3.0 - 5.0 years

15 - 16 Lacs

Bengaluru

Work from Office

We are looking for experienced US QM Loan Underwriters to join our team supporting U.S.-based lenders. This role involves end-to-end review and decisioning of residential mortgage loan files in alignment with Qualified Mortgage (QM) standards, Fannie Mae/Freddie Mac, Agencies (FHA, VA, USDA) guidelines, and client-specific overlays. The underwriter will work closely with U.S.-based stakeholders to deliver timely and accurate underwriting decisions from our offshore location. Key Responsibilities: Review and assess borrower documentation including income, assets, credit reports, and appraisals to determine loan eligibility under QM and agency guidelines. Use AUS tools (DU/LPA) to evaluate loan risk and validate findings. Document and justify underwriting decisions clearly within the clients Loan Origination System (LOS). Minimum 3-5 years of hands-on experience in US residential mortgage underwriting, with specific expertise in QM loans.

Posted 1 month ago

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