34 Overdraft Jobs

1.SM is expected to generate business through various products like Machinery Loan, equipment loan, Plastic and Printing machines loan etc. Required Candidate profile 1.He will use existing as well as new channels for sourcing new-to-company cases by understanding the credit profile of the prospect, the exact need and other credit and operational aspects.

Role & responsibilities Client Acquisition & Relationship Management : Identify and acquire new customers, particularly those in the Small and Medium Enterprise (SME) market. Build and maintain strong, trust-based relationships with key clients, especially their CFOs and promoters. Actively cross-sell other banking products, such as current accounts, deposits, and trade finance. Solution Development & Presentation : Understand client businesses, their cash flow cycles, and working capital needs. Recommend and present customized working capital solutions, including fund-based and non-fund-based products. Develop and implement strategies to improve client cash flow and optimize their working capital. Internal Collaboration : Liaise with internal teams, including credit, operations, and product development, to ensure smooth processing and delivery of solutions. Provide feedback to the central team on product features and process improvements based on market trends and customer needs. Sales Strategy & Performance : Develop and execute sales strategies to achieve sales targets and increase market share. Monitor and analyze market trends and competitive activities to enhance the company's brand presence. Ensure high levels of customer satisfaction through quality customer service. Portfolio Management : Continuously increase the size and profitability of the assigned client portfolio. Monitor client accounts for compliance with loan stipulations and end-use of funds. Manage delinquent accounts and initiate recovery processes when necessary.

Axis Bank Hiring For Bharat Banking: Relationship Manager - Farmer Funding Bharat Banking: Sales Manager - Farmer Funding Bharat Banking: Area Sales Manager - Farmer Funding Role description About Bharat Banking: Bharat Banking is a new Department which has been set up to drive different business that the Bank does in Semi Urban and rural markets. The department is expected to drive business outcomes by focusing on partnerships, new products, innovation, reimagining customer journeys and driving / creating new channel. About the Role: The Relationship Manager will be responsible for nurturing client relationships through continuous client engagements and risk profiling. The RM will be responsible for identification of potential customers and providing them customized solutions as per their requirements. The center of all client engagements will be to ensure superior customer experience. Key Responsibilities: Develop and maintain business relationships with select group of customers through individualized customer service Handle customers queries and provide superior service to the mapped customers Ensure timely delivery of customers enquiries and instructions, whilst ensuring that the Bank’s delivery standards in achieving total customer satisfaction are met Deepen the existing relationships by cross selling the Bank's products and services/ third party products Achieve the New To Bank, cross-sell and portfolio retention targets as assigned by the organization Responsible for portfolio irregularities, management (Renewals / Pending Renewals /Stock Statement / Insurances/Other compliances) and portfolio achievement basis delinquency numbers Ensure achievement of month end enhancement disbursements Qualifications: Optimal qualification for success on the job is: Graduate/ MBA (Marketing) preferred 2 - 5 years of experience in the BFSI sector Role Proficiencies: For successful execution of the job, a candidate should possess the following: Knowledge of industry, technology, marketing, and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Strong Excel and database manipulation skills, financial and statistical analysis skill #ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply" Skills Refer to the Job Description

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Bhiwadi, JODHPUR, Sagwara, Nasirabad,Kota, Churu, Hindaun, Niwai, Behror, Chhabra, Gulabpura and Udaipur Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

The key area of operations involves managing disbursements of Grade M1, which includes personal/business loans, commercial vehicle loans, and tractor finance. The ideal candidate should have an understanding of various Retail Asset Products such as Consumer & Commercial PL, BL, OD, HF, LAP, CV, LCV, CE, TFE. Experience in handling project workflows and exposure to retail assets is preferred. Strong verbal and written communication skills are required. The candidate should have 1-2 years of experience in handling similar products. Proficiency in Excel operations with good typing speed is necessary. The candidate should be able to follow the bank's guidelines and be open to learning new processes and systems. They should be an effective team member of RA-Ops to handle loan disbursements effectively.,

As an Experienced Telesales Executive for Personal Loan & Overdraft, your primary responsibility will involve making outbound calls to potential leads, with a focus on personal loans and overdrafts. It is essential to clearly and convincingly explain the loan products to the customers, follow up with leads effectively, and successfully close sales. Maintaining accurate records of calls and customer interactions is crucial, along with meeting daily and monthly sales targets. To excel in this role, you should have a minimum of 6 months to 2 years of telesales experience, preferably in personal loans or overdrafts. Excellent communication and convincing skills in both Hindi and English are essential. A basic understanding of loan products and documentation, along with strong follow-up and negotiation abilities, will be beneficial. Your confidence and persistence will play a key role in your success as a Telesales Executive. Joining our team offers the opportunity for a fixed salary along with high incentives, working in a supportive team environment. For individuals who perform well, there are growth opportunities within the organization. Our office is conveniently located in Noida Sector-08, providing a conducive work environment. If you are ready to take on this challenging yet rewarding role, apply now by sending a direct message. We look forward to welcoming you to our team!,

Product Manager LOS (Supply Chain Finance) Reports to: Head of Product Location: Noida About FinAGG FinAGG Technologies is revolutionizing MSME financing with its Quick Cash Flow platform a cash-flow based lending solution enabling small and medium enterprises to access affordable working capital. Our digital-first products power supply chain financing, invoice discounting, and overdraft solutions in partnership with leading banks and financial institutions. Learn more at www.finagg.in . The Role We are looking for an experienced Product Manager Loan Origination System (LOS) to lead the design, development, and scale-up of our supply chain finance products. You will own the LOS platform roadmap, ensuring it delivers best-in-class customer journeys, seamless partner integrations, and robust underwriting workflows. This role requires strong product leadership, deep domain knowledge of supply chain finance, and the ability to translate business requirements into scalable technology solutions. Key Responsibilities Define and own the product roadmap for LOS Supply Chain Finance , aligned with FinAGGs vision and business strategy. Partner with business, credit, risk, and operations teams to design scalable LOS workflows covering onboarding, KYC, underwriting, disbursement, and collections. Collaborate with Engineering to ensure high-quality, timely delivery of features and enhancements. Integrate with external ecosystems such as anchors, NBFCs, banks, credit bureaus, GST, ONDC, GEM Sahay, and API Setu to build compliant and frictionless processes. Build, prioritize, and manage product backlogs; track delivery through agile ceremonies. Continuously improve LOS by gathering feedback from internal stakeholders, customers, and ecosystem partners. Define and monitor product KPIs including TAT (Turn-Around Time), drop-off rates, SLA adherence, and customer adoption metrics. Partner with Sales and Pre-Sales to support solutioning, demos, and go-to-market initiatives. Drive regulatory and compliance alignment with RBI Digital Lending Guidelines (DLG), NBFC regulations, and supply chain finance norms . Key Requirements 610 years of experience in product management, with at least 3+ years in LOS / LMS / fintech lending platforms . Strong understanding of supply chain finance, invoice discounting, overdraft, and MSME credit . Hands-on experience building or scaling B2B SaaS products in BFSI/fintech. Proven ability to manage end-to-end product lifecycle from ideation to launch and scaling. Strong stakeholder management with cross-functional teams (Engineering, Credit, Risk, Operations, Sales). Highly organized with zero tolerance for slippage and ability to handle multiple priorities. Excellent communication, presentation, and problem-solving skills. ???? This role is ideal for a product leader who wants to shape the future of digital supply chain finance and build a world-class LOS platform powering Indias 70M+ MSMEs. Show more Show less

Area Head, Current Account N Trade Forex knowledge based products other , handle existing client portfolio, NTB, also take care of Assets & TFX products, along with the team. Handle portfolio of high value entity. Products like CMS N Lending Required Candidate profile 6- 9 years relevant work experience in CC /OD/ TL/Export finance, Area Head or Sr. BSM or Portfolio SRM keen for team handling role can apply. Self-starter, team player & keen for business Banking Perks and benefits Current Account, Trade Forex, Cash Credit, CMS

Area Head, Current Account N Trade Forex knowledge based products other , handle existing client portfolio, NTB, also take care of Assets & TFX products, along with the team. Handle portfolio of high value entity. Products like CMS N Lending Required Candidate profile 6- 9 years relevant work experience in CC /OD/ TL/Export finance, Area Head or Sr. BSM or Portfolio SRM keen for team handling role can apply. Self-starter, team player & keen for business Banking Perks and benefits Current Account, Trade Forex, Cash Credit, CMS

Key Responsibilities 1. Make outbound calls to potential customers for personal loan offerings. 2. Explain product features, eligibility, interest rates, and application process. 3. Collect and verify basic customer information for eligibility checks. 4. Follow up on leads and ensure timely submission of documents. 5. Coordinate with internal teams and lending partners to ensure a smooth loan process. 6. Maintain a daily/weekly MIS of calls and conversions. 7. Achieve daily/weekly/monthly targets for lead conversions and follow-ups. Requirements 1. Minimum 6 months 2 years of experience in telecalling/sales, preferably in the loan products. 2. Decent communication skills. (Additional regional languages are a plus.) 3. Strong, convincing, and negotiation skills. 4. Basic computer knowledge (MS Excel, CRM tools). 5. Target-oriented with a customer-centric approach. 6. 12th Pass or Graduate in any discipline. Perks: 1. The current location is within walking distance of Sector 16 2. We have a 6-month growth plan for all the employees in terms of compensation and designation based on performance. 3. Fixed CTC + Incentives 4. Choose your preferred working time, either 9:30-6:30 or 10-7 PM. Note: Hot Leads will be provided If interested and eligible for the role you are requested to please share your CV at chandni@loansjagat.com

Role & responsibilities Responsibilities of the Candidate : Responsible for acquiring new customers for Business Banking with a detail understanding of Credit assessment Knowledge on Working Capital, OD, CC, Term Loan, Fx, Trade and Client Relationship, Delinquency management, Relationship management and Analytical mindset. Managing portfolio effectively through continuous monitoring of accounts and renewals enhancement, retention and ensure Portfolio Hygiene with minimal open deferral and covenants Develop a superior working relationship with Branch banking for cross leveraging & synergy optimization and Work within the Overall Bank Eco System with other Stakeholders Evaluate the growth strategy based on competitor analysis and feedback from different channels/customers Recommend process changes in order to improve service efficiency and quality across the branch network Demonstrated Ability in sales planning and conceptualize promotions and marketing initiatives Understanding of Financial statements, Credit Assessment and title- security documents.

Role & responsibilities Working Capital Loans Term Loan Cash Credit Overdraft CC OD Cash Facility WC Bank Guarantee Preferred candidate profile Perks and benefits

Experience: *3 to 4 years ONLY BANK" Working capital, NBFC- who does direct sourcing *(Secured loan) * No Micro finance * Ticket size- 10 lakhs up to 5 CRs * Role- Client Acquisition (Hunter role) * Age Limit- Upto 32 years * Product- Term loan, Bank guarantee, Credit facilities, Overdraft, Cash facilities, trade finance for MSME & SME Locations: Nabha, Samana, Doraha and Barnala (Punjab)

Experience: *3 to 4 years ONLY BANK" Working capital, NBFC- who does direct sourcing *(Secured loan) * No Micro finance * Ticket size- 10 lakhs up to 5 CRs * Role- Client Acquisition (Hunter role) * Age Limit- Upto 32 years * Product- Term loan, Bank guarantee, Credit facilities, Overdraft, Cash facilities, trade finance for MSME & SME Locations: Nabha, Samana, Doraha and Barnala (Punjab)

Experience: *3 to 4 years ONLY BANK" Working capital, NBFC- who does direct sourcing *(Secured loan) * No Micro finance * Ticket size- 10 lakhs up to 5 CRs * Role- Client Acquisition (Hunter role) * Age Limit- Upto 32 years * Product- Term loan, Bank guarantee, Credit facilities, Overdraft, Cash facilities, trade finance for MSME & SME Locations: Nabha, Samana, Doraha and Barnala (Punjab)

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Jodhpur Walk in Drive Date : 1st Aug'25 Time : 11 AM to 4 PM Contact - Mr. Nawal Singh Venue - Hdfc Bank Ltd , Grd And 1St Floor, Plot No. 90 A, Hanwant A , Paota C Road ,Bjs Colony ,Jodhpur Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Jodhpur Walk in Drive Date : 1st Aug'25 Time : 11 AM to 4 PM Contact - Mr. Nawal Singh Venue - Hdfc Bank Ltd , Grd And 1St Floor, Plot No. 90 A, Hanwant A , Paota C Road ,Bjs Colony ,Jodhpur Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Jaipur and Across Rajasthan Walk in Drive Date : 1st Aug'25 Time : 11 AM to 4 PM Contact - Mr. Shashank Bhatia Venue - HDFC BANK LTD, 16/C, 3rd floor, bank street, madhuban, Udaipur. Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Jaipur and Across Rajasthan Walk in Drive Date : 1st Aug'25 Time : 11 AM to 4 PM Contact - Mr. Shashank Bhatia Venue - HDFC BANK LTD, 16/C, 3rd floor, bank street, madhuban, Udaipur. Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned. with different products like OD/CC/ BG/Term Loans/Forex/etc Cross sell of Liability based products liked FD, SA

Job Responsibilities Sourcing new clients, Lead generation in the area of industry allotted, Organize client meetings. Manage corporate relationships, Documentation process & follow-ups with clients, Detailed and in-depth reports & MIS

Responsibilities: Collaborate with cross-functional teams Coach & develop team members Ensure Monthly sales Target Generate revenue by selling PL/Od Manage overdraft requests Lead & motivate team towards goals

Sourcing of New to Bank business banking accounts & Managing the Business Banking portfolio assigned Assisting the client’s business with different business banking products like OD/CC/ BG/Term Loans/Forex/etc

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Banswara, Behror, Bhiwadi, Chhabra, Gulabpura, Hindaun, Jalor, Nasirabad, Niwai, Jodhour, Udaipur and Jaipur Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com & bihola.jagruti@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Job description Role Name - Relationship Manager - Micro Enterprise Group Min 3 years of experience is required Business Unit: Emerging Enterprises Group Locations - Delhi NCR Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure