Company Description Progcap (Desiderata Impact Ventures Private Limited) is a mission-driven, inclusive financing technology firm dedicated to transforming the economic landscape for micro and small enterprises in the last mile. By providing affordable, customized finance and digitizing supply chains, Progcap offers flexible, collateral-free working capital to underbanked semi-urban and rural retailers in India. Progcap leverages a combination of technology and a unique delivery model to effectively underwrite credit and empower retailers. Role Description This is a full-time hybrid role for a Relationship Manager based in Hubli, with some work-from-home flexibility. The Relationship Manager will be responsible for building and maintaining relationships with clients, understanding their financing needs, and delivering customized financial solutions. Day-to-day tasks include client onboarding, portfolio management, account servicing, and ensuring client satisfaction. The role also involves working closely with internal teams to enhance service delivery and resolve client issues promptly. Qualifications Strong communication and interpersonal skillsExperience in customer relationship management and client servicingKnowledge of financial services and credit underwritingProficiency in data analysis and reportingProblem-solving skills and ability to work independentlyFamiliarity with technology and digital toolsBachelor's degree in Finance, Business Administration, or related fieldExperience in the financial technology sector is a plus
About PROGCAP Progcap is an award-winning Fintech company that is engaged in the business of identifying and underwriting small businesses that need credit, generating credit score using alternative data and marketing of financing products. The company is working towards revolutionizing the way financial access is delivered to underserved segments of the Indian retail economy, through specialized financing and technology products that empower small and medium businesses (SMBs) to progress without obstacles. Working at the intersection of software and financial services, Progcap aims to be the first full-stack retailer-focused digital bank in India. Through its unique LMRF (Last Mile Retailer Financing) Facility, Progcap is solving a lot of problems in the entire supply chain along with bringing the underserved and capital starved MSMEs into formal financing space. As a company, Progcap has demonstrated exceptional track record, by partnering with over 80 + fortune 500 brands, working with over 700,000 on its platform, credit solution of over ~18000 Cr and raised over USD 100 Mn across three rounds of funding, navigated a global crisis coming out with NIL NPAs and growing the business 15x from pre-Covid levels. The company is backed by Creation Investments, Google, Tiger Global , Sequoia capital , GrowX and other well-known investors. Key Responsibilities Managing day-to- day activities in treasury functions to meet the financial obligations of the organization Monitoring daily cash flow, Investment of idle funds Maintaining relationship with Banks and developing new debt relationships including DFIs, FPIs, large banks and AIFs Manage, Monitor & Optimization of overall Cost of borrowings Regulatory Knowledge and understanding of capital market and structured finance instruments Experienced in dealing with listed NCD, PTC and ECB transactions Preparing business plan Management of debt: Monitor the overall debt of the Company, ensure covenant compliance Manage presentations to board and senior management Prior team management experience if any will be added advantage Skills Required Treasury experience Understanding of Legal loan documents Understanding of related RBI/SEBI regulations Qualification And Experience Required MBA/CA 6 - 9 years of relevant experience (ref:iimjobs.com) Show more Show less
Company Description Progcap (Desiderata Impact Ventures Private Limited) is a mission-driven, inclusive financing technology firm focused on providing affordable, customized finance to millions of micro and small enterprises. By leveraging technology and a unique delivery model, Progcap aims to digitize supply chains and offer flexible, collateral-free working capital to underbanked semi-urban and rural retailers in India, thus unlocking transformational impacts in the last mile. Role Description This is a full-time on-site role for a Statehead Collections in Tamil Nadu and Kerala, located in Chennai. The Statehead Collections will be responsible for overseeing debt collection processes, managing cash collection, and ensuring excellent customer service. Daily tasks will include communicating with clients to resolve outstanding debts, implementing effective collection strategies, and collaborating with the finance team to streamline collection processes. Qualifications Expertise in Debt Collection and Cash Collection Strong Communication and Customer Service skills Experience and knowledge in Finance Excellent organizational and problem-solving abilities Ability to manage a team and work in an on-site environment Bachelor's degree in Business, Finance, or related field Experience in the financial technology industry is an advantage Show more Show less
About PROGCAP Progcap is an award-winning Fintech company that is engaged in the business of identifying and underwriting small businesses that need credit, generating credit score using alternative data and marketing of financing products. The company is working towards revolutionizing the way financial access is delivered to underserved segments of the Indian retail economy, through specialized financing and technology products that empower small and medium businesses (SMBs) to progress without obstacles. Working at the intersection of software and financial services, Progcap aims to be the first full-stack retailer-focused digital bank in India. Through its unique LMRF (Last Mile Retailer Financing) Facility, Progcap is solving a lot of problems in the entire supply chain along with bringing the underserved and capital starved MSMEs into formal financing space. As a company, Progcap has demonstrated exceptional track record, by partnering with over 80 + fortune 500 brands, working with over 700,000 on its platform, credit solution of over ~18000 Cr and raised over USD 100 Mn across three rounds of funding, navigated a global crisis coming out with NIL NPAs and growing the business 15x from pre-Covid levels. The company is backed by Creation Investments, Google, Tiger Global , Sequoia capital , GrowX and other well-known investors. Key Responsibilities Managing day-to- day activities in treasury functions to meet the financial obligations of the organization Monitoring daily cash flow, Investment of idle funds Maintaining relationship with Banks and developing new debt relationships including DFIs, FPIs, large banks and AIFs Manage, Monitor & Optimization of overall Cost of borrowings Regulatory Knowledge and understanding of capital market and structured finance instruments Experienced in dealing with listed NCD, PTC and ECB transactions Preparing business plan Management of debt: Monitor the overall debt of the Company, ensure covenant compliance Manage presentations to board and senior management Prior team management experience if any will be added advantage Skills Required Treasury experience Understanding of Legal loan documents Understanding of related RBI/SEBI regulations Qualification And Experience Required MBA/CA 6 - 9 years of relevant experience (ref:iimjobs.com)
You will be working at Progcap, an award-winning Fintech company focused on identifying and underwriting small businesses in need of credit, creating credit scores using alternative data, and marketing financing products. The company is dedicated to revolutionizing financial access for underserved segments of the Indian retail economy by offering specialized financing and technology products that empower small and medium businesses (SMBs) to grow without hindrances. Progcap's ultimate goal is to become India's first full-stack retailer-focused digital bank, bridging the gap between software and financial services. Progcap has a remarkable track record, having partnered with over 80 Fortune 500 brands and serving more than 700,000 businesses on its platform. The company has facilitated credit solutions worth over ~18000 Cr and secured over USD 100 Mn in funding through three rounds. Even during a global crisis, Progcap maintained zero NPAs and grew its business 15 times from pre-Covid levels. Notable investors backing Progcap include Creation Investments, Google, Tiger Global, Sequoia Capital, GrowX, and other prominent names. Your responsibilities at Progcap will include managing day-to-day treasury functions to meet the organization's financial obligations, overseeing daily cash flow and investing idle funds, nurturing relationships with banks, and cultivating new debt relationships with various entities. You will be tasked with optimizing the overall cost of borrowings, demonstrating regulatory knowledge, and handling listed NCD, PTC, and ECB transactions. Additionally, you will prepare business plans, manage the company's debt, ensure covenant compliance, and deliver presentations to the board and senior management. To excel in this role, you should possess treasury experience, a strong understanding of legal loan documents, and familiarity with RBI/SEBI regulations. The ideal candidate for this position should hold an MBA/CA qualification with 6-9 years of relevant experience. Any prior experience in team management will be considered an advantage.,
This is a full-time on-site role for a Tele Collection Executive at Progcap. As a Tele Collection Executive, you will be responsible for credit control, debt collection, communication with clients, utilizing analytical skills, and handling financial matters on a day-to-day basis.,
Job Description: Progcap (Desiderata Impact Ventures Private Limited) is seeking a Statehead Collections for Tamil Nadu and Kerala, based in Chennai. As Statehead Collections, you will play a crucial role in overseeing debt collection processes, managing cash collection, and ensuring top-notch customer service. Your responsibilities will include communicating with clients to resolve outstanding debts, implementing effective collection strategies, and collaborating with the finance team to optimize collection processes. Key Responsibilities: - Oversee debt collection processes and cash collection activities - Communicate with clients to resolve outstanding debts - Implement effective collection strategies - Collaborate with the finance team to streamline collection processes - Ensure excellent customer service is provided Qualifications: - Expertise in Debt Collection and Cash Collection - Strong Communication and Customer Service skills - Experience and knowledge in Finance - Excellent organizational and problem-solving abilities - Ability to manage a team and work in an on-site environment - Bachelor's degree in Business, Finance, or related field - Experience in the financial technology industry is an advantage,
JOB DESCRIPTION The candidate will lead initiatives to onboard Brands/Distributors/Dealers to build new business for the company. The candidate should have a keen interest in Tele sales and have strong communication skills. Inter department liaising required with various functions of Progcap viz Credit team, post sanction team, disbursal team, tech team etc. to ensure efficiency and faster TAT in disbursal The candidate should be able to understand the client’s profile and industry and accordingly recommend the best product fit. KEY COMPETENCIES AND SKILL Strong pitching, listening, relationship building and networking skills The candidate should be proactive in approach and driven to achieve the assigned sales target QUALIFICATION AND EXPERIENCE REQUIRED Bachelor's degree/master’s degree/MBA 2 - 5 years' prior business development or Tele sales experience
Company Description Progcap (Desiderata Impact Ventures Private Limited) is a mission-driven financing technology company focused on empowering micro and small enterprises in underserved markets. By offering affordable and customized financial solutions, Progcap helps businesses in semi-urban and rural areas access flexible working capital without collateral. The company leverages innovative technology and a unique delivery model to digitize supply chains and facilitate credit access. Progcap strives to create a transformative impact on local economies by supporting last-mile retailers. Role Description This is a full-time, on-site role for an Area Sales Manager based in Ranchi. The Area Sales Manager will be responsible for driving sales growth in the designated region by building and maintaining strong relationships with clients, identifying new business opportunities, and executing strategies to achieve sales targets. Daily responsibilities include managing and mentoring a sales team, monitoring market trends, developing sales plans, and ensuring the efficient execution of sales initiatives to meet company objectives. Qualifications Proven expertise in Sales Strategy, Business Development, and Account Management Strong abilities in Market Research, Team Management, and Client Relationship Building Effective Communication and Negotiation Skills Experience in working with financial products or solutions is an asset Proficiency in analyzing market trends and creating actionable sales strategies Bachelor's degree in Business Administration, Marketing, or a related field is preferred Willingness to travel within the region as required
Company Description Progcap (Desiderata Impact Ventures Private Limited) is an inclusive financing technology company dedicated to empowering micro and small enterprises in underserved areas across India. By leveraging innovative technology and a unique delivery model, Progcap provides affordable and tailored financial solutions. The organization focuses on offering flexible, collateral-free working capital while digitizing supply chains for semi-urban and rural retailers. Progcap's mission is to create a meaningful and lasting impact by fostering growth and financial inclusion. Role Description The State Head, Collections for Tamil Nadu and Kerala will oversee the debt collection process within the region to ensure effective recovery and smooth operations. As part of this full-time, on-site role in Tamil Nadu preferably Chennai or Coimbatore, the individual will lead and manage collection teams, achieve collection targets, implement collection strategies, and analyze trends to optimize recovery performance. Additionally, the State Head will collaborate with internal and external stakeholders to maintain adherence to policies and streamline processes. Qualifications Proficiency in Debt Collection and Collections Management. Strong Analytical Skills to assess trends, prioritize tasks, and deliver data-driven solutions. Experience in Team Management to lead, mentor, and drive collection teams effectively. In-depth knowledge of Finance and related operations. Effective communication and interpersonal skills to engage with diverse stakeholders. Proven ability to work in an on-site, leadership role within a dynamic environment. Bachelor's degree in Finance, Business Administration, or a related discipline preferred. Prior experience in collections, especially within the Tamil Nadu and Kerala region, is a strong advantage.
You will be responsible for overseeing debt collection processes, managing cash collection, and ensuring excellent customer service. Your daily tasks will include communicating with clients to resolve outstanding debts, implementing effective collection strategies, and collaborating with the finance team to streamline collection processes. - Expertise in Debt Collection and Cash Collection - Strong Communication and Customer Service skills - Experience and knowledge in Finance - Excellent organizational and problem-solving abilities - Ability to manage a team and work in an on-site environment - Bachelor's degree in Business, Finance, or related field Progcap (Desiderata Impact Ventures Private Limited) is a mission-driven, inclusive financing technology firm focused on providing affordable, customized finance to millions of micro and small enterprises. By leveraging technology and a unique delivery model, Progcap aims to digitize supply chains and offer flexible, collateral-free working capital to underbanked semi-urban and rural retailers in India, thus unlocking transformational impacts in the last mile.,
Role Overview: You will be responsible for managing day-to-day activities in treasury functions to meet the financial obligations of the organization. This includes monitoring daily cash flow, investing idle funds, maintaining relationships with banks, and developing new debt relationships. You will also be tasked with managing, monitoring, and optimizing the overall cost of borrowings, as well as having regulatory knowledge and understanding of capital markets and structured finance instruments. Your role will involve preparing business plans, managing debt, and presenting to the board and senior management. Prior team management experience, if any, will be considered an advantage. Key Responsibilities: - Manage day-to-day activities in treasury functions - Monitor daily cash flow and invest idle funds - Maintain relationships with banks and develop new debt relationships - Manage, monitor, and optimize the overall cost of borrowings - Have regulatory knowledge and understanding of capital markets and structured finance instruments - Deal with listed NCD, PTC, and ECB transactions - Prepare business plans - Manage debt and ensure covenant compliance - Make presentations to the board and senior management - Prior team management experience will be an added advantage Qualifications And Experience Required: - MBA/CA qualification - 6-9 years of relevant experience About Progcap: Progcap is an award-winning Fintech company focused on identifying and underwriting small businesses in need of credit. The company aims to revolutionize financial access for underserved segments of the Indian retail economy by empowering small and medium businesses with specialized financing and technology products. Progcap has a strong track record, partnering with over 80+ fortune 500 brands, serving over 700,000 businesses, and raising over USD 100 Mn across three funding rounds. Backed by prominent investors like Creation Investments, Google, Tiger Global, Sequoia Capital, and GrowX, Progcap is on a mission to be the first full-stack retailer-focused digital bank in India. Through its LMRF Facility, Progcap is addressing supply chain challenges and providing formal financing to capital-starved MSMEs. Role Overview: You will be responsible for managing day-to-day activities in treasury functions to meet the financial obligations of the organization. This includes monitoring daily cash flow, investing idle funds, maintaining relationships with banks, and developing new debt relationships. You will also be tasked with managing, monitoring, and optimizing the overall cost of borrowings, as well as having regulatory knowledge and understanding of capital markets and structured finance instruments. Your role will involve preparing business plans, managing debt, and presenting to the board and senior management. Prior team management experience, if any, will be considered an advantage. Key Responsibilities: - Manage day-to-day activities in treasury functions - Monitor daily cash flow and invest idle funds - Maintain relationships with banks and develop new debt relationships - Manage, monitor, and optimize the overall cost of borrowings - Have regulatory knowledge and understanding of capital markets and structured finance instruments - Deal with listed NCD, PTC, and ECB transactions - Prepare business plans - Manage debt and ensure covenant compliance - Make presentations to the board and senior management - Prior team management experience will be an added advantage Qualifications And Experience Required: - MBA/CA qualification - 6-9 years of relevant experience About Progcap: Progcap is an award-winning Fintech company focused on identifying and underwriting small businesses in need of credit. The company aims to revolutionize financial access for underserved segments of the Indian retail economy by empowering small and medium businesses with specialized financing and technology products. Progcap has a strong track record, partnering with over 80+ fortune 500 brands, serving over 700,000 businesses, and raising over USD 100 Mn across three funding rounds. Backed by prominent investors like Creation Investments, Google, Tiger Global, Sequoia Capital, and GrowX, Progcap is on a mission to be the first full-stack retailer-focused digital bank in India. Through its LMRF Facility, Progcap is addressing supply chain challenges and providing formal financing to capital-starved MSMEs.