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3.0 - 8.0 years
6 - 10 Lacs
Mumbai
Work from Office
The role in a gist: As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be researching and evaluating clients' creditworthiness, analyzing credit quality and ensuring business growth while adhering to the risk philosophy of the organization. Sounds like you? Read more on what we are looking for in the role. What you will work on: Credit underwriting and appraisals of unsecured loan applicants within the defined policy guidelines Conducting telephonic PDs with customer to evaluate credit proposal Supervising overall activitieslike login, processing, disbursement, MIS etc. Ensure quick turnaround of customer loan applications Preparing PD notes & recommending notes for approval to higher authority Managing and training the CPA team regularly The ideal candidate: Analytical bent of mind Good communication & writing skills Should be a team player Qualification and Experience: Minimum 5 - 8 years of experience required in the Credit and Risk department of Banks, NBFCs or Fintech companies Should be from Unsecured Lending background Masters degree (MBA preferred) from a reputed institute or a CA/CFA degree with relevant experience
Posted 3 weeks ago
3 - 8 years
2 - 5 Lacs
Meerut, Agra, Moradabad
Work from Office
HDB Financial Services Ltd. Looking for Branch Credit Manager Product- LAP(Secured) and BL/PL(Unsecured) Skills- Underwriting and PD is must Experience- 3-7 years Education- any graduate Locations.- Moradabad, Meerut, Saharanpur and Agra Job Role.- • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit scores satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Relevant candidates can share CVs at Bobby.miglani@hdbfs.com
Posted 4 weeks ago
8 - 12 years
10 - 13 Lacs
Hyderabad
Work from Office
Professionals with Diploma in Engineering and a minimum of 3 years of relevant design exp in the industry sectors of Oil & Gas, Refinery, and Petrochemical. Instrument / JB Modelling – SP3D and/or PDS. Cable tray modeling including tray supports. Required Candidate profile SP3D • Smart Plant Review (SPR) • SPI-INTools (Index /Wiring / Loop / Hook-Up/ Modules, Document Binder, Browser and EDE • AUTOCAD. • BRICS-CAD • PDS • PDMS • NAVISWORK • Microsoft Office
Posted 1 month ago
2 - 5 years
3 - 4 Lacs
Hyderabad
Work from Office
Ready to shape the future of work? At Genpact, we don't just adapt to change we drive it. AI and digital innovation are redefining industries and were leading the charge. Genpacts AI Gigafactory, our industry-first accelerator, is an example of how were scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team thats shaping the future, this is your moment Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation , our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn , X , YouTube , and Facebook. We are inviting applications for the role of PD, Record to Report We require someone with deep understanding and experience in General Accounting. Responsibilities In this role, you will be responsible for all the activities related to General Accounting domain. • Review team’s day to day activities, including but not limited to Account Reconciliations, journal entries, reports, audit requests, analysis and other requests • Month End Close Activities • Fixed Assets Capitalization and Maintenance • Intercompany Accounting • Bank and Investment Reconciliations • General Ledger Reconciliations • Fixed Assets Reconciliations (FA Clearing & SL-GL) • Identifying balancing items and its clearance • Escheat Reconciliations • Corporate Reporting • Internal and External Audit • SOX Compliance Qualifications we seek in you! Minimum qualifications • Freshers are eligible. • B.Com (H)/B.Com (P) (Only Regular graduation, no Distant Learning) • CA firm experience not considered Preferred qualifications • Relevant Experience in reputed Captive/Outsourcing RTR Ops • Good Written/Verbal Communication • MS Excel Knowledge, Pivot, VLOOKUP, Macros • IT skills: ERP (PeopleSoft/SAP/Oracle/Workday Financial), MS Office • Partner Management experience • Quality Lean/Process Improvement knowledge Why join Genpact? Be a transformation leader Work at the cutting edge of AI, automation, and digital innovation Make an impact Drive change for global enterprises and solve business challenges that matter Accelerate your career Get hands-on experience, mentorship, and continuous learning opportunities Work with the best Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Lets build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.
Posted 1 month ago
6 - 11 years
12 - 22 Lacs
Bengaluru
Work from Office
Role & responsibilities Walk in on 5th April Preferred candidate profile Perks and benefits
Posted 2 months ago
7 - 12 years
12 - 22 Lacs
Chennai, Bengaluru, Hyderabad
Work from Office
Good knowledge in Plot plan, equipment & piping layouts and all other piping deliverables. Working knowledge of applicable local and international standards and statutory and regulatory specifications such as ASME, ASTM, MSS-SP etc. Required Candidate profile Communicate with the other disciplines and stakeholders, including the Customer. Competent use of piping engineering specific software and relevant software such as MS Office Suite, Navisworks etc.
Posted 2 months ago
6 - 10 years
20 - 27 Lacs
Gurgaon
Work from Office
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Posted 2 months ago
4 - 8 years
12 - 22 Lacs
Bengaluru
Hybrid
Fluent English speaker/writer Wherever you are resident, you must have a full working visa in that country/GEO to apply for this role The candidate must have the aptitude and willingness to embrace unfamiliar technology and learn new skills You are THOROUGHLY familiar with the mainframe, its various sub-systems, features etc (VTAM, TSO, ISPF, CICS, Batch, DB2, IMS, VSAM, PDS, QSAM, PDSE/2, exits, SCLM, LMS, DUMPS, utilities etc) Internals of z/OS 24/31/64, memory structure, system libraries You have mainframe software verification experience using: JCL, Java You are prepared to give a demonstration of your skills at an interactive technical interview. Knowledge of Jira, git and Agile methodology Practice with unit testing, integration testing, and automation testing (e2e). Hands on with Eclipse RCPTT and Eclipse SWTBot with JUnit Knowledge of Mocha, Jest, Cypress, Selenium, JavaScript and TypeScript. Advantageous skills: zVM, zOSMF, PL/X, SLD Familiarity with IBM File Manager for z/OS, IBM Fault Analyzer for z/OS, z/OS Explorer, z/OS Open Editor or similar products Familiarity with test automation tools/strategies Jenkins, XML, JSON, VS Code, VSC extensions, DB2/SQL, IMS/DB1, MQ, zD&T, ADCD, Zowe, Open Mainframe
Posted 2 months ago
8 - 13 years
27 - 40 Lacs
Thane
Work from Office
Credit Risk ECL - NBFC - Thane Job Purpose: ECL: Calculation: To calculate ECL for LC, MM, MEG, SEG, SCF, DIG SCF, CMG-Insti, CMG Retail, Digital, Unsecured, Mortgage. Automation: To implement ECL Automation project using Python. Build and maintain ECL model and documentation: Development of Probability of Default models used in the computation of ECL (secured and unsecured) portfolios in accordance with Ind AS 109/IFRS 9 guidelines. Design, develop, test and validate statistical models for the entire product suite. Responsible for the documentation of PD, LGD models and the ECL Policy. ICAAP: Computation: Responsible for enhancing and developing the Internal Capital Adequacy Assessment Process (ICAAP). This involves stress testing of risk in excess of the Pillar 1 requirement including credit risk, liquidity risk, IRBB, operational risk and strategic risk. Model Development: Development of stress testing models in compliance with the regulatory guidelines. Documentation Responsible for the documentation of ICAAP. Risk Appetite Statement/Enterprise Risk: Computation of various risk types on the basis on key risk metrics. Aggregate the various risk types to compute an Enterprise Risk score. Build Model and maintain documentation and track necessary deliverables VAR: Model Development: Design, develop and test VAR Models. Model Validation: Perform Back-testing and sensitivity analysis of VAR model. Documentation: Prepare and maintain documentation for the VAR model. Sensitivity Analysis on various portfolio cuts: Perform Sensitivity Analysis on various portfolio cuts. Audit Closure: Statutory/Internal Audit: To support Audit closure for LC, MM, MEG, SEG, SCF, DIG SCF, CMG-Insti, CMG Retail, Digital, Unsecured, Mortgage. RBI Audit: To help in closing RBI audit.
Posted 2 months ago
8 - 13 years
10 - 18 Lacs
Hyderabad
Work from Office
Responsibilities: 1. Perform Basic & Detail Piping design engineering activities for projects. 2. Develop piping layouts, isometrics, and general arrangements based on project requirements and specifications. 3. Ensure compliance with Piping materials, Codes, and standards in all design activities. 4. Prepare and review Piping datasheets, specifications, and technical documents. 5. Conduct piping stress analysis and hydraulic calculations as per industry standards. 6. Collaborate with other Engineering disciplines to integrate piping designs into overall plant design. 7. Review and approve vendor drawings and documents related to piping components. 8. Prepare and maintain Statutory approval drawings/documentation for piping systems. 9. Utilize 3D tools such as E3D, PDS, SP3D/PDMS, MicroStation, and AutoCAD for modeling and design work. 10. Participate in project meetings, design reviews, and coordination activities with stakeholders. 11. Assist in site visits, inspections, and resolving technical issues related to piping installations. 12. Ensure accurate documentation and record-keeping of all piping design activities. Additional Skills: 1. Proficiency in Piping materials, Codes, and standards relevant to the industry. 2. Familiarity with Statutory approval drawings/documentation processes. 3. Strong analytical, problem-solving, and technical skills. 4. Excellent communication, teamwork, and collaboration abilities. 5. Ability to work independently and manage multiple tasks effectively. 6. Adaptability and willingness to learn and apply new technologies and methodologies in piping engineering. 7. Familiarity with Quality, Environmental, Health, and Safety (QEHS) standards and regulations is a plus.
Posted 2 months ago
3 - 5 years
3 - 4 Lacs
Hanumangarh
Work from Office
Role & responsibilities Evaluation of Proposals put up for recommendation /approval as per credit policy. Customer visit and discussions to assess the loan requirement. Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles. Ascertaining and Validating the revenue streams and expenditure of the business. Should be able to see through the potential risks of the proposal. Should have ability to do due diligence without sufficient and formal documents / data. Files Checking as per Credit Policy. Risk Analysis related to case & Client. Maintaining quality of credit information, underwriting standards and presentation. Preferred candidate profile Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages) Understanding of local business and micro economy Keen understanding and focus on risk, controls, compliance and regulatory framework Strong analytical & communication skills (written & verbal) Preferably CA/ ICWA/ MBA Finance / PG - Commerce) Interested Candidate can share their CV's on below mentioned mail ID Mail ID :Nishi.kumar@auhtm.in OR whats-up on 8505044754
Posted 2 months ago
2 - 7 years
3 - 4 Lacs
Siddipet, Warangal, Kothagudem
Work from Office
Roles and Responsibilities Manage credit operations, including loan processing, disbursements, and collections. Conduct thorough credit appraisals using CPA (Credit Policy Analysis) software. Ensure compliance with BCM (Business Credit Management) guidelines and policies. Oversee HL (Housing Loan) processing and management. Coordinate with internal teams for smooth operation of credit functions.
Posted 2 months ago
6 - 11 years
7 - 15 Lacs
Hyderabad
Work from Office
Prepare Loop Diagrams & Overall System Interconnection Diagrams. Junction Box Wiring Diagrams, MCT Arrangement Drawings. Preparation of instrument and JB schedules, Cable schedules. Instrument & Junction Box Layouts, Cable Tray & Tube Tray Layouts. Required Candidate profile Diploma/Btech in Instrumentation/ECE 5- 15 years relevant exp in Oil & Gas industry with specific exp on Instrumentation design 3D modelling software Plant Design System PDS, SP3D.
Posted 3 months ago
2 - 5 years
2 - 3 Lacs
Warangal
Work from Office
Genpact (NYSE: G) is a global professional services and solutions firm delivering outcomes that shape the future. Our 125,000+ people across 30+ countries are driven by our innate curiosity, entrepreneurial agility, and desire to create lasting value for clients. Powered by our purpose - the relentless pursuit of a world that works better for people - we serve and transform leading enterprises, including the Fortune Global 500, with our deep business and industry knowledge, digital operations services, and expertise in data, technology, and AI. Inviting applications for the role of PD, Source to Pay You’re responsible to work across a variety of categories so will need to demonstrate a broad range of category knowledge and be able to work dynamically and flexibly with a range of SMEs. Responsibilities • Develop and maintain a thorough understanding of the client's spot buy negotiation process and policies, ensuring compliance at all times. • Conduct compliance checks to ensure that all spot buy negotiations adhere to the client's policies and guidelines. • Showcase a strong work ethic by consistently delivering high-quality results in spot buy negotiations, demonstrating attention to detail and accuracy. • Work independently to handle spot buy negotiations, while also collaborating effectively within a larger team to ensure seamless execution of procurement activities. • Continuously update knowledge and skills in spot buy negotiations, staying informed about industry best practices and identifying opportunities for process improvement. Qualifications Minimum qualifications • Any graduate degree • Good communication and analytical skills. Preferred qualifications • Previous experience in Procurement & Sourcing. • Effective probing skills and analyzing / understanding skills. • Problem solving skills with customer centric approach, showed strength with written English and with English accent. • Good in verbal and written communication. Email communication is required. • Ability to execute task basic rules. Attention to detail and should have first time right attitude. • Good knowledge on MS Office tools and good processing speed – mainly excel. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Get to know us at www.genpact.com and on X, Facebook, LinkedIn, and YouTube. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training.
Posted 3 months ago
3 - 5 years
3 - 5 Lacs
Mumbai
Work from Office
Role & responsibilities Evaluation of Proposals put up for recommendation /approval as per credit policy. Customer visit and discussions to assess the loan requirement. Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles. Ascertaining and Validating the revenue streams and expenditure of the business. Should be able to see through the potential risks of the proposal. Should have ability to do due diligence without sufficient and formal documents / data. Files Checking as per Credit Policy. Risk Analysis related to case & Client. Maintaining quality of credit information, underwriting standards and presentation. Preferred candidate profile Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME/Mortgages) Understanding of local business and micro economy Keen understanding and focus on risk, controls, compliance and regulatory framework Strong analytical & communication skills (written & verbal) Preferably CA/ ICWA/ MBA Finance / PG - Commerce) Interested Candidate can share their CV's on below mentioned mail ID Mail ID :archana.dave@aavas.in
Posted 3 months ago
6 - 11 years
12 - 22 Lacs
Chennai, Bengaluru, Hyderabad
Work from Office
Good knowledge in Plot plan, equipment & piping layouts and all other piping deliverables. Working knowledge of applicable local and international standards and statutory and regulatory specifications such as ASME, ASTM, MSS-SP etc. Required Candidate profile Communicate with the other disciplines and stakeholders, including the Customer. Competent use of piping engineering specific software and relevant software such as MS Office Suite, Navisworks etc.
Posted 3 months ago
8 - 13 years
10 - 20 Lacs
Gandhinagar, Gurgaon, Noida
Work from Office
JOB DESCRIPTION FOR PIPING LAYOUT ENGINEER Job Title: Piping Layout Engineer Job Summary: The Piping Layout Engineer will be responsible for designing and developing efficient piping systems for various oil and gas projects. This role involves collaborating with multidisciplinary teams to ensure that piping layouts meet project specifications, safety standards, and industry regulations. Key Responsibilities: - Develop and design piping layouts for oil and gas facilities, ensuring compliance with project specifications and industry standards. - Collaborate with project managers, process engineers, and other stakeholders to gather requirements and integrate piping systems into overall project designs. - Conduct site visits and surveys to assess existing conditions and gather data for design purposes. - Utilize 3D modeling software (such as AutoCAD, PDMS, or SmartPlant 3D) to create detailed piping layouts and isometric drawings. - Perform stress analysis and flexibility studies to ensure the integrity and safety of piping systems. - Review and approve piping material specifications and procurement documents. - Coordinate with construction teams to provide technical support during the installation and commissioning phases. - Identify and resolve design issues and discrepancies in a timely manner. - Ensure that all designs adhere to relevant codes, standards, and regulations, including ASME, API, and OSHA. - Prepare and present technical reports and documentation to project stakeholders. Qualifications: - Bachelors degree in Mechanical Engineering, Chemical Engineering, or a related field. - Minimum of 7 years of experience in piping design and layout within the oil and gas industry. - Proficiency in 3D modeling software such as AutoCAD, PDMS, or SmartPlant 3D. - Strong understanding of piping materials, specifications, and industry standards. - Experience with stress analysis and flexibility studies. - Excellent problem-solving skills and attention to detail. - Strong communication and teamwork abilities. - Ability to work effectively in a fast-paced and dynamic environment. Preferred Qualifications: - Experience with offshore and onshore oil and gas projects. - Familiarity with international codes and standards. What We Offer: - Competitive salary and benefits package. - Opportunities for professional growth and development. - A collaborative and inclusive work environment. - Involvement in innovative and challenging projects. BePartOfTheSolution
Posted 3 months ago
6 - 7 years
3 - 5 Lacs
Navi Mumbai
Work from Office
Role & responsibilities - Study of analytical test methods and Carrying out analytical work related to the assignment. - Prepare documentation such as SOPs, TDS, PDS, SDS, customer forms, etc. - Keep thorough reports of data collected from experiments and prepare well written reports with all key data points. - Conduct experiments including analysis required - To ensure project documents to be as per requirement of QMS - Any other projects / responsibilities as advised by seniors / as situation demands - Follow Good Lab. Practices and Safety. Preferred candidate profile M.sc Organic Chemistry/B.Tech Chemical with 4-6 years of hands on experience in R&D department. Perks and benefits Transportation, Canteen, Well being.
Posted 3 months ago
3 - 6 years
2 - 6 Lacs
Faridabad
Work from Office
Job Description: Doing PD. Checking and appraising proposals, scrutinizing documents including Cibil analysis by ensuring proper KYC etc. before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO. Handling all system related work including entry into DMS, Jayam System etc. Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers. Coordinating with the team. Keeping update about market scenario in his area and giving constant updates to Head office credit team. Primary assessment & analysis of reasons of non-starter cases. Experience and Knowledge: Having at least minimum 3-5 years experience from BFSI preferably for underwriting experience in loan products Should have knowledge about Financial statements (preferably understanding of Balance Sheet, ratios & P&L analysis), Banking, CIBIL reports, etc. Technical/Managerial Competencies Required: Good experience in Credit Good in Balance sheet analysis, P&L analysis Good eye for detail Good analytical Skills Understanding of credit policies and procedures Behavioral Competencies Required: Analytical thinking Commitment Result oriented Customer Centric Concern for quality
Posted 3 months ago
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