK experience as covering note and - explaining your CREDIT RISK experience with job ref. code [ CREDITRISK_0525 ] as subject

About this role: Wells Fargo is seeking a Risk Analytics Consultant In this role, you will: Participate in less complex analysis and modeling initiatives, and identify opportunity for process production, data reconciliation, and model documentation improvements within Risk Management Review and analyze programing models to extract data, and manipulate databases to provide statistical and financial modeling, and exercise independent judgment to guide new and existing projects with medium risk deliverables Coordinate and consolidate the production of monthly, quarterly, and annual performance reports for more experienced management Present recommendations for resolving data reconciliation, production, and database issues Exercise independent judgment while developing expertise in policy governance, risk projects, and regulatory requests Collaborate and consult with peers, managers, experienced managers, compliance, including various lines of business Required Qualifications: 2+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience in Loss Forecasting , CCAR Reporting, Stress testing or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Expertise in few programming and statistical packages - SAS , SQL Advanced expertise in MS office tools including Excel and Powerpoint Strong analytical and problem-solving skills with keen attention to detail Model review and ability to analyze and challenge model parameters and assumptions Understand business objectives and provide challenge to requirements. Knowledge and understanding of credit risk, loss forecasting, and related governance policies. Verify sound analysis practices and data decisions were leveraged throughout planning and data sourcing phases. Conduct in-depth research within complex data environments to identify data integrity issues and propose solutions to improve accuracy. Ensure comprehensive documentation exists supporting the end-to-end data reporting and analysis approach and execution. Understanding of complex databases and ability to navigate and query data effectively. Apply critical evaluation to challenge assumptions, formulate a defendable hypothesis, and ensuring high quality results. Ensure adherence to data management/ model governance regulations and policies. Ensure adherence to compliance and legal regulations and policies on all projects managed Collaborate and consult with peers, colleagues, and more experienced managers to resolve issues and achieve goals. Understanding in Python, Tableau, PowerBI will be an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Role Overview: We are seeking a skilled and analytical Climate Risk Analyst to join our sustainability team. In this role, you will apply NGFS and IPCC frameworks to evaluate and quantify both physical and transition climate risks across diverse client portfolios. You'll build probabilistic models, design stress-testing scenarios, and integrate datasets ranging from GIS layers to supply-chain metrics. Partnering with finance, operations, and data engineering teams, you'll translate complex climate trajectories such as carbon pricing, regulatory shifts, and technology adoption into clear, actionable insights and robust risk-management strategies that help our clients enhance resilience and capitalize on emerging opportunities. Key Responsibilities: Conduct climate risk assessments using NGFS and IPCC frameworks to identify client-specific risks and opportunities Develop and execute stress-testing scenarios to evaluate climate impacts on financial portfolios Collect, clean, and integrate diverse datasets (e.g., geospatial layers, historical weather records, supply-chain metrics) Build probabilistic models to quantify hazard frequency, exposure, and vulnerability at the asset and portfolio levels Parameterize transition-risk factors (carbon-pricing trajectories, regulatory changes, technology adoption rates) across multiple climate pathways Collaborate with cross-functional teams to produce comprehensive reports and presentations on climate risk management strategies Translate quantitative findings into clear recommendations for risk mitigation and opportunity capture Required Skills: Strong understanding of physical and transition climate-risk concepts and frameworks (NGFS, IPCC) Proven experience in stress-testing and scenario analysis within a financial or risk-management context Proficiency in statistical and probabilistic modeling techniques (e.g., Monte Carlo simulation) Hands-on experience with data integration and analysis tools (Python/R, SQL, GIS software) Familiarity with cloud-based data platforms and ETL pipelines Excellent quantitative and analytical abilities, with strong attention to detail Exceptional communication skills, able to distill complex analyses into concise, client-ready insights Proven ability to work collaboratively in cross-disciplinary teams Perks and Benefits: Work on a ground-breaking product that significantly contributes to sustainability Exposure to advanced AI tools and methodologies to enhance your development skills and productivity Competitive salary with a comprehensive benefits package Flexible work arrangements A vibrant, inclusive, and supportive team environment Opportunities for professional growth and continuous learning

Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives. About The Role Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives. ? ? ? ? Business Excellence Team (BET): This is a Diverse team with experience in Sales, Delivery & Operations, Technology, Law, HR, and Finance. Acts as an in-house consulting team to drive strategic and tactical objectives for leadership. Supports the CEO, WEB, and WEC as a Change Agent, Catalyst, and Coordinator to drive business impact projects. ERM Risk Program Leader/Manager: Implements and oversees the organization's risk management program. Works with process owners to identify, assess, and mitigate risks. Designs and implements continuous monitoring of critical risks.Performs independent stress testing and shares findings with management. Infuses technology in risk management and defines system-based rules for stress testing. Role Responsibilities: Conducts deep dives and root cause analysis on issues. Collaborates with business owners to find solutions, including external benchmarking. Drives system changes, process changes, and technology adoption. Tracks implementation and adoption of changes. Manages programs end-to-end. Collaborates with functions on risk identification, assessment, and mitigation. Prepares and executes continuous monitoring of identified risks. Develops and implements stress testing frameworks. Conducts regular stress testing and identifies process gaps and anomalies. Prepares and presents detailed reports on stress test results to senior management. Continually improves the stress testing program to adapt to changing risk landscapes. Leads and supports automation/AI initiatives.

Hello Visionary! We empower our people to stay resilient and relevant in a constantly changing world. We"™re looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you"™d make a great addition to our vibrant international team. We provide our Hire-to-Retire services along the complete lifecycle of an employee from onboarding to pension services and leverage our powerful ecosystem of leading external and internal partners and our network of key delivery centers We believe in the value of industry best-practice standards achieved through evolving technology and digitalization. We focus on employee experience as a key driver of our actions. In doing so, we deliver flexibility, quality and efficiency for the businesses we partner with. You"™ll make a difference by Develop and maintain monitoring solutions using Elastic Search (ELK) deployed in AWS ECE. Automate processes and workflows using Python and Ansible. Manage and optimize the performance of large-scale data systems, handling hundreds of terabytes of data. Utilize AWS CloudFormation for resource provisioning and infrastructure management. Collaborate with cross-functional teams to ensure seamless integration and deployment of monitoring solutions. Troubleshoot and resolve technical issues related to monitoring and data management. Continuously improve monitoring processes and tools to enhance system performance and reliability. Your success is grounded in We are looking for a talented and motivated individual to join our Digital Services team, as part of our Global Business Services Unit. The ideal candidate will be integrated on a monitoring team, cloud oriented, so we"™re looking for strong expertise with 2-5 years of experience in AWS, Elastic Search (ELK), Python, and Ansible, with a focus on performance optimization and managing large-scale data. Our culture thrives around the ability to work well in a client-centric, collaborative environment, can demonstrate critical thinking skills, and present and explain complex ideas to a group. Open communication and working well with others are key Excellent communication, interpersonal and collaboration/influencing skills. Join us and be yourself! We value your unique identity and perspective and are fully committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us. This role is based in Bangalore . You"™ll also get to visit other locations in India and beyond, so you"™ll need to go where this journey takes you. In return, you"™ll get the chance to work with teams impacting entire cities, countries and the shape of things to come. We"™re Siemens. A collection of over 379,000 minds building the future, one day at a time in over 200 countries. We're dedicated to equality, and we encourage applications that reflect the diversity of the communities we work in. All employment decisions at Siemens are based on qualifications, merit and business need. Bring your curiosity and imagination and help us shape tomorrow.

Deenanath Mangeshkar Hospital is looking for OPD CARDIOLOGY ECHO TECHNICIAN to join our dynamic team and embark on a rewarding career journey Patient Preparation: Explain the echocardiogram procedure to patients, prepare them for the test, and ensure their comfort during the examination Equipment Operation: Operate and maintain specialized ultrasound equipment, including 2D, 3D, and Doppler echocardiography machines Image Acquisition: Perform echocardiograms by placing the transducer on the patient's chest, capturing images of the heart's chambers, valves, and blood flow Data Analysis: Analyze echocardiographic images and measurements to assess heart function, identify abnormalities, and calculate ejection fraction and cardiac output Reporting: Prepare and generate detailed echocardiogram reports for physicians and healthcare providers, including image documentation and measurements Image Optimization: Adjust ultrasound settings to optimize image quality, clarity, and diagnostic accuracy Patient Monitoring: Monitor patients' vital signs and assess their comfort and well-being throughout the examination Quality Control: Maintain high standards of quality control, ensuring that images and reports meet diagnostic criteria Documentation: Maintain accurate records of echocardiograms, patient information, and medical histories Patient Education: Educate patients about echocardiogram results and assist in explaining findings and recommendations

About The Role : In Scope of Position based Promotions (INTERNAL only) Job Title Model Validation Specialist Associate Location Mumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Effectively managing and mitigating Model Risks; Establishing Model Risk metrics; Designing and implementing a strong Model Risk Management and governance framework; Supporting bank-wide Model Risk-related policies. This role spans all aspects of validation applicable to the portfolio of estimation approaches within the Deutsche Bank Combined US Operations (CUSO) across all relevant business units and risk types. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy: Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities The core responsibility will be to validate IB Stress testing models used within the larger CCAR PPNR umbrella for DB USA. Its important for incumbent to grasp and understand Investment Banking side of the banks business. However, the role might necessitate model validator to be flexible in moving around different risk areas within US model validation team outside of core area of responsibility. Key tasks include, but not limited to model performance testing, scenario analysis, sensitivity analysis, and conceptual assessment of model assumptions/limitations/weaknesses. Developing challenger models including independent data collection and by performing complex analysis and testing. Follow regulatory guidelines and the Banks policies and procedures for model risk management, especially CCAR-specific guidelines. Bringing efficiency by automating processes and uplifting frameworks. Your skills and experience 3-6 years of professional experience in model development/ validation or related areas. Previous experience in stress testing (DFAST/CCAR/ICAAP) would be a plus. Ability to analyse and understand financial statements (Balance sheet, Income statement) will be advantageous. Candidate needs to have decent knowledge about financial products and the associated risk factors. Candidate needs to have above average report drafting skills and should be able to independently compile model validation reports, follow-through on mitigation of validation findings, and documentation thereof. Very strong data management and analysis skills with experience in relevant software packages, e.g., R and Python. Good presentation & communication skills Candidates with Mathematics/Statistics/Economics/Engineering/ MBA or allied background holding Graduate/Post-Graduate degrees are preferred. CFA / FRM certification will be a plus for the role. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleModel Validation Lead- Derivative Pricing Corporate TitleVP LocationMumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Designing and recommending Model Risk Appetite; Effectively managing and mitigating Model Risks; Establishing Model Risk metrics; Designing and implementing a strong Model Risk Management and governance framework; Creating bank-wide Market Risk policies The Pricing Model Validation team as part of MoRM is responsible for the independent review and analysis of all derivative pricing models used for valuation and pricing across the bank. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities The role is to independently review and analyse derivative models for pricing and risk management across Rates, FX and Hybrids. The role as a Quantitative Analyst in Mumbai will work closely with the pricing validation team in London and Berlin to produce, analyse and document validation testing. Reviews and analysis require a good understanding of the mathematical models used, implementation methods, products traded in these markets, and the associated risks. The outcome of review and analysis and independent implementation will form the basis of discussion with key model stakeholders includingFront Office Trading; Front Office Quants; Market Risk Managers; and Finance Controllers. Your skills and experience Excellent mathematical ability with an understanding of Stochastic Calculus, Partial Differential Equations, Monte-Carlo Methods, Finite Difference Methods, and Numerical Algorithms. Strong interest in financial markets (especially derivative pricing) demonstrated by qualifications and/or experience. Experience coding in Python an advantage. Excellent communication skills both written and oral. Education/Qualifications Academic degree in a quantitative discipline (e.g. Mathematical Finance / Statistics, Maths, Physics, Engineering) with a focus on application. How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Join our dynamic team at Firmwide Market Risk, where you will play a pivotal role in shaping the future of market risk management. You will have the opportunity to lead strategic projects that enhance our stress testing framework, ensuring transparency and efficiency in risk management. This is your chance to make a significant impact on the firms risk profile and contribute to our mission of facilitating efficient risk/return decisions. As a Market Risk Stress Associate in the Firmwide Market Risk team, you will be at the forefront of stress testing initiatives, focusing on improving the stress testing framework and strategic technology development. You will collaborate with experts across various risk functions to drive innovation. Your work will be crucial in maintaining the firms market risk transparency to senior management, the Board of Directors, and regulators. Job responsibilities Drive forward stress analytic initiatives by creating bespoke stress scenarios, using stress as a tool to monitor macro market events, improving stress visualization, making use of AI, and creating other innovative ways to use stress. Develop, implement, and oversee stress-related technology processes and controls, including both BAU and strategic infrastructure enhancements. Support and streamline the stress testing process across legal entities; work with regional Market Risk teams on stress-related regulatory requests, including but not limited to responding to regulatory questions, coordinating and implementing stress scenarios, providing best practice across risk areas on LE stress-related tasks. Maintain oversight on firmwide stress results and analyze historical trends, informing senior management of key changes. Partner with LOB Market Risk Coverage and Market Risk Middle Office to support and enhance processes, stress explains, and analysis. Contribute to the regulatory stress testing exercises, including results analysis and submission, documentation, and senior management presentations. Partner with teams globally in Asia, EMEA, and NY, as well as across the Firm including other Risk Functions, Model Review, Risk Reporting, Legal Entity, and Technology. Required qualifications, capabilities, and skills Bachelors degree. Significant work experience in the financial industry. Strong quantitative and analytical background with knowledge of financial markets and complex financial product valuation. Understanding of trading strategies/exposures for one asset class. Knowledge of risk sensitivities on financial products, including Option Greeks. Advanced skills in analyzing large datasets using Excel, Tableau, or other software. Experience working with technology teams on risk system enhancements/infrastructure projects. Strong control and risk management mindset with a focus on process enhancement and improvements. Proven project leadership skills, business writing skills, and communication skills to drive initiatives to completion.

Role & responsibilities Preferred candidate profile

Role & responsibilities Managing multiple projects in multiple geographies Handling teams of multiple projects across different areas of analytics, risk management etc. Handling pre sales meetings with clients Keeping track of latest regulatory updates & preparing offering on them Client Handling - Understanding client requirements, problems etc. Preparing presentation and presenting it to Senior Management Liaison with clients for understanding their problems & providing appropriate solution Preparing presentations and other documents as per client requirements Doing independent research to come up with innovative solutions/ideas Provide thought leadership and hands-on experience for ongoing initiatives Train and guide team of consultants Will be responsible of different project ranging from: Part of Center of Excellence” of Credit Risk Modeling IFRS 9 Model Development & Validation Development/Validation of PD (Application & Behavioral Scorecard), LGD and EAD Retail Models Developing/Validation Rating Models for Corporate banking portfolios Stress Testing Models Develop/validate models like Collection, Propensity, Maturity, Pricing, etc. Advanced Analytics Solution (Machine Learning, Digital Lending etc.) Development of acquisition fraud scorecard Loss Forecasting Developing/Validating Rating Models for Corporate banking portfolios Developing/Reviewing ICAAP & RAROC Models A

We are looking for a highly skilled and experienced Senior Consultant to join our team in the Financial Services Office (FSO) - Financial Services Risk Management (FSRM) - Credit Risk. The ideal candidate will have 3-8 years of experience. ### Roles and Responsibility Demonstrate deep technical capabilities and industry knowledge of financial products, particularly lending products. Understand market trends and demands in the financial services sector and client issues by staying updated on current business and industry trends. Monitor progress, manage risk, and communicate status, issues, and key priorities with stakeholders to achieve expected outcomes. Actively mentor junior consultants and review/analyze tasks completed by them. Flexibility to work on projects involving model audits, validation, and development activities. Possess strong documentation skills and the ability to quickly grasp key details and summarize them in presentations or documents. ### Job Requirements Postgraduate degree in accounting, finance, economics, statistics, or a related field. At least 3 years of related work experience in credit risk management, ECL, and stress testing. Complete understanding of climate risk models for credit underwriting, ECL, and stress testing. Knowledge of climate risk-related requirements published by regional regulators like FED, EBA, BNM, APRA, MAS, and other regulators. Understanding of Credit Risk and Risk Analytics techniques is desirable. Hands-on experience in data preparation, manipulation, and consolidation. Strong background in statistics and econometrics. Ability to take initiative and work independently with minimal supervision. Strong technical skills, proficient in Advanced Python (Pandas, Scikit Learn, Object-Oriented Programming, Parallel Processing), SAS (SAS Certified Preferred), SQL, R, Excel. Certifications such as FRM, CFA, PRM, SCR are a plus. Experience in Data/Business Intelligence (BI) Reporting is beneficial. Good to have knowledge in Machine Learning models and their applications. Willingness to travel to meet client needs. Previous project management experience is advantageous.

Location: PAN India Immediate joiner required Experienced in end to end capital or Impairment process management RWA calculation engine using Standardized approach (BASEL 1/2/3) for Credit Risk Asset classification for Retail and Wholesale Products, Collateral Adjustment, on balance/ off balance exposure calculation Migration RWA calculation from BASEL 3 to 3.1 using Standardized or AIRB approach Knowledge of Banking domain/ banking products like Retail, corporate, banks, SME, Sovereign Project management / stakeholder management Keywords : Standardized approach - BASEL 1/2/3 Capital Reporting (Standardized approach) RWA Calculation Credit Risk (RWA) capital management

Job Title: Senior Automation Engineer Location: Bengaluru, WFO. Job Type: Full-Time (6 days per week, 8 hours/day) About Us: MUST COMPANY is a leading IT company committed to excellence in delivering high-quality software solutions. We value innovation, collaboration, and creativity, and we're looking for passionate individuals to join our team. Position Overview: We are seeking a dedicated Senior Automation Engineer to join our team. The ideal candidate will play a key role in ensuring the quality and performance of our software products by leveraging both manual and automated testing techniques. You will focus on stress testing, regression testing, end-to-end testing, and maintaining robust testing frameworks. Perform manual testing for thorough analysis of software functionality, usability, and compatibility. Develop and execute comprehensive test plans, test cases, and test scripts for both new and existing software applications. Key Responsibilities: Perform regression testing to validate the functionality of software updates and patches. Conduct stress and performance testing to ensure system reliability and scalability under heavy loads. Design, develop, and maintain automation frameworks and scripts to streamline the testing process. Carry out end-to-end testing to verify that the entire system works seamlessly across multiple components. Collaborate with cross-functional teams, including developers, product managers, and UX designers, to understand requirements and provide actionable feedback. Analyze test results, document defects, and provide detailed reports to the development team for resolution. Continuously improve testing processes, tools, and methodologies to enhance overall software quality. Stay up-to-date with emerging trends and best practices in software quality assurance. Qualifications: Bachelors degree in Computer Science, Software Engineering, or a related field. Minimum of 3 years of experience in software quality assurance. Strong understanding of the software development life cycle (SDLC) and QA methodologies. Proficiency in test automation tools (e.g., Selenium, JUnit, TestNG) and scripting languages (e.g., Python, JavaScript). Experience with stress testing and performance testing tools (e.g., JMeter, LoadRunner). Familiarity with bug tracking and test management tools (e.g., Jira, TestRail). Hands-on experience in end-to-end and regression testing. Excellent analytical and problem-solving skills. Strong communication skills and the ability to thrive in a collaborative team environment. Preferred Qualifications: Experience with Agile/Scrum methodologies. Knowledge of CI/CD processes and tools (e.g., Jenkins, GitLab). Expertise in API testing and tools (e.g., Postman, SoapUI). Relevant certifications (e.g., ISTQB, CSTE) are a plus. Benefits: Competitive salary based on experience and performance. Open for negotiation Collaborative and inclusive work environment. Opportunities for professional growth and development. How to Apply: If you think you are qualified and have all the requirements we need. Proceed with Senior Automation Engineer Quest: https://www.notion.so/mustcompany/Senior-Automation-Engineer-1599c2703c3f80 368d73ea749259c74c?pvs=4 Please send it to y,chandra@mufin.co.kr together with your Resume/CV Join us at MUST COMPANY and be a part of a team that values innovation, quality, and collaboration!

Project Role : Application Developer Project Role Description : Design, build and configure applications to meet business process and application requirements. Must have skills : Apache JMeter Good to have skills : NA Minimum 5 year(s) of experience is required Educational Qualification : 15 years full time education " Summary :As an Application Developer, you will be responsible for designing, building, and configuring applications to meet business process and application requirements. You will work on developing innovative solutions to enhance user experience and streamline processes. Professional & Technical Skills: Must To Have Skills:Proficiency in Apache JMeter. Strong understanding of performance testing methodologies. Experience in load testing, stress testing, and performance tuning. Knowledge of scripting languages like JavaScript or Python. Hands-on experience in analyzing test results and identifying performance bottlenecks.-Knowledge of APM tools like Newrelic is must. Roles & Responsibilities: Expected to perform independently and become an SME. Required active participation/contribution in team discussions. Contribute in providing solutions to work related problems. Develop and implement software solutions to meet business requirements. Collaborate with cross-functional teams to design and deliver high-quality applications. Troubleshoot and debug applications to ensure optimal performance. Stay updated with industry trends and technologies to enhance application development processes. Provide technical guidance and mentorship to junior team members. Additional Information: The candidate should have min 5 years of experience in Apache JMeter. This position is based at our Gurugram office. Visiting client office twice a week is must. A 15 years full-time education is required." Qualifications 15 years full time education

Join Barclays as FLM LRR Treasury Analyst where the role holder will support wider team with the completion of their reporting and control activities, assisting them with the investigation and resolution of more complex issues. At Barclays, we dont just anticipate the future - were creating it. To be successful in this role, you should have: Must have good communication skills, both written and verbal, with the ability to work collaboratively with the Reporting teams across the different locations. Good presentation skills. Very good Microsoft Excel skills. Understanding of Balance Sheet and Finance processes. Understanding of Control and Governance frameworks. CA / CWA / CS / MBA / Finance / Commerce / Economics background. Some other highly valued skills may include: Experience supporting the roll out of controls frameworks. Understanding of Treasury and/or Risk systems in Barclays. Reporting work experience in a Bank / Financial Institution. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role is based in our Noida office. Purpose of the role To verify that the bank has sufficient funds to meet its short-term and long-term obligations, and the development and implementation of strategies to manage the banks liquidity position. Accountabilities Development and implementation of funding and liquidity strategies to efficiently manage the bank s liquidity position within regulatory requirements and risk appetite at favourable commercial outcomes with respect to funding costs. Analysis and quantification of the regulatory and behavioural liquidity risk impact of transactions undertaken by business units. Maintenance of strong relationships with key business units and working with the business units to manage liquidity to within constrains. Monitoring of key liquidity metrics and trends and advising on actions to be taken to maintain funding and liquidity levels within tolerance. Managing intra-group funding arrangements to ensure subsidiaries are adequately funded and managed within balance sheet, large exposure and capital constraints. Design and implementation of stress testing methodologies to assess the banks liquidity resilience under various financial shocks, economic downturns, and sector-specific crises, and analysis of stress testing results and development of mitigation strategies to address potential liquidity shortfalls. Development of new tools, models and data analysis to support and enhance the bank s funding and liquidity management capabilities. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

Level AI was founded in 2019 and is a Series C startup headquartered in Mountain View, California. Level AI revolutionizes customer engagement by transforming contact centers into strategic assets. Our AI-native platform leverages advanced technologies such as Large Language Models to extract deep insights from customer interactions. By providing actionable intelligence, Level AI empowers organizations to enhance customer experience and drive growth. Consistently updated with the latest AI innovations, Level AI stands as the most adaptive and forward-thinking solution in the industry. We are a fast-growing startup looking for a top-notch QA engineer with a proven track record of building test automation for an enterprise product. You will be at the core of every new feature, every product decision, and every touchpoint of our users. You will directly work with a small, experienced team of technologists to identify and solve a new set of problems. Our team is composed of leaders from Amazon Alexa, Zoho, Facebook, and other tech companies. If you are a problem solver and enjoy thinking creatively, you would love to be on this team!! Well love to explore more about you if you have Product expert with deep understanding of all user scenarios. Work cross functionally to gather input on test scenarios. Define, develop and implement test requirements for product features. Assess overall product quality and define a strategy to deliver high-quality features. Develop new automated tests to reduce time to release product features. Developing framework to do load and stress testing of features. Plan, execute, monitor, and validate testing processes. Supporting manual functional testing such as creating and executing test cases when required. Developing new builds and release pipelines. Designing and executing tools and scripts to develop multiple product versions. Maintaining and evaluating tools supporting process automation for product release. Correcting build errors and maintaining formal release records to track release content Wed love to explore more about you if you have 3+ years of experience working as a Quality Engineer with Automation and Manual Testing. Strong understanding of programming language(python). Experience with Web application standards and API. Strong knowledge of SaaS model/cloud-delivered application testing. Good understanding of Database concepts. Experience with Test and defect management tools. Excellent analytical and program solving skills, excellent written and oral communication, self-starter, and highly motivated.

As a Climate and Nature Risk Modeller in the Climate Risk Management team, you will play a crucial role in developing the firm s approach to managing climate-related risks. You will work closely with internal counterparts to assess the potential implications of climate change on our global financial institution. This position is ideal for candidates with a background in climate, weather, or catastrophe modeling from finance, consulting, or applied academic research. We value candidates who are self-starters, articulate, and detail-oriented, with a strong sense of ownership and responsibility. JPMorganChase (JPMC) is committed to understanding how climate change may drive or influence the risks we identify and manage. This includes evaluating how our business and the activities of our clients and customers could be impacted through transition and/or physical risks driven by climate change. The Firm s dedicated Climate, Nature and Social (CN&S) Risk team, which is led by our Firmwide Risk Executive for Climate Risk, is responsible for establishing the firmwide framework and strategy for climate risk management, developing and advancing climate risk policy and standards, and building our approach to climate risk data. The CN&S Risk team collaborates with stakeholders across the Firm to integrate climate considerations into line-of-business risk management frameworks. Job responsibilities Guide and develop analytics to support climate and physical risk analytical frameworks, focusing on modeling methodologies and financial impact research. Conduct research on climate-related topics affecting the firm s activities, designing metrics and models to assess financial risks. Become an expert in datasets and models used for climate risk management, such as IPCC scenarios and/or NGFS scenarios. Produce documentation to support climate risk assessment models and user tools. Address regulatory expectations and requirements for managing climate-related risk. Provide mentorship to junior team members, offering guidance and support to enhance their professional growth and development. Required qualifications, capabilities and skills Experience in climate modeling, including model evaluation and/or development, ideally applied to business cases. Excellent analytical skills and comfort working with large datasets. Proficient in a coding language (eg, Python, R) for data and geospatial analysis. Strong academic background in a highly quantitative discipline (eg, engineering, physics, geography, or maths). Highly effective in narrating analytical output to stakeholders, with strong interpersonal and presentation skills. Preferred qualifications, capabilities, and skills Masters degree in a quantitative field in economics, environmental science or technology Prior experience in the Climate Risk Space, preferably in the domain of climate stress testing/ scenario designing. Minimum 3-4 Yrs in the Risk domain eg Credit, market Liquidity risk in a Financial Institution Ability to articulate thoughts clearly and succinctly, both written and verbally.

Job description Some careers have more impact than others. If you re looking for a career where you can make a real impression, join HSBC and discover how valued you ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of Assistant Vice President Regulatory Reporting Principal responsibilities Service Delivery Manage and support the HBEU and Group Regulatory Reporting BAU deliverables within the CCR Regulatory Reporting team in a timely and effective manner. Perform and review monthly BAU CCR Reporting and production deliverables, capture review points and ensure sign off Prepare and review quarterly CCR Coreps for reporting and manage the front to back delivery of assigned Coreps Work closely with multiple stakeholders (Change Delivery, IT and other business stakeholders) to deliver high quality releases into production (including upcoming regulatory changes), that includes but not limited to documenting requirements, prioritization and subsequent end-to-end regression testing. Manage and support the control framework of the reporting process to ensure design and operational effectiveness on an on-going basis including but not limited to periodic reviews and appropriate documentation. Understand in-depth CCR Regulatory Reporting processes and relevant CRD IV / CRR Rules. Understand and support in documentation of global Regulatory data requirements for Reporting. Ensure ongoing Reporting and analysis support for seamless service delivery of global Regulatory Reporting to various stakeholders adhering to agreed service levels. Prepare and present templates for monthly and quarterly submissions to the PRA (and other regulators), and other internal customers specific to capital schedules. Timely submission of monthly and quarterly returns by sites to Regulatory Reporting. Timely submission of monthly and quarterly returns to the PRA. Timely preparation of other analysis requested by internal customers. Keeping up to date with regulatory consultations and assist the team with interpreting & implementing current and upcoming PRA regulatory requirements. Requirements Minimum 7 - 8 years of experience in Regulatory Reporting with strong understanding of CCR SA-CCR Regulation An accounting degree, bachelors degree, or other qualifications relevant to the industry. MBA, CA, CWA, CS, CPA, CFA a plus. Strong Knowledge of Regulatory Environment including CRD IV / CRR Rules, BASEL norms, GSIB Reporting, Stress Testing & IFRS standards. Be number savvy and have the appetite in handling and processing mass volume of data Strongly analytical and logical mind-set with proficiency in Microsoft Excel and other query tools (Microsoft Office Access, SQL). Independent and Confident, able to work under pressure and handle multiple tasks. Excellent time management and timely delivery of regulatory reporting information. Leadership skills, with ability to build rapport with internal & external customers / Business areas. Strong analytical and accounting skills IFRS 9/ Product knowledge (Derivatives, Repo, Reverse Repo), Credit Risk Mitigation / Collateral concepts, SACCR calculations You ll achieve more at HSBC HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. ***

Salary: 15 to 30 LPA Exp: 3 to 8 years Location: Bangalore/Gurgaon/Pune Notice: Immediate only..!! Key Skills: SAS, Advance SQL, Credit Risk Roles and Responsibilities Extract, manipulate, and analyze large datasets from various sources such as Hive, SQL databases, and ETL processes. Develop and maintain dashboards using Tableau to provide insights on banking performance, market trends, and customer behavior. Collaborate with cross-functional teams to identify key performance indicators (KPIs) and develop data visualizations to drive business decisions. Desired Candidate Profile 3-8 years of experience in Data Analytics or related field with expertise in Banking Analytics, Credit risk . Strong proficiency in tools like SAS, Advance SQL knowledge preferred. Experience working with big data technologies like Hadoop ecosystem (Hive), Spark; familiarity with Python programming language required.

Roles and Responsibilities Develop credit risk or fraud risk models using Python, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 5+ years of experience in Credit Risk Modelling/ Fraud Modeling or related field. Strong expertise in PD, LGD Model Development ,Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS/SQL; strong understanding of machine learning algorithms an added advantage.