Retail Credit Risk Analyst

As a diligent professional in the role, you will be responsible for conducting in-depth analysis of financial statements and credit process notes prepared by the business team. This analysis will encompass various types of requests such as new requests, change requests, and refinancing. Your expertise will be crucial in understanding the financial health and creditworthiness of borrowers. Furthermore, you will play a vital role in confirming the Internal Credit Risk Rating of borrowers in alignment with the CRM policy of the bank. This involves evaluating and assessing the risk associated with extending credit to the borrowers based on the information provided and the bank's internal guidelines. Your meticulous attention to detail and analytical skills will be instrumental in ensuring accurate assessments and informed decision-making processes related to credit approvals. Collaborating effectively with the business team and other stakeholders will also be an essential aspect of your role to streamline the credit evaluation and approval process. Overall, your role will be pivotal in maintaining the integrity of the credit evaluation process and contributing to the overall risk management framework of the bank.,