High Value Underwriter - Loan Against Property Tata Capital

10.0 - 14.0 years

0 Lacs

hyderabad, telangana

On-site

As a Credit Lead at the CFAB organization, your primary responsibility will be to monitor all CFAB product digital journeys from the credit side, ensuring thorough testing and tracing out further scope for improvement. Additionally, you will actively engage with stakeholders from various departments such as Product, Sales, Credit, Digital, Data Science, IT, Operations, Collections, and relevant fintech/IT vendors. Your role will involve enabling a best-in-class end-to-end digital customer experience that leads to business growth. You will be tasked with tracing out opportunities that are not in line with policy rules from the customer segments and discussing data-backed analysis with the Credit and Risk teams. Your inputs will be crucial in proposing relevant changes in rules and journey processes. Furthermore, you will be responsible for suggesting process and journey changes, drafting process notes, and Business Requirement Documents (BRDs). Collaborating with relevant stakeholders and fintech/IT vendors, you will facilitate the development or modification of digital journeys. As the Credit Lead for BRE migration, you will test BRE rules for new policies in coordination with other stakeholders. Ensuring standardization of digital underwriting rules for assisted digital and online digital journeys will be a key aspect of your role. You will also play a vital part in MIS automation by liaising with Data Science, Digital, and IT teams. Your role will involve enabling enhanced cross-sell and upsell opportunities within the lending business. Working closely with the Data Science and Risk teams, you will contribute to the development and review of credit decisioning scorecards. Additionally, you will serve as the Single Point of Contact (SPOC) for digital projects undertaken by the CFAB Credit Team. Other responsibilities include evaluating and implementing cost-effective processing tools, driving efficiency with the Data Science team through Machine Learning Models, and conducting reviews and presentations for senior management and relevant forums. Your focus will be on decisioning high-value cases for business loans and loans against property across the country. You will underwrite for all customer segments for retail high-value loan products and present to senior management for decisioning. Authorization of deviations raised by underwriters in compliance with credit policy, finalizing credit memos, and managing end-to-end credit approvals for high-value cases from Pan-India are also part of your responsibilities. The ideal candidate for this role should hold a Chartered Accountant qualification with at least 10 years of work experience in LAP and Business Loans underwriting. An MBA, PGDBA, PGPM, or equivalent degree will be considered beneficial for this position.,

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AI & Automation Enabler- Operations & Finance Job express

2.0 - 6.0 years

0 Lacs

delhi

On-site

As an AI Workflow Designer, you will be responsible for identifying repetitive tasks, delays, or leakages in operations/finance processes. Your key responsibilities will include designing AI-enabled automations and integrating available tools and automations in the industry. You will also be required to connect existing tools such as Tally, Shopify, Excel, Zoho, etc., and build internal workflows with the assistance of 3rd party specialists. No technical experience is necessary for this role. Additionally, you will be tasked with building internal dashboards, automating Management Information Systems (MIS), setting up real-time alerts, and creating Standard Operating Procedure (SOP) bots. It is essential to stay updated on emerging AI tools and their use cases, as well as conducting pilots to test Return on Investment (ROI). You will play a crucial role in fostering a culture of automation and continuous improvement within the organization. To be successful in this role, you should have at least 2 years of experience in process automation, business operations, or product/tech. Strong communication, analytical, and problem-solving skills are required, along with a high sense of ownership, agility, and the ability to thrive in ambiguous situations. Prior experience working with founders or senior leadership will be advantageous. Key Skills: - Business operations - MIS automation - Analytical skills - Process automation - SOP bots - Finance - Agility - Dashboards - Workflow automation - AI workflow design - Problem-solving - Real-time alerts - Communication,

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Business Planning Manager YES BANK

5.0 - 9.0 years

0 Lacs

hyderabad, telangana

On-site

As a Wholesale Banking Analyst, your responsibilities will include preparing and analyzing profitability statements for wholesale banking segments such as Corporate Banking, Commercial Banking, and SME. You will engage in discussions on product profitability with various product groups like Corporate Finance, Trade Services, and Treasury. It will be your responsibility to analyze trends in business performance across products, teams, and geography, providing definitive suggestions for management decision-making. You will also play a key role in preparing budgets for the bank in coordination with different business units and support functions, analyzing variances of actual performance against the budgets. Additionally, you will be tasked with preparing and presenting various analyses impacting wholesale banking segments to stakeholders on a periodic basis. The ideal candidate for this role should possess a preferred qualification of CA with 5-6 years of experience in a professional business environment, preferably in a bank. You should have a conceptual understanding and hands-on working experience of wholesale banking MIS/Analytics, along with knowledge and experience in bank-level budgeting and variance analysis. Experience in profitability analysis of banking products within Corporate Lending, Trade Services, and Treasury is essential. Proficiency in Microsoft Excel and Access, as well as exposure to MIS automation needs, is required. You should be able to provide accurate information with insights in a fast-paced and decision-centric environment. Strong communication and presentation skills are also necessary for this role.,

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