About Us: Paytm is India s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm Fastag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks financial instruments. To further enhance merchants business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the team : The legal team facilitates legal risk and compliances centrally and ensures business activities are conducted in conformity with all applicable laws, regulations, internal policies, and procedures. Serve as liaison for local regulators, and legal bodies as well as maintaining relationships with them. Ensure local regulatory permissions for Paytm remain current and appropriate for business needs. About the role : The major responsibilities would include being a part of the legal Contracts team to ensure effective management of legal and contractual matters for One97, Paytm Money and Paytm Payment Services Limited. in addition to identification and mitigation of legal risks for the organization. The person will be a part of the legal team and assist senior legal colleagues in special and upcoming projects under the e-commerce and fintech division of Paytm. Responsibilities: 1. Drafting, reviewing, red-lining, negotiating, and finalizing documents like Banking Alliances, Corporate PSA s, promotional agreements, Escrow agreements, Marketing agreements, Acquiring agreements, promotions, Banking referrals, Distribution contracts, EDC Contracts., Letters, Proposals, RFPs, etc. from a legal perspective, ensuring minimal/no risk to the organization. 2. Resolve any contractual issues developed while working with clients, partners, service providers, and vendors. 3. Collaborate with other cross functional teams (compliance, product, finance, business teams) for implementation of special projects across all business verticals in a time bound manner. 4. Ability to understand and analyze business requirements/needs, spot issues, and propose/implement solutions. 5. Adherence with internal frameworks, mandates, and processes. 6. End-to-end legal management of assigned business transactions. General Corporate advisory and assist the senior colleagues of the team to research and assess viability of new proposed business models under the applicable ecommerce, and FEMA. 7. Ability to analyze and assess business processes and proposed new products, identify issues and propose pragmatic solutions. Working closely with internal stakeholders (Business, Finance, Product etc.) and providing appropriate and timely legal support. 8. Identify risks in the ongoing legal agreements and evaluate and assist in changes of agreement templates and other legal processes of all business verticals for compliance of applicable IT, e-commerce and privacy laws. Superpowers/ Skills that will help you succeed in this role: 1. Minimum 12+ years of experience in end-to-end contract management having experience in a law firm or in- house legal team (preferably a Fintech / Banking or NBFC Company). 2. Strong Legal acumen Good interpersonal skills to effectively communicate and coordinate complex issues with diverse levels of management and employees. 3. Attention to detail and ability to work independently and efficiently. 4. Ability to thrive in a fast-paced and dynamic growth-mode environment. 5. Proficient with MS Word/MS Office. 6. Experience with a law firm or as an in-house counsel is preferred. 8. The candidate should have good drafting skills and attention to detail. The person should be a self-starter and willing to hustle in a start-up environment. 9. Strong hold in assessing and advising on compliance of new business/product models with applicablee-commerce/FEMA/Data Protection/IT laws. Education: Must be a law graduate, LL.B from top tier institute (National Law Schools, DU, ILS, Symbiosis) is preferred. Why join us: Merit-based culture that thrives on self-motivated driven individuals who are set out to make a successful career in India s fastest-growing Fintech Organization. Agile democratic setup that gives space to your creativity, and offers the opportunity to work at scale coupled with an environment that encourages diverse perspectives at all times. Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers merchants - and we are committed to it. India s largest digital lending story is brewing here. It s your opportunity to be a part of the story!
