Chennai
INR 12.0 - 16.0 Lacs P.A.
Work from Office
Full Time
Description We are seeking an experienced Product Manager Payments Hub to lead the development and enhancement of our payment processing platform. The ideal candidate will have deep expertise in ACH and Wire transfers, along with experience in one or more of RTP, FedNow, and card payment networks. You will work closely with engineering and business teams to drive product strategy, roadmap execution, and customer adoption. Key Responsibilities: Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements. Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing. Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks. Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements. Ensure adherence to Nacha, Fed, and card network standards Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform. Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation. Drive partnerships and integrations with payment networks, core banking providers, and fintech partners. Stay ahead of emerging trends in real-time payments, open banking, and digital wallets Qualifications: 10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor. Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.). Experience with one or more of RTP, FedNow, and card issuing processing Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing. Knowledge of regulatory requirements, risk management, and fraud detection in payments. Excellent ability to translate business requirements into technical specifications. Experience working with engineering, compliance, and sales teams to deliver complex payment solutions. Strong analytical and problem-solving skills with a data-driven approach. Exceptional communication and stakeholder management skills.
Chennai
INR 6.0 - 8.0 Lacs P.A.
Work from Office
Full Time
Position Overview We are seeking an experienced Senior Test Engineer with 4-6 years of expertise in banking payment systems. This role combines strong technical testing capabilities with mentorship responsibilities. The ideal candidate will function as an individual contributor (SDET) while providing guidance to junior team members and demonstrating flexibility with work hours to support critical project needs. Key Responsibilities Technical Testing Design and execute comprehensive test plans for banking payment applications including Wire, ACH, RTP, and Card processing systems Develop and maintain robust API automation frameworks using Karate Create and enhance UI automation scripts using Selenium Plan and execute performance testing using K6 or JMeter to ensure system scalability and reliability Troubleshoot complex issues across the payment processing ecosystem Design and implement test data strategies that accurately represent production scenarios Identify test automation opportunities and implement solutions to improve test coverage and efficiency Leadership & Mentorship Mentor junior test engineers, providing technical guidance and career development support Review test cases and automation code created by team members Share knowledge and best practices through documentation and informal training sessions Assist in establishing testing standards and methodologies for the team Help evaluate new tools and approaches to enhance the testing process Project Collaboration Work closely with developers, business analysts, and product managers to ensure requirements are testable Participate actively in Agile ceremonies including sprint planning, daily standups, and retrospectives Provide clear and concise updates on testing progress and quality metrics Proactively identify and communicate risks related to product quality Collaborate with DevOps to integrate testing into CI/CD pipelines Required Qualifications 4-6 years of experience in software testing within banking or financial services Strong expertise in payment systems including Wire, ACH, RTP, and Card processing Advanced experience with API testing and automation using Karate Proficiency with Selenium for UI automation testing Experience with performance testing tools (K6 or JMeter) Hands-on experience with Git, Jenkins, JIRA, and Docker Strong understanding of Agile methodologies and testing practices Ability to mentor junior team members and provide technical guidance Flexibility with work hours to support critical testing needs Bachelor's degree in Computer Science, Engineering, or related field (or equivalent experience) Knowledge of AI tools required Desired Skills Knowledge of banking regulations and compliance requirements Experience with microservices architecture testing Familiarity with cloud-based testing environments (AWS, Azure, GCP) Experience with test data management tools Security testing knowledge (OWASP) Exposure to containerization and orchestration technologies Experience with database testing and SQL Knowledge of BDD frameworks Note: This position requires immediate joining (within 30 days maximum) - only candidates available to start promptly should apply.
Chennai
INR 7.0 - 8.0 Lacs P.A.
Work from Office
Full Time
Responsibilities: Lead end-to-end delivery of Golang banking/payments backend system from design to deployment, ensuring speed, reliability, and compliance with banking regulations. Mentor and guide junior developers. Collaborate with product managers, QA engineers, and DevOps teams Education: Bachelors or Masters degree in Computer Science, Engineering, or a related field. Experience: 5-6 years of overall software development experience. At least 2 years of hands-on experience in Golang (mandatory). Proven experience building backend systems from scratch. Technical Skills (Mandatory): Backend Development: Golang expertise developing high-performance backend systems. Databases: MongoDB (preferred) OR experience with SQL databases (e.g., PostgreSQL, MySQL). Messaging Systems: NATS.io (preferred) OR Kafka, RabbitMQ, IBM MQ. API Protocols: gRPC (preferred) OR RESTful APIs. Exposure to microservices architecture and distributed systems. Experience with AI-assisted coding tools (e.g., GitHub Copilot, Cline) Familiarity with CI/CD pipelines and version control (Git). Frontend: Exposure in Angular, React, or similar frameworks Preferred Skills (Not Mandatory): Banking Domain Knowledge: ISO8583, ISO20022, ACH/WIRE, FedNow, RTP, Card Payments, Double-Entry Accounting. Cloud & DevOps: AWS, Docker, Kubernetes, Terraform, or Nomad.
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