110 Neft Jobs - Page 2

Key Responsibilities: Customer Relationship Management: BROs build and maintain strong relationships with both existing and new customers. Sales and Cross-selling: They are responsible for generating new leads, cross-selling bank products and services, and achieving sales targets. Customer Service: BROs provide prompt and efficient service to customers, addressing their queries and resolving issues. Product Knowledge: They need to be knowledgeable about various banking products, including loans, investments, insurance, and other financial services. Compliance: BROs are responsible for adhering to all banking regulations and guidelines. Training and Development: They are expected to stay updated on new products, services, and banking regulations through continuous training and development. CRM Management: Daily entry of interactions with customers in the bank's CRM system is a key responsibility. Referral Generation: BROs are tasked with generating referrals for new customers. Key Skills: Communication: Excellent communication skills are crucial for interacting with customers and building relationships. Sales and Persuasion: The ability to effectively sell bank products and persuade customers to adopt new services is essential. Customer Service: A customer-centric approach and the ability to provide excellent service are vital. Analytical Skills: Analyzing customer needs and suggesting appropriate financial solutions is a key skill. Relationship-Building: The ability to build and maintain strong relationships with customers is crucial for success. Time Management: Meeting deadlines and managing multiple tasks efficiently is important. Problem-Solving: BROs need to be able to identify and resolve customer issues effectively.

Claim registration - On Daily Basis need to register the claims which has been assigned for processing , Scrutiny of the documents Reserve Setting :- Need to do the proper reserve setting on system based on the claim documents Technical processing claims which has been assigned for processing for health/ personal accident etc claims and deductions of Non-Medical charges, Standard deductions of co-payment as per the policy terms and conditions - On Daily basis need to do technical Assessment of the claims post registration of the claim which include billing of the claim as per the respective heads, Data Entry as per the standard fields in system, Deductions of non-Medical Charges as per the standard IRDAI list, Co-Payment deductions as per the policy terms and condition/ Benefit charts etc. Co-ordination with Branch Offices/Clients/Hospitals for requirements - Need to have follow up with branches office/clients/hospitals for additional documents whenever require NEFT Updation - Updation of customer/insured NEFT details on system while processing the claims Travelling/Relocation - Candidate should be open for travelling whenever require for official work and also ready to relocate based on the organization or business requirement.

JOB PURPOSE To formulate financial strategies, which can maximize revenue & minimize cost. KEY RESPONSIBILITIES Core Responsibilities To effectively interface with the physicians / employees / vendors and external agencies. To demonstrate ability and skill in handling financial analysis, Data Interpretation and presentation To timely calculate CC Interest and follow up with banks (if any issue). Handling day to day banking and accounting transaction. Timely Complete Bank Reconciliation. To prepare RTGS/NEFT/ Cheque for Vendor payment/ Internal fund transfer. To be handling of Various Audits i.e., Statutory Audit, Internal Audit etc. Timely Addition / Deletion of Authorized Signatories in Bank Account. Manage the PAN Max Vendor/ Debtor code creation/ modification timely approve as per the SOP. Timely Open/ Close Sun System period Timely provide audit related data for Vendor / Debtor code. To be well groomed, punctual & adhere to company policies and practices. To have complete orientation of HIS, SUN and DRISHTI system of Hospital. IV. KEY PERFORMANCE INDICATORS Measurable Deliverables Timely and accurate MIS generation. Compliance with NABH & IMS guidelines. Assisting Head Planning, Head- Finance & Accounts CA & RD in operating within budget costs and navigating business. JOB REQUIREMENTS Minimum Qualifications Commerce Graduate / Preferably PG in Finance Experience 3 to 5 years of relevant experience, preferably in healthcare. Behavioral Skills Good Interpersonal skills. Decision Making Skills. Confident, assertive, problem solver and motivator Technical Skills Analytical skills Collation and compilation of Data from various sources Sound in Costing Business Acumen Financial Management skills Regards, Sujeet Sinha 9911845556

Role & responsibilities Knowledge of Treasury and handling of petty cash expenses and NEFT, IMPS Knowledge of Income Tax (TDS) & GST Knowledge of PPT & Presentation to Management Knowledge of 15CA, 15CB Independently handle accounting payables and receivables Preferred candidate profile Immediate Joining Positive attitude with Integrity and trust worthy

Role & responsibilities • Responsible for Operations & Business Development of branch on FD & CASA & TPP front. • Responsible for checking all types of AOF source by the Branch Staff and process the same within the TAT. • Responsible for all the verification of the Branch Vouchers. • Responsible for ensuring that the Branch Targets are meet in given TAT time. • Also administer and manage overall operations of JCs from all perspectives. • To formulate various strategies to achieve the desired monthly collection target. • To sensitize defaulting customers about impact on CIBIL score, subsequent consequences of non-payment of EMIs. • To identify customers with excellent track record, recognize their efforts, reward them appropriately which will help us to create awareness in that vicinity. • Assisted the Branch officials in resolving the audit related issues and compliance accountable for the effective functioning of the Branch and field staff under it. • Handled the Branch simulation activity of the bank. • Handled the project for identifying the location of the branches in the city for bank. • Handled the project of a catchment area, nearer to the branch location. • Handled the project of Branch readiness and reported the same to the higher authority. t&c Only individuals who're working in banking industry can apply. Regards, Sandipa 7980475998

Profile. Working for Bank to deal with Bank customers. Providing solution of problems promoting.Bank products No Targets. Candidate must have good communication skills and good knowledge of excel. Fix sallary sitting job/ + huge incentives....

Role & responsibilities involves assisting customers with various banking needs, such as opening accounts, making transactions, and providing financial advice . Preferred candidate profile Eligibility: o Female candidates only o Age between 21 to 27 years o Grad/ PG (Minimum 50% Marks). Final Semester Grad/PG will be preferred o Strong communication skills (English & Regional language) o Confident, with positive personality traits o

Job Responsibilities(JR) : 6 8 Areas Actionable (4-6) Supervisory responsibility Supervise & monitor Personal Banker desks and contract sales staff Branch administration Lobby Management Ensure quality customer service is delivered Resolution of customer queries/complaints Customer service to ensure walk in customers issues Monitor Staff productivity and give guidance on improving the same in conjunction with the Branch Manager Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable Branch Operations and Audit Compliance Transactional responsibility Authorize Personal Banker transactions Corporate salaries processing Cost Management and staff productivity Responsible for Cash and Customer transactions at the Teller counters Supervising all Non-Cash transactions like DD/MC, fund transfer etc Penetration of Saving Accounts on non liability customers Reconciliation and maintenance of suspense accounts register as per the required format Sales Branch Merchandising Generate business, cross sell and monitor cross sales of Personal Bankers Generate leads for Third Party Products to the customers Ensure that all tellers are adequately trained on the Products of the bank.

i) Bank/Cash Entry and BRS. ii) Make RTGS/NEFT online and preparation iii) Make Voucher and filling with supporting Documents. iv) MS Excel and MS Word. v) Statutory Work(TDS, ESI & P.Tax) vi) Salary Register vii) GST Return preparation.

Handle end-to-end AP, invoice validation, GST/TDS compliance, vendor coordination, payments, reconciliations, month-end close, audits, and process automation to ensure accuracy and efficiency. Required Candidate profile Skilled in AP, accounting, GST/TDS; proficient in Tally/SAP/Oracle; strong analytical skills, detail-oriented, excellent communication, and adept at multitasking under tight deadlines. Perks and benefits 12-20% variable pay

Banking & Finance Location: Ahmedabad Experience: 2 - 4 Expand Job Details Job Description: Authorize and check RO/SO entries like cash receipts, payments and CMS/ECMS/UPI/RTGS/NEFT/FTs. Cash balancing/tallying at EOD maintenance within limits. Clearing Operations. Reconciliation process. Reporting to stock exchanges. Ensuring regulatory and procedural compliance. To co-ordinate the audit./li> Basic Competency requirement: 2-3 years of post-qualification of experience. Knowledge in Banking & Finance sector. Hard Core Finance & Banking functions or corporate Banking functions. Good in Communication and presentation skills. Remuneration: Best in Industry Apply Now

The Back Office Manager provides full leadership and supervisory responsibilities. Provides operational / service leadership and direction to team members.

Role & responsibilities Processing of Centralized Clearing operations (CTS & NACH) Processing of Inward / outward instruments / Claims. Rectification of queries in coordination with branches/ other banks within TAT. Monitoring & ensuring completion of assigned Tasks to outsourced resources within TAT. Maintaining & submission of reports periodically. Other tasks assigned by section in charge / Office Head. Preferred candidate profile 2 Years of relevant experience in Clearing Operations. Any degree in Regular Stream.

Job description QualityKiosk Technologies is one of the worlds largest Digital Quality Engineering partners and pioneers in performance engineering for largest Banking and Financial Services, Telecom and Automobile clients. QualityKiosk counts more than 50 of the Fortune 100 companies of India and 18 of the Fortune 500 companies across the globe as clients. We have an excellent opportunity for Manual Tester Salary: Best in Industry Location: Navi Mumbai Requirement: Hand on Experience in Corporate Internet banking / CMS - Cash Management System Domain skills in Banking / Financial Services Good concepts of Manual Testing API will be added advantage. Flexible to travel client location. Should be able to identify Risks and highlight when require Interested candidates can share their updated resumes on hasan.khan-qkct@qualitykiosk.com Hasan khan | 8652847486 only WhatsApp

QualityKiosk Technologies is one of the worlds largest Digital Quality Engineering partners and pioneers in performance engineering for largest Banking and Financial Services, Telecom and Automobile clients. QualityKiosk counts more than 50 of the Fortune 100 companies of India and 18 of the Fortune 500 companies across the globe as clients. We have an excellent opportunity for Tester Salary: Best in Industry Location: Mumbai (f2f interview) Requirement: Hand on Experience in Internet banking OR LOS/LMS Domain skills in Banking / Financia l Services NEFT, RTGS, IMPS or UPI Good concepts of Manual Testing API will be added advantage. Flexible to travel client location. Should be able to identify Risks and highlight when require Interested candidates can share their updated resumes on hasan.khan-qkct@qualitykiosk.com Hasan khan | 8652847486 only WhatsApp

Job Location: Virar , Mumbai Designation: Accounts Executive Role Type: Accounts & Administration Job Description: We are currently seeking passionate and dynamic accounting professional who pride themselves on their ability to deliver extraordinary levels of Accounting & Administration . As an Accounts Executive, you are responsible to implement all accounting activities Managing Director and will include key responsibilities such as: Monthly GST Working which includes Preparing Summary & Filling GST Return such as GSTR 3B, GSTR-1, GSTR-2, GSTR2A, GSTR9 & 9C, ITC-4 Maintain all records like Vouchers, Receipts, Bills, and Payments. Bank Reconciliation, Payment Collection. Reconciliation of Sundry Debtors & Creditors Payment follows up by telephonic & mailing Daily Stock maintains. Handling petty Cash Records. Send Quotation and Purchase Order by Busy software as per order. Maintain Sales Purchase Registers & Keep in Software properly Banking works like a Cheques issue for clearing Cash Deposit, NEFT, and RTGS Knowledge about Central Excise Vat. This Vat is Exempted in Manufacturing Units. Handling to all Sales Tax & Income Tax work like C, H, and Forms Issue from the Sales Tax Department. Handling to Day-to-Day Accounting Prepare Salary Statement, PF Account, Worker Salary, Daily wages for Worker Finalization of Accounts, Statement of Accounts, Debtors Controls Accounts, Buffer Accounts, Balance sheet Statement, Consumption Charts, Trails Balance, work, Scrutiny of Desperation, Fixed Assets. Tally Erp. Education, Qualifications & Experiences Minimum working experience may vary from 4-5 years (Manufacturing Accounts background is a must). Graduate in any Stream from a recognized university Knowledge of the local language will be preferred. English, Hindi & Marathi or Gujrati (added advantage) Role & Responsibilities Oversee the Accounting Function by Proper & accurate accounting of books of accounts. Timely & accurately development of MIS & book of accounts. Assist in preparing detailed reports on the companys financial performance. Assist in ERP implementation & provide insight with changing dynamics of the business. Provide analysis on various key parameters of business & develop financial model & reports to be shared with business. Assist in analysis about business best practices & implementation across business verticals. Personal Traits Excellent Management and Administrations skills A clear understanding of accounting methods Strong sense of integrity, with the courage to do whats right

Hi, We are hiring for the Leading ITES Company for Banking Operations Profile. Job Overview: We are looking for a Banking Operations Executive with one year of hands-on experience in banking or financial services. The role involves processing routine transactions, supporting compliance and audit functions, and ensuring operational efficiency. Key Responsibilities: Process customer transactions such as account openings, fund transfers, NEFT/RTGS, and fixed deposits. Handle documentation and ensure compliance with KYC/AML norms. Perform daily reconciliation of transactions and balances Assist in back-office operations, including data entry and report generation. Support internal and external audits by preparing necessary reports and documentation. Coordinate with branch staff and other departments to resolve operational issues. Maintain confidentiality and accuracy in all customer and bank-related data. Qualifications & Skills: Bachelors degree in Commerce, Finance, or related field. Minimum 1 year of relevant experience in a banking environment. Knowledge of banking software and MS Office. Understanding of basic banking regulations and guidelines Strong analytical and organizational skills. Good communication and interpersonal abilities. Key Skills: a) Minimum 1 year of relevant experience in a banking environment. b) Experience in EFT (Electronic Fund Transfer) c) Knowledge in Swift Payment d) Any Commerce Graduate To Apply, WhatsApp 'Hi' @ 9151555419 Follow the Steps Below: >Click on Start option to Apply and fill the details >Select the location as Other ( to get multiple location option ) a) To Apply for above Job Role ( Chennai ) Type : Job Code # 549

Position: Reconciliation Specialist Location: Navi Mumbai - Seawoods Only candidates with immediate joining or a short notice period are required. Relocation is not allowed. Job description Key Responsibilities: Perform daily, weekly, and monthly reconciliation of client accounts with general and transit accounts. Ensure accurate matching of financial transactions and resolve discrepancies in a timely manner. Work closely with finance, operations, and IT teams to optimize reconciliation processes. Develop and maintain reconciliation reports to track transaction mismatches and outstanding items. Investigate and escalate issues related to unprocessed transactions, chargebacks, and failed settlements. Maintain compliance with financial regulations and internal controls. Support audits and provide necessary reports related to reconciliation processes. Collaborate with payment processing partners to ensure seamless transaction flows and settlements. Required Skills & Qualifications: Bachelor's degree in Finance, Accounting, Banking, or a related field. 5+ years of experience in financial reconciliation, banking operations, or transaction processing. Strong knowledge of chart of accounts and reconciliation processes. Experience working with payment networks such as RuPay, NEFT, IMPS, UPI, RTGS, and credit card payments. Proficiency in financial reporting tools and reconciliation software. Strong analytical and problem-solving skills to identify and resolve mismatches efficiently. Excellent communication and collaboration skills to work with cross-cross-functional teams. Detail-oriented with a high level of accuracy and accountability.

The Back Office Manager provides full leadership and supervisory responsibilities. Provides operational / service leadership and direction to team members.

Company Name: Kesari Tour PVT LTD Position: Account Executive Qualification: BCOM, MCOM Experience: 1 - 5 years Location: Dadar, Mumbai Role & responsibilities Ensure timely bookkeeping and accounting of purchases and expenses. Deduct TDS as per applicable laws and regulations. Follow up with suppliers for timely submission of invoices. Process payments to suppliers in accordance with contractual terms and maintain liaison with them. Perform timely Journal Voucher (JV) entries, inter-form currency transfer entries, and monthly supplier reconciliations. Prepare and share the Input Tax Credit (ITC) report on a monthly basis with the Tax team and follow up with suppliers for ITC. Provide daily bank receipts confirmations to all branches. Manage the guest refund process, including verification of cancellation charges with operations and sales teams, and processing refunds accordingly. Interested Candidates can share there updated resume on akshatas@kesari.in or 8657549866.

The Opportunity Job Summary: We are seeking a highly skilled and detail-oriented Project Analyst to join our team. The ideal candidate will have a strong aptitude for working with numbers, creating compelling presentations, managing multiple projects simultaneously, driving quality, and achieving results. This role requires excellent analytical skills, attention to detail, and the ability to communicate complex information effectively. Key Responsibilities: Analyze and interpret data to provide actionable insights and recommendations. Create and deliver high-quality presentations to stakeholders, utilizing tools such as PowerPoint and Excel. Manage multiple projects concurrently, ensuring timely completion and adherence to project goals. Maintain a keen eye for detail to ensure accuracy and consistency in all deliverables. Collaborate with cross-functional teams to drive project success and achieve desired outcomes. Monitor project progress and performance, identifying and addressing any issues or risks. Develop and implement strategies to optimize processes and improve efficiency. Ensure high standards of quality in all aspects of project execution and deliverables. Work with leaders and managers in driving results and support with necessary data for timely action and decision Qualifications: Bachelors degree in Business, Finance, Statistics, or a related field. Proven experience in data analysis, project management, and presentation creation, with a minimum of 5 years experience in the same field. Proficiency in Microsoft Office Suite, particularly Excel and PowerPoint. Strong analytical and problem-solving skills. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Detail-oriented with a focus on accuracy and quality. Ability to handle multiple tasks and projects simultaneously. Knowledge of data visualization tools (e.g., Tableau, Power BI). Disclaimer: The above statements are intended to describe the general nature and level of work being performed by employees assigned to this classification. They are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required of employees assigned to this position. Avantor is proud to be an equal opportunity employer. Why Avantor Dare to go further in your career. Join our global team of 14,000+ associates whose passion for discovery and determination to overcome challenges relentlessly advances life-changing science. The work we do changes peoples lives for the better. It brings new patient treatments and therapies to market, giving a cancer survivor the chance to walk his daughter down the aisle. It enables medical devices that help a little boy hear his moms voice for the first time. Outcomes such as these create unlimited opportunities for you to contribute your talents, learn new skills and grow your career at Avantor. We are committed to helping you on this journey through our diverse, equitable and inclusive culture which includes learning experiences to support your career growth and success. At Avantor, dare to go further and see how the impact of your contributions set science in motion to create a better world. Apply today! EEO Statement: We are an Equal Employment/Affirmative Action employer and VEVRAA Federal Contractor. We do not discriminate in hiring on the basis of sex, gender identity, sexual orientation, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state/province, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this email address. 3rd party non-solicitation policy:

Job Title: ========= Payments Expert / Payments Developer / Payments Architect / Subject Matter Expert [SME] / Business Analyst / Test Engineer Project: ======== Our client is Gulf based banking client, who is gearing up for - Mobile Payments for their banking network. Job Location: -- Onsite Locations ============ Riyadh - Saudi Arabia Doha - Qatar Dubai - UAE Offshore - Locations: ================= Bangalore Pune Hyderabad Chennai Salary Per Month: ============== 10K AED - 15K AED - Full Tax Free - Depending on Experience Project duration: ============= 2 Years Initially Desired Experience Level Needed: =========================== - Overall: 5 - 9 Years IT experience Experience: ========== You should have experience in 1 or more of the following: - Experience in ISO 8583 / SWIFT Messages - Experience with payment systems like VISA / MasterCard / American Express / Discovery / Rupay cards - Experience in Authorizations / Clearing & Settlements - Experience in Mobile Payments / UPI payments - Knowledge in Banking E-Channels like 3D Secure and Mobile Payments / OTP Payment Systems - Experience with banking software like iFlex / Flexcube / T24 - Experience in configuring web payments like STRIPE - Experience in fixing live / production issues for payments Technical: ========= - Experience in SQL with Oracle / DB2 / SQL Server - Knowledge of message queuing systems like IBM Message Broker - Knowledge of Integration systems like IBM Websphere / TIBCO / Mulesoft / WebMethods - Exposure to Unix / Linux System - Unix Shell Scripting / Perl / PHP scripting Benefits: ======= - Work Permit + visa + Insurance + Air Tickets , will be sponsored by the company - Long term (18-24 Months) Project - Good $ Salary - Full Tax Free Salary - Family visa sponsored Total No. of positions: ================== 05 Job Ref Code: ============ PAYMENTS_0525 Email: ===== spectrumconsulting1977@gmail.com If you are interested, please email about your payments experience and delivery skills (brief note of your area of expertise in payments) and email your CV as ATTACHMENT with job ref. code [ PAYMENTS_0525 ] as subject..

Role & responsibilities Ensure smooth branch operations complying to all internal controls, regulatory and compliance requirements, thus leading to strong business growth and optimum level of customer satisfaction. Cash and Vault monitoring in branch Ensure adherence with laid down processes and controls and manage Operational Risk for the Branch. Ensure, manage and supervise over the counter services in the branch to achieve timely and accurate processing of customer requests transactions and customer complaints, while ensuring service delivery is as per the prescribed standards and SLAs between the functions of the bank. Adherence to agreed TATs with Business thereby ensuring customer satisfaction. Compliance with all regulatory and internal guidelines and policies Manage audit at Branch and always ensure minimum satisfactory rating. Ensure smooth functioning of the Branch by supervising activities relating to Facilities Management, IT, etc. at branch level. Manage & control all operational functions of the Branch and define roles and responsibilities clearly for all team members. Ensure adequate coordination with centralized operations teams to maintain high quality service and customer satisfaction. Ensure timely receipt and submission of regulatory and other reports by/from the Branch. Monitor SLAs with all the Central Operations units. Participate in all critical system enhancement and process improvement exercises within Trade & Operations. Identify areas where productivity enhancement and cost reduction initiatives can be introduced. Ensure all processes are performed as per bank policies to achieve best satisfactory audit ratings in internal, external and SBP audits. Lead the branch Operations team to set individual objectives, review performance appraisals and provide on-going feedback on a formal and informal basis so that all staff are aware of what they are required to achieve and how they are performing against their objectives. Ensure implementation of a transparent and effective KPIs setting and appraisal process in time with local and regional guidelines. Actively participate for retention of deposits, identify and follow up on cross sell leads along with the branch manager in order to strengthen the liability position of the bank Any other responsibilities as assigned by Head T&O from time to time Competency & Skills Required: Strong knowledge of banking regulations, SOPs, regulatory guidelines Strong written and oral communication skills Proven leadership skills, and the ability to coach staff to ensure high level of customer service Robust knowledge of branch banking operations Capacity for team building Maintain significant standard of services for Desired levels. Customer centric approach People management skills Please share your CV Regional HR Business Partner Mahesh Chowgule mahesh.chowgule@unitybank.co.in

Dear Job Aspirants, Greeting from IndusInd Bank HR Team !!! Objectives of this role : 1. Serve customers by managing documents, information, and financial transactions in an organized, efficient, and secure manager. 2. Build awareness of new products and services and identify customer needs to capitalize on the business referral opportunities. 3. Meet and exceed bank services standards greeting and acknowledging each customer to make them feel welcome, while complying with bank procedures and security protocols. 4. Work with other tellers as a team to complete daily tasks while demonstrating respect and professionalism, being prompt and supporting management as needed. Responsibilities: 1. Handle transactions for customers, including check cashing, deposits, withdrawal's, transfer's, loan payments, cashier, checks, and opening and closing of accounts. 2. Identify customer needs, provide information on new products and services and direct customers to branch representatives as needed. 3. Track, record, report and store transactional information and special requests. 4. Provide a high level of customer services. Required skills and qualifications: 1. Any graduate with prior cash handling experience. 2.Excellent communication , customer - service, and time- management skills. 3. Strong dedication to accuracy and efficiency 4. Aged below 30 5. Must to have banking experience with customer service and operation knowledge Please note both the profiles require you to be flexible with Sales and Operations and relevant candidates will be considered. Hence individuals looking for exclusively operations role may not attend the interview. Venue Details : Contact Person : Sourabh Sandeep Time : 10.30 am to 4.30 pm Date : 17th May' 2025 Location : Across Pune Regional Office, IndusInd Bank Limited : 3rd Flr, Suyog Platinum, Naylor Road, Next to Hotel Conrad, Pune 411 001 . Since we have multiple openings across Pune, you can come along/ refer this opportunity to your friends/colleagues who are suitable for the role and might be looking for a job. Regards, Team HR IndusInd Bank

Familiarity with the ASP.NET framework, SQL Server and design/architectural patterns MVC Knowledge of at least one of the .NET languages C#, Visual Basic .NET and HTML5/CSS3 Familiarity with architecture styles/APIs REST, RPC 5 to 8 yr exp required