2 Payment Regulations Jobs

Position Summary : As a Director in the Payments Consulting practice at EY India, you will lead large-scale, complex engagements in the payments domain, working with issuing and banks, payment system operators, fintechs, and regulators You will drive business development, key account management, thought leadership, solution innovation, and delivery excellence across areas such as real-time payments, card payments, cross-border schemes, digital currencies, payment regulations, and modernization programs You will also contribute significantly to business development, client relationship management, and talent mentoring within the practice Key Responsibilities: Engagement Delivery & Client Advisory Lead multi-disciplinary project teams delivering strategy, operating model, risk, and technology transformation programs in the payments ecosystem. Advise clients on real-time payments, cross-border initiatives (e.g., Nexus, SWIFT), CBDCs, ISO 20022 migration, and regulatory compliance (e.g., RBI guidelines, PFMI). Implement large scale programs focusing on credit/debit/prepaid card transformation for consumer and commercial clients Design, assess, and implement payment architectures, including scheme governance, operational resilience, settlement models, and clearing frameworks. Oversee the delivery of high-quality, on-time, and on-budget consulting engagements, ensuring compliance with EYs risk and quality standards. Business Development Develop go-to-market strategies for EYs payments offerings in India Build and manage relationships with key stakeholders in banks, fintechs, schemes, and payment regulators. Lead proposal development, pitch preparation, and contract negotiations for consulting assignments. Identify and pursue cross-sell opportunities in adjacent areas such as digital banking, AML/fraud, and fintech regulation. Thought Leadership & Practice Building Develop white papers, PoVs, and industry insights on payments innovation, regulatory shifts, and global best practices. Represent EY in industry forums, working groups (e.g., GFF, PCI, DLAI, etc.), and public policy discussions. Contribute to the build-out of service offerings and digital accelerators in payments advisory. Lead and mentor a team of consultants, managers, and senior managers to build internal capability and expertise. Qualification Preferred Qualifications: MBA, CA, or equivalent advanced degree in Business, Finance, or Technology. Certifications in payments (e.g., AAP, CPP), Agile/PMO, or ISO 20022 are a plus. Exposure to international payments frameworks (e.g., BIS/CPMI, SEPA, PSD2, CBDC design principles). Required Qualifications: 15+ years of experience in the financial services sector, with 10+ years in payments, including real-time payments, retail/domestic schemes, cross-border systems, or cards. Demonstrated leadership in consulting or industry roles with banks, central banks, or payment networks (e.g., NPCI, SWIFT, VISA/Mastercard, PayNet, FPS UK, FedNow). In-depth knowledge of payments regulations, operational frameworks, risk (incl. PFMI), scheme governance, and digital transformation in the payments space. Prior experience managing large transformation projects, regulatory engagements, or product rollouts. Proven track record in business development, client relationship management, and leading high-performance teams. Key Competencies: Strategic thinking with strong problem-solving and analytical skills Excellent communication, client management, and stakeholder engagement abilities Collaborative leadership style with the ability to influence and coach senior stakeholders Commercial acumen and entrepreneurial mindset High attention to quality, compliance, and professional ethics What we look for People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.

Join Team Amex and let's lead the way together. Job Responsibilities : The Position is responsible for overseeing Legal Entity (LE) Governance activities in support of the American Express India Legal Entities which include AEIPL, AESIL, AEFESIL, AEIIPL and other business as may be required from time to time. The Position will report to the Director Compliance and will serve in supporting the LE Governance functions, business management, finance organizations, board, and regulators. The position will play an integral role in achieving the Companys goal to protect and assure compliance and integrity of the LE Governance activities by proactively eliminating controllable risk and exposure to the business and regularly execute accurate and effective reports and controls. Besides providing leadership support in effectively managing the risks, the position will also be responsible for supporting critical business initiatives and providing Corporate Governance decision support as part of a world-class Compliance organization. This role will also provide leadership support in Company's Business restructuring/Expansion plans. Appropriate & Timely information flow to the Legal Entities Board of Directors. Ensuring Risk controls for Compliance with Local statutes and integrity of financial & Tax reporting. Advising various functions on Compliance matters. Identifying and executing critical quality initiatives to continuously improve Compliance processes and add value to the Company. Statutory/Regulatory Compliance: Ensure appropriate control for • Companies Act compliances for Board/General Meetings Monitoring change control over including regulatory reporting and compliance. Compliance requirements related to Statutory matters, wherever required. Escalation of significant risk matters to the Board Liaison & Advisory - Liaising and networking with various stakeholders including senior management and Leaders for discharging Compliance matters. Provide internal consultancy to various functions on Compliance related matters including awareness sessions on AXPs Corporate Governance requirements. Developing and maintaining a comprehensive and sustainable compliance program for the legal entity Leading experienced compliance analyst/s responsible for execution of the compliance program including strategic compliance risk management, issue management, regulatory change management and compliance risk assessment Providing compliance input on the development and evolution of centrally managed policies, services, capabilities, processes and controls to enable the legal entity to comply with all applicable laws and regulations Skills and Experience Seasoned people leader with experience building and transforming teams and leading and developing individuals across multiple locations 10 to 12 years experience leading a compliance program and/or complex multi-market projects addressing compliance and control requirements including Anti-Money Laundering, Sanctions, Anti-Corruption, Data Privacy and Payments Regulations Knowledge of legal entity governance and associated control and compliance framework Proven ability to set the agenda on complex, evolving legal and regulatory requirements Self-motivated, energetic team player with proven ability to drive results in changing and ambiguous situations in a complex matrixed organization Strong relationship and collaboration skills with the ability to build relationships and influence a broad group of stakeholders, at all levels. Outstanding communication skills with the ability to communicate complex topics in a clear and effective manner to senior leaders across the organization Bachelors degree and or compliance/legal qualification advantageous Compliance Language We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities