Senior Credit Risk Analyst Amplifi Capital

4.0 - 8.0 years

0 Lacs

noida, uttar pradesh

On-site

Amplifi Capital (U.K.) Limited is a consumer lending platform specializing in providing unsecured personal loans to near prime consumers. Our mission is to offer accessible financial solutions to address the challenges faced by individuals seeking credit from traditional high street banks. Situated in Noida, Uttar Pradesh, Gojoko is our fintech platform customized for Credit Unions. This platform integrates leading software suppliers such as Mambu, Modulr, ADP, AWS, and others to offer a comprehensive range of savings and loan services. In addition to Gojoko, we have introduced ReevoMoney, a consumer-facing brand that delivers innovative financial solutions to a broader customer base. At Gojoko Technologies, people are our top priority, from customer engagement to recruitment processes. We are constantly growing our team with exceptional talent as we embark on an exciting journey of expansion. As a Credit Risk Analyst at Amplifi, you will directly report to the Credit Portfolio Risk Head. Your primary responsibility will involve contributing to the company's growth objectives while ensuring control over delinquencies, defaults, and overall risk management. **Responsibilities:** - Perform data analysis to support business objectives - Collaborate with cross-functional teams to integrate new data sources and insights into credit and lending strategies - Define the analytical agenda to align with business goals - Conduct in-depth analysis to enhance portfolio efficiency and customer outcomes - Develop credit risk strategies and decision models for lending products - Present findings and recommendations to senior management **Requirements:** The ideal candidate should possess the following qualities: - Proficient in data analysis and interpretation - Strong communication skills and team player mentality - Ability to derive insights from data and drive business impact - Self-motivated with a proactive approach - Willingness to be hands-on and take ownership of tasks - Excellent stakeholder management abilities - Enthusiasm for working in a fast-paced environment with a focus on personal loans To excel in this role, candidates should: - Hold a degree in a quantitative field from a reputable institution - Have 4+ years of experience in analytics or data science - Demonstrate proficiency in coding and data manipulation using SQL, SAS, or Python - Possess knowledge of statistical techniques and credit risk modeling - Exhibit familiarity with credit risk drivers in retail banking - Show experience in digital products and Agile project methodology **Benefits:** - Competitive salary - 25 days of annual leave - Gratuity benefits - Medical insurance coverage - Subsidized taxi fares - Flexible work-from-home policy (1 day per week) Join us at Amplifi Capital to leverage your analytical skills and contribute to our dynamic team focused on revolutionizing the lending landscape in the UK.,

Posted 3 days ago

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