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4 - 8 years
5 - 8 Lacs
Bengaluru
Hybrid
JOB FUNCTIONS AND RESPONSIBILITIES To work on loan underwriting and complete the daily target or assignments. Have experience in US Mortgage Underwriting. Working on 4 Cs (Credit, Capacity, Capital, and Collateral). Knowledge on Income Calculations (Wage, Self Employed and other incomes). Knowledge on Credit review (liability reconciliations and guideline requirements) Knowledge on Assets/Capital review with guideline requirements. Knowledge in LTV, CLTV calculations, PITI and DTI calculations. Knowledge in Fannie Mae and Freddie Mac guideline requirements. Knowledge in Govt. loans (FHA, VA and USDA) Knowledge on FHA/VA/USDA guideline requirements. Good communication skill. EDUCATION / EXPERIENCE Any degree with US Mortgage Underwriting experience. WORK SCHEDULE OR TRAVEL REQUIREMENTS Night shift and Hybrid Work (should be available for Work from Office based on the business requirements)
Posted 2 months ago
1 - 6 years
0 - 3 Lacs
Pune
Work from Office
Job Summary: Call Center Representative will be responsible for updating hazard insurance policies by calling external agencies based in the USA. These calls are made in reference to mortgage loans that the customer might have or intent to take and may also involve getting an updated payoff statement on prior loans. Position Overview: Processing the allocated files for: Evidence of Insurance- Review the available documents and contact the insurance agencies to update the Hazard Insurance policy if necessary Essential Job Functions: Processing the allocated files for Evidence of Insurance Emailing or faxing authorization forms & request for information on policy details, whenever required Understanding the priority of the loan and meeting the timelines for closure Making outbound calls to talk to various insurance agencies to verify data in the US, as needed Respond to incoming calls timely and accurately Meet productivity and quality goals set by the department. Follows all workflows and appropriately document the findings of the insurance policy Ensures safety and confidentiality of Employees, property, and data. Participates in skills training, as requested. Adheres to, and maintains compliance with, all Federal, State, and local laws and Universal policies and procedures. Performs other related duties as required and assigned. Requirements: Quick learner with excellent written and verbal communication skills Ability to comprehend and respond to customers using a native US accents and articulate solutions or issues Strong knowledge of using Microsoft Office Product Suite on a computer as paper or notes are not available Can manage ones own time for breaks, learning and processing cases Capable of Data Entry at a minimum of 32 WPM A minimum of 1 year of experience in US mortgage (Servicing/ Originations) required Displays the ability to plan and organize data sequentially Adheres to the policy and procedures of the clients and the organization Flexible to work in shift around a 24/7 work schedule Education: Must be a graduate Proficient in MS Office
Posted 2 months ago
2 - 7 years
3 - 5 Lacs
Pune
Hybrid
OSITION SUMMARY: Senior Post Closer JOB FUNCTION AND RESPONSIBILITIES: Understand Loan Origination process. Review Mortgage related documents for completion and accuracy. Ensure documents meet Investor requirements and guidelines. Update required data accurately in PHH system. Highlight and escalate in case of compliance or guidelines violation. Work in excel spreadsheets that are used for tracking and reporting QUALIFICATION: Graduate in any field. WORK SCHEDULE OR TRAVEL REQUIREMENTS: Day/Mid shift/No travel requirements
Posted 2 months ago
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