128 Procedure Jobs - Page 4

The Credit Risk Officer provides full leadership and supervisory responsibility, overseeing the QC audit process, teams, and collaborating with the business. Applying in-depth disciplinary knowledge, you offer value-added perspectives, develop processes, procedures, and plans within the function. Strong communication and diplomacy skills are essential, alongside the ability to engage with multiple business functions. Your role includes ensuring quality, timeliness of audits, and accurate reporting, while monitoring overall quality to stay within risk appetite. Responsibilities include overseeing the audit function for High Net Worth, Ultra High Net Worth, and Portfolio lending, managing Risk and Controls, and maintaining quality expectations. You will integrate credit underwriting expertise for complex transactions with a solid understanding of industry standards, oversee complex audit reviews, and provide feedback to teams. Hosting meetings with senior management, attending cross-functional business meetings, analyzing data, providing root cause analysis, and generating accurate reports are key tasks. Additionally, you will interact with regulators, GSEs, and internal audit, attend Regulatory Meetings, and contribute to evaluating impacts. Effective communication, both written and verbal, across various organizational levels is crucial, along with a strong customer service ethic and team orientation. You will assess risk in business decisions with consideration for the firm's reputation, compliance with laws, rules, and regulations, ethical judgment, and reporting control issues transparently. Qualifications for this role include 10+ years of consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry, exceptional skills in creating presentations and documents, high ethical standards, effective communication and listening skills, and the ability to work collaboratively across levels and functions within the organization. Strong organizational skills, attention to detail, data analysis capabilities, and the ability to adapt to a changing environment are also required. Education: - Bachelors/University degree or equivalent professional experience Skills: - Analytical Thinking - Constructive Debate - Escalation Management - Financial Analysis - Policy and Procedure - Policy and Regulation - Product Knowledge - Risk Controls and Monitors - Risk Identification and Assessment Other Relevant Skills: - Credible Challenge - Data Analysis - Laws and Regulations - Management Reporting - Referral and Escalation - Risk Remediation This is a full-time position in the Risk Management Job Family Group, specifically in the Credit Decisions Job Family.,

As a Business Risk and Control Analyst II at Citi, you will be a part of the Central Testing team within the Central Control Capabilities function. Your primary responsibility will be to drive Monitoring & Testing (M&T) activities for key controls across the enterprise. The Central Testing team collaborates with Control Owners and In-business Control Teams to ensure the effectiveness of controls in scope. Your role will involve understanding the Risk & control framework, performing quality checks on monitoring reviews, documenting quality fails, monitoring control compliance, and providing inputs for Control & Monitoring Design Assessment (CMDA). Additionally, you will be responsible for assessing the timeliness, accuracy, and completeness of Manager Control Assessment (MCA), coordinating adherence to MCA standards, and completing quality checks within specified timelines. Collaboration with onshore and offshore teams, participating in process changes, trainings, and meetings, as well as identifying risks and proposing cross-functional solutions will be key aspects of your responsibilities. You will also challenge existing controls, identify opportunities for enhancement, and assist in creating and maintaining reports for control tracking and analysis. To qualify for this role, you should have 5+ to 7 years of relevant work experience in the Risk & Control domain, including internal control, quality check, or monitoring. While past experience in control/monitoring design is preferred, it is not essential. Strong analytical skills, excellent written and verbal communication, ability to work under pressure, manage multiple tasks independently, and proficiency in MS Office applications are required. This is a full-time position requiring a Bachelor's or University degree in a related field. The most relevant skills for this role include Analytical Thinking, Assurance Strategy, Communication, Controls Assessment, Policy and Procedure, Risk Remediation, and Stakeholder Management. If you are seeking an opportunity to contribute to a dynamic team and drive risk management activities within a global organization, apply now for the Business Risk and Control Analyst II position at Citi.,

As an individual in Quality Assurance, Monitoring & Testing, you are responsible for assessing outcomes from activities and processes against applicable requirements to enhance risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post completion of an activity/process. You will be involved in the development and execution of Monitoring and Testing for controls, such as control design assessment, design of operational effectiveness for monitoring & testing tools, and execution of monitoring/testing tools to evaluate the effectiveness of key controls addressing defined risks. Your responsibilities will include managing and overseeing a small team of employees, ensuring the delivery of results, contributing to procedure formulation, conducting routine testing of internal activities and processes, reviewing stakeholder/client feedback, responding to quality assurance complaints, supporting quality testing, developing and executing Monitoring and Testing for controls, reporting on quality control outcomes to top management, participating in strategic initiatives for control performance enhancements, and more. To qualify for this role, you should have at least 8 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You should possess strong analytical skills, project management experience, ability to foster working relationships with other leaders, and proficiency in identifying, measuring, and managing key risks and controls. Additionally, you should have a Bachelor's/University degree or equivalent experience. Your role will involve working within the Controls Governance & Oversight job family, specifically in the Quality Assurance, Monitoring & Testing job family. This is a full-time position that requires skills such as Analytical Thinking, Assurance Strategy, Communication, Controls Assessment, Policy and Procedure knowledge, and Stakeholder Management. If you require any accommodation due to a disability for using search tools or applying for a career opportunity at Citi, please review the Accessibility at Citi policy. You can also refer to Citis EEO Policy Statement and the Know Your Rights poster for further information.,

As an individual in Quality Assurance, Monitoring & Testing, your primary responsibility is to assess outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post completion of an activity/process. You will be involved in the development and execution of Monitoring and Testing for controls, such as control design assessment, design of operational effectiveness for monitoring & testing tools, monitoring/testing design assessment, and execution of monitoring/testing tools to evaluate the effectiveness of key controls designed to address defined risks. Your responsibilities will include supporting the assessment of activities and processes according to required Policies, Standards, and Procedures to enhance risk management quality. You will conduct routine testing of internal activities and processes to ensure adherence to established quality standards and identify areas of risk or non-compliance. Additionally, you will assist in reviewing stakeholder/client feedback, responding to quality assurance complaints or issues, and supporting quality testing for business function quality control and transformation lead quality control post completion of an activity/process. Furthermore, you will be responsible for developing and executing Monitoring and Testing for controls, reporting on quality control outcomes and control effectiveness to top management and relevant stakeholders, staying updated with the latest quality assurance testing tools and strategies, and having a good understanding of the Citi Risk & control framework and underlying fundamentals on Risk Management. You will also participate in the end-to-end monitoring of controls as defined in the Risk Management policy and contribute to the review and challenge process on the effective design and management of controls to mitigate risks. To be successful in this role, you should have a minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. You must possess the ability to identify, measure, and manage key risks and controls, along with a strong knowledge of the development and execution for controls. Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word is required. A Bachelor's/University degree is a minimum requirement, with a Master's degree preferred. Your strong analytical skills, verbal and written communication skills, problem-solving abilities, and decision-making skills will be essential in evaluating complex risk and control activities and processes. You should also have a good understanding of compliance laws, rules, regulations, and best practices, as well as Citis Policies, Standards, and Procedures. Additionally, your ability to manage multiple tasks and priorities, engage at the senior management level, and collaborate effectively with stakeholders will contribute to your success in this role. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for further information.,

The Operational Risk Intmd Analyst role is designed for a developing professional who deals with problems independently and has the latitude to solve complex issues. You are expected to integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices. It is essential to have a good understanding of how your team and area integrate with others to achieve the objectives of the subfunction/job family. Your role will involve applying analytical thinking and utilizing data analysis tools and methodologies. Attention to detail is crucial when making judgments and recommendations based on factual information. You will often deal with variable issues that may have broader business impact. Professional judgment is required when interpreting data and results, and you should be able to break down information in a systematic and communicable manner. Developed communication and diplomacy skills are necessary for exchanging potentially complex/sensitive information. Your actions will have a moderate but direct impact through close contact with the businesses" core activities, and the quality and timeliness of service provided will affect the effectiveness of your own team and other closely related teams. Responsibilities: - Participate in applying operational risk policies, technology, tools, and governance processes to minimize losses from failed internal processes, inadequate controls, and emerging risks. - Contribute to risk assessments and drive actions to address root causes leading to operational risk losses. - Provide governance and oversight, including technology operational risk. - Execute the Managers Control Assessment (MCA) program in a timely manner. - Plan, test, and report on Operational Risk findings. - Test and monitor key controls for each product line and document results. - Liaise with business and line control officers on deficiencies or control gaps. - Ensure appropriate remedial actions are taken where deficiencies are identified. - Document, implement, and execute Corrective Action Plan (CAP) for managing control issues. - Perform additional duties as assigned. Qualifications: - 2-5 years of previous experience. - Excellent organizational skills, ability to prioritize, and adapt to change. - Demonstrated interpersonal skills with the ability to work collaboratively with people at all levels of the organization. - Clear and concise written and verbal communication skills. - Ability to work both collaboratively and independently within a complex organization. - Proficiency in MS Office applications (Excel, Word, PowerPoint). - Project management skills and MCA knowledge. Education: - Bachelors/University degree or equivalent experience. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The Model/Analysis/Validation Analyst II position at our organization is a developing professional role where you will be focusing on applying specialized knowledge to monitor, assess, analyze, and evaluate processes and data related to risk management. Your responsibilities will include identifying process gaps, adhering to operating procedures, interpreting data to make recommendations, researching information, identifying inconsistencies, and performing root cause analysis when required. As an analyst, you are expected to integrate established disciplinary knowledge within a specialty area with a basic understanding of related industry practices. It is crucial to have a good understanding of how the team interacts with other stakeholders to achieve the objectives of the area and to develop a working knowledge of industry practices and standards. Your role will have a limited but direct impact on the business through the quality of tasks and services provided, primarily within your own team. You will be responsible for developing, enhancing, and validating methods for measuring and analyzing risk across all risk types, including market, credit, and operational risk. Additionally, you will develop, validate, and strategize the uses of scoring models and related policies. Leading projects related to the development, programming, integration, testing, and validation of models will also be part of your responsibilities. You will provide analytical support for analysis and benchmarking activities, prepare business-as-usual (BAU) and ad-hoc reports according to the Risk Management Team's priorities and requirements, and run integrity checks on reports. It is essential to participate in projects for the continuous improvement of risk analytics, modeling, and validation systems, as well as work on the continuous improvement of the reporting system and optimization of Credit MIS Reports. You will be expected to assess risk appropriately when making business decisions, demonstrate consideration for the firm's reputation, and safeguard Citigroup, its clients, and assets. Ensuring compliance with applicable laws, rules, and regulations, adhering to policies, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency are crucial aspects of the role. To excel in this position, you should have programming skills in languages such as SAS, SQL, and/or Python, with working knowledge of tools like VBA being preferable. Basic knowledge of secured/unsecured banking products and US banking regulations is required, along with strong communication skills (oral and written) for seamless propagation of information to both technical and non-technical audiences. Proven analytical skills, proficiency in Microsoft Office, and at least 1+ years of experience in model implementation/validation/development are preferred. A minimum of 2+ years of industry experience is also required. As part of the Risk Management team, you will contribute to various projects and initiatives aimed at enhancing risk analytics, modeling, and validation systems. Your role will play a significant part in ensuring the organization's compliance with regulations and the protection of its assets and reputation. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi.,

The Risk Reporting and Exposure Monitoring role is critical for effectively managing and communicating the company's risk exposure. You will provide a comprehensive analysis and reporting of inherent risks across various portfolios, and regulatory reporting in compliance with standards like FR Y-14. By providing a clear view of the company's risk profile, this role enables informed decision-making. This role is key to the company's overall risk management strategy, regulatory compliance and protection of financial health and reputation. Responsibilities: - Independently lead and handle high visibility reporting across USPB Risk that provide critical data to Risk and Business management for portfolio monitoring and strategic decision-making. - Analyze evolving regulatory reporting requirements, identifying potential gaps and proposing solutions. - Ensure risk reporting and monitoring processes comply with regulatory guidelines and internal control requirements. - Effectively manage and monitor Wholesale Credit Risk exposures, ensuring a proactive approach to risk assessment. - Create and implement Corrective Action Plans (CAPs) in collaboration with Internal Audit. - Track progress and report on the effectiveness of CAPs. - Monitor the implementation of CAPs, ensuring timely and effective remediation. - Build strong partnerships with stakeholders, manage challenges, and defend team solutions. - Act as a liaison between business units and risk management to ensure alignment on risk-related issues. - Contribute to the design of data models and reporting processes as part of migration to strategic tech tools. - Ensure alignment with firm-wide data governance standards and architectural principles. - Proactively lead and manage assigned risk-related projects and forums, proposing value-added recommendations and tracking progress. - Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty. - Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures. - Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes. - Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization. - Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda. - Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities. - Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team. - Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness. - Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements. - Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals. - Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult. - Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals. - Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi's clients and the community. - Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development. - Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities. - Empathetically listens and understands others" positions before acting on issues; works to amplify voices that are minimized in the workplace. - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards. Qualifications: - 2-5 years relevant experience. - Degree in a quantitative or financial discipline is preferred. - Basic understanding of statistical concepts. - Experience in performing data analysis. - Familiarity with Visual Basic preferred. - Previous experience in risk management and/or regulatory reporting, data management. - Experience in developing Tableau dashboards, process automation, Excel, VBA, SQL/programming. - Knowledge of Citi products, risk processes, controls, and regulatory requirements. - Proficiency in Microsoft Office with emphasis on MS Excel and Access. - Excellent written and verbal communication skills. - Strong organizational skills with the ability to multi-task based on business needs. - Capability to work independently and in a team environment. - Proficient quantitative skills, including mathematics involved in risk estimation and modeling. - Excellent project management and organizational skills, with an ability to handle multiple projects simultaneously. - Quick learning ability with excellent communication skills, team orientation, and ability to collaborate with different teams. - High attention to detail and accuracy. - Solid work ethics with the ability to prioritize tasks and work against deadlines.,

You will be part of a global digital engineering firm, Srijan, a Material company, that specializes in solving complex technology problems for top-tier brands and companies. With 5-8 years of experience and native HANA modeling expertise, you will play a crucial role in utilizing SQL exposure and ETL skills to drive growth and engagement for our clients. Your proficiency in security and S4HANA Accounting revenue recognition will enhance your contribution to the team. At Material, we value high-impact work, company culture, and employee benefits. As a global company working with best-of-class brands worldwide, we prioritize innovation and value creation in our practice. Joining a talented peer group across various practices, including strategy, design, data & analytics, and technology, you will collaborate with diverse perspectives to amplify our impact on clients. Our commitment to deep human understanding and an outcomes-focused approach allows you to create experiences that matter and make a difference in people's lives. Working with us, you can expect professional development and mentorship opportunities, a hybrid work mode with a remote-friendly workplace, health and family insurance coverage, 40+ leaves per year including maternity & paternity leaves, as well as wellness, meditation, and counseling sessions. Join our community focused on learning, impact-making, and creating new value through meaningful experiences.,

The KYC Operations Analyst 2 position at Citi is an intermediate-level role focused on Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in collaboration with the Compliance and Control team. The primary goal of this position is to establish and manage an internal KYC (Know Your Client) program within the organization. As a KYC Operations Analyst 2, your responsibilities will include conducting client profile reviews for customer accounts, ensuring all information and documentation comply with local regulations and Citi standards, updating KYC forms and client profiles as per policy requirements, and following up with clients to obtain necessary information before due dates. You will also be responsible for performing various KYC tasks such as monitoring and tracking KYC records, assisting in the development and execution of action plans for expiring records, and ensuring records are up to date to mitigate risks. In this role, it is crucial to assess risk appropriately when making business decisions, with a focus on protecting Citigroup's reputation and safeguarding its clients and assets. This involves ensuring compliance with relevant laws, rules, and regulations, adhering to policies, exercising sound ethical judgment in personal behavior and business practices, and effectively managing and reporting control issues with transparency. To qualify for this position, candidates should have 4-5 years of relevant experience, preferably in banking operations with a focus on client account opening and pre-requirements processes. A Bachelor's degree or equivalent experience is required for this role. Key Skills for this position include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi guidelines. For more information on Citi's EEO Policy Statement and the Know Your Rights poster, please visit the respective resources.,

The Model/Anlys/Valid Analyst II role is a developing professional position where you will apply your specialty area knowledge to monitor, assess, analyze, and evaluate processes and data. Your responsibilities will include identifying policy gaps, formulating policies, interpreting data, making recommendations, researching factual information, identifying inconsistencies in data, defining business issues, and formulating recommendations on policies, procedures, or practices. You will integrate established disciplinary knowledge within your specialty area with a basic understanding of related industry practices and develop a good understanding of how your team interacts with others to achieve the area's objectives. In this role, you will have a limited but direct impact on the business through the quality of the tasks/services you provide, with your impact restricted to your own team. Your key responsibilities will involve developing, enhancing, and validating methods of measuring and analyzing risk across all risk types, leading projects related to model development, programming, integration, testing, and validation, providing analytical support on analysis and benchmarking, preparing regular and ad-hoc reports, participating in projects to improve risk analytics, modeling, and validation systems, and working on the constant enhancement of reporting systems and optimization of Credit MIS Reports. Your role will also require you to appropriately assess risk in business decisions, ensuring compliance with applicable laws, rules, and regulations, safeguarding Citigroup, its clients, and assets, and escalating, managing, and reporting control issues with transparency. You should have demonstrated programming skills (SAS, SQL, R, etc.) and knowledge of tools like VBA would be preferable. In terms of qualifications, you should have a basic knowledge of secured/unsecured banking products and US banking, good communication skills to convey technical information to both technical and non-technical audiences, proven analytical skills to identify root causes and trends, proficiency in Microsoft Office tools, and preferably 2+ years of experience in model implementation/validation/development. You should hold a Bachelors/University degree or equivalent experience. The most relevant skills for this role include analytical thinking, business acumen, constructive debate, data analysis, escalation management, policy and procedure knowledge, risk controls and monitors, risk identification and assessment, and statistics. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Credit Portfolio Senior Analyst position is an intermediate-level role that involves managing and validating post-implementation processes and monitoring credit risk platforms. You will be responsible for ensuring that all credit risk technology solutions are effective, compliant with regulatory requirements, and aligned with business objectives. Your duties will include validating model and platform performance, identifying areas for optimization, and ensuring the stability, reliability, and scalability of systems in production. To succeed in this role, you will need a deep understanding of credit risk systems, customer impact, and technology operations. Your responsibilities will include post-implementation validation, production monitoring, issue resolution, customer impact management, regulatory compliance monitoring, risk management, team leadership, and technology optimization. You will collaborate with various teams, including risk management, IT, and operations, to assess vulnerabilities, gaps, and deficiencies in system performance and address them promptly. Additionally, you will establish and manage a framework for ongoing production monitoring, implement real-time and batch monitoring processes, and ensure timely issue resolution to minimize negative impacts on the customer experience. Furthermore, you will be responsible for ensuring compliance with regulatory requirements, enhancing governance and control frameworks, and mentoring team members to excel in operational risk management. Your role will also involve working with technology teams to design and implement advanced monitoring tools and optimize platforms to enhance system reliability and reduce risk. To qualify for this position, you should have a Bachelor's degree in Information Technology, Business, Risk Management, or a related field, along with 5-8 years of experience in risk management, technology operations, or production monitoring. Advanced degrees and certifications in technology operations, risk management, or project management are preferred. You should have a proven track record of leading post-implementation validation and production monitoring efforts for complex customer-facing systems in the financial services industry. In summary, the Credit Portfolio Senior Analyst role requires a strategic thinker with strong problem-solving skills, excellent stakeholder management and communication abilities, and a focus on regulatory compliance and operational risk management in the context of credit risk platforms. If you possess the necessary qualifications and experience, we encourage you to apply for this challenging and rewarding opportunity at our organization.,

Individuals in Quality Assurance, Monitoring & Testing are responsible for assessing outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post completion of an activity/process. The role involves developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design for monitoring & testing tools, and execution of monitoring/testing tools to assess key controls" effectiveness in addressing defined risks. Responsibilities: - Support the assessment of activities and processes as per required Policies, Standards, and Procedures to enhance risk management quality. - Conduct routine testing of internal activities and processes to ensure adherence to established quality standards and identify areas of risk or non-compliance. - Review stakeholder/client feedback and address any quality assurance complaints or issues promptly and efficiently. - Assist in quality testing for business function quality control and transformation lead quality control post completion of an activity/process. - Develop and execute Monitoring and Testing for controls, including control design assessment, operational effectiveness design for monitoring & testing tools, and execution of monitoring/testing tools. - Report on quality control outcomes and control effectiveness to top management and relevant stakeholders. - Stay updated with the latest quality assurance testing tools and strategies. - Understand the Citi Risk & control framework and Risk Management fundamentals. - Assist teams in the end-to-end monitoring of controls as defined in the Risk Management policy. - Participate in Control & Monitoring Design Assessment (CMDA) meetings and help draft procedures. - Identify monitoring breaks and recommend enhancements. - Ensure risk and control responsibilities are embedded within Central Testing Utility. - Assess risks when making business decisions, with a focus on safeguarding Citigroup, its clients, and assets by complying with laws, rules, regulations, and policies. Qualifications: - 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. - Ability to identify, measure, and manage key risks and controls. - Strong knowledge in developing and executing controls. - Experience in implementing sustainable solutions and process improvements. - Understanding of compliance laws, rules, regulations, and best practices. - Familiarity with Citis Policies, Standards, and Procedures. - Analytical skills to evaluate complex risk and control activities. - Strong verbal and written communication skills for engaging with senior management. - Problem-solving and decision-making abilities. - Proficiency in Microsoft Office suite, especially Excel, PowerPoint, and Word. Education: - Bachelor's/University degree; Master's degree preferred. Skills: Analytical Thinking, Assurance Strategy, Communication, Constructive Debate, Controls Assessment, Controls Lifecycle, Policy and Procedure, Risk Remediation, Stakeholder Management.,

The KYC Operations Analyst 2 is an intermediate-level position responsible for Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in coordination with the Compliance and Control team. Your main objective in this role is to develop and manage a dedicated internal KYC (Know Your Client) program at Citi. Your responsibilities will include conducting client profile reviews for customer accounts, reviewing all information and documentation to ensure compliance with local regulations and Citi standards, updating KYC forms and client profiles based on policy requirements, and following up with clients to ensure timely submission of required information. You will also be responsible for performing various KYC tasks such as monitoring and tracking KYC records, assisting with action planning for expiring records, and ensuring records are up to date and compliant. It is crucial that you appropriately assess risk when making business decisions, with a focus on protecting the firm's reputation and safeguarding Citigroup, its clients, and assets. This includes ensuring compliance with applicable laws, rules, and regulations, adhering to policies, exercising sound ethical judgment, and promptly addressing and reporting any control issues with transparency. To qualify for this role, you should have 4-5 years of relevant experience, preferably in banking operations with a focus on client account opening and pre-requirements processes. A Bachelor's degree or equivalent experience is required for this position. Key skills that will be essential for success in this role include business acumen, credible challenge, knowledge of laws and regulations, management reporting, policy and procedure adherence, program management, referral and escalation capabilities, risk controls and monitoring, risk identification and assessment, and risk remediation. If you require a reasonable accommodation due to disability to access our search tools or apply for a career opportunity, please refer to the Accessibility at Citi policy. Additionally, you can review Citis EEO Policy Statement and the Know Your Rights poster for further information.,

As an individual in Quality Assurance, Monitoring & Testing, you will be responsible for assessing outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality. This includes conducting quality testing for business function quality control and transformation lead quality control post the completion of an activity/process. Your role will involve developing and executing Monitoring and Testing for controls, such as control design assessment, operational effectiveness design, monitoring & testing tools, and execution of monitoring/testing tools to assess the effectiveness of key controls addressing defined risks. Your responsibilities will include ensuring the quality, completeness, and accuracy of the implementation of the Control Framework, which encompasses Risk Control Policy, Control Standard, Issue Management Policy, Lesson Learned Policy, and Control Inventory. You will lead the assessment of activities and processes as per required Policies, Standards, and Procedures to enhance risk management quality. Routine testing of internal activities and processes will also be part of your duties to ensure adherence to established quality standards and identify areas of risk or non-compliance. Additionally, you will review stakeholder/client feedback, respond to quality assurance complaints or issues efficiently, and support quality testing conducted for business function quality control post activity/process completion. Reporting on quality control outcomes, control effectiveness to top management, and relevant stakeholders will also be crucial. Your role will involve integrating stakeholder/client feedback and responding to quality assurance complaints in a timely manner. Ensuring compliance with applicable laws, rules, regulations, and maintaining high ethical standards will be essential. To qualify for this position, you should have 15+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. Moreover, you should possess 8+ years of experience in Data Management within the financial services industry. Strong analytical skills, the ability to identify, measure, and manage key risks and controls, and a track record of leading Control related projects are essential. Proficiency in developing and implementing strategies, knowledge of Citigroup's businesses and functions, and expertise in compliance laws, rules, regulations are required. A Bachelor's/University degree is necessary for this role, while a Master's degree is preferred. Strong leadership, decision-making, problem-solving, and communication skills are crucial. You should also have a high level of accountability, excellent analytical abilities, and the capability to deliver compelling presentations to influence executive audiences effectively. In summary, as a Quality Assurance, Monitoring & Testing professional, you will play a pivotal role in assessing and ensuring the quality, completeness, and accuracy of the Control Framework, conducting routine testing, and enhancing risk management quality according to Policies, Standards, and Procedures. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review the Accessibility at Citi. You can also view Citigroup's EEO Policy Statement and the Know Your Rights poster for more information.,

The Credit Risk Officer role involves providing full leadership and supervision, overseeing the QC audit process, partnering with business teams, and applying deep disciplinary knowledge to offer value-added perspectives. You will be responsible for developing processes, procedures, and plans within the overall function, ensuring quality, timeliness, and accuracy in audits. Strong communication skills and diplomacy are essential, along with the ability to collaborate effectively with multiple business functions to monitor quality and keep results within the risk appetite. Your responsibilities will include overseeing the audit function, managing Risk and Controls, integrating credit underwriting expertise with industry standards, providing feedback on complex audit reviews, hosting meetings with senior management, analyzing data, conducting root cause analysis, generating reports, interacting with regulators and internal audit, and ensuring compliance with applicable laws and regulations. The ideal candidate for this position should have a minimum of 10 years of consumer Mortgage underwriting experience, extensive knowledge of the mortgage industry including credit worthiness, regulatory requirements, and FHA/VA guidelines. Proficiency in creating Power Point Presentations, Excel Spreadsheets, and Word Documents is required, along with strong ethics, excellent communication skills, and the ability to work effectively across all levels in Risk Management and other business teams. You must possess excellent presentation skills, the ability to work with key decision-makers, adapt to different audiences, handle multiple projects in a changing environment, and demonstrate strong organizational skills with attention to detail. A Bachelor's/University degree or equivalent professional experience is necessary. As a Credit Risk Officer, you will be part of the Risk Management job family group, specifically in the Credit Decisions job family, working full-time. The most relevant skills for this role include Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Product Knowledge, Risk Controls and Monitors, and Risk Identification and Assessment. Other relevant skills include Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, and Risk Remediation. If you require a reasonable accommodation due to a disability to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also refer to Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Model/Anlys/Valid Intmd Analyst is a developing professional role that deals with most problems independently and has some latitude to solve complex problems. You will integrate in-depth specialty area knowledge with a solid understanding of industry standards and practices. It is important to have a good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/job family. Your role will involve applying analytical thinking and knowledge of data analysis tools and methodologies. Attention to detail is required when making judgments and recommendations based on the analysis of factual information. You will typically deal with variable issues with potentially broader business impact and apply professional judgment when interpreting data and results. Breaking down information in a systematic and communicable manner is essential. Developed communication and diplomacy skills are required to exchange potentially complex/sensitive information effectively. Your responsibilities will include developing, enhancing, and validating the methods of measuring and analyzing risk for all risk types including market, credit, and operational risks. You may also develop, validate, and strategize uses of scoring models and related policies. Supporting the design, development, delivery, and maintenance of best-in-class Risk programs, policies, and practices for Risk Management is a key aspect of the role. You will review institutional or retail analytics and Models to ensure compliance with various regulatory and legal requirements, identify potential risks, and escalate for further review. Additionally, you will handle preliminary investigations, assist with reconciliation procedures, and prepare routine correspondence. Creating and maintaining reports for control, tracking, and analysis purposes, as well as ensuring appropriate and secure retention of documents will be part of your duties. Working with more senior staff in investigating and responding to customer and operational complaints is essential, along with interacting and collaborating with other areas within Risk Management when necessary. Appropriately assessing risk when making business decisions is crucial, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets. This involves driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency. Qualifications: - 5+ years of experience - Proficient in Microsoft Office with an emphasis on MS Excel - Consistently demonstrates clear and concise written and verbal communication skills - Self-motivated and detail-oriented - Demonstrated project management and organizational skills with the capability to handle multiple projects simultaneously Education: - Bachelors/University degree or equivalent experience If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

The KYC Operations Intmd Analyst is an intermediate-level position responsible for Anti-Money Laundering (AML) monitoring, governance, oversight and regulatory reporting activities in coordination with the Compliance and Control team. The overall objective of this role is to develop and manage a dedicated internal KYC (Know Your Client) program at Citi. Responsibilities: Responsible for various aspects of risk and control, include but are not limited to Information Security, Continuation of Business and Records Management. Conduct analysis of risk and associated controls to identify root cause and collaborate with peers and management to report findings with solutions to mitigate risk/control issues. Provide support to business managers and product staff. Partner with peers and management on various activities, including developing and executing business plans within the area of responsibility, developing compliance guidelines, and completing monthly, quarterly, and other periodic risk & control reporting to be used for various forums. Interface with internal and external teams to provide guidance and subject matter expertise, as needed. Interface with Internal Audit (IA) and external audit to provide input on situations that create risk and legal liabilities for Citi. Oversee situations that create risk and legal liabilities for Citi. Has the ability to operate with a limited level of direct supervision. Can exercise independence of judgment and autonomy. Acts as SME to senior stakeholders and/or other team members. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing and reporting control issues with transparency. Qualifications: 2-5 years of relevant experience. Proven ability to make effective and timely decisions. Consistently able to anticipate and respond to customer/business needs. Demonstrated ability to build and cultivate partnerships across business regions. Education: Bachelor's degree/University degree or equivalent experience. KYC Client Executive responsible for managing KYC for Citi's largest clients as a client interface. Ensure maximum levels of client satisfaction with Citi's KYC process. Improve the KYC practices for clients to ensure the client experience with KYC touchpoints is very satisfactory. Manage all aspects of roadblocks within the KYC workflow to ensure smooth KYC completion. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster. **Job Family Group:** Operations - Services **Job Family:** Business KYC **Time Type:** Full time **Most Relevant Skills:** Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, Risk Remediation. **Other Relevant Skills:** For complementary skills, please see above and/or contact the recruiter.,

The KYC Modernization program is a comprehensive initiative aimed at improving the current KYC operating model, simplifying KYC policy, replacing the existing KYC platform with a best-in-class vendor solution, and enhancing operational process efficiency through automation. As a global role, you will collaborate with stakeholders across Strategy, Operations, Technology, AML, and Risk & Controls in all Citis clusters to execute a portfolio of projects under a strategic program. Your primary responsibility will be to lead the development and management of a dedicated Citi-wide program focused on KYC. Your responsibilities will include defining scope, planning, designing, testing, training, ensuring operational readiness, and facilitating the transition to leverage the benefits of new technology. You will manage or participate in complex workstreams and projects, drawing on your operational management experience to understand policy requirements and translate them into operational processes. Additionally, you will work towards enhancing access risk, strengthening control environments, reducing manual touchpoints, coordinating initiatives with key stakeholders, conducting KYC-related analysis, and collaborating on client initiatives. This role requires the ability to operate with a limited level of direct supervision, optimize processes for maximum automation, and ensure operational readiness and user experience. Qualifications for this role include a background in Operations, Technical, and Project Experience, with a focus on organizational change initiatives, implementations, executions, and migrations. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information. Skills required for this role include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. Additional relevant skills may be discussed with the recruiter or explored further above.,

The KYC Operations Analyst 1 role at Citi involves participating in Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities. As an entry-level position, you will work in coordination with the Compliance and Control team to assist in the development and management of an internal KYC (Know Your Client) program. Your responsibilities will include partnering with Relationship Management and Compliance teams to prepare, develop, conduct due diligence, and approve electronic Know Your Client (KYC) records and supporting appendices. You will be responsible for creating and maintaining KYC records by gathering information from various sources, such as the firm's website and regulatory websites. Additionally, you will update system information and report workflow progress to your supervisor. Validation of information within KYC records and Customer Identification Program (CIP) documents to ensure completeness and accuracy will be a crucial aspect of your role. You will also need to ensure that KYC records adhere to local regulatory requirements and Global Business Support Unit (BSU) Standards. Maintenance of the BSU tool will also be part of your responsibilities. In this role, it is essential to appropriately assess risks when making business decisions. You must give special consideration to the firm's reputation and safeguard Citigroup, its clients, and assets by ensuring compliance with applicable laws, rules, and regulations. Upholding policy, applying ethical judgment in personal behavior and business practices, and effectively managing and reporting control issues with transparency are key expectations. Qualifications for this position include previous relevant experience, while a Bachelor's degree or equivalent experience is required. As a member of the Operations - Services job family group and the Business KYC job family, you will work full-time with a focus on skills such as Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. For further details on complementary skills, please refer to the information above or reach out to the recruiter. If you have a disability and require accommodations to utilize search tools or apply for a career opportunity, refer to the Accessibility at Citi information. Additionally, you can view Citi's EEO Policy Statement and the Know Your Rights poster for further guidance.,

The KYC Operations Intmd Analyst position at Citi is an intermediate-level role focused on Anti-Money Laundering (AML) monitoring, governance, oversight, and regulatory reporting activities in collaboration with the Compliance and Control team. The primary responsibility is to establish and manage an internal KYC (Know Your Client) program within Citi. As a KYC Operations Intmd Analyst, you will be accountable for various risk and control aspects, including Information Security, Continuation of Business, and Records Management. Your role involves conducting risk analysis and evaluating associated controls to identify root causes, working with peers and management to address findings, and offering support to business managers and product staff. You will collaborate with colleagues to develop and implement business plans, compliance guidelines, and periodic risk & control reporting. Additionally, you will liaise with internal and external teams to provide guidance and subject matter expertise, as well as contribute input to Internal Audit (IA) and external audit processes. In this role, you will operate with a certain level of independence and exercise judgement and autonomy. You will serve as a Subject Matter Expert (SME) for senior stakeholders and team members, assessing risks in business decisions and ensuring compliance with applicable laws, regulations, and policies to protect Citigroup's reputation and assets. Qualifications for this position include 2-5 years of relevant experience, a proven track record of effective decision-making, responsiveness to customer/business needs, and the ability to build partnerships across business regions. A Bachelor's degree or equivalent experience is required for this role. As a KYC Client Executive, you will be responsible for managing KYC processes for Citi's largest clients, ensuring high levels of client satisfaction, improving KYC practices, and overcoming workflow obstacles to facilitate smooth KYC completion. The most relevant skills for this role include Business Acumen, Credible Challenge, Laws and Regulations, Management Reporting, Policy and Procedure, Program Management, Referral and Escalation, Risk Controls and Monitors, Risk Identification and Assessment, and Risk Remediation. Citi is committed to providing reasonable accommodations for individuals with disabilities during the job search and application process. For more information on accessibility at Citi, please refer to the EEO Policy Statement and the Know Your Rights poster.,

Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism. Citi's Risk Management organization oversees risk-taking activities and assesses risks and issues independently of the front line units. We establish and maintain the enterprise risk management framework that ensures the ability to consistently identify, measure, monitor, control, and report material aggregate risks. We are currently looking for a high caliber professional to join our team as Vice President, Sr. AI/ML Model Risk Validator (Internal Job Title: Model Validation 2nd LOD Lead Analyst - C13) based in Mumbai or Bangalore, India. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decisions, and manage your financial well-being to help plan for your future. The Risk Analytics, Modeling, and Validation role focuses on developing, enhancing, and validating methodologies for measuring and analyzing various types of risks, including market, credit, and operational risks. The AI Non-Model Risk Review Team within Model Risk Management (MRM) is seeking a Senior Validator to join its dynamic and innovative team. This team is responsible for managing model risk associated with AI Non-Model Objects across Citi's diverse lines of business, with a strong emphasis on Generative AI. This individual contributor role involves validating Generative AI models and developing MRM's Generative AI Use Cases. It offers a unique opportunity to shape the future of AI risk management within Citi while working at the intersection of cutting-edge technology and risk management. In this role, you're expected to manage a portfolio of Generative AI and Natural Language Processing (NLP) models, with a focus on operational efficiency and process automation. You will evaluate technical and functional aspects of Generative AI and NLP models, conduct in-depth reviews, and present findings to senior stakeholders. Additionally, you will conduct research on emerging techniques in Generative AI, NLP, and machine learning, and collaborate with cross-functional teams to develop and implement Generative AI solutions. To be a successful candidate, you should ideally have over-all industry experience of at least 6+ years, with 4+ years specific experience in AI/ML model development, validation, or implementation, especially in NLP. Advanced programming skills in Python, a deep understanding of model risk management frameworks, and strong communication skills are also required. A Masters or Ph.D. degree in a quantitative field is preferred. Working at Citi means joining a family of dedicated people from around the globe. It's more than just a job, it's a career where you can grow, give back to your community, and make a real impact. Take the next step in your career and apply for this role at Citi today.,

The Model/Analysis/Validation Intermediate Analyst role is a developing professional position that involves dealing with problems independently and having the flexibility to solve complex issues. The role requires integrating specialized knowledge with a solid grasp of industry standards and practices. You should have a good understanding of how your team and area collaborate with others to achieve subfunction/job family objectives. Analytical thinking and proficiency in data analysis tools and methodologies are essential. Attention to detail is crucial when making judgments and recommendations based on factual information. You will typically handle variable issues with potential broader business impact, applying professional judgment in interpreting data and results. Communicating information in a systematic and understandable manner is important, along with possessing developed communication and diplomacy skills needed to exchange complex/sensitive information effectively. Your responsibilities will include developing, enhancing, and validating risk measurement and analysis methods for all risk types, such as market, credit, and operational risks. You may also work on developing, validating, and strategizing the use of scoring models and related policies. Supporting the design, development, delivery, and maintenance of top-notch Risk programs, policies, and practices for Risk Management will be part of your role. Reviewing analytics, models, and other documents to ensure compliance with regulatory and legal requirements is also a key responsibility. Identifying potential risks, escalating them for further review, handling preliminary investigations, assisting with reconciliation procedures, preparing routine correspondence, creating and maintaining reports, and collaborating with other areas within Risk Management will be part of your daily tasks. Your impact will be moderate but direct through close contact with the business's core activities. The quality and timeliness of the services you provide will affect the effectiveness of your team and other closely related teams. Qualifications for this role include having at least 4 years of experience in Risk Strategy, Modeling, Monitoring, or Validation. Sound knowledge of risk strategy concepts and industry best practices is essential, along with excellent quantitative and analytic skills to derive patterns, trends, and insights. Proficiency with analytical or data manipulation tools like SAS, SQL, R, Python, and the MS Office suite is required. Strong written and verbal communication skills, self-motivation, attention to detail, and project management capabilities to handle multiple projects concurrently are necessary. A Bachelor's/University degree in statistics, mathematics, economics, or equivalent experience is also required, while a Master's/PhD degree is considered a plus. This position with Global Consumer Bank (GCB) Risk Modeling Services supports the US Consumer Banks CRS portfolios, specifically in the Non-Scoring Models monitoring team. You will monitor strategies developed by the Risk/Strategy team in alignment with Risk modeling policies and procedures. Interacting with the MRM and Policy teams on issues related to CRS portfolios, including Limitations, Root Cause Analysis, and other monitoring-related matters, will be a key aspect of your responsibilities. In summary, this role requires a blend of technical expertise, analytical skills, communication abilities, and attention to detail to effectively contribute to Risk Management within the organization.,

You should have over 6+ years of relevant IT experience in APEX, SQL, PLSQL, and Database objects with development experience in building web applications using Oracle APEX. Your responsibilities will include writing procedures, packages, functions, and Database objects. It is important that you possess the ability to debug the code to identify areas for performance improvement. Ideal candidates for this position should hold a qualification of BE/B Tech/MCA and have strong communication and consulting skills. If you meet the above requirements and are looking for a challenging opportunity in the IT Services industry, we encourage you to apply for this full-time position based in Mumbai, Maharashtra, India.,

The Risk Analytics, Modeling and Validation role involves the development, enhancement, and validation of methods for measuring and analyzing all types of risks, including market, credit, and operational. You will be responsible for developing, enhancing, and validating models for measuring obligor credit risk, early warning tools for monitoring credit risk of corporate or consumer customers, and conducting Loss Given Default studies. Additionally, you will develop and maintain key risk parameters such as default and rating migration data, usage given default data, and transition matrices. Your role is vital to the company as it provides a scientific and systematic approach to assessing and mitigating risks, ensuring the company's financial stability, protecting its assets, and supporting its overall business strategy. As a Model Validator, your responsibilities will include performing model validations, annual model reviews, ongoing monitoring reviews, and model limitation remediation reviews for one or more model/product types under the supervision of a Validation Lead. You will provide effective challenge to the model development process, evaluate testing approaches and results, assess ongoing performance monitoring of models, and contribute to regulatory and internal audit related responses. Collaboration with other teams within Risk and the Business will be essential to facilitate compliance with policies, procedures, and guidance. You are expected to be an enthusiastic and early adopter of change, demonstrating curiosity in seeking new ways to overcome challenges and actively applying learning from failures. You will be responsible for challenging yourself and others to communicate alternative views, acting as a change catalyst by identifying where new ideas could benefit the organization, and proactively seeking to understand and act in alignment with organizational decisions. Prioritizing highest-priority work aligned to business goals, streamlining work processes, and taking personal accountability for managing potential risks are also key aspects of this role. The ideal candidate for this role will have 5-8 years of experience in Quantitative Finance, Risk management, Analytics, Model Development, or Model Validation. Strong partnership and teamwork skills, along with the ability to formulate findings clearly and concisely, are essential. Good analytical, creative thinking, and problem-solving abilities are required, as well as proficiency in programming languages like Python, MATLAB, C/C++/C#, VBA, or other coding languages as needed. Knowledge of financial markets and products, qualitative or quantitative model risk management experience, and extensive experience in data analysis and interpretation are preferred qualifications. A Master's degree in a relevant field is required for this position. Strong technical skills in time series analysis, statistics, and econometrics, along with excellent communication, diplomacy, and problem-solving skills, are necessary. The ability to work effectively in a team and independently, manage multiple tasks and deadlines, and identify inconsistencies in data or results to define business issues are also crucial for success in this role. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, please review Accessibility at Citi. View Citis EEO Policy Statement and the Know Your Rights poster for more information.,

The Credit Portfolio Intermediate Analyst role at Citi involves conducting credit reviews, approvals, and monitoring the portfolio to manage the exposure to clients and counterparties globally. In this position, you will resolve issues, integrate specialized knowledge with industry standards, and collaborate with teams to achieve goals. Serving as an industry expert and advisor, you will analyze and approve counter-party credit limits, develop risk management frameworks, and advise businesses on transaction structures. You will be expected to operate with a degree of independence, exercise sound judgement, and act as a subject matter expert to senior stakeholders and team members. Upholding ethical standards and compliance with regulations is crucial in decision-making processes to protect Citigroup, its clients, and assets. Clear written and verbal communication skills, along with a background in financial analysis, accounting, and valuation, are essential qualifications for this role. The ideal candidate will have 2-5 years of relevant experience and a Bachelor's degree or equivalent. Analytical thinking, constructive debate, risk management, industry knowledge, and effective communication are key skills required for success in this position. As a Credit Portfolio Intermediate Analyst, you will play a critical role in managing credit risk and contributing to the overall success of Citi's portfolio credit risk management function.,