2.0 - 6.0 years

0 Lacs

ahmedabad, gujarat

On-site

As a Non-QM Underwriter, you will be responsible for underwriting and making decisions on Non-QM loans in accordance with all relevant regulations. Your role will involve underwriting various Tiers, including complex loan transactions, while ensuring compliance with company policies and guidelines. It is essential to maintain client SLA expectations by meeting individual Underwriter quality benchmarks and production goals within specified turn times. Your duties will include analyzing income calculations, debt-to-income ratios, asset statements, financial statements, as well as personal and business income tax returns to make informed decisions. You will also assess appraisal reports, collateral offered in loan applications, and title opinions to determine acceptability and appropriate loan-to-value ratios for decision-making. Documenting and effectively communicating reasons for loan approval or denial will be a crucial part of your responsibilities. To excel in this role, you are required to have a graduation degree and a minimum of 2 years of mortgage underwriting experience, including front-end and live underwriting. Prior supervisory skills would be an added advantage. Strong written and verbal communication skills are essential, along with proficiency in reading, writing, and understanding the English language. You should be able to interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents, as well as respond to inquiries or complaints from clients effectively. Additionally, you should demonstrate initiative, drive for results, and the ability to work independently. Problem-solving, decision-making, and quality acumen are key skills required for this role. You must have the capability to analyze data and reports to provide accurate assessments while working with minimal supervision. Proficiency in Microsoft Excel, Word, and Outlook, along with strong organizational skills, will contribute to your success in this position.,

Posted 5 days ago

Apply

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.