48 Rcu Jobs - Page 2

Job Role: Team Member (Reviewer /Analyst) Transaction/Fraud Monitoring Monitoring of transactions & alerts online / real time for fraud detection and prevention. Detection and prevention of fraud on through account transaction monitoring and quick decision on alerts to reduce the financial losses to customer. Optimum use of fraud monitoring system/tools, Finacle and Dotnet. Out calling the customers on real time for confirmation of transactions & blocking the channels and marking debit freeze on accounts instantly. Preparation of various MIS which includes updation of daily tracker, collation of monthly MIS, Team activity MIS. Act on mails sent by branches for closure of alerts. Skills Requirement: Minimum of 1 year of experience in the same role. Graduate with good academics. Keen Eye for detailing Good communication & interaction skills. Logical and analytical skills. Knowledge of MS-Office, preference for excel Job Description: Work in shifts for real time transactions monitoring Real time out calling on alerted transactions Real time channel blocking and account freeze marking Various MIS preparation- Daily/Weekly/Monthly Action on Mail/Service Requests within TAT Coordination with various other department

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Role & responsibilities : Should be able to lead/ participate as a team player in conducting - preventive, detective and investigative reviews across different segments of the Bank. Should be a good team player. Should be able to lead/ conduct investigations of WB / Corruption / cases across all products in Payments Bank. Must have relevant experience of minimum 5 years. Conduct discussions and interviews with witnesses/suspects. During the course of review, should help build robust fraud and corruption control mechanisms, identify process lapses/control weaknesses to help plug in control gaps. Should hold polished communication skills, both spoken and written. Should be able to manage internal and external stakeholders, with good liaising skills. Ensure compliance with regulatory guidelines for the reporting requirements to regulators and external agencies. Should hold sound knowledge and good analytical skills for rightly concluding the investigations. Should be able manage end to end proceedings, and ensure closure of action points emanating from various Investigation reports. Assist in keeping relevant processes benchmarked to best practices and peer banks.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Identifying, recommending, and empaneling efficient third-party agencies with relevant expertise to handle fraud detection and investigations. Closely monitoring the verification of loan documents, both pre and post-disbursement, as well as sample verification, by third-party agencies/vendors. Monitoring the cost of vendors on a month-to-month basis to ensure optimal resource allocation. Collaborating closely with internal teams and external regulatory bodies to execute appropriate actions against fraudulent individuals and bring cases to conclusion. Conducting field visits as required to ensure compliance and address potential risks. Managing agencies and ensuring adherence to Turnaround Time (TAT) requirements. Providing comprehensive fraud risk training to subordinates to enhance awareness and vigilance. Overseeing the execution of mystery shopping and seeding activities in accordance with internal guidelines.

Roles & Responsibilities : Supervising screening/sampling activities of respective region. Monitoring TAT and Quality of Vendor Checks. Maintaining and coordinating with internal department for any process improvement in respective region. Sharing market triggers with our internal business teams. Responsible for tracking of frauds cases identified in branches and conducting investigations. Regular branch and vendor visits in respective regions. To attend task force meeting organize by peers of financial institutions/banks. To investigate and publish the complete report with the help of Zonal Manager. Education and Desired Experience : B.Com or any PG degree with a minimum of 10 years of experience in RCU/FCU/Investigations. Should have a substantial stint in the NBFC industry specifically catering to the MSME business vertical Demonstrates strong communication and influencing skills and develops ongoing relationships with internal and external stakeholder

IMMEDIATE JOINER Field investigation , RCU, Fraud, Sampling, Investigations, pre and post verification of disbursed cases, Legal & Technical Reports for Loan. investigation on Fraud cases HR- shamli.urbanecorps21@gmail.com

Role & responsibilities : 1. To check the home loan/ TW loan/Farm loan documents, customer CIBIL record check, special home loan segments. 2. Checking loan application of customer along with their KYC, ITR, Banking and other documents. 3. To check all types of fraud. Due diligence, company and customer background check. 4. Co-ordinate with Backend Team, Credit & Sales Team regarding RCU reports. 5. Ensuring all the documents are screened as per triggers and parameters set by the company. 6. Update RCU Status on daily basis in system. 7. Maintaining & updating MIS on daily basis for the same. Grab the On roll Opportunity !! We will prefer below linguistic candidates : Bengali Malayalam Punjabi Kannada Kindly apply only if you're interested and meet the linguistic requirements. Share your CV at mentioned ID - aaradhyateli@ltfs.com

Role & responsibilities Should be able to lead/ participate as a team player in conducting - preventive, detective and investigative reviews across different segments of the Bank. Should be a good team player. Should be able to lead/ conduct investigations of WB / Corruption / cases across all products in Payments Bank. Must have relevant experience of minimum 5 years. Conduct discussions and interviews with witnesses/suspects. During the course of review, should help build robust fraud and corruption control mechanisms, identify process lapses/control weaknesses to help plug in control gaps. Should hold polished communication skills, both spoken and written. Should be able to manage internal and external stakeholders, with good liaising skills. Ensure compliance with regulatory guidelines for the reporting requirements to regulators and external agencies. Should hold sound knowledge and good analytical skills for rightly concluding the investigations. Should be able manage end to end proceedings, and ensure closure of action points emanating from various Investigation reports. Assist in keeping relevant processes benchmarked to best practices and peer banks.

Role & responsibilities To drive and supervise the fraud check process for applicants before loan approval and also to undertake post disbursement checks for Mortgage and also Checking files & disbursements for triggers. To drive fraud investigations and also verifications apart from probing cases based on triggers and investigation of issues Checking process violations and probing violations. Keeping track of frauds in the market and ensuring appropriate controls are set to avoid such frauds in our portfolio Managing RCU Agencies and diligent compliance of the Fraud Reports. Update the management regularly with the events that would affect the organization in meeting its objectives. Keeping close watch on DSA, DSTs, FI agencies, Valuation and legal agencies, other outsource agencies and employees. Send periodic reports and diligently follow-up for the necessary actions. To conduct Mystery Shopping/Seeding Activities, based on management guidelines. Review and analyze comprehensive MIS reports on a regular basis. Travel is involved as there would be a necessity to conduct verifications or investigations or review RCU activities Functional Skills Have exposure in Home Loans / Mortgages Have exposure/inclination to devise measures in Fraud Prevention and Investigation Have exposure of working in Home Loans both in Pre and Post Disbursement Communication skills Interpersonal Skills. Key Interactions with the relevant stakeholders. Exposure in handling office tools. Preparation of Presentations on Investigation reports. Update the management regularly with the events that would affect the organization in meeting its objectives Travel is involved as there would be a necessity to conduct verifications or investigations or review RCU activities

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 04 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Liabilities Division/Function (SBU) Risk Containment Unit Department RCU - Liabilities Sub-Department RCU - Liabilities Generic Role Field Risk Officer External Title (Job Role) Field Risk Officer Division Risk Containment Unit Zone Rest of India 2 State Karnataka Region Karnataka Area Karnataka Direct Cluster Karnataka Direct PT Location Karnataka Branch Code 3003 Branch Name H S R Layout Skills Skill Highest Education No data available Working Language No data available About The Role Conduct field visits to verify business existence, operational status and profiling of applicants/customers. Collection of documents such as GST registration, trade licenses, invoices, and business premises wherever required. Interact with business owners to gather necessary KYC (Know Your Customer) details and supporting documents. Neighbour and third-party checks Perform background checks and confirm business legitimacy through neighbours/local market references. Capture geolocation along with time stamp and photographic evidence of the business premises for records. Report suspicious or non-compliant cases to the concern location/area managers. Submit detailed verification reports, including observations and discrepancies to the concerned area/location. Maintain records/trackers of completed verifications and pending cases. Maintain professionalism and ensure a positive banking experience for customers.

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 13 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Mailaduthurai Area Mailaduthurai Cluster Mailaduthurai PT Location Nagapattinam Branch Code 1260 Branch Name Sembanarkoil Skills Skill Survivability Highest Education Bachelor of Engineering Working Language Tamil About The Role Key Result Areas Position ABM - RetailCredit OfficerS.NO.DESIRED RESULTWEIGHTAGEKEY PERFORMANCE INDICATORAnnexure1Early Delinquency25%OD% on 12 Month Book-No. of casesAnnexure 12TAT for agency reports15%TAT of FI, RCU and TechnicalAnnexure 23Business Target Achievement (Collaboration)15%Branch Budget Vs. ActualAnnexure 34Process Orientation15%Credit Compliance/ Internal Audit ScoreAnnexure 45Post Disbursement Document15%PDD% collectionAnnexure 56Sampling10%20% Files ProcessedAnnexure 67Self Development5%Average Mandays of Training for selfAnnexure 7

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 08 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Risk Containment Unit Department RCU - EEB Sub-Department RCU - EEB Generic Role Field Risk Officer External Title (Job Role) Field Risk Officer Division Risk Containment Unit Zone West State Maharashtra Region Maharashtra Area Mumbai Cluster Mumbai PT Location Maharashtra Branch Code 9140 Branch Name Kalyan Skills Skill Risk & Quality Risk Analytics Highest Education B.Sc Working Language Marathi Hindi English About The Role Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Ensure member Audit ,Center audit & Center meeting audit. Retail customer audit & risk property assessment Regular Branch visit to be done Resolution of gaps discrepancies identified as part of risk activity (Policy & process deviations) Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Loan disbursement audit & cash audit FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification.

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 05 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Risk Containment Unit Department RCU - EEB Sub-Department RCU - EEB Generic Role Field Risk Officer External Title (Job Role) Field Risk Officer Division Risk Containment Unit Zone South State Tamil Nadu Region Tamil Nadu 2 Area Kumbakonam Cluster Kumbakonam PT Location Trichy Branch Code 1327 Branch Name Virudhachalam Skills Skill Risk & Compliance Highest Education Bachelor of Science Working Language Tamil About The Role Ensure regular filed visit to customer sourced by the branches Raise incident reports on the field visit done Identify the process & policy Gaps and ensure the same are plugged to avoid such incident dont repeat in future. Ensure Pre & Post FI for the customer sourced Regular Visit to be done for Early default cases To prevent frauds Negative neutral cases raise during pre FI and cases not disbursed FRO activity sheet to be followed regularly Regularly field visit to be done for risk identification.

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 15 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Risk Containment Unit Department RCU - IB Sub-Department RCU - IB Generic Role Field Risk Officer External Title (Job Role) Field Risk Officer Division Risk Containment Unit Zone South State Andhra Pradesh Region AP and TG Area Rayalaseema Cluster Rayalaseema PT Location Kurnool VF-KURNL Branch Code 4001 Branch Name Kurnool Skills Skill Riding Instruction Highest Education Bachelor of Commerce Working Language Telugu English About The Role Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer Field Risk officer

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 28 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Risk Containment Unit Department RCU - IB Sub-Department RCU - IB Generic Role Field Risk Officer External Title (Job Role) Field Risk Officer Division Risk Containment Unit Zone South State Karnataka Region Karnataka Area Chitradurga Cluster Bellary PT Location Karnataka Branch Code 3071 Branch Name Chitradurga Skills Skill Salary Sales Highest Education No data available Working Language No data available About The Role Field Risk Officer Field Risk Officer Field Risk Officer Field Risk Officer Field Risk Officer Field Risk Officer Field Risk Officer Field Risk Officer

Role & responsibilities Responsible for field risk monitoring of a division , typically monitors 25 branches Conducts Fraud investigation Assist in risk identification by detecting potential frauds and assists in mitigation through effective coordination with operations and RRM. Maintaining and sharing field incidences report regularly with RRM Visiting Kendra meetings. Visiting customers residence and conducting extensive discussions with them regarding loans and loan asset related processes. Timely and accurate reporting to RRM. Compiling Excel reports from data collected during branch visits and sharing with RRM Internal and external stakeholder management. Attending and actively participating in quarterly risk team meetings. Preferred candidate profile 2+ years experience in microfinance operations , as branch manager or in monitoring roles. Proficient in local language.

Role & responsibilities Responsible for field risk monitoring of a division , typically monitors 25 branches Conducts Fraud investigation. Assist in risk identification by detecting potential frauds and assists in mitigation through effective coordination with operations and RRM. Maintaining and sharing field incidences report regularly with RRM Visiting Kendra meetings. Visiting customers residence and conducting extensive discussions with them regarding loans and loan asset related processes. Ensuring achievement of target with respect to Kendra and customer visits. Timely and accurate reporting to RRM. Compiling Excel reports from data collected during branch visits and sharing with RRM. Internal and external stakeholder management (AMs/BMs/BST/Internal Audit/Customers). Attending and actively participating in quarterly risk team meetings. Attending monthly operational divisional meetings and providing feedback to RRM. Preferred candidate profile 2+ years experience in microfinance operations , as branch manager or in monitoring roles. Proficient in local language.

Role & responsibilities : 1. To check the home loan/ TW loan/Farm loan documents, customer CIBIL record check, special home loan segments. 2. Checking loan application of customer along with their KYC, ITR, Banking and other documents. 3. To check all types of fraud. Due diligence, company and customer background check. 4. Co-ordinate with Backend Team, Credit & Sales Team regarding RCU reports. 5. Ensuring all the documents are screened as per triggers and parameters set by the company. 6. Update RCU Status on daily basis in system. 7. Maintaining & updating MIS on daily basis for the same. Grab the On roll Opportunity !! We will prefer below linguistic candidates : Bengali Malayalam Punjabi Gujarati Kannada Kindly apply only if you're interested and meet the linguistic requirements. Share your CV at mentioned ID - aaradhyateli@ltfs.com

Role & responsibilities Expertise in Fraud Investigations, Portfolio management, Financial Risk, Financial Management Responsible for setting up and implementing RCU & Fraud Investigation unit in the organization as a whole Responsible for analysing the portfolio of disbursements Ensure timely closure of investigations & develop robust investigation process for effective analysis Risk assessment and gaps identification. Fraud Monitoring and Reporting (FMR) to Compliance. Strengthen the processing activities of the location/s by recommending process/policy changes where applicable. Managing the FCU Team across the nation Regular training of internal staff and related vendors. Preferred candidate profile Experience in Fraud Control / Risk in BFSI

Job Role : RCU Executive Experience Location: HQ at HSR, Bangalore Experience: 0 to 3 Years (Freshers can also apply) Language Skills: Fluent in English and Malayalam mandatory (Any additional Indian language preferred like Tamil, Hindi, Marathi, Gujarati). Technical skill : Basic MS Excel knowledge is preferrable Document verification: Pre-disbursement sample verification for checking authenticity of documents. Post-disbursement sample verification for checking authenticity of documents. Maintaining and sharing of MIS at approved intervals Ensure sanctity of Data reported Ensure audit of assigned business for verifying process compliance Coordinating with various teams and handling escalations from cross functional teams. Calling Activity: Calling the applicants to cross check whether the loan process is going on as per the norms or not and mention the call findings accordingly And also To cross check whether any loan/course mis-sell is being happened to stop the fraudulent activity at the initial stage. To check the course/Institutes feedback Non-starter data investigation calling has to be done and mention the call findings accordingly Ad-hoc RCU activities like specific case level findings, institute level findings, handling escalations from various teams and investigations