67 Rcu Jobs - Page 2

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." To do daily fraud monitoring / tracking and provide help to reporting manager in set up various processes with an objective of zero fraud exposure. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Analytics for monitoring suspect transactions. Reporting the findings within timelines to the senior management. Investigation & Root Cause Analysis of fraud/dispute cases Analysis of Direct Fraud Trends & Investigation/Action to be taken for limiting the risks. Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end. Fraud loss metrics to be as per targets decided by management. Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports Review and tracking of location visits by location RCU Managers. Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure. To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate. Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT. Ensure error free dashboards are circulated within defined period Propose changes & suggestions in credit policy-location wise (whenever required) Drive all internal process in a manner that the reporting of suspected frauds is timely, and fraud is caught before disbursal of loan to minimize fraud loss. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Understand complete various processes and prepare data reports / Dashboard Daily/weekly/monthly fraud monitoring reports to prepared to minimize fraud. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Propose new strategy for field and HO team to prevent malpractice. ‚ Propose changes in system and daily reporting in favor of RCU unit. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) ‚ Work Experience ‚ Should at least have 1-2 years of experience in similar industry. ‚ Must have good knowledge of excel / tools like Power BI / SQL. ‚ Good knowledge of Finance business.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.

Job Purpose "This position is open with Bajaj Finance ltd." To do daily fraud monitoring / tracking and provide help to reporting manager in set up various processes with an objective of zero fraud exposure. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Analytics for monitoring suspect transactions. Reporting the findings within timelines to the senior management. Investigation & Root Cause Analysis of fraud/dispute cases Analysis of Direct Fraud Trends & Investigation/Action to be taken for limiting the risks. Minimizing fraud losses to ensure robust portfolio health by owning central RCU shop end to end. Fraud loss metrics to be as per targets decided by management. Owner of the field fraud management processes, through a central lead team, in co-ordination with field team. This includes closure of cases within defined TAT and with quality of field investigation reports Review and tracking of location visits by location RCU Managers. Support Field team with relevant triggers received from central monitoring, for them to investigate. Track investigation cases for closure. To cause continuous improvement in RCU processes by working with centralized back end team to increase fraud catch rate. Ensure proper handholding on all Automation process & RCU projects. Continuously improvement on TAT. Ensure error free dashboards are circulated within defined period Propose changes & suggestions in credit policy-location wise (whenever required) Drive all internal process in a manner that the reporting of suspected frauds is timely, and fraud is caught before disbursal of loan to minimize fraud loss. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Understand complete various processes and prepare data reports / Dashboard Daily/weekly/monthly fraud monitoring reports to prepared to minimize fraud. Coordination within RCU Field team (Rural + Urban) to ensure the field investigation is done in defined time. 5. DECISIONS (Key decisions taken by job holder at his/her end) ‚ Propose new strategy for field and HO team to prevent malpractice. ‚ Propose changes in system and daily reporting in favor of RCU unit. ‚ Introduce new technology or new ways to control fraud. 6. INTERACTIONS (Key working relationships a job holder needs to have INSIDE and OUTSIDE the company to accomplish the job) Internal Clients Roles you need to interact with inside the organization to enable success in your day to day work ‚ Risk Team:To understand and align on policy changes and ascertain impact ‚ Customer Service, Product and Sales Teams:To understand market challenges and recent fraud trend or complaints related to fraud. ‚ Business:To align on the RCU controls that directly impacts the business processes, including Cost, TAT or Customer Experience External Clients Roles you need to interact with outside the organization to enable success in your day to day work Vendors & Channel Partners:- Need to connect specially with Business channel partners on fraud awareness / Providing training / for investigation point of view. Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications ‚ Minimum Qualification:Graduation (BE/ BTech/ MCA, MBA (IT/ Operations) preferred) ‚ Work Experience ‚ Should at least have 1-2 years of experience in similar industry. ‚ Must have good knowledge of excel / tools like Power BI / SQL. ‚ Good knowledge of Finance business.

Role & responsibilities Execute the special assignments/tasks assigned by the supervisor. Verify the KYCs, Loan documents and other important documentation and see they are complied with the process and policies. Verification of all death cases & mediclaim, taking proper feedback & reporting the same. Review systems / procedures / policies, including appraisal of past transactions and confirm adherence to established policies and procedures, probing into deviations. Monitor day to day field operation activities at the branch level in association with the Field Officers and the Branch Managers to ensure the processes and policies are maintained to avoid any financial, operational and portfolio risk. Submit the risk and audit report to the Manager within the TAT specified. To probe into financial irregularities within the branch and close looping the root cause to prevent occurrence in future for financial frauds. To verify portfolio of the field officer post detection of the financial irregularities and submit the report to supervisor. To highlight company deviations or anomalies which could prove to be detrimental for business growth. Conduct monthly risk meetings and highlight audit findings to the branch manager / Svatantra Area manager and obtain action plan on the same. Timely issue of Branch Audit and Internal investigation reports with adequate quality of deliverables. To provide feedback/opinion related to operational risks. Preferred candidate profile Freshers as well as 1 to 2 years of experience into auditing/risk/ in any Microfinance / NBFC institution is preferred. Good communication and interpersonal skills. Working knowledge in MS Office especially MS Word and Excel. Verbal and written proficiency in local language is mandatory / Knowledge about English is also an advantage. Willing to travel and work extensively in rural areas. Should be able to drive a two-wheeler and hold a valid driving license. Perks and benefits Mediclaim for Self & Family, Travelling reimbursement etc.

Job Purpose "This position is open with Bajaj Finance ltd." Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits. Propose policy refinements as per business/market requirement. Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc. to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy). Periodic testing of System validation approval and line assignment rules Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items. Work with COE and Product team to formulate, test and implement business opportunities/requirements Conduct Business UAT for new developments, provide signoff and closely monitor the development post production deployment. Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.) Assist Sales Team to resolve cases which are stuck due to system issues. 4. MAJOR CHALLENGES (Challenges faced on an on-going basis in carrying out the job) Dynamic portfolio with multiple variables influencing risk performance High velocity- Expertise required to manage huge data sets Draw meaningful / actionable insights as an outcome of data analysis Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators Required Qualifications and Experience a)Qualifications Graduate/ Post-Graduate having Banking domain knowledge b)Work Experience 2 - 3 years experience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management

Job Purpose "This position is open with Bajaj Finance ltd." MANAGING RISK IN GOLD LOAN BY ENSURING COLLATERAL QUALITY & PROCESS ARE AS PER DEFINED PROCESS IN ALLOCATED REGION. Duties and Responsibilities 3. PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Branch visit for Gold verification. Reappraising Gold Purity, weight and content of ornaments pledged at branch. Preparing Monthly reports by consolidating observations. Preparing initial Plan from next months branch coverage Online audit of gold loan LANs Gauging levels of financial risk within organization by visiting branches Required Qualifications and Experience SKILLS AND KNOWLEDGE (Minimum acceptable proficiency for this job which best indicates the education and/or experience requirements of this job and not the incumbent) Educational Qualifications a)Qualifications Minimum Graduate b)Work Experience 1-3 Yrs experience in gold loan assaying role, either with competitor or internal.