3 Scorecard Development Jobs

The role is responsible for leading the development and oversight of Credit Policies for the Consumer Durable Loans portfolio. The ideal candidate will possess a profound understanding of consumer lending risk, product-specific dynamics, and customer behavior in the consumer finance space, particularly within banks or NBFCs. Key responsibilities include developing and managing credit policies for consumer durable loans across various products and geographies, designing rule-based or scorecard-driven underwriting criteria aligned with risk appetite and market trends, and collaborating with OEMs, retailers, and sales finance teams to synchronize credit policies with business strategy. The role also involves monitoring portfolio performance, delinquencies, and credit cost to recommend policy changes for maintaining portfolio health. Leveraging customer, bureau, and alternate data to refine segmentation and enhance decision accuracy is crucial. Furthermore, coordination with product, technology, and analytics teams to implement policies within digital and assisted journeys is required. Ensuring compliance with internal credit standards, regulatory guidelines, and audit requirements, conducting regular policy reviews, and providing insights for new product launches or strategic partnerships are essential duties. Job requirements include a Post Graduate / MBA qualification, a minimum of 8 years of experience in credit policy, preferably with exposure to Consumer Durable Loans in a Bank or NBFC, experience working with fintech partners or embedded finance models, understanding of retail merchant network dynamics and POS financing, in-depth knowledge of consumer durable finance including EMI schemes, zero-cost financing, and manufacturer-led subvention models, strong expertise in credit policy formulation, risk assessment, and scorecard development, experience with credit bureau data, partner integrations, and digital credit decisioning tools, strong analytical and communication skills with experience in cross-functional collaboration, and proficiency in Excel, SQL, and analytics platforms (SAS, Python preferred).,

Role & responsibilities We are seeking a strategic and analytical leader to lead the Risk Analytics function for our Affordable housing finance business. The role involves developing and implementing advanced risk models, monitoring portfolio health, driving data-driven risk decisions, and working closely with business, compliance, and technology teams to ensure a robust risk framework. Looking for a dynamic and hands-on professional to lead the Risk Analytics function for our affordable housing finance business. The ideal candidate will bring a strong blend of domain knowledge, analytical rigor, and a practical approach suited to the realities of lending to the informal and low-income segment. This role is critical to ensuring healthy portfolio performance while supporting scalable, data-driven growth. Preferred candidate profile 1015 years in risk analytics, preferably in housing finance or financial services Proven experience in risk analytics, particularly in retail lending / housing finance/ affordable housing finance Strong problem-solving and communication skills; ability to present insights to non-technical stakeholders Strong understanding of credit risk, portfolio analysis, and regulatory requirements (e.g., NHB, RBI) Proficiency in analytical tools (SAS, R, Python, SQL, Excel, etc.) Hands on experience in ECL/ICAAP/Control Assessments Strategic mindset with hands-on approach to data and analytics Self-starter with a practical approach and ability to operate in a lean and fast-paced environment Knowledge of scorecard development, building rule-engine for low-income segment using ML models, and decision systems Experience in digital lending platforms or fintech environment, Understanding of field-level credit operations and customer profiles in affordable housing Familiarity with NHB guidelines and risk-based pricing approaches and Indian Accounting Standard / Expected Credit Loss modelling

As a Kinaxis Solution Architect at Logitech, you will be responsible for designing and implementing supply chain planning solutions using Kinaxis Rapid Response. With a minimum of 12 years of experience in delivering Supply Chain planning projects and 5 years of experience in Kinaxis Rapid Response Implementation, you will bring strong analytical and RR configuration expertise in modules such as Supply Planning, Capacity Planning, Distribution Requirement Planning, Master Production Schedule, Demand Planning, and Order Fulfillment. Your role will involve providing expertise in supply chain management, collaborating with cross-functional teams, conducting training sessions, managing support and enhancements, and driving continuous improvement and optimization of Kinaxis Rapid Response capabilities. You will also evaluate and recommend new features to enhance supply chain planning processes. To be successful in this role, you must possess strong project management and leadership skills, excellent communication and interpersonal abilities, and the ability to work effectively in a cross-functional team environment. Holding Level 2 Author and Contributor Certification in Kinaxis Rapid Response is a requirement, and experience in Oracle manufacturing and Order Management modules will be beneficial. Preferred skills and behaviors include working knowledge of relational databases, being proactive and results-oriented, and the ability to develop strong working relationships with relevant parties. A Bachelor's degree in supply chain management, engineering, or Computer Science is required, along with a deep understanding of supply chain management processes and best practices. Fluency in English is essential for this role at Logitech, where you will have the opportunity to be part of a dynamic and global team passionate about making an impact through innovative products.,