3 Payment Regulations Jobs

About Payoneer Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the worlds underserved businesses to a rising global economy. Were a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 markets. By taking the complexity out of the financial workflowsincluding everything from global payments and compliance, to multi-currency and workforce management, to providing working capital and business intelligencewe give businesses the tools they need to work efficiently worldwide and grow with confidence. Role Summary Payoneers banking network is cornerstone of the Payoneer platform, and maintaining trust relations with our bank partners is critical to the continued success of Payoneer. As the Head of Banking for South Asia youll be part of the global banking team, and you will play a critical role in shaping and executing our global payment strategies. Especially India and Bangladesh are key markets for Payoneer, with India being one of the most complex markets in terms of cross border payments regulations. You will own the relation with our banks and payout partners and drive the development, implementation, and management of our banking and payment infrastructure, ensuring it supports our growing business needs with specific payment flows and aligns with regulatory requirements. As Payoneers payment infrastructure is complex and global in nature, you will have to collaborate with cross-functional teams in Payoneer and the global Money Movement domain to drive innovation and efficiency in our global payment systems. As Payoneer has a significant presence in India, the global corporate finance team will also require advice and support with local finance operations, and payment operations team will lean on your understanding of and presence in the market. What Youll Do - Partnership Management: Cultivate and manage relationships with South Asian banks and payment partners, negotiating and securing agreements that enhance our service offerings with a strong focus on India. Infrastructure Development: Oversee the design, implementation, and maintenance of robust banking and payment systems, ensuring scalability, security, and compliance with applicable regulations. Regulatory Compliance: Partner with FIs and internal compliance teams to ensure that Payoneers activities on partners bank accounts comply with global regulatory standards, including AML, KYC, and data protection requirements. Support Business Growth: Manage the volume portfolio across banking partners, ensure high compliance standards and reduce bank costs. Subject matter expertise: Provide consultation to address questions related to South Asia payments and licenses, e.g. tax refunds, purpose codes, FIRCs, RBI circulars, allowed transaction types, etc. Cross-Functional Collaboration: Work closely with Sales teams, Payment operations, Product, Engineering, Legal, Compliance, Risk, and Finance teams to address various challenges and deliver on the global objectives. Innovation and Efficiency: Drive innovation in payment technologies and processes to improve user experience and operational efficiency. Risk Management: Identify and mitigate risks associated with payment infrastructure and partner relationships. Corporate finance: act as liaison between global corporate finance team and local banks for things likes account opening/closure, updating signatories, new service applications (eg corporate credit cards) and support specific corporate payments that may need local support with eg documentation Who You Are - 7+ years of experience in India banking, cross border payments, payment regulations and FX. Deep understanding of India payment systems, regulatory compliance, cross border payments and regional industry best practices. Strong strategic thinking and problem-solving skills. Excellent negotiation and relationship management abilities. In-depth knowledge of payment technologies and trends in India, Bangladesh, Sri Lanka and Nepal. Exceptional communication and interpersonal skills, with the ability to influence stakeholders at all levels. Results-driven with a focus on delivering high-impact outcomes. Bilingual: Native Hindi speaker, and professional level in English The Payoneer Ways of Working Act as our customers partner on the inside Learning what they need and creating what will help them go further. Continuously improve Always striving for a higher standard than our last. Do it. Own it. Being fearlessly accountable in everything we do. Build Each Other Up Helping each other grow, as professionals and people. If this sounds like a business, a community, and a mission you want to be part of, click now to apply. We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis. Show more Show less

Position Summary : As a Director in the Payments Consulting practice at EY India, you will lead large-scale, complex engagements in the payments domain, working with issuing and banks, payment system operators, fintechs, and regulators You will drive business development, key account management, thought leadership, solution innovation, and delivery excellence across areas such as real-time payments, card payments, cross-border schemes, digital currencies, payment regulations, and modernization programs You will also contribute significantly to business development, client relationship management, and talent mentoring within the practice Key Responsibilities: Engagement Delivery & Client Advisory Lead multi-disciplinary project teams delivering strategy, operating model, risk, and technology transformation programs in the payments ecosystem. Advise clients on real-time payments, cross-border initiatives (e.g., Nexus, SWIFT), CBDCs, ISO 20022 migration, and regulatory compliance (e.g., RBI guidelines, PFMI). Implement large scale programs focusing on credit/debit/prepaid card transformation for consumer and commercial clients Design, assess, and implement payment architectures, including scheme governance, operational resilience, settlement models, and clearing frameworks. Oversee the delivery of high-quality, on-time, and on-budget consulting engagements, ensuring compliance with EYs risk and quality standards. Business Development Develop go-to-market strategies for EYs payments offerings in India Build and manage relationships with key stakeholders in banks, fintechs, schemes, and payment regulators. Lead proposal development, pitch preparation, and contract negotiations for consulting assignments. Identify and pursue cross-sell opportunities in adjacent areas such as digital banking, AML/fraud, and fintech regulation. Thought Leadership & Practice Building Develop white papers, PoVs, and industry insights on payments innovation, regulatory shifts, and global best practices. Represent EY in industry forums, working groups (e.g., GFF, PCI, DLAI, etc.), and public policy discussions. Contribute to the build-out of service offerings and digital accelerators in payments advisory. Lead and mentor a team of consultants, managers, and senior managers to build internal capability and expertise. Qualification Preferred Qualifications: MBA, CA, or equivalent advanced degree in Business, Finance, or Technology. Certifications in payments (e.g., AAP, CPP), Agile/PMO, or ISO 20022 are a plus. Exposure to international payments frameworks (e.g., BIS/CPMI, SEPA, PSD2, CBDC design principles). Required Qualifications: 15+ years of experience in the financial services sector, with 10+ years in payments, including real-time payments, retail/domestic schemes, cross-border systems, or cards. Demonstrated leadership in consulting or industry roles with banks, central banks, or payment networks (e.g., NPCI, SWIFT, VISA/Mastercard, PayNet, FPS UK, FedNow). In-depth knowledge of payments regulations, operational frameworks, risk (incl. PFMI), scheme governance, and digital transformation in the payments space. Prior experience managing large transformation projects, regulatory engagements, or product rollouts. Proven track record in business development, client relationship management, and leading high-performance teams. Key Competencies: Strategic thinking with strong problem-solving and analytical skills Excellent communication, client management, and stakeholder engagement abilities Collaborative leadership style with the ability to influence and coach senior stakeholders Commercial acumen and entrepreneurial mindset High attention to quality, compliance, and professional ethics What we look for People with the ability to work in a collaborative manner to provide services across multiple client departments while following the commercial and legal requirements You will need a practical approach to solving issues and complex problems with the ability to deliver insightful and practical solutions We look for people who are agile, curious, mindful and able to sustain postivie energy, while being adaptable and creative in their approach.

Join Team Amex and let's lead the way together. Job Responsibilities : The Position is responsible for overseeing Legal Entity (LE) Governance activities in support of the American Express India Legal Entities which include AEIPL, AESIL, AEFESIL, AEIIPL and other business as may be required from time to time. The Position will report to the Director Compliance and will serve in supporting the LE Governance functions, business management, finance organizations, board, and regulators. The position will play an integral role in achieving the Companys goal to protect and assure compliance and integrity of the LE Governance activities by proactively eliminating controllable risk and exposure to the business and regularly execute accurate and effective reports and controls. Besides providing leadership support in effectively managing the risks, the position will also be responsible for supporting critical business initiatives and providing Corporate Governance decision support as part of a world-class Compliance organization. This role will also provide leadership support in Company's Business restructuring/Expansion plans. Appropriate & Timely information flow to the Legal Entities Board of Directors. Ensuring Risk controls for Compliance with Local statutes and integrity of financial & Tax reporting. Advising various functions on Compliance matters. Identifying and executing critical quality initiatives to continuously improve Compliance processes and add value to the Company. Statutory/Regulatory Compliance: Ensure appropriate control for • Companies Act compliances for Board/General Meetings Monitoring change control over including regulatory reporting and compliance. Compliance requirements related to Statutory matters, wherever required. Escalation of significant risk matters to the Board Liaison & Advisory - Liaising and networking with various stakeholders including senior management and Leaders for discharging Compliance matters. Provide internal consultancy to various functions on Compliance related matters including awareness sessions on AXPs Corporate Governance requirements. Developing and maintaining a comprehensive and sustainable compliance program for the legal entity Leading experienced compliance analyst/s responsible for execution of the compliance program including strategic compliance risk management, issue management, regulatory change management and compliance risk assessment Providing compliance input on the development and evolution of centrally managed policies, services, capabilities, processes and controls to enable the legal entity to comply with all applicable laws and regulations Skills and Experience Seasoned people leader with experience building and transforming teams and leading and developing individuals across multiple locations 10 to 12 years experience leading a compliance program and/or complex multi-market projects addressing compliance and control requirements including Anti-Money Laundering, Sanctions, Anti-Corruption, Data Privacy and Payments Regulations Knowledge of legal entity governance and associated control and compliance framework Proven ability to set the agenda on complex, evolving legal and regulatory requirements Self-motivated, energetic team player with proven ability to drive results in changing and ambiguous situations in a complex matrixed organization Strong relationship and collaboration skills with the ability to build relationships and influence a broad group of stakeholders, at all levels. Outstanding communication skills with the ability to communicate complex topics in a clear and effective manner to senior leaders across the organization Bachelors degree and or compliance/legal qualification advantageous Compliance Language We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities