We are looking to hire energetic and persuasive freshers as Collection Officers for our Soft Bucket Collections Team . This role involves contacting customers who have missed their EMI payments (early stage delinquencies: 130 DPD) to remind them and facilitate payment, while ensuring a professional and customer-centric approach. Key Responsibilities: Make outbound calls to customers with overdue EMI payments (soft bucket: 1–30 DPD). Understand reasons for default and educate customers on due payments, penalties, and consequences of non-payment. Persuade and negotiate with customers to make timely payments. Provide multiple payment options and guide customers through digital payment methods, if required. Maintain accurate and updated records of interactions in the system (CRM or collection software). Escalate high-risk cases or non-cooperative customers to the Team Lead or Supervisor. Meet daily/weekly/monthly call and recovery targets. Ensure compliance with all regulatory and company guidelines during communication. Key Skills & Competencies: Good communication skills (Hindi/regional language and basic English) Strong negotiation and convincing abilities Basic computer knowledge (MS Excel, CRM systems) Patience and empathy while dealing with customers Target-oriented mindset Eligibility Criteria: Qualification: Minimum HSC (12th pass); Graduation preferred Experience: Fresher or up to 1 year in tele-calling/customer service/collections Age: 18–27 years Language Proficiency: Fluency in Hindi and local language preferred
Job Summary We are seeking a proactive and detail-oriented Senior Executive (Branch Compliances) to manage compliance-related activities for our NBFC branches. The ideal candidate will oversee the adherence to statutory requirements, manage documentation and filings related to Professional Taxes, Trade Licenses, Shop & Establishment Registrations, and their respective returns, ensuring our branches remain compliant with all legal and regulatory standards. Job Description Ensure timely and accurate registration, renewal, and compliance of Professional Taxes, Trade Licenses, and Shop & Establishment Registrations for all branches. Maintain records of licenses, registrations, and filings, and ensure they are up-to-date. Prepare and file necessary returns and statutory reports within prescribed deadlines. Coordinate with local authorities and regulatory bodies for compliance-related matters. Monitor changes in relevant laws and regulations affecting branch operations and ensure compliance policies are updated accordingly. Assist in internal and external audits related to statutory compliances. Provide guidance and support to branch staff regarding compliance procedures. Maintain a compliance calendar and track upcoming deadlines to prevent lapses. Assist in generating compliance reports for management review. Qualification and mandatory Key Skills Bachelor's degree in Law, Commerce, Business Administration, or related field. In-depth knowledge of Professional Tax, Trade Licenses, Shop & Establishment Act, and related statutory requirements. Good understanding of local and state regulatory frameworks. Strong organizational and multitasking skills. Excellent communication and coordination abilities. Attention to detail and compliance-oriented mindset. Any graduate, preferably from Commerce, Law Work Experience Required 3+ years experience in compliance management, preferably within NBFCs or financial institutions. Experience working in the NBFC sector. Knowledge of other regulatory requirements applicable to NBFCs. Familiarity with legal or compliance management software.
Qualification : Any commerce graduate Department - Operations Responsible for end-to-end management of customer original property document dockets storage and retrieval. Oversee coordination with branches for timely dispatch of dockets to storage vendor post loan disbursal. Ensure safe custody, tracking, and retrieval of dockets post loan closure in a timely and compliant manner. Manage and monitor third-party storage vendor performance and service-level adherence. Conduct regular reconciliation of physical dockets vs. system records and escalate discrepancies. Ensure adherence to audit, compliance, and internal control norms related to document storage. Must have 7-8 years of experience in record management with team handling responsibility.
Any IT/Engineering graduate Position : Software Development Engineer - SDE I / SDE II We are looking for a passionate and skilled Flutter Developer to join our technology team. You will be responsible for developing high-performance applications for both mobile (Android & iOS) and web platforms using the Flutter framework. The ideal candidate is an enthusiastic developer with a strong understanding of cross-platform development, UI/UX, and backend integration. Role and Responsibilities: Develop and maintain cross-platform applications using Flutter for mobile and web. Translate UI/UX designs into high-quality code and responsive interfaces. Integrate REST APIs and third-party services securely and efficiently. Write clean, maintainable, and scalable code with proper documentation. Optimize applications for speed and performance across platforms. Collaborate with product managers, designers, and backend engineers to deliver end-to-end features. Conduct code reviews and provide constructive feedback. Debug and resolve issues, bugs, and performance bottlenecks. Qualifications: Bachelor's degree in Computer Science, Engineering, or a related field. 2+ years of hands-on experience in Flutter development for mobile and web. Strong knowledge of Dart programming language. Familiarity with Flutter packages like GetX, Provider, BLoC, etc. Experience with third-party APIs, Firebase, and cloud services. Solid understanding of UI/UX principles and responsive design. Proficient in version control tools like Git. Experience in deploying apps on Play Store, App Store, and web hosting platforms. Strong debugging and performance optimization skills. Good to Have: Experience with native Android/iOS development. Familiarity with CI/CD pipelines. Understanding of Agile/Scrum methodologies. Exposure to backend technologies like Node.js, Firebase, or RESTful APIs. Why Join Us: Join a dynamic and collaborative team of tech enthusiasts. Contribute to exciting projects and innovative solutions. Work in an environment that encourages professional growth and learning. Competitive salary and benefits package. Comprehensive health and Life Insurance
Grade - DVP/AVP Job Description Develop and execute Companys Investor Relations Strategy, ensuring alignment with organization objectives Actively engage with potential investors and lenders for equity and debt funding Drive end-to-end execution of transactions from investor/lender interaction, deal structuring, covenant negotiation, pricing, handling diligence process to term sheet finalization Maintain strong relationships with investors and lenders Strive for continuous improvement in commercial terms and covenants negotiation Monitoring loan documentation and ensuring compliance related to fund raise Ensuring timely reporting to investors/lenders/regulators where applicable Effectively manage the companys liquidity position, ensuring timely availability of funds to meet repayments, disbursements and operating requirements Desired Candidate: Professional fund-raising experience with NBFC and strong relationships in the industry Strong interpersonal skills and the ability to build relationships with stakeholders Educational Qualifications: CFA / CA / MBA Minimum 8-10 years of post qualification experience Strong relationship in PSU banks
Job Summary We are seeking a highly skilled and qualified chartered accountant with post qualification experience of 2 years in day-to-day accounting, GL reconciliation, FAR, direct and indirect taxes. Job Description Ensure accurate and timely recording of financial transactions. Ensure compliance with all relevant accounting and statutory regulations. In-depth knowledge of Ind-AS and IGAAP accounting standards. Working knowledge of direct and indirect tax compliances, return filing. Co-ordination with statutory and internal auditors, bankers and other external stakeholders. Working knowledge of direct and indirect tax compliances, return filing. Assist in the preparation of financial statements and notes to accounts. Maintain Fixed Assets register and post monthly depreciation. Qualification and mandatory Key Skills Qualified chartered accountant. Strong knowledge of accounting, Ind-AS and IGAAP. Proficiency in ERP systems and MS Office applications. Excellent analytical, organizational, and communication skills. Ability to work under pressure and meet deadlines. Prior experience in accounting, auditing, and taxation is essential. Any commerce graduate, CA preferred Work Experience Required Minimum of 2 years of post-qualification experience in general accounting, vendor and customer reconciliation, dealing with other departments for information.
Job Summary We are seeking a highly skilled and experienced Senior Executive (AP & Banking) to manage banking operations in close co-ordination with Accounts Payable and Treasury Teams. The ideal candidate will ensure timely and accurate processing of payments, maintain banking relationships, and contribute to financial efficiency and compliance within the organization. Job Description Manage payments related accounts payable process, payment scheduling, and reconciliation. Maintain strong relationships with banking partners and financial institutions. Ensure compliance with company policies, statutory requirements, and audit standards. Monitor and optimize cash flow, bank balances,Cheque books and payment cycles. Assist in preparing financial reports related to banking transactions and AP activities. Resolve discrepancies related to invoices, payments, and bank transactions. Participate in financial audits and provide necessary documentation. Implement and improve internal controls for AP and banking processes. Coordinate with other departments for smooth financial operations. Qualification and mandatory Key Skills Bachelor's degree in Finance, Accounting, or related field. CA Inter/ MBA preferred. Strong understanding of banking operations, payment systems, and financial regulations. Proficiency in ERP systems and MS Office applications. Excellent analytical, organizational, and communication skills. Ability to work under pressure and meet deadlines. Attention to detail and high level of integrity. Any commerce graduate Work Experience Required Minimum of 4-5 years experience in accounts payable, banking, or Finance role out of which at least 2 years experience with a NBFC/ Bank.
Qualification : Any IT/Engineering graduate We are seeking an experienced Senior Software Engineer with a strong focus on Frontend and UI development. The ideal candidate will have a solid background in ReactJS, Redux, Javascript, HTML5, CSS3, NPM, and Webpack. Role and Responsibilities: Design, develop, and maintain high-quality user interfaces for web applications. Collaborate with UX/UI designers and other cross-functional teams to implement visually appealing and intuitive user interfaces. Develop reusable and modular components for efficient and scalable frontend architecture. Implement responsive design principles to ensure optimal user experience across various devices and screen sizes. Stay updated on industry trends and emerging technologies in frontend development. Collaborate with backend developers to integrate frontend components with serverside logic. Conduct code reviews to ensure code quality and adherence to best practices. Participate in the planning and estimation of frontend development tasks. Qualifications: Bachelors or Masters degree in Computer Science, Software Engineering, or a related field. Four or more years of experience in frontend and UI development. Strong proficiency in ReactJS , Redux , JavaScript , HTML5 , and CSS3 . Hands-on experience with NPM (Node Package Manager) and Webpack for module bundling and package management. Familiarity with RESTful APIs and asynchronous request handling. Experience in responsive and adapPve design principles. Strong debugging and problem-solving skills. Excellent understanding of UI/UX principles and best practices. Ability to work independently and as part of a team, with strong communication and collaboration skills. Strong communication and collaboration skills. Why Join Us: Join a dynamic and collaborative team of tech enthusiasts. Contribute to exciting projects and innovative solutions. Work in an environment that encourages professional growth and learning. Competitive salary and benefits package. Comprehensive health and Life Insurance
Job Summary We are seeking a highly skilled and qualified chartered accountant with post qualification experience of above 5 years in finalization of accounts on monthly and quarterly basis, statutory and regulatory reporting, day to day GL accounting. The ideal candidate will ensure timely and accurate closing of monthly financial, LMS accounting, month-on-month variance analysis. Job Description Preparation of Quarterly Financial Statements and Year end Book closing as per Indian GAAP. Ensure timely book closure on monthly and quarterly basis. Monitor monthly operating results against budget. In-depth knowledge of Ind-AS and IGAAP accounting standards. Working knowledge of Loan Management System (LMS) and accounting. Supervise GL accounts by regularly reviewing accounting of expense bookings, depreciation and accruals etc. Submit NBFC returns to RBI on various due dates including regulatory returns to bank. Working knowledge of direct and indirect tax compliances, return filing. Knowledge of RBI master directions, regulations and guidelines. Reconcile vendor and customer accounts and resolve discrepancies. Co-ordination with statutory and internal auditors, bankers and other external stakeholders. Qualification and mandatory Key Skills Qualified chartered accountant. Strong knowledge of accounting, Ind-AS and IGAAP, RBI regulations. Proficiency in ERP systems, LMS and MS Office applications. Excellent analytical, organizational, and communication skills. Ability to work under pressure and meet deadlines. Attention to detail and high level of integrity. Work Experience Required Minimum of 5 years of post-qualification experience in accounts finalisation, RBI reporting, dealing with banks and FIs out of which at least 2 years of experience with an NBFC/ Bank. CA Mandatory
Job Summary: The person will lead the organization's litigation strategy of its financial services business managing the complex litigation matters while ensuring regulatory compliances and protection of companies interest. Key Responsibilities: Develop and implement comprehensive and effective litigation strategies for all product verticals Oversee and diverse portfolio of cases including recovery proceedings, customer disputes, regulatory actions and commercial litigation Manage specialized proceedings under SARFAESI Act, DRT/DRAT filings, section 138 cases, arbitration proceedings, and insolvency matters Represent the company in high stake litigation and settlement negotiations Oversee legal proceedings for mortgage enforcement, property possession, and auction processes Develop specialized approaches for different asset classes including residential properties, commercial real estate, and MSME assets as need be Provide litigation perspective to compliance initiatives across RBI and SEBI, and other relevant regulatory frameworks Manage responses to regulatory notices, inquiries, and show-cause proceedings Keep management informed about litigation-related regulatory developments and their business impact Represent the company before regulatory authorities during hearings and proceedings. Build and manage relationships with external law firms and litigation counsel Negotiate fee arrangements to optimise cost Develop litigation budgets and monitor expenses against forecasts Develop litigation avoidance strategies through proactive compliance measure Key Requirements: Minimum 3-8 years of experience Law degree from recognized institution Has deep understanding of recovery processes Strong familiarity with Govt. machinery
Qualification - Qualified CA Experience - 7 to 10 years (Preferably from NBFC) Conducting Audits: The Internal Audit Control is responsible for conducting regular audits of the financial and operational activities including branch operations, systems, and processes and ensuring compliance with companys policies and regulatory requirements. Risk Assessment: The Internal Audit Control must assess the risk exposure of the NBFC and develop an audit plan accordingly. This involves identifying key risk areas, evaluating the adequacy and effectiveness of controls, and making recommendations to mitigate risks. Compliance Monitoring: The Internal Audit Control must monitor the NBFC's compliance with applicable laws, regulations, and internal policies. This involves reviewing the company's operations and ensuring that all activities are carried out in accordance with regulatory requirements. Reporting: The Internal Audit Control is responsible for preparing audit reports and presenting findings to management and the board of directors. The report should provide an overview of the audit results, including any identified weaknesses or deficiencies and recommendations for improvement. Follow-up: The Internal Audit Control must follow up on the implementation of recommendations made in audit reports and ensure that corrective actions have been taken to address any identified weaknesses or deficiencies. Liaison: The Internal Audit Control must liaise with external auditors, regulators, and other stakeholders to ensure that the NBFC is in compliance with all applicable laws, regulations, and standards. Overall, the Internal Audit Control plays a critical role in ensuring that the NBFC's operations are in compliance with regulatory requirements, and that adequate controls are in place to mitigate risks and safeguard the company's assets.
Conducting Audits: The Internal Audit Control is responsible for conducting regular audits of the financial and operational activities including branch operations, systems, and processes and ensuring compliance with companys policies and regulatory requirements. Risk Assessment: The Internal Audit Control must assess the risk exposure of the NBFC and develop an audit plan accordingly. This involves identifying key risk areas, evaluating the adequacy and effectiveness of controls, and making recommendations to mitigate risks. Compliance Monitoring: The Internal Audit Control must monitor the NBFC's compliance with applicable laws, regulations, and internal policies. This involves reviewing the company's operations and ensuring that all activities are carried out in accordance with regulatory requirements. Reporting: The Internal Audit Control is responsible for preparing audit reports and presenting findings to management and the board of directors. The report should provide an overview of the audit results, including any identified weaknesses or deficiencies and recommendations for improvement. Follow-up: The Internal Audit Control must follow up on the implementation of recommendations made in audit reports and ensure that corrective actions have been taken to address any identified weaknesses or deficiencies. Liaison: The Internal Audit Control must liaise with external auditors, regulators, and other stakeholders to ensure that the NBFC is in compliance with all applicable laws, regulations, and standards. Overall, the Internal Audit Control plays a critical role in ensuring that the NBFC's operations are in compliance with regulatory requirements, and that adequate controls are in place to mitigate risks and safeguard the company's assets.
We are seeking a highly skilled and experienced Senior Executive (AP & Banking) to manage banking operations in close co-ordination with Accounts Payable and Treasury Teams. The ideal candidate will ensure timely and accurate processing of payments, maintain banking relationships, and contribute to financial efficiency and compliance within the organization. Job Description : Manage payments related accounts payable process, payment scheduling, and reconciliation. Maintain strong relationships with banking partners and financial institutions. Ensure compliance with company policies, statutory requirements, and audit standards. Monitor and optimize cash flow, bank balances,Cheque books and payment cycles. Assist in preparing financial reports related to banking transactions and AP activities. Resolve discrepancies related to invoices, payments, and bank transactions. Participate in financial audits and provide necessary documentation. Implement and improve internal controls for AP and banking processes. Coordinate with other departments for smooth financial operations. Qualification and mandatory Key Skills: Bachelor's degree in Finance, Accounting, or related field. CA Inter/ MBA preferred. Strong understanding of banking operations, payment systems, and financial regulations. Proficiency in ERP systems and MS Office applications. Excellent analytical, organizational, and communication skills. Ability to work under pressure and meet deadlines. Attention to detail and high level of integrity. Work Experience Required: Minimum of 4-5 years experience in accounts payable, banking, or Finance role out of which at least 2 years experience with a NBFC/ Bank.
Key Responsibilities Design intuitive user experiences across multiple touchpoints: B2C : Borrower-facing mobile/web apps B2B : Field agents app to source the leads Internal tools : operations/back-office Platforms Create wireframes, high-fidelity mockups, and clickable prototypes using Figma or similar tools Work closely with product managers, developers, and stakeholders to translate business goals into usable, attractive interfaces Conduct user research and usability testing to iterate and improve designs Ensure mobile-first, responsive, and accessible designs for both web and app platforms Build and maintain a scalable design system for consistency across products Collaborate with engineering to ensure design quality through implementation Requirements 45 years of experience in UI/UX design for web and mobile products Strong portfolio showcasing real-world projects across B2C and B2B digital products Expertise in Figma (or Adobe XD/Sketch), prototyping tools, and user flow mapping Solid understanding of UX principles, accessibility, and human-centered design Ability to handle complex workflows such as onboarding, KYC, and credit journeys Strong communication skills and ability to manage feedback from diverse teams Preferred (Good to Have) Experience designing fintech or lending products Familiarity with LOS, LMS, or NBFC workflows Experience designing for Tier 2-4 or multilingual audiences Comfort working in early-stage, fast-paced product environments Basic understanding of tech to collaborate better with frontend teams
Role and Responsibilities: Addressing user tickets for issues regarding hardware, software, and networking. Assisting User through installing applications and computer peripherals. Having Knowledge on Office O365 Client Configuration Good Knowledge on .OST & .PST file Monitor Branch Network through SDWAN Portal Installing and maintaining hardware and computer peripherals Installing and upgrading operating systems and computer software Troubleshooting Network and Connection Issue Monitor the performance of a company's desktop infrastructure and provide suggestions to improve efficiency Providing technical support either by visiting on-site or through remote-access systems. Guide users with step-by-step instructions to resolve the issues. Customizing the desktop applications as per the needs of users and clients. software and hardware upgrades. Maintaining a log of job tickets and maintenance tasks. Send the unresolved issues to the next level of the support team. Ensuring that the client systems are working fine. Creating technical reports and manuals. Keep up with current breakthroughs in computing technology and research its reviews. Understanding of Windows operating systems, hardware, software, and networking. Working knowledge of office automation products and computer peripherals, like printers and scanners Knowledge of network security practices and anti-virus programs Ability to perform remote troubleshooting and provide clear instructions Qualifications: A bachelor's degree in computer science / engineering, IT or a related field. Relevant certification in Networking, Systems and Hardware is a plus Strong analytical and problem-solving abilities to identify and address technical issues effectively. Efficient time management and organizational skills to handle multiple tasks and meet deadlines Clear and effective communication, both written and verbal
Business:- Risk based scoping methodology to ensure a comprehensive and representative sample of the overall loan portfolio. Ensure early identification and escalation of risks, issues, trends and developments to relevant stakeholders. Continuous Monitoring of the companys processes and raising issues outside of formal audit when needed. Identify control weaknesses and recommend improvements in all the functions of the company Prepare detailed audit reports and present findings to Head Audit Conduct follow-up audits to ensure corrective actions are implemented Assess the effectiveness of internal controls and risk management systems Collaborate with departments to improve processes and mitigate risks Stay updated on regulatory changes and industry best practices Customer:- Provide management instances of control gaps identified for key risk areas where inadequate existing controls and process design issues to improve control environment in the organization. Establish and maintain effective working relationships with key stakeholders from the Business side and second line of defense. Internal Process :- Support the HOA in the development of the risk assessment and development of an appropriate audit plan which will address key risks identified and meet relevant regulatory requirements Be ready to participate as team member for assigned audit work and potentially lead the more complex audits such as multi-location high risk audits or thematic audit or Product audits or process reviews. Learning & Performance:- Keep abreast of internal and regulatory guidelines and make adequate changes, if required, in the audit methodology. Educational Qualification: - CA or MBA Finance qualification with total post qualification of 1-2 years in secured, unsecure, LAP, Housing, Personal Loan lending product in a bank or an NBFC. Experience: - in managing the process audit across functions will be an added advantage. Essential: - Strong analytical and problem-solving abilities and proficiency in data analysis
Job Description: Software Architect - Backend / Full Stack Description: We are seeking a highly skilled Lead Software Engineer to take charge of the design and development of robust backend systems and contribute significantly to full-stack projects. The ideal candidate will have a strong background in Software Design and Architecture, Microservices , along with expertise in Python and Django / flask / fast API stack, Object-Oriented Programming (OOP) concepts, Django ORM, Django Rest Framework, MVC architecture, databases (SQL and NoSQL), RESTful API, Apache Kafka, and Queues. Role and Responsibilities: Lead the design, development, testing, deployment, and maintenance of scalable and efficient backend systems. Provide technical leadership and mentorship to the development team. Collaborate with cross-functional teams to define, design, and deliver high-quality software solutions. Work on full-stack development, ensuring seamless integration between backend and frontend components. Implement and enforce best practices for software development, including code reviews, unit testing, and documentation. Incorporate CI/CD practices to ensure efficient and automated software delivery. Troubleshoot, debug, and resolve complex software issues to ensure optimal performance. Stay abreast of industry trends and emerging technologies, contributing innovative ideas for product development. Qualifications: Bachelors / masters degree in computer science, Software Engineering, or a related field. 8+ years of professional experience in Software Engineering with a focus on Backend and Full Stack development. Strong expertise in Software Design and Architecture. Proven experience with Microservices architecture. Proficient in Python and a solid understanding of OOP concepts. Familiarity with databases (SQL and NoSQL) and designing RESTful APIs. Experience working with messaging queues, Apache Kafka is a plus. Knowledge of CI/CD practices for efficient software delivery. Proven leadership skills with the ability to lead and inspire a development team. Excellent problem-solving skills and attention to detail. Strong communication and collaboration skills. Why Join Us: Join a dynamic and collaborative team of tech enthusiasts. Contribute to exciting projects and innovative solutions. Work in an environment that encourages professional growth and learning. Competitive salary and benefits package. Comprehensive health and Life Insurance