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1.0 - 6.0 years

2 - 6 Lacs

Chennai

Work from Office

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Job Title: Due Diligence Underwriter - Day Shift Company Name: Consolidated Analytics Location: Teynampet, Chennai Experience Required: 0.6 months to 6 years Employment Type: Full-Time Shift Timing: Day Shift (Flexible to work in Night Shift) Work Mode: Work from Office Job Description: We are looking for a detail-oriented Due Diligence Underwriter to join our team in Chennai. The ideal candidate will assess mortgage loan applications, review borrower financials, evaluate property appraisals, and ensure compliance with industry standards and regulations. Key Responsibilities: Review and verify mortgage loan applications and supporting documents Analyze borrowers creditworthiness, income, employment, and debt Evaluate credit reports, financial statements, tax returns, and pay stubs Review property appraisals to ensure valuation accuracy Ensure compliance with lending guidelines and regulatory requirements Identify and assess potential risks Desired Candidate Profile: Bachelor's degree in any discipline 6 months to 6 years of experience in mortgage processing underwriting Strong knowledge of mortgage guidelines and industry regulations Proficient in mortgage tools/software Excellent analytical and communication skills Certification in underwriting is a plus Key Skills: Mortgage Underwriting, Loan Review, Credit Analysis, Risk Assessment, Property Valuation, Financial Analysis, Compliance, DTI, LTV, Mortgage Tool Please reach out to these numbers - 7358021675/9384663108

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2.0 - 7.0 years

4 - 9 Lacs

Pune

Remote

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*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral Connect on :9500996913

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2.0 - 7.0 years

4 - 9 Lacs

Pune

Remote

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Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Review all required loan data, reports, and inspections. 9500996913 Required Candidate profile • Degree or Equivalent • Minimum 2 years of experience in US Mortgage Residential Live Underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral min into.

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2.0 - 7.0 years

5 - 15 Lacs

Pune

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in (Pune) Mode of Work : Work from Home Thanks & Regards, Amala Subject Matter Expert Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432458 Send Resumes to amala@blackwhite.in www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

6 - 8 Lacs

Pune

Remote

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Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418/Whatsapp @9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

6 - 8 Lacs

Pune

Work from Office

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Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432491/Whatsapp @9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

6 - 8 Lacs

Pune

Remote

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Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Amulya G Senior HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432435/Whatsapp @6366979339 amulya.g@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

5 - 15 Lacs

Pune

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

6 - 8 Lacs

Pune

Work from Office

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Job Title : Pre - Purchase Review Qualification : Any Graduate and Above Relevant Experience : 2 to 6 years Must Have Skills : 1.Basic Degree completion with Experience in Mortgage Origination 2.Minimum 2 years in Due Diligence and 5 Years Mortgage experience 3.Should be flexible working in night shifts 4.Open to working extended periods/weekends when necessary 5.Computer Skills - comfortable with MS office 6.Good written and oral communications skills in English Roles and Responsibilities : 1.Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process 2.Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting 3.Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients 4.Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation 5.Good email etiquette and listening skills 6.Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. 7.Experience with reporting and analysis 8.Ability to handle and accomplish multiple tasks and resolve it and must be a team player 9.Experience working in a team-oriented, collaborative environment 10.Should be able to effectively use a computer Location : Pune CTC Range : 4 to 8.5 LPA (Lakhs Per Annum) Notice Period : 30 Days Mode of Interview : Face To Face Shift Timing : Night Shift Mode of Work : Work From Office Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app: 9035128021|aneesha.g@blackwhite.in

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2.0 - 7.0 years

5 - 14 Lacs

Pune

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418/WhatsApp @9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

5 - 14 Lacs

Pune

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432491/WhatsApp @9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2.0 - 7.0 years

4 - 6 Lacs

Pune

Remote

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Hi, Greetings from Adecco ! We are hiring for Pre purchase Reviewer -US Mortgage Mode of work:-Remote Mode of work:- Work from Home Mode of Interview:- Walk in / F2F Interview at Pune Location Date of Interview:- 30th May & 31st May & 1st June at Pune Location Job Role & responsibilities:- The role of the Pre-Purchase Reviewer is to review the closed loan file documents and ensure that the loan closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents. The position requires a thorough understanding and familiarity of both credit, income, assets and closing documents to complete the applicable review questions in the questionnaire and provide results to Client. Review and analyse the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. Perform review of income documents in the LOS and update the applicable details in the cash flow analysis questionnaire and provide results to the client and review the loan documents and complete the applicable review questions in the questionnaire and provide results to Client. Review the loan documents using the Pre-Purchase Review checklist for completeness and accuracy. Review all loan types including Conventional, FHA (Federal Housing Administration), VA (Veterans Affairs) & USDA (U.S. Department of Agriculture) Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review. Key Skills , Qualification & experience required:- 2 -5 years of experience in Pre Purchase review Basic Degree completion with Experience in Mortgage Origination Knowledge of Loan Origination Cycle- Loan Application, Origination, Due Diligence, Pre-Purchase Review or Underwriting process Expertise in Origination, Due Diligence, Pre-Purchase Review or Underwriting process. Knowledge of different types of mortgages and its functioning and ability to read various documents involved in Closing, Funding and Underwriting Excellent knowledge on ATR/QM, RESPA, TRID and mortgage compliance regulations Should aware of Fannie Mae, Freddie Mac, FHA and VA guidelines Strong knowledge of ATR/QM (Ability-to-repay/Qualified Mortgage), RESPA (Real Estate Settlement Procedures Act), TRID (TILA-RESPA Integrated Disclosures) and mortgage compliance regulations General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines a plus Good communication skills (Written and Verbal) are required to understand and communicate with the vendors/clients Strong Customer Service Skills, Detail Oriented with good analytical skills and have the ability to make decisions based on the situation Good email etiquette and listening skills Ability to analyze the numbers and reconcile the data if required as per the clients Requirements. • Experience with reporting and analysis Ability to handle and accomplish multiple tasks and resolve it and must be a team player Experience working in a team-oriented, collaborative environment Should be able to effectively use a computer Should be flexible working in night shifts Open to working extended periods/weekends when necessary Computer Skills - comfortable with MS office Good written and oral communications skills in English Only Immediate Joiners will be preferred Please apply only those Candidate's who are available to attend F2F interview in Chennai Location Interested candidate can share their CV at Lokeshi.vijay@adecco.com

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2.0 - 7.0 years

5 - 14 Lacs

Pune

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location :Pune (Remote) CTC Range : Upto 14 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lakshmi PS HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432489/WhatsApp @7892150019 lakshmi.p@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2 - 7 years

5 - 15 Lacs

Chennai

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Chennai and Delhi CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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1 - 6 years

5 - 15 Lacs

Chennai

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lavanya HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432432 | WhatsApp 8971300575 lavanya.shiva@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2 - 7 years

5 - 15 Lacs

Chennai

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Lakshmi PS HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432489 | WhatsApp 7892150019 lakshmi.p@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2 - 7 years

5 - 15 Lacs

Chennai

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number & WhatsApp 9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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2 - 7 years

5 - 15 Lacs

Chennai

Remote

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************

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3 - 8 years

3 - 6 Lacs

Chennai

Work from Office

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DESCRIPTION: The Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data quality, credit decisioning, regulatory compliance, fraud screening, property valuations and servicing history. DUTIES: Essential duties shall include but not necessarily be limited to: Loan File Inventory: ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment. Credit Review: assess all elements of the credit decisioning process undertaken to approve the loan including underwriting guidelines, income calculation and validation of assets. Fraud Review: review the credit package and related background search on mortgage loan borrowers to identify potential fraud risks. Property Valuation Review: review appraisals and alternative value products for conformity to client specified requirements to assess accuracy of the property valuation. Legal Doc Review: assess all legal documents included in residential mortgage loan files to ensure proper execution, enforceability, and sufficiency for title perfection. Regulatory Compliance Review: gather regulatory compliance data elements from the loan file for capture in the review system. Servicing History Review: review the servicing history of residential mortgage loans by assessing payment histories and servicing commentary in a manner consistent with client requirements. Credit Risk Grading: leveraging the utility of the review system, assess loan quality grades based on client specifications and standards set forth within applicable credit rating agency grading criteria. QUALIFICATIONS : Required Education and Experience: Essential Skills: Essential to success in this role as a Mortgage Underwriter, the candidate must satisfy the following requirements: Experience: minimum 3-8 years underwriting residential mortgage loans with demonstrable proficiency in understanding underwriting guidelines and an understanding of mortgage loan regulatory compliance Computer Skills: strong background with the use of computer programs used to manufacture or review mortgage loans and standard knowledge of Microsoft Office product suite. Desirable Attributes: Candidates demonstrating the following attributes will have an increased chance of success in the role: Servicing review experience Familiarity with credit rating agency review standards Strong written communication skills Bachelors or masters degree preferred Soft skills: time management, thoughtfulness, reason, and problem solving, and professional communication Please share your updated CV on Dkumar@ca-usa.com Regards Divya

Posted 2 months ago

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1 - 6 years

0 - 3 Lacs

Bengaluru

Work from Office

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Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications. Perks and benefits: Mention available facilities and benefits the company is offering with this job.

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2 - 7 years

3 - 5 Lacs

Pune

Hybrid

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OSITION SUMMARY: Senior Post Closer JOB FUNCTION AND RESPONSIBILITIES: Understand Loan Origination process. Review Mortgage related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting QUALIFICATION: Graduate in any field. WORK SCHEDULE OR TRAVEL REQUIREMENTS: Day/Mid shift/No travel requirements

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3 - 8 years

3 - 6 Lacs

Chennai

Work from Office

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DESCRIPTION: The Underwriter will be responsible for assessing residential mortgage loans for adherence to investor criteria including but not limited to those criteria stipulated by the nationally recognized statistical rating organizations for third party review of residential mortgage loans. This assessment will encompass aspects of data quality, credit decisioning, regulatory compliance, fraud screening, property valuations and servicing history. DUTIES: Essential duties shall include but not necessarily be limited to: Loan File Inventory: ensuring residential mortgage loan packages contain all necessary documentation required to formulate a complete assessment. Credit Review: assess all elements of the credit decisioning process undertaken to approve the loan including underwriting guidelines, income calculation and validation of assets. Fraud Review: review the credit package and related background search on mortgage loan borrowers to identify potential fraud risks. Property Valuation Review: review appraisals and alternative value products for conformity to client specified requirements to assess accuracy of the property valuation. Legal Doc Review: assess all legal documents included in residential mortgage loan files to ensure proper execution, enforceability, and sufficiency for title perfection. Regulatory Compliance Review: gather regulatory compliance data elements from the loan file for capture in the review system. Servicing History Review: review the servicing history of residential mortgage loans by assessing payment histories and servicing commentary in a manner consistent with client requirements. Credit Risk Grading: leveraging the utility of the review system, assess loan quality grades based on client specifications and standards set forth within applicable credit rating agency grading criteria. QUALIFICATIONS : Required Education and Experience: Essential Skills: Essential to success in this role as a Mortgage Underwriter, the candidate must satisfy the following requirements: Experience: minimum 3-8 years underwriting residential mortgage loans with demonstrable proficiency in understanding underwriting guidelines and an understanding of mortgage loan regulatory compliance Computer Skills: strong background with the use of computer programs used to manufacture or review mortgage loans and standard knowledge of Microsoft Office product suite. Desirable Attributes: Candidates demonstrating the following attributes will have an increased chance of success in the role: Servicing review experience Familiarity with credit rating agency review standards Strong written communication skills Bachelors or masters degree preferred Soft skills: time management, thoughtfulness, reason, and problem solving, and professional communication NOTE - You can come for Walk Interview between 10 AM to 1PM

Posted 3 months ago

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