Job Title: IT Security & Systems Administrator Location: Bangalore Company: Optimo Capital Lending to MSMEs | 300 Employees | 50 Branches About the Role: We are seeking an experienced IT Security & Systems Administrator to manage endpoint, SaaS, and network security for our NBFC. This role focuses on safeguarding devices, data, and communications across 50 branches, supporting 250+ field staff and 50+ office users. Key Responsibilities: Manage endpoint security (laptops, mobile devices) via MDM tools (e.g., Intune, Jamf). Administer Google Workspace (Gmail, Drive, Calendar) — access, permissions, SSO, MFA. Enforce device compliance — encryption, patching, antivirus. Monitor and secure internet usage, VPNs, and internal Wi-Fi. Oversee SaaS tools security — CRM, HRMS, communication tools (e.g., Slack, Zoom). Maintain asset inventory — issuance, tracking, and remote wipe for lost devices. Handle user provisioning/deprovisioning and access control during employee lifecycle. Respond to phishing, account compromise, or lost/stolen device incidents. Ensure compliance with RBI guidelines and relevant IT security frameworks. Train staff on basic cybersecurity hygiene and device best practices. Install, configure, and maintain servers, networks, firewalls, and related hardware/software. Monitor system performance, troubleshoot issues, and apply timely patches or updates. Provide technical support for system and network issues, ensuring minimal disruption to operations. Manage user accounts, access control, and system security policies in line with company guidelines. Perform regular data backups and disaster recovery testing. Maintain and manage IT asset inventory, including procurement and license renewals. Ensure compliance with cybersecurity best practices and company IT policies. Requirements: 8+ years in IT security or systems admin roles, preferably in BFSI or branch-heavy orgs. Experience with Google Workspace admin, MDM tools, and SaaS security. Understanding of compliance and endpoint security in regulated environments. Strong troubleshooting, documentation, and communication skills. Nice to Have: Prior experience in NBFCs or organizations with distributed teams. Exposure to SOC2/ISO27001 processes.

Job Summary: We are looking for a motivated and customer-focused Relationship Manager to drive loan sales and support business growth in the assigned region. The Sales Officer will be responsible for sourcing customers, explaining product offerings, and ensuring smooth onboarding. Location: Across Karnakata Key Responsibilities: Source new customers for our loan products (LAP-Loan against Property). Meet assigned monthly and quarterly targets for loan disbursements. Conduct field visits and customer meetings to explain loan products and eligibility criteria. Collect and verify documents required for loan processing. Coordinate with the credit and operations team for timely processing and disbursement. Maintain strong follow-up with customers to ensure conversion and post-disbursal service. Build and maintain relationships with local channels and influencers to generate leads. Ensure adherence to company policies, compliance, and regulatory guidelines. Key Requirements: Minimum qualification: Graduation. 1-5Years of experience in field sales, preferably in financial services or NBFCs. Good communication and interpersonal skills.

BRANCH CREDIT MANAGER Job Summary: We are seeking a detail-oriented and experienced Branch Credit Manager to manage credit underwriting and risk assessment at the branch level. The ideal candidate will evaluate loan applications, ensure compliance with credit policy, and support business growth by maintaining a healthy portfolio. Key Responsibilities: Assess and evaluate creditworthiness of loan applications within the branch. Conduct due diligence and financial analysis of applicants, including income assessment, cash flow analysis, and verification of documents. Approve or recommend credit decisions within defined authority limits. Ensure compliance with internal credit policy, regulatory guidelines, and risk parameters. Conduct personal discussions (PDs) with customers, wherever necessary. Coordinate with sales, operations, legal, and collections teams to ensure smooth and compliant processing. Monitor loan performance post-disbursement and flag early warning signals. Maintain credit TAT (Turnaround Time) and quality parameters as per organizational standards. Train and guide the sales and credit support team on documentation and process. Support audits and ensure proper documentation and file maintenance. Key Requirements: Graduate Minimum Qualification 3–5 years of experience in credit in NBFC/BFSI sector. Sound understanding of lending products, risk assessment techniques, and financial analysis. Strong decision-making and analytical skills. Familiarity with regulatory norms and compliance standards. Good communication and coordination skills.

Job Title: Finance Analyst Location: HSR Layout, Bangalore Department: Finance & Accounts Reports To: Assistant Vice President Finance Experience Required: Minimum 2 years (post-qualification) Qualification: Chartered Accountant (CA) Job Summary: We are looking for a qualified and detail-oriented Finance Analyst (CA) to join our growing NBFC team in HSR Layout, Bangalore . The ideal candidate must have at least 2 years of post-qualification experience and strong expertise in TDS, GST, RBI returns, co-lending operations , and NBFC accounting practices . Experience with Zoho Books or Zoho Finance Suite is essential. Key Responsibilities: 1. Financial Accounting & Compliance: Maintain accurate books of accounts using Zoho Books , in line with applicable accounting standards. Ensure timely filing and reconciliation of TDS and GST returns. Monitor statutory compliance and handle tax audits as required. 2. RBI and Statutory Reporting: Prepare and file required RBI returns (e.g., DNBS, NBS forms) as per timelines. Ensure compliance with RBI circulars, guidelines, and inspection requirements Coordinate with internal and statutory auditors during audits. 3. Co-lending Operations: Manage day-to-day accounting, reconciliation, and settlement of co-lending transactions . Work closely with partner banks/NBFCs to ensure seamless coordination and reporting. Ensure compliance with co-lending agreements and regulatory requirements. 4. MIS & Financial Analysis: Prepare MIS reports, financial summaries, and dashboards using data from Zoho and Excel. Perform variance analysis, forecasting, and budgeting support. Provide actionable insights to management based on financial performance. 5. Internal Controls & Process Improvement: Strengthen internal controls across financial operations. Identify and implement improvements or automation within Zoho Finance and related workflows. Required Skills & Competencies: Chartered Accountant (CA) with minimum 2 years of post-qualification experience . NBFC experience is mandatory . Strong command over TDS, GST, RBI reporting , and financial compliance. Proficient in Zoho Books / Zoho Finance , MS Excel, and regulatory portals. Experience in co-lending operations and reconciliations. Strong analytical mindset, attention to detail, and problem-solving ability. Preferred: Exposure to IGAAP, IND AS and financial reporting standards. Familiarity with NBFC audit processes and financial systems integration.

Job Description: Deputy/Associate Company Secretary (Fresher) Location: Bengaluru Reporting To: Company Secretary (L1) MD/Board (L2) Group: Optimo Capital Position Type: Full-time Experience: Fresher with ICSI qualification (Must have completed mandatory Company Secretary training) Role Overview We are looking to hire a qualified Deputy/Associate Company Secretary (CS) who has recently completed their training and is ready to independently manage routine corporate secretarial matters. The selected candidate will assist in ensuring compliance with the Companies Act, 2013, for two private limited companies under the same group and applicable RBI guidelines for NBFCs, as well as other regulatory requirements. Key Responsibilities RoC Filings: Preparation and filing of statutory forms, returns, and documents with the Registrar of Companies (MCA V3 portal). Maintenance of statutory registers and records in accordance with the Companies Act, 2013. Board, Committee, and Shareholder Meetings: Drafting and circulating Board/Committee meeting notices, agendas, and minutes. Coordinating shareholder meetings, including drafting resolutions and handling filings related to approvals. Keeping track of action items arising from meetings. Compliance Monitoring & Documentation: Maintaining compliance calendar and proactively ensuring adherence to statutory deadlines. Assisting in internal documentation and record-keeping. RBI & NBFC Compliance: Assist in monitoring and ensuring compliance with applicable RBI Master Directions, circulars, and guidelines relevant to NBFC operations. Help in preparation and filing of periodical returns and submissions to RBI. Track changes in the regulatory framework and support in implementing necessary changes internally. Lender Correspondence: Preparing and maintaining documentation required for correspondence with banks and financial institutions, including certificates and compliance declarations. Coordinating execution of lender-related documents where applicable. Support in Secretarial Audits and Annual Filings: Preparing inputs for secretarial audit and working with statutory/secretarial auditors for smooth closure of annual filings. Required Qualifications Qualified Company Secretary (ACS) Completed training as prescribed by ICSI Strong knowledge of the Companies Act, 2013 and an understanding of RBI regulations applicable to NBFCs Familiarity with MCA portal and e-filing processes Excellent drafting and communication skills Proficient in MS Word, Excel, and PowerPoint Preferred Attributes Right temperament to work in a start-up by collaborating with cross functional teams and helping/assisting them to attain common objectives. Ability to identify and resolve existing problem statements, as well as to anticipate and proactively prepare for potential future challenges. A positive and can-do attitude. Resilience in the face of set-backs and feedbacks. Comfortable operating in lean teams.

Job Role: Payroll Specialist Work Location: Bangalore, HSR Layout Reporting to : Head of HR The Payroll and Compliance Specialist will be responsible for managing end-to-end payroll processing, statutory compliance, and employee benefits administration. This role ensures accuracy in salary disbursements, timely filing of statutory returns, and adherence to applicable labor laws and company policies. The candidate will also coordinate with internal teams and external auditors or regulatory bodies to ensure full compliance and risk mitigation. Key Responsibilities: Payroll Management Process monthly payroll accurately in coordination with HR and Finance teams. Validate attendance, leave, bonus, incentives, and deductions. Ensure timely disbursement of salaries, reimbursements, and full & final settlements. Handle payroll software (e.g., GreytHR Payroll )and reconcile payroll reports. Statutory Compliance Ensure compliance with all statutory requirements like PF, ESI, PT, LWF, TDS, etc. File returns and submit payments to relevant government authorities within deadlines. Prepare and maintain statutory registers, challans, returns, and audit trails. Stay updated with changes in labor laws and income tax regulations. Audit & Reporting Assist in internal and external audits related to payroll and compliance. Generate monthly payroll MIS, cost reports, and headcount reports. Ensure data integrity and confidentiality in all payroll-related activities. Employee Support Address payroll-related queries and grievances from employees in a timely manner. Support in onboarding/offboarding formalities related to payroll and compliance. Coordinate with insurance, benefits, and statutory vendors for renewals and updates. Key Skills and Competencies: Strong knowledge of Indian payroll systems and statutory compliance (EPFO, ESIC, Income Tax, etc.) Proficiency in payroll software and MS Excel. Qualifications: Bachelors degree in Commerce, HR, Finance, or a related field.

Eligibility Criteria: MBA (Finance/Accounting/Financial Management) Batch of 2025 Strong academic track record Proficient in MS Excel and basic accounting principles Strong analytical, communication, and problem-solving skills Roles & Responsibilities: Assist in NBFC accounting Preparation & review of financial statements, Re-conciliation, and ensuring compliance with RBI Guidelines. Support GST Filings, reconciliations ensure compliances with Statutory deadlines. Assist in TDS computations, filings, and returns. Work on Zoho Books/Zoho finance – data validation, Ledger Review, system generated reports. Help in audit preparations, Internal Controls & documentation for Statutory Audits. Help in audit preparations, internal control and documentation for statutory and internal audits. Prepare MIS Reports and assist management with ad-hoc analysis. Coordinate with external partners for financial operations Joining Period: Immediate after final semester