Product Test Engineer

Job Summary

detail-oriented Digital Banking QA Engineer (SIT Tester)

digital banking workflows

Key Responsibilities

• Perform System Integration Testing (SIT)

  for digital banking modules and applications, validating end-to-end interactions across systems such as

  Mobile Banking

  ,

  Internet Banking

  ,

  Payments

  ,

  LMS/CBS

  , and

  third-party integrations

  (UPI, BBPS, AEPS, KYC, etc.).

• Review business and functional requirements (BRDs/FRDs)

  to design comprehensive SIT test cases and scenarios covering full digital customer journeys.

• Conduct functional and integration testing

  for features such as customer onboarding, KYC, account management, fund transfers, bill payments, e-statements, and service requests.

• Execute API testing

  using tools like

  Postman

  , validating endpoints for authentication, transaction flows, headers, status codes, payloads, and error handling.

• Validate data integrity

  across UI, middleware, and backend layers, ensuring accuracy in customer data, transaction details, and account updates.
• Identify, log, and track

  integration and functional defects

  , providing detailed reproduction steps and collaborating closely with developers for resolution.

• Test integrations with external systems

  such as payment gateways, NPCI services (UPI, IMPS, NEFT, RTGS), CKYC, PAN, GSTN, and credit bureau APIs.
• Ensure

  compliance with RBI digital banking guidelines

  , data protection standards, and internal security policies in all validated workflows.

• Maintain all test artifacts

  , including test cases, execution results, defect logs, and requirement traceability matrices.
• Support

  test data preparation

  , environment setup, and configuration of digital banking products and customer scenarios.
• Work closely with

  business analysts, product owners, and developers

  to understand business logic, clarify requirements, and align on expected outcomes.
• Participate actively in

  daily stand-ups, sprint reviews, and defect triage meetings

  , providing regular SIT progress and issue updates.

Required Skills & Experience

• 36 years of QA experience in

  digital banking, fintech, or core banking applications

  .
• Strong understanding of

  digital banking processes

  , including onboarding, payments, fund transfers, bill payments, and customer servicing.
• Hands-on experience in

  System Integration Testing (SIT)

  and

  API testing

  .
• Proficiency in testing tools such as

  Postman

  ,

  JIRA

  ,

  Confluence

  , and

  SQL

  for backend validation.
• Familiarity with

  middleware systems

  ,

  microservices architecture

  , and

  message queues (Kafka, MQ)

  is a plus.
• Knowledge of

  RBI digital banking compliance

  ,

  data security

  , and

  authentication standards

  (2FA, OTP, device binding).
• Excellent

  analytical, documentation, and communication skills

  with the ability to collaborate across cross-functional teams.
• Experience with

  automation frameworks

  (like Selenium, RestAssured, or PyTest) is an added advantage.