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0.0 - 5.0 years
2 - 3 Lacs
Chennai, Coimbatore, Bengaluru
Work from Office
Candidate needs to be comfortable with field sales Candidate needs to have a two-wheeler Candidates with BFSI experience wil be preferred Freshers are welcomed to apply Interested candidates can Call/Whatsapp HR Varun- 9310054306
Posted 3 weeks ago
8.0 - 15.0 years
10 - 17 Lacs
Belgaum
Work from Office
The purpose of this job is to plan area (city/ branch) sales and business growth with the Territory Head (Sales) and achieve set targets through the team while complying with sales processes and guidelines at all times. It takes joint approval decisions with Risk counterpart as per approval matrix, and works with Risk, Operations and Sales Governance teams to ensure portfolio health. It works to support business profitability by addressing underperformance, adopting process improvements, capitalizing on channel optimization opportunities, etc. It intervenes as required in specific cases/ exceptions and helps address bottlenecks for the achievement of sales targets, hand-holding team members on complex cases. It also drives cross-selling across ABFL and ABFSG products/ solutions as per regional plans and unique client requirements. Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company s balance sheet at INR 15,000 Cr plus exceeds that of several mid-sized Banks and NBFCs. The company has a well-defined vision of being one of the most reputed and material financiers within the lending space spread across Retail HNI and corporate clientele. It has made significant investments in process and system infrastructure towards preparing for the next level of growth and are one of the only financial entities certified for ISO 9001:2008 across all business processes. Spread across 18 cities, it plans on further diversifying its risk and revenue mix through expansion into new geographies and new product segments allowing customers a one-window shop for all their financing needs. Having focused traditionally on secured lending verticals and built a strong balance sheet on the same, ABFL has ventured into Secured Micro Loan Business segment in order to effectively capitalize on its financial base with carefully managed exposures in this higher yield and profit segment. Job Context Key Aspects: The Secured Micro Loan Business segment product line caters to funding short term and medium term working capital needs of Small Businesses and individuals, via a suite of customized short and long tenured products, with collateral. Offerings comprise Secured Micro Loan to self-employed individuals/ non-individual entities, with end use of funds (Working capital requirement, business expansion etc.) to be ascertained during the loan appraisal process. The business is highly retail in nature, characterized by high transaction volumes, smaller ticket sizes, and significantly higher spread and profit margins (up to four times that of Secured Lending products) Given the Secured Micro Loan nature of loans disbursed, the business also entails stringent controls and monitoring to ensure portfolio health and quality at all times While unit of sizing up the business is its loan book size, profitability and minimized delinquency are key business objectives. Higher cost of funding impacts profitability as well as competitiveness of loan rates that can be offered to customers Understanding of product market characteristics such as connector relationship management, region specific occupations/trade, local financial preferences and practices are important to gain competitive advantage while structuring loans and identifying leads. The AH (Sales) ABFL is responsible for achieving sales targets as agreed with the Territory Head (Sales) ABFL, in terms of targeted book size, profitability, growth & customer service objectives. Key Challenges To deliver on operational plan in the assigned coverage area in a differentiated manner considering local factors, channel dynamics and consumer preferences, that can withstand competitive pressures on the ground To grow the business while remaining cognizant of competitive realities in the following areas: Market linked product Market average IRR & processing fee levels To originate and increase market share in assigned coverage area against stiff competition, overcoming competitive pressures borne out of better established networks, price undercutting, etc. To establish a strong local network and leverage the same to generate business leads, and also identify opportunities for cross sell with existing customers To constantly upgrade financial & operational know how of self and team members on efficient loan processing, effective negotiation and relationship building for maintaining credibility and profitable target achievement To keep abreast with the latest market trends and local market preferences and needs To ensure loan conversion/ sanction/ utilization percentages are high and a broad enough sourcing funnel is built to meet targets To ensure credit quality and effective portfolio selection/pre screening thereby minimizing potential NPAs To ensure compliant sales operations despite sales pressures and market cycles Enabling Skill Sets & Qualifications Critical skill sets required to meet these challenges include business and commercial acumen, team management and communication, execution skills, product-market understanding, and operations integration & controlling skills. Education & experience required to fulfil this profile are a graduate with minimum 6 - 8 yrs of total sales experience in the Banking/ NBFC space, of which at least recent 3 - 4 yrs experience should be in Micro/affordable loan sales. 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)- Maximum 10 KRAs can be updated Key Result Areas ( Max 1325 Characters) Supporting Actions ( Max 1325 Characters) Branch Sales Planning & Management Work with Territory Head (Sales) - ABFL on devising the branch sales plan and team approach for achieving targets, considering product-environmental factors, competitive forces and local trends, and cascade the same to the branch team(s) Track industry and market developments, scanning the local market and competitive offerings on a periodic basis Oversee end to end branch operations and performance, covering all aspects such as sourcing, effectiveness, governance, productivity, channel management, etc. Track & report on sales operations and productivity metrics, and work towards building a high-performance sales culture Manage day-to-day branch operations and administration Provide data for, compile and review periodic MIS reports for disbursements, profitability, NPAs, market expansion, etc. and communicate to Territory Head (Sales) - ABFL as well as to team members Customer Acquisition/ Engagement Identify local business growth opportunities, drive expansion and new customer acquisition initiatives to create a book of targeted size Work closely with team members, hand-holding critical/ complex transactions to ensure favorable closure with customer satisfaction Communicate sales targets and provide team members clarity on business goals, role expectations, product characteristics and USPs to enhance effectiveness of sales efforts Track cases in the complaint tracker/ escalations received, liaising with relevant stakeholders as required to drive satisfactory closure Deploy efforts/ initiatives in consultation with Territory Head (Sales) ABFL, arising from customer satisfaction survey and resulting NPS (Net Promoter Score), targeting identified focus areas Propose and deploy approved solutions and schemes to drive sales and enhance profitability, ensuring dual focus on sales expansion and cost optimization Serve as a point of escalation and manage customer complaints/ grievances effectively, intervening especially for key relationships Operational Effectiveness To drive adoption of efficient business processes/ operations across the Customer Lifecycle (Sourcing, Approval, Servicing, Collections) Manage local distribution across channels, interfacing with senior/ critical partners/ stakeholders as required for smooth operations Drive process efficiencies and faster TATs through interfacing with stakeholders across processes and functions (Risk, Operations, Sales Governance) and efficient operations Drive high performance by reinforcing focus on business and sales growth objectives, effective client engagement, monitoring sales operations and productivity metrics, and providing support and guidance as required Drive the implementation of improved processes and best practices in order to enhance operational effectiveness, productivity and overall business impact Cross-Selling across ABFSG products Drive activities and initiatives in the team as per Cross-Selling strategy agreed with Territory Head (Sales) - ABFL Drive alignment to the adopted Cross-Selling strategy by supporting team members with requisite communications, training, guidance, etc. as required Team and Internal Stakeholder Management Guide and develop team members for enhanced customer acquisition and engagement efforts, helping them achieve superior performance standards and hand-holding where required Nominate teams for relevant technical and behavioral trainings/ seminars and work on self development initiatives Proactively liaise with internal stakeholders for smooth cross-functional coordination and alignment towards achievement of business objectives. Portfolio & Risk Management Work with the Risk, Operations and Sales Governance teams to ensure adherence to risk management and control mechanisms Support risk and review process through the credit approval process and by reviewing the loan sanctioning, disbursement process and documentation to ensure controlled operations Review financial risk via analysis of city/ branch operations MIS and Data Analytics reports Drive compliant Sales Operations and sound risk management via partnership with Risk, Operations and Sales Governance teams, and necessary communication and guidance; drive timely PDD closures and collections As part of Relationship Maintenance with institutional customers, review reports on client accounts, business performance, etc. and liaise with Risk while guiding team on delinquency cases Train and guide the team for alignment with adopted early alert strategies to reduce NPA risks and losses Ensure systematic MIS on NPAs and credit trends, providing inputs on possible risks that could impact portfolio quality 5) Job Purpose of Direct Reports : Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Relationship Officer/Relationship Manager : Responsible for building book size as per assigned targets for the branch/ area, through efficient sales operations across the customer lifecycle (Sourcing, Approval, Servicing, Collections), while ensuring sufficient sourcing funnel, revenue generation, profitability, MIS, portfolio management, as per desired levels; to ensure the end to end management of solutions and transactions with adequate credit quality monitoring of new acquisitions. 6) Relationships : Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type ( Max 80 Characters) Frequency Nature ( Max 1325 Characters) Internal Territory Head Relationship Officer/Relationship Manager HR dept IT dept Risk dept Operations dept Weekly / Need Based Daily Need Based/ Process Driven Need Based Daily Daily Business MIS, review on new market development, progress on objectives, client escalations Reviewing & driving channel expansion, sales strategies, client escalation cases Performance Reviews, Training Back-end/ systems support Proposal evaluations, portfolio monitoring Client servicing issues, TAT reviews External Existing and Prospective customers External Forums & Networking platforms Weekly/ Need Based Monthly/ Ongoing CRM & understanding the need of new products/ positioning changes Develop relationships in the market, scan current trends/ dynamics & build awareness on new business 7) Organizational Relationships : Provide the structure for a level above and below the position for which this job description is written. Use position titles in the structured and indicate all the reports of the position. SIGN-OFF : Provide the name of the Manager and the jobholder. Signature needed for the hard copy of the JD. Hard copy to be maintained in the organizational record. Job Holder Reports to Manager Name Signature (needed for the hard copy)
Posted 3 weeks ago
5.0 - 8.0 years
2 - 3 Lacs
Kanpur, Banda, Mohammdi
Work from Office
We are conducting Mega Walkin Drive at Lucknow Regional Office from 10th July,25 to 12th July,25 for Branch Head role Address for Walkin - Muthoot Finance Ltd Regional Office 1st Floor Lekhraj || Lekhraj Market Indira Nagar Lucknow-226016 Landmark- Lekhraj Market Metro Station Job Location : Kanpur, Banda, Mohammadi (Near Shahjahanpur) Required Candidate profile :- # Minimum 5 years of experience in Banks or any Finance companies (Not from Insurance sector). # Team Handling. # Currently working in a managerial grade. # Age must be above 30 years. # Male & Female candidates are both eligible. * Job description :- Achieving the allotted branch target. Acquiring new customers and addressing all product inquiries through branch walk-ins, sales activities, marketing promotions, etc. Regular follow-up for interest collection and NPA reduction. Responsible for regular branch operations including KYC process, gold appraisal, strong room operations, gold packet preparation, closures and renewals. Cross-selling all products and increasing branch walk-ins. Ensuring error-free audit reports and proper compliance at the branch. Maintaining punctuality, discipline and a high level of morality in line with the ethics & values of the company. Cost control. Other duties as instructed by higher authority. * Perks and Benefits Perks and Benefits :- Salary Best in the Industry + Business Incentives + Contest Prize Money + Bonus + Others Rewards * Interested candidates can mail Updated CV to hrlkw@muthootgroup.com
Posted 3 weeks ago
2.0 - 7.0 years
2 - 6 Lacs
Madurai, Salem, Tiruchirapalli
Work from Office
Hi, Greetings from Avani Consulting Hiring Home Loans - Leading Housing Finance Company. Job description :- Job Title: Branch Sales Manager - Home Loans Function: Sales - Home Loans (HL) & Loan Against Property (LAP) Location: Chennai,Madurai,Salem,Trichy,Madurai,Dharmapuri,Edapadi,Sathyamangalam,Cuddalore, Kallakurichi, Tindivanam Department: Sales - Home Loans (HL) Education: Any Graduate Degree Required: Minimum 1year Home Loans or Loan Against Property (LAP) Key Stakeholders: Internal: Branch Manager, Team Members External: Customers, DSAs, Connectors, Brokers, Real Estate Agents Job Overview: As a Branch Sales Manager, you will be responsible for identifying and executing sales growth opportunities at a local/area level. Your role will involve driving channel expansion and acquiring new accounts to ensure the continuous growth of the branch business. More Information & Interested candidates can share resume to Hemalatha-7200031602 Mail - hemalatha@avaniconsulting.com
Posted 3 weeks ago
1.0 - 6.0 years
3 - 5 Lacs
Chennai, Bengaluru, Mumbai (All Areas)
Work from Office
Insurance / Banking / BFSI / Financial Sales Exp. Preferred Minimum 6 month of sales Experience Process- Life insurance product (Branch Banca & Direct channel) Interested candidate can call @HR JYOTI-9266056478 / WhatsApp CV
Posted 3 weeks ago
1.0 - 3.0 years
3 - 4 Lacs
Mohali
Work from Office
Key Responsibilities Identify and approach new customers and business leads Promote and explain Debentures, Mutual Funds & other investment products Visit client locations, conduct meetings, Manage daily sales calls, follow-ups
Posted 3 weeks ago
4.0 - 9.0 years
6 - 11 Lacs
Vadodara
Work from Office
Job Description Experience: 4+ Years Should have in-depth knowledge various legal tools available in the NBFC sector & process of their execution. Should have experience of managing collections of MSME Loan Product(MSME Loan/LAP Loan/Mortgage Loan). Should have experience in Portfolio and team management. Portfolio management, collection visits on OD & ED cases. Person should be from the same domain -MSME/Business/LAP/Mortgage Loans only with relevant experience in Collections. Should be able to liaison with the administrative departments for quick execution of Sec. 138 warrants & EP warrants.
Posted 3 weeks ago
4.0 - 9.0 years
6 - 11 Lacs
Himatnagar
Work from Office
Should have in-depth knowledge various legal tools available in the NBFC sector & process of their execution. Should have experience of managing collections of MSME Loan Product(MSME Loan/LAP Loan/Mortgage Loan). Should have experience in Portfolio and team management. Portfolio management, collection visits on OD & ED cases. Person should be from the same domain -MSME/Business/LAP/Mortgage Loans only with relevant experience in Collections. Should be able to liaison with the administrative departments for quick execution of Sec. 138 warrants & EP warrants.
Posted 3 weeks ago
7.0 - 12.0 years
14 - 19 Lacs
Bengaluru
Work from Office
Minimum Qualifications Chartered Accountant/ MBA with 7+ years of work experience Strong Proficiency in MS Excel and presentations Strong analytical and problem-solving skills Proactive, takes initiative, self-motivated, team player Strong stakeholder management and interpersonal skills Preferred Qualifications Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred. Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space. Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment. Proven experience in commercial negotiations and partnerships. Responsibilities Strategic Financial Planning & Analysis for Lending: Define the annual operating plan (AOP), outlook, and key metrics for the category. Develop and refine financial models to evaluate new lending products, partnerships, and initiatives, facilitating data-driven decision-making. Provide insightful financial reports and interpret financial information for the Lending leadership and other stakeholders, recommending further courses of action. Develop trends, forecasts, and projections for the Lending business growth, revenue, and overall financial health. Business Partnership & Performance Management: Act as a key finance business partner to the Lending category heads, co-owning the P&L and ensuring the operating and financial health of the vertical. Conduct regular reviews and evaluations of business performance, identifying growth opportunities, risks to the plan, cost optimization, and profitability enhancement within the category portfolio. Collaborate closely with cross-functional teams (Business, Credit Risk, Product, Engineering, Marketing, Operations) to discuss, agree upon, and drive strategic projects for the Lending business. Lead commercial negotiations and support partnership/alliance discussions relevant to the category. Review and provide financial inputs for agreements and contracts. Process Excellence & Team Leadership: Drive process improvement initiatives within the Business Finance function to enhance efficiency and effectiveness for the vertical. Ensure robust monthly planning, meticulous review processes, and timely closure of financial activities for the Lending business. Manage and mentor a team of finance professionals. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news
Posted 3 weeks ago
6.0 - 8.0 years
14 - 19 Lacs
Bengaluru
Work from Office
Job Summary Responsible for managing the day-to-day activities of the collection strategy team for merchant and consumer lending. This role requires a deep understanding of debt collection strategies across various channels (tele-calling, field, and digital), a strong grasp of collection and recovery metrics (including NPA), and the ability to analyze data to identify trends, perform root cause analysis (RCA), and drive performance improvements. The ideal candidate will be a data-driven problem solver with excellent communication and collaboration skills. Responsibilities Strategy Execution & Monitoring: Implement and monitor collection strategies across different loan products (merchant and consumer), ensuring alignment with overall business objectives. This includes optimizing strategies for different delinquency buckets. Channel Management: Oversee the performance of various collection channels (telecalling, field agents, legal, and digital channels like SMS, email, WhatsApp, in-app notifications). Analyze channel effectiveness and recommend improvements. Data Analysis & Reporting: Analyze collection performance data, identify key trends, and provide regular reports on key metrics such as roll rates, recovery rates, NPA, and collection efficiency. Develop dashboards and visualizations to track performance. Root Cause Analysis (RCA): Conduct thorough root cause analysis for missed performance targets, identify contributing factors, and recommend corrective actions. Collaborate with other teams to implement solutions. Strategy Optimization: Continuously evaluate and refine collection strategies based on data analysis, market trends, and regulatory changes. Propose and implement new strategies to improve recovery rates and reduce losses. Vendor Performance Management: Monitor their performance against agreed-upon KPIs, conduct regular reviews, and ensure compliance with company policies and regulations. Collaboration: Work closely with other teams, including product, technology, risk, and operations, to ensure seamless execution of collection strategies. Compliance: Ensure all collection activities comply with regulatory guidelines and company policies. Stay updated on changes in regulations related to debt collection. Documentation: Maintain detailed documentation of collection strategies, processes, and performance metrics. Required Skills and Experience Bachelor's degree Minimum of 6-8 years of experience in collections strategy or a related analytical role, preferably in Banking/NBFC. Strong understanding of debt collection strategies and best practices, including telecalling, field collections, legal processes, and digital collection channels. In-depth knowledge of collection and recovery metrics, including NPA, roll rates, recovery rates, and collection efficiency. Proficiency in data analysis tools and techniques Excellent analytical and problem-solving skills. Ability to identify trends, conduct RCA, and develop data-driven solutions. Strong communication and interpersonal skills. Ability to collaborate effectively with cross-functional teams. Knowledge of regulatory guidelines and compliance requirements related to debt collection. Experience with merchant lending and consumer lending is a plus. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news
Posted 3 weeks ago
1.0 - 6.0 years
1 - 2 Lacs
Noida, Faridabad, Gurugram
Work from Office
- Self sourcing of leads from open market - Handle sales of home & mortgage loan - Coverup mapped area to generate leads - Build up relationship with existing customers to generate more leads - Understand market trends and offer products to customers Required Candidate profile - Local candidate ready to do field sales - Candidate have bike and driving license - Local area network is key to success Perks and benefits Incentives + Allowances + Insurance Cover
Posted 3 weeks ago
1.0 - 6.0 years
2 - 4 Lacs
Kollam, Muvattupuzha, Kozhikode
Work from Office
Develop & execute business plans that align with organizational goals and objectives. Manage & lead the team, providing guidance and support. Provide training & development for team members. Market research by identifying potential clients & trends. Required Candidate profile Any graduate with min 1 year of sales exp Good communications skills Convincing Power Understanding of client requirement Call or Whatsapp resume on - 6354326108 Sr. HR Shubham Y Perks and benefits On roll with HDFC Group Career growth
Posted 3 weeks ago
5.0 - 8.0 years
4 - 5 Lacs
Anjangaon
Work from Office
Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies Manager Branch Operations Head Is a Team leader N Team Size 0 Grade Officer, AM, DM Business Rural Lending Department Rural Lending Gold Sub - Department NA Location - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"
Posted 3 weeks ago
5.0 - 8.0 years
4 - 5 Lacs
Ellenabad
Work from Office
Branch Gold Loan Officer INTERNAL USAGE: (to be removed before publishing externally) No. of Vacancies Manager Branch Operations Head Is a Team leader N Team Size 0 Grade Officer, AM, DM Business Rural Lending Department Rural Lending Gold Sub - Department NA Location - About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills"
Posted 3 weeks ago
5.0 - 15.0 years
15 - 16 Lacs
Chennai
Work from Office
Execution Analyze the customer segmentation, sales trends in terms of demographics, geography, characteristics etc. to assess the potential for business Conduct trainings at the branch for all banking partners around regulatory guidelines and products. Plan for activation of branches through R&R activities to increase the penetration in active branches to realize full potential of the bank partner in the given geography Relationship Management Drive the campaign/contest for the Partner Bank to drive sales in profitable segments. Assist banking partners in pitching product to crucial customers & driving sales closure for the same. Identify cross sell opportunities for existing customers New Acquisition Banking Partners Gather market information of potential partner, analyze partners profile and customer mix to identify best product fitment from BAGIC portfolio, assess profitability & viability assessment of partnership Schedule meetings with prospective banking clients and brief them about BAGIC products/ offer them lucrative products in coordination with the Vertical Head Service Orientation Engage with cross functional teams to ensure seamless execution of work across channels and deliver desired productivity including everyday servicing and policy issuance etc. Gather relevant documents from customer post sales and submit the same to operations team; gather additional data/documents as required Resolve operational issues faced by the partners to ensure smooth experience while working with BAGIC Provide support for cancellation requests, policy endorsements; process & track such requests in coordination with internal ops team ; Ensure ease of process & approvals for partners by coordinating with internal Ops team Support partners to register claims on behalf of customers, coordinate to ensure approvals within agreed timelines. Execution Analyze the customer segmentation, sales trends in terms of demographics, geography, characteristics etc. to assess the potential for business Conduct trainings at the branch for all banking partners around regulatory guidelines and products. Plan for activation of branches through R&R activities to increase the penetration in active branches to realize full potential of the bank partner in the given geography Relationship Management Drive the campaign/contest for the Partner Bank to drive sales in profitable segments. Assist banking partners in pitching product to crucial customers & driving sales closure for the same. Identify cross sell opportunities for existing customers New Acquisition Banking Partners Gather market information of potential partner, analyze partners profile and customer mix to identify best product fitment from BAGIC portfolio, assess profitability & viability assessment of partnership Schedule meetings with prospective banking clients and brief them about BAGIC products/ offer them lucrative products in coordination with the Vertical Head Service Orientation Engage with cross functional teams to ensure seamless execution of work across channels and deliver desired productivity including everyday servicing and policy issuance etc. Gather relevant documents from customer post sales and submit the same to operations team; gather additional data/documents as required Resolve operational issues faced by the partners to ensure smooth experience while working with BAGIC Provide support for cancellation requests, policy endorsements; process & track such requests in coordination with internal ops team ; Ensure ease of process & approvals for partners by coordinating with internal Ops team Support partners to register claims on behalf of customers, coordinate to ensure approvals within agreed timelines.
Posted 3 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
Jaipur, Bhilwara, Jodhpur
Work from Office
Generate leads through direct marketing, field visits, and relationship management. Achieve monthly sales targets for home loans and related financial products. Meet prospective customers and explain HDFC's home loan products. Managing Sales of HL Required Candidate profile Experience: 06–2 years in sales ( HL , Lap & BFSI Sales ) Salary: Fixed + Incentives (Performance-based) Ready to travel for fieldwork Excellent communication skills
Posted 3 weeks ago
1.0 - 6.0 years
3 - 4 Lacs
Chennai, Vellore
Work from Office
Required Skills and Qualifications: Sales and Negotiation Skills: Ability to effectively present products, negotiate terms, and close deals. Interpersonal Skills: Strong communication, listening, and relationship-building skills. Financial Acumen: Understanding of financial statements, credit scores, and loan calculations. Product Knowledge: In-depth knowledge of HOME LOAN products and LOAN AGAINST PROPERTY , policies, and procedures. Customer Service Skills: Ability to provide excellent customer service and address client concerns. Problem-Solving Skills: Ability to identify and resolve issues related to loan applications and processing. Organizational Skills: Ability to manage multiple tasks, meet deadlines, and maintain accurate records. Compliance Knowledge: Understanding of relevant regulations and policies related to lending. Minimum Qualification: HSC / Graduation. Preferred candidate profile Experienced in to LOAN SALES New Customer Acquisition for loans Minimum 6 Months Experienced in Loan sales into Filed. CIBIL not Less than 700 Benefits: Salary + Unlimited Incentives + LTA 3000 Per Month + Bonus 1.25Lakhs - 2.5Lakhs every year. Further any refineries and details please call @ 7702834156 (Syed Basheer) HR.
Posted 3 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
North Goa, Yavatmal, Solapur
Work from Office
Post : Relationship Manager • Drive sales directly through company leads and walk-in customers. • Manage the end-to-end sales process with a focus on customer experience. • Achieve sales targets through proactive outreach and relationship building. Required Candidate profile • Education : Any Graduate With Good Communication • Experience : Must 1 YRS of Banking / Finance / Insurance / NBFC / CASA / Loan Sales • Age : 22 to 34 YRS Contact : 74909 71634 HR Mahek Perks and benefits Hike + Incentives + PF + Promotions + Insurances
Posted 3 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
North Goa, Yavatmal, Solapur
Work from Office
Post : Branch Sales Manager To Manage the Banca sales through assigned Bank To Resolving customer queries To Close The leads Provided By the assigned Bank To Handle the walk-in customer To Do Cross Selling of the Products Required Candidate profile • Education : Any Graduate With Good Communication • Experience : Must 1 YRS of Banking / Finance / Insurance / NBFC / CASA / Loan Sales • Age : 22 to 34 YRS Contact : 74909 71634 HR Mahek Perks and benefits Hike + Incentives + PF + Promotions + Insurances
Posted 3 weeks ago
1.0 - 6.0 years
1 - 2 Lacs
Dehradun, Lucknow, Jaipur
Work from Office
Generate leads through direct marketing, field visits, and relationship management. Meet prospective customers and explain HDFC's home loan products. Achieve monthly sales targets for home loans and related financial products. Managing Sales of HL Required Candidate profile Graduation Must * Must have 3month of6 years of experience in any Sales / Banking / Finance / Insurance Sector . * Good Communication skills * Age :- 21 to 38 Years * Contact : 99091 29471 HR. Mansi
Posted 3 weeks ago
0.0 - 5.0 years
2 - 3 Lacs
Chandigarh, Dehradun, Lucknow
Work from Office
Job description: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Preferred candidate profile 1. The candidate must be a graduate pass out from any stream. 2. 0.6 to 1 Year of experience in sales is preferred (Freshers can apply) 3. The job requires extensive traveling so the candidate must be willing to travel within the city. Perks and benefits Lucrative Incentives Fast Promotion Please WhatsApp cv to Rupal on 9829295639
Posted 3 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
Noida, Kaushambi, Meerut
Work from Office
Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR Shraddha MOB : 9898854459 CALL AND WhatsApp Required Candidate profile Good communication skill Must have minimum 1 year experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 39(Depend on your Experiences in Housing loan / LAP
Posted 3 weeks ago
1.0 - 6.0 years
2 - 3 Lacs
Faridabad, Gurugram, Hisar
Work from Office
Self-source business via open market channels (DST/DSA) Acquire clients for Home Loan & LAP Build and maintain strong client relationships Achieve sales targets via fieldwork Required Candidate profile Min 6 months + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Freshers not eligible
Posted 3 weeks ago
0.0 - 5.0 years
2 - 3 Lacs
Tiruppur, Chennai, Coimbatore
Work from Office
Job description: 1. Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. 2. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. 3. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. 4. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner 5. Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. 6. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. 7. Completion of File: Responsible for submission of complete application form, documentations and information Preferred candidate profile 1. The candidate must be a graduate pass out from any stream. 2. 0.6 to 1 Year of experience in sales is preferred (Freshers can apply) 3. The job requires extensive traveling so the candidate must be willing to travel within the city. Perks and benefits Lucrative Incentives Fast Promotion Please WhatsApp cv to Rupal on 9829295639
Posted 3 weeks ago
1.0 - 6.0 years
3 - 4 Lacs
Ernakulam, Pathanamthitta, Kottayam
Work from Office
Establishing new business links Prospecting leads and contacting them to pitch the product Recruiting by selling career opportunity to prospective advisors Working towards achieving the sales target Collaborate within teams to achieve better results Required Candidate profile Any Graduate Mini. 1 Years of Exp. in Sales & Marketing Strong Communications Skills Local candidates are prefer For More Information - Contact : Meenaakshi P.| 9313653024
Posted 3 weeks ago
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