148 Refinance Jobs - Page 2

Job Title: Relationship Manager New Car Loan Location: Bangalore / Indore / Delhi Department: Retail Loans / Auto Finance / New Car Loan Reporting To: Area Sales Manager Industry: Banking / NBFC / Auto Finance Employment Type: Full-Time Job Summary: We are looking for a proactive and results-driven Relationship Manager to drive the sales of New Car Loans in the assigned location. The ideal candidate will be responsible for building and maintaining strong relationships with car dealers, DSA (Direct Selling Agents), and customers to maximize disbursal volumes and ensure high customer satisfaction. Key Responsibilities: Generate business for new car loans through direct sales, dealer channels, and DSAs. Manage end-to-end loan processing including customer documentation, eligibility checks, credit evaluation, and disbursement coordination. Develop and maintain healthy relationships with automotive dealerships and showroom staff. Educate and guide customers on loan products, interest rates, and eligibility criteria. Ensure compliance with internal policies, RBI norms, and credit guidelines. Meet monthly disbursement targets and maintain profitability metrics. Handle post-disbursement issues and ensure timely resolution of customer queries. Maintain regular MIS and reporting to management on business performance. Conduct market analysis and competitor benchmarking.

Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. • Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check. Accountability Cluster 4 • Team monitoring, mentoring and appraisals. Accountability Cluster 5 • Timely input on policy enhancements and optimization. Accountability Cluster 6 • Knowledge of regulatory reporting on account status and monitoring. Accountability Cluster 7 • Understanding market dynamics and frequent visits to customers. • Portfolio monitoring and reporting to management and relevant stakeholders.

Role & responsibilities Identifying & networking with strategic customers, dealers, manufacturers, retail brokers & alternate channels. Achieve Sales Targets, Disbursement volumes as per budget,budgted pricing & maintain DSA payouts as per budget. Portfolio monitoring through daily & monthly review of contract, overdue review & control, NPA review & control. Managing the delinquency of the business sourced to ensure the health of portfolio. Preferred candidate profile Relevant experience in Commercial vehicle loans

Role & responsibilities Identifying & networking with strategic customers, dealers, manufacturers, retail brokers & alternate channels. Achieve Sales Targets, Disbursement volumes as per budget,budgted pricing & maintain DSA payouts as per budget. Portfolio monitoring through daily & monthly review of contract, overdue review & control, NPA review & control. Managing the delinquency of the business sourced to ensure the health of portfolio. Preferred candidate profile Relevant experience in Commercial vehicle loans

Role & responsibilities Used card sales ( B2B ) sales Preferred candidate profile Experience into Used car sales , Auto insurance , car finance

Job role : Interact regularly with Territory Managers/ Sales Managers to set targets & achieve required sales for CV. Recruitment, Handling and grooming of the Territory Managers in presentation & selling skills. Make joint calls with sales team, if required. Training for competence development of Territory Managers. Provide inputs to develop marketing strategies and marketing support to Sales Staff. Driving Sales Processes. Managing Credit process and responsible for evaluating audit scores. Responsible for collection efficiency and co-ordination for process maintenance. Ensure the flow of accurate and complete information for customer proposals. Ensure processes within the steps-of-sale are managed effectively and efficiently Provide market intelligence in term of business, product & proposal. Demonstrate consistency and maturity in sales forecasting processes Ensure all reports are consistent in quality: accurate, complete and on time Achievement of targets: penetration and cross sell. To lead the team to meet the business targets of revenue and profitability of the branches under Area. Responsible for controlling early delinquency. Monitoring performance of Branches in terms of key drivers i.e. 1.Contributed Value.Volumes / Profitability / Expenses / Losses 2.Employee Retention 3.Employee Productivity 4.Customer experience 5.Manage TATs on credit & processing 6.Minimize pre and post disbursal discrepancies Key Responsibilities : Responsible for smooth flow of process relating to credit Understanding & management of Credit Risk, Pricing and Risk measurements.

We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve customer complaints promptly. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of customer needs and preferences. Job Requirements Any Graduate or Postgraduate degree from a recognized university. Proven experience in relationship management, sales, or customer service. Strong communication and interpersonal skills are essential. Ability to work in a fast-paced environment and meet sales targets. Knowledge of financial products and services is an advantage. Familiarity with CRM software and technology is desirable.

Urgent Requirement-Business Manager _Commercial Vehicle Loan for Jamnagar, Surat, Junagadh, Vadodara, Jam-Khambhaliyan & Jasdan We are are looking for Dynamic Business Managers at the aforesaid location. Job Details: Role & responsibilities Managing Sales of Auto Loan Products (Commercial Vehicle). Managing team of DSTs. Team Building and Channel Development. Taking care of Commercial Vehicle loan business across assigned territory. Regular review meetings with team below & above. Random joint field visits. Sourcing business through open market through different channels. Fulfilling the leads. Implement & develop sales activities to achieve target. Executing all the Sales planning and overseeing target allocation. Responsibilities include the development, preparation and promotion of Auto loan programs. Develop and maintain strong relationship with the clients for repeat business or referrals. Meet clients, verify documents, process file for sanction, co-ordinate for disbursement of loan. Ensure the achievement of given business target. Aligning with the marketing team on ground lead generation activities for Sales. Preferred candidate profile 5+ Years Of Experience with Minimum 2 Years into Team Handling, Collection knowledge is must. Candidate working in similar profile into NBFC or Bank shall only be considered. Understanding of target market. Ability to adapt competitive environment. Perks and benefits Salary + Lucrative Incentives + Medical Benefits and others Interested candidate can mail their CV to careers.gujarat@kogta.in or Whatsapp @ 9057404721

Role & responsibilities Identifying & networking with strategic customers, dealers, manufacturers, retail brokers & alternate channels. Achieve Sales Targets, Disbursement volumes as per budget,budgted pricing & maintain DSA payouts as per budget. Portfolio monitoring through daily & monthly review of contract, overdue review & control, NPA review & control. Managing the delinquency of the business sourced to ensure the health of portfolio. Preferred candidate profile Relevant experience in Commercial vehicle loans

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch receivables function. Develop and implement strategies to improve cash flow and reduce bad debts. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze financial data and reports to identify trends and areas for improvement. Ensure compliance with regulatory requirements and internal policies. Maintain accurate and up-to-date records of all transactions and activities. Job Requirements Strong knowledge of accounting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong analytical and problem-solving skills. Ability to maintain confidentiality and handle sensitive information. Experience working in a similar role within the BFSI industry is preferred. For more information, please contact us at EQU/BRO/1351765.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably with a background in Merchant OD. Roles and Responsibility Develop and maintain strong relationships with merchants to increase business opportunities. Identify new business prospects and expand existing customer relationships. Provide excellent customer service and support to ensure high levels of satisfaction. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the industry. Build and implement effective sales strategies to drive growth. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in Merchant OD. Strong knowledge of financial products and services, including loans and deposits. Excellent communication and interpersonal skills to build strong relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends. Experience working with small finance banks or similar institutions is preferred.

Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-7 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify opportunities for growth and improvement. Collaborate with internal teams to develop and implement effective business strategies. Provide exceptional customer service and support to ensure high levels of client satisfaction. Stay up-to-date with market trends and regulatory changes to remain competitive. Identify and mitigate risks associated with investments to ensure compliance with regulatory requirements. Job Requirements Strong knowledge of Mutual Funds products and services. Excellent communication and interpersonal skills are required to build strong relationships with clients. Ability to analyze complex financial data and provide insightful recommendations. Strong problem-solving and analytical skills to address client concerns. Experience working in a fast-paced environment and meeting sales targets. Familiarity with industry regulations and standards is essential.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Minimum 1 year of experience in the BFSI industry, preferably in used car finance. Strong knowledge of financial products and services related to used car financing. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide exceptional customer service and resolve complaints professionally. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an added advantage. Ability to build and maintain strong relationships with customers and colleagues.

We are looking for a highly motivated and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 0-5 years of experience in the BFSI industry, preferably with a background in Mutual Funds Collections. Roles and Responsibility Manage and maintain strong relationships with clients to ensure timely payments and minimize defaults. Develop and implement effective collection strategies to achieve business objectives. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to identify new business opportunities. Provide excellent customer service to build trust and loyalty. Identify and mitigate potential risks to ensure compliance with regulatory requirements. Job Requirements Strong knowledge of the BFSI industry, particularly in Mutual Funds Collections. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills to analyze market trends. Experience working with financial products and services is an advantage. Familiarity with regulatory requirements and compliance procedures is essential.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-5 years of experience in the BFSI industry, with a strong background in business development and sales. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets and expand the customer base. Build and maintain strong relationships with existing customers to increase loyalty and retention. Identify new business opportunities and generate leads through networking and market research. Collaborate with cross-functional teams to develop and launch new products and services. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Proven experience in business development and sales, preferably in the BFSI industry. Strong understanding of financial products and services, including savings accounts, loans, and credit cards. Excellent communication, negotiation, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with UCV (Unsecured Credit Vehicle) is an added advantage.

We are looking for a skilled professional with 7 years of experience to join our team as a Service & Operations Manager in Equitas Small Finance Bank Ltd, located in the BFSI industry. Roles and Responsibility Manage and oversee daily operations to ensure efficient service delivery. Develop and implement strategies to enhance customer satisfaction and loyalty. Collaborate with cross-functional teams to achieve business objectives. Analyze operational data to identify areas for improvement and optimize processes. Ensure compliance with regulatory requirements and industry standards. Foster a culture of excellence and continuous improvement within the team. Job Requirements Proven experience in managing services and operations in the BFSI industry. Strong understanding of financial products and services. Excellent leadership and communication skills. Ability to analyze complex data and make informed decisions. Experience in developing and implementing process improvements. Strong problem-solving skills and attention to detail.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and market share. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Proficiency in using technology and software applications. Ability to meet sales targets and achieve performance goals.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve complaints professionally. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Strong knowledge of banking operations, including cash management, credit, and risk management. Excellent communication and interpersonal skills to build strong customer relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Proficiency in using technology and software applications to manage customer interactions and transactions. Ability to work collaboratively as part of a team to achieve common goals.

We are looking for a highly skilled and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry, preferably with a background in used car finance. Roles and Responsibility Develop and maintain strong relationships with clients to increase business growth. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and support to ensure high levels of satisfaction. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the industry. Build and maintain a strong understanding of the bank's products and services. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in used car finance. Strong knowledge of financial products and services, including loans and banking operations. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with small finance banks or similar institutions is an advantage.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with dealerships and other stakeholders. Conduct market research to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Analyze sales data to optimize business performance. Identify and mitigate risks associated with business development. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in used car finance. Strong knowledge of financial products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

We are looking for a highly skilled and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably with a background in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve complaints professionally. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Minimum 2 years of experience in the BFSI industry, preferably in used car finance. Strong knowledge of financial products and services, including loans and banking operations. Excellent communication and interpersonal skills to build strong customer relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working with internal teams to deliver high-quality products and services.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Conduct market research and analyze competitor activity. Collaborate with cross-functional teams to drive business growth. Identify and mitigate risks associated with business development activities. Monitor and report on business performance metrics. Job Requirements Proven experience in business development or sales roles in the BFSI industry. Strong knowledge of used car finance products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an advantage.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the organization. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams. Familiarity with sales principles and practices. A graduate degree is required for this position.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with cross-functional teams to drive business growth. Identify and mitigate risks associated with business development activities. Monitor and report on business performance metrics. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an advantage. Ability to think creatively and develop innovative solutions. Any graduate can apply for this position.