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Credit Risk Manager- Personal Loan V Konnect

3.0 - 8.0 years

4 - 9 Lacs

chandigarh, india

On-site

Role & Responsibilities Formulate and implement the credit policy framework for the Personal Loan product in alignment with regulatory guidelines and the bank's risk appetite. Track portfolio triggers, risk levels, NPA/write-off trends, and asset quality; identify performing and non-performing segments. Establish credit monitoring mechanisms to proactively identify and mitigate potential risks. Provide guidance and clarification on policy parameters to ensure consistent adherence by stakeholders. Drive underwriting and process efficiency through digitalization and tech-led initiatives. Ensure strict compliance with internal controls, risk management systems, and operational risk protocols. E...

Posted 16 hours ago

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