44 Pd Jobs - Page 2

Role & responsibilities - ECL: Calculation: To calculate ECL for LC, MM, MEG, SEG, SCF, DIG SCF, CMG-Insti, CMG Retail, Digital, Unsecured, Mortgage. Automation: To implement ECL Automation project using Python. Build and maintain ECL model and documentation: Development of Probability of Default models used in the computation of ECL for organization (secured and unsecured) portfolios in accordance with Ind AS 109/IFRS 9 guidelines. Design, develop, test and validate statistical models for the entire product suite. Responsible for the documentation of PD, LGD models and the ECL Policy. Computation: Responsible for enhancing and developing the Internal Capital Adequacy Assessment Process (ICAAP) in the organization. This involves stress testing of risk in excess of the Pillar 1 requirement including credit risk, liquidity risk, IRBB, operational risk and strategic risk. Model Development: Development of stress testing models in compliance with the regulatory guidelines. Documentation Responsible for the documentation of ICAAP. Risk Appetite Statement/Enterprise Risk: Computation of various risk types on the basis on key risk metrics. Aggregate the various risk types to compute an Enterprise Risk score. Build Model and maintain documentation and track necessary deliverables 3. VAR: Model Development: Design, develop and test VAR Models. Model Validation: Perform Back-testing and sensitivity analysis of VAR model. Documentation: Prepare and maintain documentation for the VAR mode 4. Sensitivity Analysis on various portfolio cuts: Statutory/Internal Audit: To support Audit closure for LC, MM, MEG, SEG, SCF, DIG SCF, CMG-Insti, CMG Retail, Digital, Unsecured, Mortgage. RBI Audit: To help in closing RBI audit.

Leading team of Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channels Handling entire Telesales & Virtual Banking Teams Dealing with Bank Circle Managers Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Job Position Branch Credit Manager Department Credit Location : Bulandshahr & Shahjahanpur, Uttar Pradesh Reports to Area Credit Manager Grade Deputy Manager Purpose of the role To adhere the process of credit and operations with zero error Responsibilities/ Duties To ensure all PDD and OTCs are closed within defined timelines as per the defined SLAs & TATs of organization. Prepare regular MIS and published time to time according to defined timelines or whenever required. To ensure all deposition of collected fee by the respective branches within defined timelines. To improve the productivity for credit resource in terms of number of files processed Maximize PA FTR for all branches 6. To ensure effective teamwork and maintaining COs teams across his / her region 7. To ensure team's adherence to policies and corporate governance standards at Branch level. 8. To collaborate with Sales and other teams of Branch for seamless operations in day to day and achievement of overall branch targets 9. To pro-actively achieve credit targets with accuracy 10. To ensure TAT for processing each loan application is maintained by the team. 11. To ensure effective resolution of customer issues & complaint 12. To maximize PA FTR for branches and the movement is manageable 13. To ensure zero error cash reconciliation process. 14. To ensure service request resolution is done within the stipulated time. 15. To prepare precise MIS and publish within defined timelines. 16. To ensure all fee collected are deposited by the respective branches within defined timelines. 17. Demonstrate discipline and integrity in the branch. Competencies Team Management, Credit Management, Problem solving, Communication Skills, Language - English, Regional Language and Hindi desirable Computer literate Word / Excel / E-mail / Web based system Experience Minimum 3 7 Years (Preferred from same industry) Qualification Graduate/Postgraduate Age & Social Profile 21-30 years, Male/Female Sourcing (Industry) Home loans segment Salary As per market Standard Note : Interested applicants can share their CVs on navin.singh@shubham.co

Role & responsibilities Develop and implement maintenance schedules for CRGO transformers. Lead a team of maintenance technicians and engineers. Oversee troubleshooting and repair of mechanical faults. Ensure compliance with safety and regulatory requirements. Manage maintenance budgets and resources efficiently. Conduct regular inspections and audits to maintain performance standards. Coordinate with other departments to minimize downtime. Provide training and support to maintenance personnel. Implement continuous improvement initiatives for maintenance processes. Preferred candidate profile Bachelors degree in Mechanical Engineering or related field. At least 5 years of experience in transformer maintenance, specifically transformers. Strong leadership and team management skills. Excellent problem-solving abilities. Knowledge of safety regulations and maintenance best practices. Should have handled : VPD, Vacuum Oven, Filtration m/c, Vacuum system, HVAC, Electrical maintenance, Compressors, Dry Air, Boiler, Air Caster, DG, JLG Perks and benefits As per Company norms

BE / BTech / ME / MTech in ECE with 4+ years of relevant experience in ASIC PD. Expertise in digital physical design Expertise in EDA synthesis, APR, STA tools and methodologies Expertise in one or more of the following tools ICC, ICC2, Innovus, Olympus Working knowledge of one or more of the following tools Primetime, Calibre, and Red hawk Hands on experience of working with multi modes and multi corners STA Working Knowledge of multiple power planes and multiple VT libraries Basic domain knowledge of EM, IR, RV analysis, Noise and Formal Equivalence Verification Good at scripting languages PERL, TCL, shell Worked on at least 2 tape ins of moderate to high speed designs with multiple power planes Debug, fix, and validate pre- and post-silicon IP/sub-system logic issues and bugs Experience in one or more of the following circuit design fields is an advantage: clock tree optimization, Timing analysis, and Power optimization Experience in making ECOs both Metal and logic level ecos Experience DRC and LVS cleanup of designs during sign off Exposure to lower node technologies 16nm or below preferred

Leading team of Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channels Handling entire Telesales & Virtual Banking Teams Dealing with Bank Circle Managers Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Min exp 3 yrs in credit risk model development, validation, monitoring Should have worked ifrs 9 or IRB models Budget upto 41 lpa Call on 7042331616 or drop CV on supreet.imaginators@gmail.com

Leading team of Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channels Handling entire Telesales & Virtual Banking Teams Dealing with Bank Circle Managers Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Leading team of Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channels Handling entire Telesales & Virtual Banking Teams Dealing with Bank Circle Managers Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Leading team of Associate Regional Manager, Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channel Dealing with Bank Circle Managers & Relationship Manager Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Role & responsibilities Product: LAP / Business loans Package : As per standard Exp: Min 2 years in credit

Company: Analytics Saves at Work is looking for a Credit Specialist for a client in the BFSI sector. This role requires a deep understanding of Credit & Lending within banking, with expertise in data analytics and risk management frameworks. The ideal candidate will help drive data-driven decision-making, improve credit assessment processes, and enhance customer outcomes. Roles & Responsibilities: Convert business challenges into analytical problems and deliver data-driven solutions. Strong understanding of Credit & Lending processes within Wholesale Banking. Conduct in-depth analysis to provide high-quality insights and recommendations for credit risk management. Design data-driven solutions for credit risk assessment across multiple businesses/regions to improve decision-making. Drive efficiency gains and process enhancements in credit evaluation and risk assessment. Utilize data to improve credit approval processes and customer outcomes through insights and analytics. Identify, assess, and mitigate risks associated with credit portfolios. Work on business benefit initiatives through self-initiated projects related to credit risk and lending. Requirements: Minimum of 4 years of experience in Credit & Lending analysis. Strong background in Wholesale Banking with exposure to Credit Risk Frameworks such as Basel II, Basel III, IFRS 9, and Stress Testing. Hands-on experience in advanced programming languages such as Python (Pandas, Numpy) or PySpark. Expertise in data processing, ETL, SQL, Hive/Spark SQL, and Data Warehousing. Experience with risk and analytics applications in credit and lending. Prior exposure to Agile methodology and project management tools like Jira, Confluence, and GitHub. Strong communication and interpersonal skills for liaising with business teams and stakeholders.

Prior experience must in BOTH these: 1. Risk / Finance / Quant Modelling (across at least some of the these) - Credit Risk (Pillar 1 - Probability of Default (PD), Loss Given Default (LGD), Exposure At Default (EAD), IFRS9/CECL. CCAR, Stress Testing/Scenarios Modeling), Model Development and/or Model Validation (core development experience), Statistical Modelling (preferably for Wholesale credit book) 2. Technology - Hand's on recent coding experience (as a full-stack developer / agile developer etc.) Preferable language Python, C/C++ Hands-on/day-to-day working knowledge in the above is must across all levels/seniority

Job Position - Model Risk Management (Model Development / Model Validation) + Credit Risk or Fraud Risk Open Levels - Sr Engagement Manager / Assistant Director Experience - 8 Years - 16 Years Locations - Chennai / Bangalore / Hyderabad - Hybrid Mode Notice Period - 0- 30 Days Only or Immediate Joiners Job Responsibilities: 1. Monitor and validate aggregate model risk in alignment with bank's risk strategy 2. Perform independent validations of financial, statistical, and ML models commensurate with their criticality ratings 3. Assist with the validation and review of models regarding their theoretical soundness, testing design, and points of weakness 4. Interpret data to recognize any potential risk exposure 5. Development of challenger models that help validate existing models and assist with outcome analysis 6. Ensure compliance with the model risk monitoring framework 7. Evaluate governance for Model Risk Management by reviewing policies, controls, risk assessments, documentation standards, and validation standards Required Qualifications, Capabilities and Skills: 1) Degree Graduate/master's degree in statistics, econometrics, mathematics, computational finance, or similar 2) Deep knowledge in Quantitative methods / econometrics/ statistics. Desired Experience: 1) Experience in a quantitative risk function 2) Prior experience in Model Validation /development in Banking domain 3) Good working knowledge of, Python and SQL, Machine learning, exploratory data analysis 4) Good Report writing skills Desirable Skills: 1) Prior experience in development/validation of statistical model in Fair lending/Credit risk/Anti money laundering 2) Good to have experience in building risk models related to Organization and Behavior scorecard 3) Hands on Development experience in python/py-spark/ SAS

Role & responsibilities Monitoring and enforce credit discipline norms for borrower, center, area and visit branches to ensure that proper field operations are followed. Preferred candidate profile Responsible for maintaining quality portfolio by efficient processing of all credit proposals in their area. Ensuring timelines in credit appraisal as per policy of the Bank. Close and effective team coordination. Conducting credit evaluation of prospective customers Recommend appropriate loan amount and present the loan proposal to the credit committee Conduct loan utilization checks and monitoring visits Responsible for maintaining quality of the loan portfolio. Follow-up with delinquent clients Any other work assigned to you from time to time Perks and benefits As per norms

Leading team of Circle Manager, Cluster Manager & large FLS Team Driving entire NRI/ Affluent Banking Channels Handling entire Telesales & Virtual Banking Teams Dealing with Bank Circle Managers Responsible for Training & Motivating entire Sales Team Required Candidate profile Minimum Graduate from any stream with minimum 15+ year of Insurance experience with Banca & Alliances background is must. High dependency on Bank relationships in Open Architecture scenario alignment. Perks and benefits Salary mentioned is fixed and other than Salary.

Role & responsibilities Product: Lap loans Exp : min 3 Years CTC : As per standard Candidate should have PD/ CAM / Underwritting Preferred candidate profile Perks and benefits

JD - Senior Data Scientist - Mumbai based NBFC Experience - 4-8 Years 5 Days work from Office Mandatory Skills - BFSI relevant exp (banking and NBFCs only) Model Development experience (Scorecards - Application & Behavioural) / Credit Risk Models(PD, EAD, LGD) CRIF / CIBIL / Credit Bureau data experience Strong coding skills Python & SQL Role & responsibilities 4 6 years of relevant analytics experience in banks, NBFCs, Fintechs, consultancies. Lead end to end execution of analytical requirements including model development, implementation & stakeholder communication. Strong understanding of ML algorithms and statistical modelling to address problems predominantly in BFSI domain. Articulate complex data science models / analysis to relevant audience and effectively present the solution in a concise & neat manner. Design, prototype, build & maintain frameworks for consumption of machine learning models at scale. Perform feature engineering through extracting meaningful features from traditional and alternate data sources. Mentor team of data scientists Preferred candidate profile Proficiency in Python, SQL, AWS / GCP / Azure Bachelors / Masters degree in mathematics, Statistics, Economics, Computer Science or other quantitative course Modelling expertise proficient in building predictive & statistical models Technical expertise proficiency in Python, SQL, AWS, big data frameworks Stakeholder communication Able to work in a cross functional environment involving multiple teams

JD - Data Scientist - Mumbai based NBFC Experience - 1-4 Years 5 Days (Work from Office) Mandatory Skills - BFSI relevant exp (banking and NBFCs only) Model Development experience (Scorecards - Application & Behavioural) / Credit Risk Models(PD, EAD, LGD) CRIF / CIBIL / Credit Bureau data experience Strong coding skills Python & SQL Role & responsibilities Developing Statistical model/ Scorecards (Application & Behavioural) / Credit Risk Models (PD, EAD, LGD) independently Engage in advanced data analysis to uncover trends and correlations. Utilize statistical methods and tools to drive insightful recommendations for business strategies and process improvements. Use the data insights to design, develop and build scalable and advanced machine learning models, algorithms and implement them in production through robust systems and architectures Work closely with stakeholders across various departments including product, business analytics, marketing, operations and tech teams and influence business strategy Be abreast of the advanced research and techniques in the deep-learning and artificial intelligence space, and conduct experiments to give the best output Identify, develop, manage, and execute data analyses to uncover areas of opportunity and present business recommendations to drive cost benefit analysis and go/no-go decisions on various initiatives Develop a roadmap and metrics to measure progress of the initiative they own Lead initiatives for full-scale automation in collaboration with data engineering teams, enhancing data accuracy and operational efficiency Preferred candidate profile Degree in mathematics, Statistics, Economics, Computer Science or another quantitative course Excellent understanding of machine learning techniques and algorithms, such as k-NN, Naive Bayes, SVM, Decision Forests, LLM, Generative AI, NLP, Transformer etc. A strong level of proficiency in data engineering and ML orchestration services, such as S3, dynamoDB, AWS Sagemaker, AWS Step Functions, AWS CodeCommit, AWS Code Pipeline 1+ years of data querying languages (e.g. SQL), scripting languages (e.g. Python)