26 Mortgages Jobs

You are an exceptional, innovative, and passionate individual who is seeking to grow professionally with NTT DATA. If you aspire to be part of an inclusive, adaptable, and forward-thinking organization, this opportunity is for you. Currently, we are looking for a BA Core Banking - Mortgages to join our team in Pune, Maharashtra (IN-MH), India. The ideal candidate should possess the following key skill sets: - Domain knowledge in Agile BA Position with a focus on Mortgages (secured lending). - 8-12 years of experience in Core Banking application and its implementation/migration. - Techno-functional BA background is preferred. - Excellent analytical and communication skills. - Hands-on experience with Agile methodologies, JIRA & Confluence, and working with APIs. - Previous experience working for a Bank operating in the UK would be advantageous. About NTT DATA: NTT DATA is a trusted global innovator of business and technology services with a worth of $30 billion. We cater to 75% of the Fortune Global 100 companies and are dedicated to assisting clients in innovating, optimizing, and transforming for long-term success. As a Global Top Employer, we boast a team of diverse experts in over 50 countries and a strong partner ecosystem comprising established and start-up companies. Our services range from business and technology consulting, data and artificial intelligence solutions, industry-specific offerings, to the development, implementation, and management of applications, infrastructure, and connectivity. NTT DATA stands out as one of the leading providers of digital and AI infrastructure worldwide. Being a part of the NTT Group, we invest over $3.6 billion annually in R&D to empower organizations and society to confidently transition into a sustainable digital future. For more information, visit us at us.nttdata.com. Apply now and embark on a rewarding journey with NTT DATA.,

The ideal candidate for this position should have a minimum of 6-15 years of prior work experience in management consulting or advisory roles focusing on business technology or operational change initiatives within the Financial Services industry, specifically in Banking and Capital Markets. A Full-time MBA from a top-tier business school is required, while being a Qualified CA is preferred. Candidates with consulting advisory experience from top-tier consulting organizations are strongly preferred. The role requires experience in leading large-scale transformation programs, program management, and change management. Excellent interpersonal skills are essential for effectively interfacing with client executives, business stakeholders, and IT members in consultative environments. The successful candidate should be able to demonstrate thought leadership by conceptualizing and driving new solution offerings to market. Flexibility to work as part of a cross-cultural team, including supporting multiple time zones, is necessary. Key Responsibilities: - Lead critical engagements by collaborating with diverse Infosys and client teams to ensure successful project outcomes. - Contribute to branding, thought leadership, practice development, and knowledge management efforts to deliver value-added consulting services that align with clients" evolving needs. - Take charge of sales proposal preparation and engagement delivery efforts. Technical Requirements: - Proficiency in areas such as Commercial Banking, Core Banking Transformation, Corporate Banking, Lending, Loans, Mortgages, Mobile Banking, Retail Banking, Trade Finance, Investment Banking, Market Infrastructure, Private Banking, Retirement Services, Asset Management, and Wealth Management. Additional Responsibilities: - The location of posting is subject to business requirements. Preferred Skills: - Domain expertise in Banking, with a focus on all aspects of Banking. If you meet the above requirements and possess the desired skills, we encourage you to apply for this challenging role.,

Role & responsibilities Job Description- 1) Generate LAP leads from DSAs. 2) Build a DSA Network in the assigned territory. 3) Maintain productive relationships with channel partners and customers. 4) Conduct Marketing support to generate quality leads for LAP. 5) Manage MIS and proper reporting to the senior management. 6) Ensuring quality portfolio by minimizing delinquency and rejection. 7) Monitoring daily logins and disbursals and reporting to management.

We Equitas Small finance bank Ltd is looking for Young & eneregetic Sales professional for acrross Gujarat locatiion. Details as mentioed below :- Designation :- Relationship Manager Product :- Affodable LAP / Affordable Housing loan / Micro LAP Education :- Min HSC or equivalent - Pass Location :- Ahmedabad, Baroda, Rajkot, Surat, Navsari, Mehsana, Palanpur, Himmatnagar, Bharuch, Vapi, Junagadh, Bhavnagar, Kheda, Godhara JD:- 1. Experience in dealing with affordable LAP / HL (Loan Against Property) 2. DSA / connector empanelment 3. Create good relationship with DSAs to create leads 4. Responsible for processing loan 5. Responsible for monthly Login activities and disbursals as per target assigned ESSENTIAL For more details you can connect below detils Paresh Makwana - HR 99244 93330 pareshkumar.makwana@equitasbank.com

The ideal candidate for this position should have a strong understanding of Cash products and message types, such as MT103, MT202, and MT202COV Message, along with knowledge of routing and clearing logics. It is essential to be well-versed with ISO formats CBPR+ and HVPS (PACS MX) and have experience with ISO migration. Familiarity with major clearing platforms like SWIFT, CHAPS, CHIPS, FEDS, EBA, TGT, MAS, CHATS, FEMA, and other MESA countries is a must. Candidates with testing experience, generic project management skills, and a common understanding of the Investigation process and message types (e.g., CAMT) are preferred. The ability to adapt to new Ways of Working, experiment, innovate, and iterate to deliver best-in-class solutions as part of the Client Journey is highly valued. The candidate must be available for immediate joining or have a short notice period. Flexibility to work in rotational shifts (24*7) is required. **Skills Required:** - Business Analyst - CHIPS - Credit Risk - Mortgages - Retail - Offshore - Retail - Onshore - SWIFT **Other Information:** - Job Code: GO/JC/525/2025 - Recruiter Name: Anupriya Yugesh **Industry Type:** ITES/BPO/KPO **Functional Area:** Not specified **Required Education:** B. Com **Employment Type:** Full Time, Permanent,

Business Underwrite Micro Mortgage in the field through thorough assessment and personal discussion with borrower and / or co-borrower Underwrite IL loans in SFB and URC branches to understand the geography and segment Sanction or recommend secured loans up to Rs. 10 Lakh with proper justification as per product features, credit policy and based on approval rights Conduct farm lands, business place, office, and residence verification of the applicants based on the product and purpose of the loan Assess repayment capacity, character and cash flow of the applicant. Conduct reference checks with customers /suppliers / vendors / dealers. Ensure collection of relevant and proper documents. Ensure adherence to internal and regulatory policies / compliances like KYC etc. Understand the nature of collateral security, ensure the collateral offered is free from all the encumbrances, having clear title and marketability, the charge creation of the bank on the property should be exclusive first charge. Obtain Legal opinion and valuation reports on the collateral offered as security, should clearly advise type of mortgage to be created on the security in the sanction Decision whether to approve or reject the files appraised by the sales / distribution team through thorough verification of the documents and assessment by the appraiser of the loan. Capture proper reasons of rejections and communicate the same to branch team in case of rejections Escalate deviations for necessary approval as per the deviation matrix. Observe for triggers in documents and escalate documents with issues to FCU team. Decision on loan applications as per credit approval grid, deviation matrix and bureau matrix Responsible for portfolio quality of the loans underwritten for 12 MOB. Review/renew the accounts before expiry of the limit through coordinating with Distribution team Ensure weekly and monthly productivity with respect to personal discussions, quality check of applications, sample visits and checks etc. Monitoring rejections from field, guide the branch staff to control the same and ensure higher number of Straight through applications from branches. Report/ Escalate critical issues at field for necessary action as per penalty matrix and ensure compliance of Audit issues. Conduct Loan Utilization Checks for the recent disbursement cases as per policy. Ensure to participate and drive the successful implementation of technology based projects at backend and field Engage in collections for recovery, follow up for Incremental overdues and non-starters Ensures success and growth of these products by adhering to defined policy and process for loan approval Customer Ensures customer satisfaction by processing of loan applications within the TAT defined Understand customers need & repayment capacity & make appropriate loan decisions and recommend right product and loan amount to right customer Ensure that credit responds to branch & customers queries and issues timely, thereby ensuring good service to customers through efficient processing of applications Co-ordinate with Legal and technical vendors for quick response on the property documents Coordinate with FCU team or agency for their reports Ensure customers documents are kept safe till they are handed over to concerned authority Coordinate with Operations for loan booking, safe keeping of the customer document etc. Undertake visits in other financial institutions for timely resolution of issues relating customer or staffs of other institution Engage with customer for any feedback on the products, policy and process Internal process Ensure credit policies and processes are followed effectively by sourcing staffs Ensure adherence to all regulatory norms with respect to KYC & Documentation, Customer Selection and Sanctioning of loans Decision on loan applications as per credit approval grid, deviation matrix and bureau matrix Ensure legal opinions are clearly understood and necessary action taken based on the legal opinion Ensure completeness of post disbursement documents, follow up for if gaps any Review branch working areas, negative areas, no-go areas and negative customer list Ensure that the Issue/ deviations / policy/ process violation are escalated appropriately to the concerned department and supervisors for implementation of penalty matrix. Attend audit closure meetings to understand identified issues & take necessary corrective measures. Maintain and update activity trackers Personal discussions, Quality check of files shadow visits, sample checks, trainings, LUCs, escalations, deviations, branch errors Learning & Performance Maintain up to date knowledge of all the products and the geography Keep updated about the regulatory norms for secured products Keep updated about the property document related policies and processes New products being introduced and new systems being adopted to be learnt quickly and to be adopted Networking with other NBFCs / Banks to have a deeper understanding of the Industry and its perspectives Undertake business sub sector study and underwrite cases at field Ensure necessary feedback is given to supervisors on regular basis about the credit policies, processes and systems for effective and efficient underwriting Improve the probing skills to identify any issues in the field and report critical findings / observations for necessary action Imparting training to branch team on Micro Mortgage products credit policies, processes and systems, conduct regular trainings on changes / refreshers. Ensuring visits in branches of other clusters to ensure understanding and learning through experience

*Accountable for the business development in Home loan & LAP. *To prepare action plans for effective search of sales leads, prospects, referrals through marketing activities. *To drive the frontline employees towards achieving monthly target.

Sell Loan against Property (LAP) products for the organization. Plan & execute the LAP strategy for the month/ quarter to ensure regional goals are over achieved. Identifying potential channel partners based on agreed profiles. Required Candidate profile Must have customer centricity/create a culture of customer satisfaction across all levels within the team. Maintaining database/MIS & reporting on a regular basis. Cross sell of Insurance/products.

Specification& Job Responsibilities: 10+ years experiences in Business Analyst with Payments Domain Mortgages Domain Credit Risk Financial CrimeRetail - Offshore and Retail Onshore Payments subject matter expert with domain knowledge Sound understanding on Cash products & message types (MT series)MT103 202 202COV Message routing and clearing logics Must have good exposure on ISO formats CBPR+ & HVPS (PACS MX)involvement in ISO migration. Should be well versed with major clearing platforms SWIFTCHAPS CHIPS FEDS EBA & TGT MAS CHATSFEMA and other MESA countries. Testing experience & generic project management skills are preferred Should possess common understanding about Investigation process and its msg types (CAMT etc.) Adopt to the new Ways of Working to experimentinnovate and iterate to deliver best in class solutions as part of the Client Journey Immediate Joiner / Notice Period Should be flexible to work in rotational shifts (24*7). Contact Person : Anupriya Yugesh

Job Overview: We are seeking a dynamic and results-driven Business Development person to lead growth initiatives across our portfolio of financial products, including mutual funds, insurance, mortgages, AIF-PMS, multi-asset broking services etc. The ideal candidate will be responsible for identifying, onboarding, and managing clients and distribution partners (e.g., IFAs, brokers, insurance agents, and channel partners), driving cross-sell strategies, expanding market presence, and achieving revenue. Client Acquisition & Relationship Management : - Identify, acquire, and manage retail and HNI clients for various financial products. Conduct need analysis and recommend appropriate financial solutions to clients. Maintain strong, long-term relationships with clients, ensuring high satisfaction and retention. Act as a trusted advisor, providing updates on product performance and market insights. Partner Onboarding & Engagement : - Identify and onboard new distribution partners including IFAs, brokers, insurance agents, and wealth managers. Train partners on product features, compliance guidelines, and selling techniques. Develop engagement programs to keep partners motivated and aligned with business goals. Sales & Business Development : - Drive revenue growth across product lines through targeted sales and marketing strategies. Develop and execute cross-sell and upsell campaigns across the client and partner base. Expand market penetration by identifying new geographies, segments, and opportunities. Meet and exceed sales targets and performance metrics. Market Intelligence & Strategy : - Keep abreast of industry trends, competitor activities, and regulatory changes. Provide feedback to the product and marketing teams to refine offerings and go-to-market strategies. Use data and analytics to identify growth opportunities and optimize conversion rates. Experience : - Proven track record in sales/business development in financial services. Strong network of clients and/or channel partners within the financial product ecosystem. 28 years of experience in financial services sales/business development, preferably in Banks, AMCs insurance, or wealth management role. Education : - Bachelors degree in Finance, Business Administration, or related field (MBA/CFP preferred).

Axis Bank is looking for Immediate Hiring for candidates to Sales Manager - Mortgages/ Home loans position. Location : Chennai Team handling experience will be desired. About the Role: Sales Managers (SM) are a part of the Bank's sales force whose primary responsibility is to get customers for the bank and explore new business opportunities. SMs manage a team of executives responsible for selling loan products to the customers based on their needs. They will ensure mapping of market and customers according to their need and handle queries to ensure customer satisfaction Key Responsibilities: Ensure achievement of the Top line Business Targets by sourcing business through channel teams. Building and nurturing relationships with the bank branches and by cross-selling other products Conduct sales promotion activities in open market and improve relationships through expos and events, various activities etc. Responsible for launching new products in market Ensure key customer satisfaction through customer service of the highest quality Handle all end to end activities related to the product i.e. from Login to Disbursement Liaise with various departments within the system (Credit/Operations etc.) to ensure smooth process flows Responsible for acquisition of channel partners for sourcing products - Connectors Improve relationship with branches and monitor the performance of ARMs and deepen the relationship with existing clients Prevent/ minimize the fraudulent/risky proposals entry into the system Provide timely feedback to central team for improvements in product features and processes Conduct training on selling/product Create a performance oriented environment through effective team management, leading to high employee motivation and productivity Qualifications: Optimal qualification for success on the job is: Graduation/ Post-Graduation from a recognized institute Role Proficiencies: For successful execution of the job, the candidate should possess the following: Good communication (both verbal and written) skill in both English and the local language Excellent lead generation and conversion skill Ability to handle pressure and meet deadlines High sales orientation to meet the sales targets consistently Ability to manage complex client situations Ability to coach and mentor others Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

Role Title: Circle Business Head (Lap) - Karnataka Grade: Vice President / Senior Vice President Key Responsibilities: Business & P&L Ownership: Deliver AOP, P&L, ROA, and ROE; drive growth in secured lending; maximize revenue via cross-sell and renewals. Network Expansion: Scale 25+ branches; identify locations, manage leases, and ensure strong direct sourcing through local events. Team Leadership: Lead 75100 FTEs; build and mentor a high-performance team with strong ownership and customer focus. Risk & Compliance: Ensure full regulatory compliance; manage cost, quality, risk, and operational excellence. Market Intelligence: Build local partnerships; use insights to shape strategy, manage risks, and spot new opportunities. Ideal Candidate: Experience: 14–18 years in banking/NBFCs with P&L and multi-location leadership Domain: Secured lending sales + collections in MSME/B2C/B2B Attributes: Entrepreneurial, high integrity, execution-focused, strong communicator Mobility: Willing to travel extensively within the circle

Roles and Responsibilities Manage a team of sales professionals to achieve business targets through effective lead generation, customer acquisition, and relationship management. Develop and implement strategies to increase market share in the assigned region (Punjab & Haryana). Ensure timely disbursement of funds to borrowers while maintaining high levels of customer satisfaction. Monitor portfolio performance regularly to identify areas for improvement. Identify new business opportunities by networking with potential customers, building relationships, and negotiating deals.

Accountable for the business development in rural LAP. To drive the frontline employees towards achieving monthly target. Ensure desired sales productivity is achieved by all the team members.

We are looking for a skilled Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 4-5 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, SBL, Mortgages, and Receivables. Roles and Responsibility Manage and oversee branch receivables operations for timely and accurate payments. Develop and implement strategies to improve receivables management and reduce delinquencies. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze and report on receivables performance metrics to senior management. Ensure compliance with regulatory requirements and internal policies. Maintain accurate records and reports of receivables transactions. Job Requirements Strong knowledge of BFSI industry trends and regulations. Experience in managing assets, inclusive banking, SBL, mortgages, and receivables. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficiency in Microsoft Office and other relevant software applications.

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, SBL, Mortgages, or Receivables. Roles and Responsibility Manage and oversee branch receivables operations for timely and accurate payments. Develop and implement strategies to improve receivables management and reduce delinquencies. Collaborate with cross-functional teams to resolve customer complaints and issues. Analyze and report on receivables performance metrics to senior management. Ensure compliance with regulatory requirements and internal policies. Maintain accurate records and reports of receivables transactions. Job Requirements Strong knowledge of BFSI industry trends and regulations. Experience in managing branch receivables operations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficiency in Microsoft Office and other relevant software applications.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Receivables Manager in Equitas Small Finance Bank, located in the BFSI industry. Roles and Responsibility Manage and oversee the receivable portfolio for efficient cash flow and minimize bad debts. Develop and implement strategies to improve collection rates and reduce delinquencies. Collaborate with cross-functional teams to resolve customer issues and enhance customer satisfaction. Analyze market trends and competitor activity to identify opportunities for growth. Monitor and report on key performance indicators to senior management. Ensure compliance with regulatory requirements and internal policies. Job Requirements Minimum 4 years of experience in a similar role within the BFSI industry. Strong knowledge of inclusive banking, mortgages, and receivables. Proven track record of success in managing teams and driving business results. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Legal Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-5 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, SBL, Mortgages, or Legal Receivables. Roles and Responsibility Manage and oversee legal receivables, ensuring timely recovery of outstanding amounts. Develop and implement effective strategies to minimize legal receivables and improve cash flow. Collaborate with cross-functional teams to resolve customer disputes and issues related to legal receivables. Analyze and report on legal receivables performance metrics, providing insights for improvement. Ensure compliance with regulatory requirements and internal policies related to legal receivables. Provide excellent customer service, responding to customer inquiries and resolving issues professionally. Job Requirements Strong knowledge of legal principles and practices related to receivables and collections. Experience working with financial institutions, preferably in the BFSI industry. Excellent communication and interpersonal skills, with the ability to work effectively with customers and internal stakeholders. Strong analytical and problem-solving skills, with attention to detail and the ability to meet deadlines. Ability to work in a fast-paced environment, prioritizing multiple tasks and responsibilities. Familiarity with banking software and systems, with the ability to learn new technologies quickly.

Accountable for the business development in rural LAP. To drive the frontline employees towards achieving monthly target. Ensure desired sales productivity is achieved by all the team members.

About this role: Wells Fargo is seeking a Senior Commercial Real Estate Underwriting Coordinator. In this role, you will: Support the Commercial Real Estate Underwriting functional area in servicing, underwriting, and asset management Work with individuals in more experienced roles to understand client needs and coordinate efforts to service clients by working closely with different departments in the Commercial Real Estate Underwriting functional area Perform moderately complex administrative, transactional, operational, and customer support tasks related to Commercial Real Estate Underwriting functional area Review credit reports from borrowers and ensure collected data meets all the regulatory requirements Receive direction from supervisor to understand client needs and provide services to achieve customer satisfaction Interact with immediate team and functional area on daily operational activities Interact with external customers to understand their needs Required Qualifications: 4+ years of more experienced Commercial Real Estate Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Experience in Commercial Real Estate Screening, Underwriting, or equivalent demonstrated through one or a combination of the following: work experience, training, education. Ability to read, comprehend and synthesize data regarding property performance / market related information from multiple sources into one prescribed template. Knowledge of mortgages, real estate market, and financial lending. Sound understanding of commercial credit analysis techniques including cash flow analysis, financial concepts and valuation of collateral. Good knowledge with excel skills. Excellent communication skills, with good comprehension and business writing skills. Analytical bent of mind and ability to draw pattern from discrete set of data. Master Degree in Accounting, Finance, Economics Any professional Finance/Accounting/Economics certification would be a plus Job Expectations: Responsible for evaluating financial performance of all commercial real estate properties based on a variety of factors and determining DSCR, LTV, Debt Yield. This would include review of cash flow statements, rent roll and underwrite the loan based on CRE guidelines. Analyzing historical cash flows and developing proforma based on historical performance of the property and relevant market data. Evaluate existing leases within the property to determine possible impact on cash flows by reviewing for pertinent clauses, such as termination options / go dark. Perform market research of real estate using various third-party applications and compare performance of subject property against market data to draw conclusion of overall performance. Review third party documents, such as appraisal, site inspection report, property condition assessment report to infer overall performance of the property and identify significant factors which may impact asset. Document and synthesize all the findings based on above mentioned reviews and prepare a credit memo or narrative. Quality check of work performed by junior team members and provide appropriate feedback on the same. Understand the feedback received from the onshore team members and disseminate the same to the team. Provide training to the team members and educate them on different scenarios. Effectively communicate with Underwriters and Asset Managers and make sure to deliver the desired output. Inventory Management, tracking metrics and preparing monthly reports.

Hi, Menka here from Onboard HRServices!! Inviting Female Applicants!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime at Chandigarh with Leading NBFC candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290

Area Sales Manager - LAP Job Summary: The Area Sales Manager for LAP plays a pivotal role in driving sales strategies and achieving ambitious revenue targets. This position involves managing relationships with clients, leading a dynamic sales team, and ensuring effective execution of marketing initiatives across the assigned territory. Key Responsibilities: Develop and implement effective sales strategies to maximize revenue and market share within the designated area. Build and maintain strong relationships with key clients, ensuring high levels of customer satisfaction and loyalty. Lead, mentor, and motivate a team of sales representatives to achieve individual and team sales goals. Analyze sales data and market trends to identify opportunities for growth and adjust strategies accordingly. Conduct regular performance reviews and provide training to enhance skills and product knowledge of the sales team. Collaborate with marketing and product development teams to launch new products and tailor marketing campaigns to the local market. Prepare and present sales forecasts, reports, and key performance metrics to senior management. Requirements: Bachelors degree in Business Administration, Marketing, or a related field. Minimum of 5 years of experience in sales, with at least 2 years in a managerial role. Proven track record of meeting or exceeding sales targets in a competitive environment. Strong leadership skills with the ability to inspire and drive team performance. Excellent communication, negotiation, and presentation skills. Proficient in using CRM software and Microsoft Office Suite. Willingness to travel as needed to meet clients and attend sales meetings. Benefits: Competitive salary with performance-based bonuses and incentives. Comprehensive health, dental, and vision insurance plans. Generous paid time off and flexible working arrangements. Retirement savings plan with company matching contributions. Opportunities for career advancement and professional development. Access to company-sponsored events and team-building activities. Transportation reimbursement and wellness programs.

A Relationship Manager for Loan Against Property (LAP) is responsible for building and maintaining strong client relationships, acquiring new clients, and achieving sales targets for LAP products . They also ensure timely payments, minimize defaults, and stay informed about market trends. Key Responsibilities: Client Acquisition and Relationship Management: Identify potential clients, build strong relationships, and manage existing clients to ensure satisfaction and retention. Sales and Target Achievement: Achieve sales targets for LAP products through various channels, including direct sales, referrals, and networking. Product Knowledge: Possess a strong understanding of LAP products and affordable housing schemes. Customer Service: Handle client inquiries, resolve issues, and ensure timely and efficient service. Portfolio Management: Manage existing LAP portfolios, including ensuring timely payments, minimizing defaults, and maximizing revenue generation. Compliance and Reporting: Adhere to internal policies and KYC norms, and maintain accurate records and reports. Cross-selling and Up-selling: Identify and capitalize on opportunities to cross-sell other financial products to existing clients. Market Research and Trend Awareness: Stay informed about market trends, competitor activities, and customer needs to adapt strategies accordingly. Skills and Qualifications: Communication and Interpersonal Skills: Strong communication, interpersonal, and negotiation skills are essential for building relationships and achieving sales targets. Sales and Marketing Knowledge: A thorough understanding of sales processes, marketing strategies, and financial product knowledge is required. Customer Service: Excellent customer service skills are crucial for maintaining client satisfaction and building trust. Problem-solving and Decision-making: Ability to analyze situations, identify problems, and make sound decisions. Teamwork and Leadership: In some roles, the ability to lead and motivate a team may be required. Education: A graduate degree is often preferred, but specific requirements may vary by employer. Experience: Experience in the banking or financial services industry, particularly in LAP or related products, is often desired.

Inviting Application for leading NBFC as Branch Business Head with Prime Business and Ticket Size Above 10cr in HL/LAP at Jalandhar!!

Job Description : Generate new customer leads through DSA, Connector and Other sources. Responsible for hire and train Sales Managers for business productivity. He has to drive Secured business (MLAP & STSL). Proactively identify sales prospects and conduct business development activities in the geography assigned Follow up on new leads, empanel New DSAs and referrals to generate business Achieving the monthly sales targets, assigned to him/her, for Direct business and DSA. Follow the various internal guidelines and procedures of the firm. Ensure customer satisfaction through regular engagement. Resolve customer queries/issues and facilitate customer service. Maintain periodic status reports, including daily activity report and calls/follow-ups made