Relationship Officer-Credits

Job Description

Relationship Officer-Credits Location: Ernakulam, Kozhikode Experience: 5 + Years of experience in Banking/AMC Sector (Secured Loans) Salary: Rs.25,000 - Rs.40,000 + Incentives (Negotiable based on current package and experience) Qualification: Graduation (Mandatory) About the Role We are looking for dynamic and experienced Relationship Officers with a strong understanding of capital markets to join our Credit Division. The role focuses on selling Loan Against Shares (LAS) and Loan Against Mutual Funds (LAMF) while developing and managing high-value client relationships. Requirements Graduation is mandatory. Minimum 5–10 years of experience in Banking sales roles. Strong knowledge of capital markets, LAS, and Mutual Fund-linked loan products. Excellent communication, interpersonal, and negotiation skills. Willingness to travel across assigned regional locations. Responsibilities Acquire new clients through cold calling, referrals, and networking. Promote and sell financial products including LAS and LAMF. Build long-term client relationships and ensure high levels of customer satisfaction. Conduct market research to stay updated on customer needs, competitor products, and industry trends. Prepare customized financial proposals and present suitable solutions to prospective clients. Achieve sales targets and contribute to regional business growth. Liaise with internal teams (operations, credit, customer service) for smooth processing. Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹40,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Morning shift Supplemental Pay: Commission pay Performance bonus Yearly bonus Education: Bachelor's (Required) Experience: Bank Sales: 4 years (Required) Secured loan Sales: 4 years (Required) Work Location: In person