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2.0 - 7.0 years
4 - 8 Lacs
Jaipur
Work from Office
Hi, Menka here from Onboard HRServices!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime at Jaipur with Leading NBFC Interested candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290
Posted 1 week ago
3.0 - 8.0 years
3 - 8 Lacs
Bhopal, Nagpur, Delhi / NCR
Work from Office
Role & responsibilities Processing of Social Infra secured and unsecured cases as per laid down policy. Complete the proposal as per defined TAT. Conduct Physical Visits/PD as per requirement of the cases. Maintain healthy portfolio by following up on repayments from Customers. Relevant years of experience in core education Infrastructure loan vertical. Minimum qualification is Graduation but MBAs/CAs are preferred.
Posted 1 week ago
2.0 - 7.0 years
6 - 12 Lacs
Navi Mumbai, Mumbai (All Areas)
Work from Office
Job Summary: The Credit Manager will be responsible for overseeing the credit assessment, processing, and sanctioning of home loans at the branch level. The role will have sanctioning authority and be accountable for the branch's credit portfolio, working closely with sales, operations legal and technical team with key focus on maintaining the quality of the loan portfolio. Key Responsibilities: Credit Evaluation & Decision Making: Evaluation of home loan applications, ensuring compliance with credit policies, guidelines, and regulatory frameworks. Conduct thorough assessments of applicants' financial backgrounds, creditworthiness, income stability, and repayment capacity. Make independent credit decisions and sanction home loans within personal authority limits. Ensure robust documentation and rationale for all credit decisions made at the branch level. Risk Management & Policy Adherence: Ensure that credit evaluations are conducted in accordance with internal risk policies and external regulatory requirements (RBI guidelines). Ensure that the branch's loan portfolio remains healthy, with low default rates and minimal risk exposure. Coordination with Other Departments: Collaborate with the sales team to ensure clear communication on credit policies and customer eligibility criteria. Work closely with the legal and technical teams for proper evaluation of property and legal documents related to loan applications. Coordinate with the operations team for smooth processing and disbursal of approved loans. Customer Interaction: Engage with high-value or complex loan applicants to clarify credit-related queries and provide guidance on loan structuring. Handle escalated customer cases and provide resolution, ensuring high levels of customer satisfaction. Portfolio Monitoring & Reporting: Monitor the branch's loan portfolio for signs of stress, non-performing assets (NPAs), and early warning indicators. Ensure timely action on delinquent accounts and recommend appropriate measures (e.g., restructuring, legal action) for loan recovery. Ensure strict compliance with audit and regulatory standards at the branch level. Requirements: Education Qualification : CA or MBA (Full Time) Mandatory Experience: At least 2 years of experience in Credit Underwriting. Location: Panvel, CBD Belapur, Vashi, Kalyan, Dombivli, Thane, Vasai, Virar & Mira Road.
Posted 1 week ago
6.0 - 10.0 years
0 - 0 Lacs
Azamgarh, Jhajjar, Bathinda
Work from Office
One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. We are looking for * Cluster Credit Managers (Mortgage/ Lap loans) in multiple locations. Locations: Haryana Jhajjar Mahendergarh Punjab Bathinda Ludhiana Pathankot Uttar Pradesh Azamgarh Bulandshahr Kanpur Role & responsibilities Experience: At least 7-8 years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac. 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Branch and Team Handling experience is mandatory. Note- Only experienced candidates can apply WhatsApp number- 9319480115 Interest candidate can share resume at this id- simer.kaur @ayefin.com Preferred candidate profile
Posted 2 weeks ago
2.0 - 7.0 years
4 - 8 Lacs
Jaipur
Work from Office
Hi, Menka here from Onboard HRServices!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime at Jaipur with Leading NBFC Interested candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290
Posted 1 month ago
3.0 - 7.0 years
5 - 9 Lacs
Noida
Work from Office
Sanction Manager Personal Loan, Ramprastha Ghaziabad Evaluate personal loan applications as per credit policies & RBI compliance. Analyze KYC, CIBIL, income docs. 3–7 yrs loan appraisal exp. at NBFC/Bank/Fintech. Salary as per norms. Annual bonus
Posted 1 month ago
3.0 - 8.0 years
4 - 6 Lacs
Idar
Work from Office
Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department. Interested one's can directly share resume at priyanka.pareek@aavas.in or whatsapp at-8000470235 Regards Priyanka Pareek HR-Dept
Posted 2 months ago
4.0 - 9.0 years
3 - 6 Lacs
Bengaluru
Work from Office
Position: Credit Underwriter (Off-roll) Experience: Minimum 4 years Budget: Up to 6 LPA Location: Bangalore Key Responsibilities: Evaluate loan applications and assess the creditworthiness of applicants Analyze financial documents and assess associated risks Ensure compliance with internal credit policies and procedures Recommend or approve loans within assigned authority limits Coordinate with internal teams for documentation and loan processing Requirements: Minimum 4 years of experience in credit underwriting, preferably in the Banking, Finance, NBFC, or Fintech sector Strong analytical, decision-making, and risk assessment skills Experience in both secured and unsecured loan underwriting Proven loan approval authority within set credit limits Sound understanding of loan approval processes and compliance Proficiency in financial tools, credit assessment systems, and MS Office Call/WhatsApp: 9205488912 (Pragati) Email: pragti.saxena@cielhr.com
Posted 2 months ago
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