Company Description Progcap (Desiderata Impact Ventures Private Limited) is a mission-driven, inclusive financing technology firm dedicated to transforming the economic landscape for micro and small enterprises in the last mile. By providing affordable, customized finance and digitizing supply chains, Progcap offers flexible, collateral-free working capital to underbanked semi-urban and rural retailers in India. Progcap leverages a combination of technology and a unique delivery model to effectively underwrite credit and empower retailers. Role Description This is a full-time hybrid role for a Relationship Manager based in Hubli, with some work-from-home flexibility. The Relationship Manager will be responsible for building and maintaining relationships with clients, understanding their financing needs, and delivering customized financial solutions. Day-to-day tasks include client onboarding, portfolio management, account servicing, and ensuring client satisfaction. The role also involves working closely with internal teams to enhance service delivery and resolve client issues promptly. Qualifications Strong communication and interpersonal skillsExperience in customer relationship management and client servicingKnowledge of financial services and credit underwritingProficiency in data analysis and reportingProblem-solving skills and ability to work independentlyFamiliarity with technology and digital toolsBachelor's degree in Finance, Business Administration, or related fieldExperience in the financial technology sector is a plus

About PROGCAP Progcap is an award-winning Fintech company that is engaged in the business of identifying and underwriting small businesses that need credit, generating credit score using alternative data and marketing of financing products. The company is working towards revolutionizing the way financial access is delivered to underserved segments of the Indian retail economy, through specialized financing and technology products that empower small and medium businesses (SMBs) to progress without obstacles. Working at the intersection of software and financial services, Progcap aims to be the first full-stack retailer-focused digital bank in India. Through its unique LMRF (Last Mile Retailer Financing) Facility, Progcap is solving a lot of problems in the entire supply chain along with bringing the underserved and capital starved MSMEs into formal financing space. As a company, Progcap has demonstrated exceptional track record, by partnering with over 80 + fortune 500 brands, working with over 700,000 on its platform, credit solution of over ~18000 Cr and raised over USD 100 Mn across three rounds of funding, navigated a global crisis coming out with NIL NPAs and growing the business 15x from pre-Covid levels. The company is backed by Creation Investments, Google, Tiger Global , Sequoia capital , GrowX and other well-known investors. Key Responsibilities Managing day-to- day activities in treasury functions to meet the financial obligations of the organization Monitoring daily cash flow, Investment of idle funds Maintaining relationship with Banks and developing new debt relationships including DFIs, FPIs, large banks and AIFs Manage, Monitor & Optimization of overall Cost of borrowings Regulatory Knowledge and understanding of capital market and structured finance instruments Experienced in dealing with listed NCD, PTC and ECB transactions Preparing business plan Management of debt: Monitor the overall debt of the Company, ensure covenant compliance Manage presentations to board and senior management Prior team management experience if any will be added advantage Skills Required Treasury experience Understanding of Legal loan documents Understanding of related RBI/SEBI regulations Qualification And Experience Required MBA/CA 6 - 9 years of relevant experience (ref:iimjobs.com) Show more Show less