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3.0 - 6.0 years
3 - 6 Lacs
Remote, , India
On-site
Graduate (any stream) with 36 years of total experience in credit functions, including 23+ years in credit approvals for consumer finance (LAP/Personal Loan/Mortgage/Auto/2W/CD) in NBFCs/Banks. Responsible for underwriting secured and hypothecated loans and ensuring adherence to credit policies and processes. Monitor and maintain loan portfolio quality and compliance with internal risk controls. Train and support CROs and branch teams in credit assessment and customer appraisal. Collaborate with Branch and Cluster Managers for portfolio review, risk mitigation, and loss control. Conduct regular training sessions and support collections monitoring. Excellent credit appraisal skills, decision-making balance, and adaptability required. Department: Credit & Risk | Reports to: Cluster Credit Manager Employment Type: Full Time, Permanent | Industry: NBFC/Banking
Posted 2 weeks ago
5.0 - 8.0 years
15 - 30 Lacs
Gurugram, Delhi / NCR, Mumbai (All Areas)
Hybrid
Roles and Responsibilities: Strategy Definition & Implementation: Adapt global and regional category plans with local market and supplier insights. Recommend potential new suppliers and provide input for selection decisions. Procurement Operations & Spend Management: Oversee day-to-day procurement activities and work with suppliers to resolve issues. Negotiate values for categories, issue Purchase Orders, RFQs, and RFPs, and manage related issues. Evaluate bids and quotations to determine optimum value and gain stakeholder alignment. Monitor team KPIs, provide expertise, and align work processes for high performance. Assist in supplier registrations through SAP Ariba and lead major sourcing events. Maintain and update ERP supplier data, communicating changes to country procurement. Supplier Relationship Management: Conduct efficient pricing negotiations to drive cost improvement and secure supply. Objective & Area Management: Take responsibility for the performance of individual and Area objectives, ensuring proper planning, organization, and control. Coordinate and engage with the rest of the Group and/or external stakeholders to achieve Area objectives. Control relational processes with external stakeholders (customers, suppliers, administrations). Policy & Compliance: Apply and promote the Group's Quality, Environment, Occupational Risk Prevention, Equality Plan, and Compliance policies. Detect and report deviations in policy performance. Comply with Equality plan guidelines. Continuous Improvement & Representation: Engage in and promote ongoing improvement and innovation in Area processes and services. Represent and defend the Group's interests before public and private bodies on relevant issues. Preferred Candidate Profile: Education: Bachelor's Degree, preferably in Industrial Goods, Chemical, or Manufacturing Industries. Experience: Approximately 5-8 years of relevant sourcing and Procurement experience. Great understanding of directs and indirects management. Desirable previous experience within the industrial goods/chemical sector. Skills & Knowledge: High level of analytical skills with experience in handling large datasets. Deep knowledge of Excel and SAP tools. Fluency in the local language (High). Proficiency in English (Medium).
Posted 3 weeks ago
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