Lead - Risk Rating & Compliance V Konnect

13.0 - 18.0 years

12 - 20 Lacs

Mumbai, Maharashtra, India

On-site

Role & responsibilities : Internal rating validation for Corporate, SME, Business Banking, NBFC, MFI, Broker, Bank clients across the bank. Key activities include. Detailed assessment and understanding of credit risk (industry, business, financials, management), credit ratings. Preparation of rating rationale along with rationale for any changes in risk scores Review deviations to the credit policy of the Bank. Recommendations/comments on all proposals placed to Board level credit committee with respect to policy compliance/ portfolio risk/ industry prospects, etc. Decision making along with the stakeholders (Credit/ Business) Effective interaction with business/credit groups across Large Corporates/ Emerging Local Corporates/ NBFCs/ Brokers/ MFIs/ Projects/ Small, Micro Enterprises/ Business Banking Effective resolution of internal audit/ external audit/ RBI queries Periodic review and updating of industry risk scores including assessment for new industries as deemed appropriate. Track latest industry developments by participation in seminars, conferences and client site visits, interactions with clients, rating agencies, industry database providers, Benchmarking of companies within sectors Stakeholder management: Candidate should be able to efficiently manage various stakeholders including senior management from both Credit and Business functions. Define and facilitate the achievement of goals and key performance indicators for direct reports and ensures effective implementation of the performance management process in the division. Nurture talent within the team by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals. Develop and nurture a continuous talent pipeline for key roles in the division and provides mentoring for high potential talent in the organization. Ensure adherence to process and ability to work within pre-decided TAT Preferred candidate profile : Post qualification experience preferably in business, credit function in Wholesale/Mid Markets segments of a Bank or in Corporate ratings of Credit Rating agency . Strong understanding of finance and accounting concept Ability to identify key characteristics and drivers of diverse sectors/ businesses. Knowledge of risk assessment and control

Posted 2 days ago

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