12 Micro Lending Jobs

ESAF Small Finance Bank is Hiring!!! (Micro banking channel) Job Profile : Customer Service Manager Customer Service Officer Vertical : Micro Banking Interested candidates may contact or WhatsApp: 8714644961 - Mr. Abinash Criteria: Customer Service Officer *) Any fresher can apply Qualification : Plus two/ any degree/ any PG Age : 30 Customer Service Manager *) Candidates having 5 plus years of experience in Micro finance/banking (in Group loan product). *) Minimum 2 plus years of experience in team handling. Qualification : Any degree Age : 40 We are looking forward to meet you!!!

ESAF Small Finance Bank is Hiring!!! (Micro banking channel) Job Profile : Customer Service Officer Vertical : Micro Banking Interested candidates may contact or WhatsApp: 8778231801 - Mr. Jeeva Criteria: *) Any fresher can apply Qualification : Plus two/ any degree/ any PG Age : 30 Job Description Identification of Sangams (Joint Liability Group) Coordinate with Unit Managers for Sangam Formation Adding of more members into Sangam Collection of Instalment amount in decided intervals Documentations & Reporting as needed We are looking forward to meet you!!!

Role & responsibilities Building and maintaining strong relationships with banks, financial institutions, co-lending partners, investors, and other external stakeholders Source funds through diverse debt instruments, including securitization (PTC/DA), term loans, debentures (NCDs), commercial papers (CPs), and working capital lines (WCDL/CC) etc. Preparing loan proposals and CMA (Credit Monitoring Arrangement) data for Term Loan, ECBs, NCDs, Tier-II Capital, CPs, Direct Assignment/PTC, and other instruments Screening of borrowing documentation including term sheets, covenant review, negotiation of commercials, security structure, and other terms prior to fund raising Handling co-lending operations including partner onboarding, agreement execution, fund settlement coordination, interest/principal reconciliation, and MIS/reporting Coordinating with lenders for due diligence and ensuring timely, precise information sharing Liaising with credit rating agencies and external valuators for periodic rating reviews and documentation Assess liquidity positions, monitor ALM statements, and initiate borrowings aligned with company strategies Providing daily/weekly liquidity position of the Company to the Management Ensuring timely repayment of all debt obligations and tracking repayment confirmation; follow up on overdue cases and escalations Managing transaction banking platforms for seamless fund flows Effective fund management by identifying idle cash and pooling funds for optimized usage Performing all month-end treasury closures including interest calculations, fund position reporting, and cash f low statements Ensuring completeness and accuracy of information before sharing with lenders/investors Periodic reporting (Monthly/Quarterly/Half-Yearly/Annual) to investors, lenders, rating agencies, and senior management Continuous tracking of covenants across lenders and reporting deviations Acting as a central coordination point between treasury, accounts, and senior management Effective execution of all month end and treasury related activities as per organisation requirement Driving automation initiatives within treasury operations to improve process efficiency Preferred candidate profile MBA Finance/ ACCA/ CPA/ CA Personality Traits: Go-getter, Aggressive, Multi-tasker Good communication skills (fluent English, clarity in speech) Strong Excel, communication, and coordination skills; attention to detail and deadline-driven Presentable, Well-groomed Ability to work under pressure and meet deadlines. Minimum 2/3+ years of experience in handling lenders for debt raising and working in front office and be lenders SPOC (Reporting of 2 Treasury Analyst) Candidates with experience in HOUSING FINANCE Companies, Micro Finance, NBFC preferred but not limited

Handling of regional team of Territory Managers, Branch Managers, FLO across the geography assigned. Managing regional microfinance portfolio by retaining existing customer with quality services. Strategy formulation for delivering target. Required Candidate profile Stable Candidate with experience in MICROFINANCE vertical sales.

Handling of regional team of Territory Managers, Branch Managers, FLO across the geography assigned. Managing regional microfinance portfolio by retaining existing customer with quality services. Strategy formulation for delivering target. Required Candidate profile Stable Candidate with experience in MICROFINANCE vertical sales.

Develop and execute the national JLG business strategy in alignment with the Bank's objectives. Suitable experience in various microfinance services and products Identify growth opportunities, market trends, and competitive landscape to drive expansion, and contribute to the growth strategy of inclusive banking. Formulate annual business plans, budgets, and financial forecasts for JLG operations. Proficiency in managing both Liabilities and UBRC (Unbanked Rural Centre) business. Oversee day-to-day operations of JLG activities, ensuring efficiency and effectiveness Implement best practices in customer acquisition, loan disbursement, collections, and portfolio management. Monitor and evaluate the performance of regional and branch teams against targets and OKRs. Lead, mentor, and develop state/zonal heads and their teams to achieve high performance. Foster a collaborative and high-performing culture that aligns with the organization's values and mission. Ensure compliance with all regulatory requirements and internal policies. Utilize data and analytics to drive decision-making and continuous improvement. Qualification Experience A Master's degree or MBA is preferred Minimum of 18 to 25 years of experience in microfinance with at least 3 years in a senior leadership role managing JLG. Proven track record of successfully driving business growth and managing large teams.

Requirement for Field Sales Roles & Responsibilities: Increase fresh leads through field sales. Identify fresh opportunities to expand the customer base and enhance revenue. Cultivate strong relationships with existing and potential clients. Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA. Salary: Max 2.8lpa Variable: Unlimited Incentive, PF & ESI Locations: Across Chennai

Requirement for Field Sales Roles & Responsibilities: Increase fresh leads through field sales. Identify fresh opportunities to expand the customer base and enhance revenue. Cultivate strong relationships with existing and potential clients. Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA. Salary: Max 2.8lpa Variable: Unlimited Incentive, PF & ESI Locations: Across Nagercoil

Role & responsibilities Drive MLAP business growth across assigned region Build and lead high-performing sales and credit teams Manage direct channel and source through open market Monitor portfolio quality, collections & credit hygiene Liaise with product, risk, and operations teams for smooth disbursal

Interested applicants - can reach us directly through Mail - subramani.s@smfgindia.com . Native Location employee will be given preference . !!! Role & responsibilities - Branch Profitability - Branch Portfolio Performance ( both Group Lending & Individual Loans ) - Percentage Mix between Group / Individual Lending. - Productivity of front end personnel. - Growth in contribution on volume and revenue to the Cluster / Territory Basis - Customer Care Programme in the Branch and Marketing - Attending customer queries & resolution in TAT - New Customer acquisition and attrition. - Ensures every new joinee in the cluster goes through the training and is certified before he is got into branch. - Branch Attrition Voluntary / Involuntary - No of people groomed to the next level. - Team Handing - Audit Rating - FTR Score for the cluster - No. of exceptions raised due to branch quality check. Preferred candidate profile Strong Experience in handling Group Lending/Group Loans and MFI . Experience of 5+ years in MFI ( Rural - NBFC ) Age 30-37. Education - Graduation . Open for relocations Perks and benefits Medical Insurance ( Family support - till 5 Lacs ) Travel Allowance Salary EPFO ESI Locations : 1. Palayam Kottai , 2. Melur , 3. Ottamchathiram 4. Trichy 5. Velakavundanpatti 6 . Maduranthakam 7 . Panruti 8 . Lalgudi

Dear Candidate, We are looking for field sales role (Business Development Officer-Gold Loan Sales) Roles & Responsibilities: Increase fresh leads through field sales. Identify fresh opportunities to expand the customer base and enhance revenue. Cultivate strong relationships with existing and potential clients. Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA. Salary: Max 2.8lpa Variable: Unlimited Incentive, PF & ESI Locations: Across Chennai

Dear Candidate, We are looking for field sales role (Business Development Officer-Gold Loan Sales) Roles & Responsibilities: Increase fresh leads through field sales. Identify fresh opportunities to expand the customer base and enhance revenue. Cultivate strong relationships with existing and potential clients. Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA. Salary: Max 2.8lpa Variable: Unlimited Incentive, PF & ESI Locations: Across Batlagundu, Dindigul, Coimbatore, Gugai-Salem, Kumbakonam, Kuniyamuthur, Madurai, Mettupalayam, Nagarcoil, Ooty, Palladam, Ramnad, Sethiyathope, Theni, Tiruchengode, Tirupur, Chennai