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0.0 - 4.0 years
1 - 3 Lacs
Narsipatnam
Work from Office
Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates
Posted 3 weeks ago
0.0 - 3.0 years
2 - 3 Lacs
Tiruppur, Coimbatore, Erode
Work from Office
Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.
Posted 3 weeks ago
0 - 3 years
0 - 3 Lacs
Pune
Work from Office
Contact Person : Mr. Sumit Wasnik- 8714006088 /8625892510 Roles and Responsibilities Build relationships with existing clients to ensure timely repayment of loans and resolve any issues that may arise. Maintain accurate records of client interactions, transactions, and performance metrics. Desired Candidate Profile 0-3 years of experience in NBFC or microfinance industry. Strong understanding of MFI (Microfinance Institution) regulations and guidelines. Excellent communication skills for effective customer engagement during field work. Ability to work independently with minimal supervision while maintaining high levels of accuracy.
Posted 1 month ago
10 - 15 years
8 - 15 Lacs
Kochi
Work from Office
Role & responsibilities Manage productivity by fixing productivity parameters for RMs/AMs/BMs/ROs, monitoring the performance towards individual targets & business goals. Business achievement as per goals fixed time to time and reviewing portfolio risk. Drive and Implement Sales strategy to deliver Net Income in compliance with organization's goals. Liaison with credit, risk, operation & IT department for seamless execution of finance schemes & implementation of new policies. Ensure adherence to policies, procedures, processes and other regulatory/audit requirements. Managing the Delinquency of the business sourced to ensure health of portfolio. Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction. Preferred candidate profile Graduate/ Post graduate with min 12 to 18 years of work experience in Microfinance. Should have managed large teams and geography (50 to 100 branches), with thorough understanding of the Kerala market. Exceptional customer facing and interpersonal skills. Demonstrates excellent leadership, time management and people skills. Ability to create an inclusive workplace through constant motivation and coaching. Proficiency in MS Office (Word, Excel, and PowerPoint). Demonstrates excellent leadership, time management, organizational and reporting skills.
Posted 2 months ago
0 - 3 years
0 - 2 Lacs
Ambarnath, Boisar, Mumbai (All Areas)
Work from Office
Contact Person : Ms. Cassia - 95675 93721 Roles and Responsibilities Build relationships with existing clients to ensure timely repayment of loans and resolve any issues that may arise. Maintain accurate records of client interactions, transactions, and performance metrics. Desired Candidate Profile 0-3 years of experience in NBFC or microfinance industry. Strong understanding of MFI (Microfinance Institution) regulations and guidelines. Excellent communication skills for effective customer engagement during field work. Ability to work independently with minimal supervision while maintaining high levels of accuracy.
Posted 2 months ago
2 - 7 years
2 - 7 Lacs
Ghazipur, Azamgarh, Ballia
Work from Office
Building a strong relationship with the Bankers Achieving your sales targets as per channel strategy Meeting prospective customers with channel sales team to sell insurance solutions Providing pre and post sales support Required Candidate profile Ensuring quality of business sales experience, communication skills , personality development , field sales experience ,sales & marketing , local area network knowledge , team management quality.
Posted 2 months ago
8 - 13 years
13 - 14 Lacs
Karnataka
Work from Office
We are Hiring for Leading Finance Company Profile - Regional Sales Manager - JLG CTC - Depends on current CTC - (Max 14 LPA). Age - Below 35 Yrs Location - Karnataka Roles and Responsibilities Manage a team of sales professionals to achieve regional targets for group loans, MFI, microfinance, SHG, and JLG products. Develop and implement effective strategies to increase market share and revenue growth in the assigned region. Build strong relationships with key stakeholders, including channel partners, distributors, and customers to drive business expansion. Conduct regular performance reviews with team members to identify areas of improvement and provide coaching/training as needed. Analyze market trends and competitor activity to stay ahead of the competition. Desired Candidate Profile 8-13 years of experience in sales management or related field (preferably in financial services). Proven track record of achieving sales targets through effective leadership and strategy development. Strong understanding of group loan, MFI, microfinance, SHG, and JLG products/services. Excellent communication skills with ability to build strong relationships with internal/external stakeholders. Interested Candidate can share their CVs on akshita.sahu@skillventory.com or feel free to Connect with me on 8602231555 References are Appreciable
Posted 2 months ago
4 - 8 years
4 - 5 Lacs
Varanasi, Ballia
Work from Office
Role & responsibilities - Branch Profitability - Branch Portfolio Performance ( both Group Lending & Individual Loans ) - Percentage Mix between Group / Individual Lending. - Productivity of front end personnel. - Growth in contribution on volume and revenue to the Cluster / Territory Basis - Customer Care Programme in the Branch and Marketing - Attending customer queries & resolution in TAT - New Customer acquisition and attrition. - Ensures every new joinee in the cluster goes through the training and is certified before he is got into branch. - Branch Attrition Voluntary / Involuntary - No of people groomed to the next level. - Team Handing - Audit Rating - FTR Score for the cluster - No.of exceptions raised due to branch quality check. Preferred candidate profile Strong Experience in handling Group Lending/Group Loans and MFI . Experience of 5+ years in MFI ( Rural - NBFC ) Age 30-40 Education - Graduation . Open for relocations Perks and benefits Medical Insurance ( Family support - till 5 Lacs ) Travel Allowance Salary EPFO
Posted 2 months ago
3 - 7 years
3 - 4 Lacs
Trichy, Madurai, Coimbatore
Work from Office
SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Assistant Unit Manager Role & Responsibility: Ensure profitability of the branch, and contribution to the revenue of the state by ensuring all Company policies, practices & guidelines are adhered to as per approved policy. All constituents of the branch functions in a seamless manner & build synergy in overall operations of the Unit. Expertise required/ Domain Knowledge: Ability to effectively communicate with the public Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors) Ability to work with minimal direction. Self-starter Good interpersonal, relationship management, customer service, and rapport building skills. Good leadership and people management skills, with ability to manage people both directly and indirectly at multiple levels and remotely Ability to prioritize, multi-task, delegate, and proactively resolve problems Demonstrated potential to take initiative in building a growing customer base and team Expertise required/ Domain Knowledge: Rural Market Knowledge No. of years of relevant experience: Minimum 3 years experience in Group loan / Business Loan Interested candidates can send their profiles also refer your friends to subramani.s@smfgindia.com
Posted 2 months ago
3 - 7 years
3 - 4 Lacs
Madurai, Tirupur/Tiruppur, Coimbatore
Work from Office
SMFG India Credit Co. Ltd. (Formerly Fullerton India Credit Co. Ltd.) is hiring for Assistant Unit Manager Role & Responsibility: Ensure profitability of the branch, and contribution to the revenue of the state by ensuring all Company policies, practices & guidelines are adhered to as per approved policy. All constituents of the branch functions in a seamless manner & build synergy in overall operations of the Unit. Expertise required/ Domain Knowledge: Ability to effectively communicate with the public Good analytic skills, judgment and ability to make independent decisions informed by both quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors) Ability to work with minimal direction. Self-starter Good interpersonal, relationship management, customer service, and rapport building skills. Good leadership and people management skills, with ability to manage people both directly and indirectly at multiple levels and remotely Ability to prioritize, multi-task, delegate, and proactively resolve problems Demonstrated potential to take initiative in building a growing customer base and team Expertise required/ Domain Knowledge: Rural Market Knowledge No. of years of relevant experience: Minimum 3 years experience in Group loan / Business Loan Interested candidates can send their profiles also refer your friends to subramani.s@smfgindia.com
Posted 2 months ago
5 - 8 years
4 - 5 Lacs
Madurai, Salem, Coimbatore
Work from Office
Interested applicants - can reach us directly through Mail - subramani.s@smfgindia.com . Native Location employee will be given preference . !!! Role & responsibilities - Branch Profitability - Branch Portfolio Performance ( both Group Lending & Individual Loans ) - Percentage Mix between Group / Individual Lending. - Productivity of front end personnel. - Growth in contribution on volume and revenue to the Cluster / Territory Basis - Customer Care Programme in the Branch and Marketing - Attending customer queries & resolution in TAT - New Customer acquisition and attrition. - Ensures every new joinee in the cluster goes through the training and is certified before he is got into branch. - Branch Attrition Voluntary / Involuntary - No of people groomed to the next level. - Team Handing - Audit Rating - FTR Score for the cluster - No.of exceptions raised due to branch quality check. Preferred candidate profile Strong Experience in handling Group Lending/Group Loans and MFI . Experience of 5+ years in MFI ( Rural - NBFC ) Age 30-37. Education - Graduation . Open for relocations Perks and benefits Medical Insurance ( Family support - till 5 Lacs ) Travel Allowance Salary EPFO ESI
Posted 2 months ago
4 - 5 years
2 - 3 Lacs
Raigad, Bhor, Dapoli
Work from Office
Roles and Responsibilities Manage daily operations of the branch office, ensuring efficient loan disbursement and recovery processes. Develop and implement strategies to increase sales performance, expand customer base, and improve market share. Oversee team management, providing guidance on group loans, microfinance products, and other financial services offered by the company. Analyze market trends and competitor activity to identify opportunities for growth Requirements 4+ years experience of Micro Finance/JLG Graduation required in any stream Team Handling experience
Posted 2 months ago
0 - 2 years
0 - 1 Lacs
Trichy, Tiruvadanai, Musiri
Work from Office
Greetings from HDB Financial services Pvt Ltd . Urgent Hiring for - Loan Officer (Sales & Collection) - JLG Loans Micro finance Positions : 10 Upto CTC Max : 1.25 LPA to 2 LPA Freshers Also Applicable Experience max : 6 Months to 1 Year Any industry experience okay Cibil Mandatory :700 Age Upto : 34 Max Role & responsibilities Handling Sales & Collection For JLG Loans & SHG Loans product Collection through XBucket and meet customers to daily basis Immediate joiner first preference or else 15 days notice period max If anyone interested kindly share your updated resume through this contact no :7010364128 Mail Id : abishake.s@hdbfs.com Perks and benefits Attractive incentives provided
Posted 2 months ago
7 - 12 years
4 - 7 Lacs
Bhandara, Brahmapuri, Solapur
Work from Office
Cluster Head Micro Banking Required Experience : Min 7 years Microbanking Channel Skills Customer Management Customer Acquisition Customer service, Description Target and Manpower planning for the region Ensure recruitment and training of manpower - Branch manager/Branch Sales Managers/BCM/BOM Will be responsible for meeting disbursements targets month on month. Identifying business clusters with high potential and execute penetration strategies. Tracking and improving branch profitability and portfolio quality Meeting business target including Fee income and cross sell Monitoring and mentoring the team and creating career path for team Keeping a regular track of competition and reporting new products / market developments to upstream. Managing the X bucket collection and overall portfolio management Managing internal and external audit compliance Interested Candidates may Whatsapp : Ms. Cassia (HR) - 95675 93721
Posted 2 months ago
0 - 3 years
0 - 3 Lacs
Ner, Darwha, Yavatmal/Yeotmal
Work from Office
Roles and Responsibilities Build strong relationships with customers in rural areas to drive business growth. Identify opportunities for cross-selling and upselling various financial products. Develop and execute strategies to increase rural finance penetration through microfinance products like JLGs (Joint Liability Groups) and MFI (Microfinance Institution). Manage branch operations, including sales, customer service Desired Candidate Profile 0-3 years of experience in banking or microfinance industry. Excellent communication skills with ability to work effectively in a fast-paced environment. Kindly contact Through Whatsapp : Ms. Cassia (HR) - 95675 93721
Posted 2 months ago
0 - 3 years
0 - 3 Lacs
Bhandara, Ramtek, Sakoli
Work from Office
Roles and Responsibilities Build strong relationships with customers in rural areas to drive business growth. Identify opportunities for cross-selling and upselling various financial products. Develop and execute strategies to increase rural finance penetration through microfinance products like JLGs (Joint Liability Groups) and MFI (Microfinance Institution). Manage branch operations, including sales, customer service Desired Candidate Profile 0-3 years of experience in banking or microfinance industry. Excellent communication skills with ability to work effectively in a fast-paced environment. Kindly contact Through Whatsapp : Ms. Cassia (HR) - 95675 93721
Posted 2 months ago
0 - 1 years
0 - 2 Lacs
Melur
Work from Office
Role & responsibilities Field sales and Collection for group loan Sourcing and lead generating Marketing activities Preferred candidate profile Min - 1 year experience in Loan/finance Graduation is must Age below 34years Perks and benefits Additional benefits - Petrol Allowance 5 Lac Insurance coverage to individual and family members On roll opportunity
Posted 2 months ago
1 - 5 years
2 - 5 Lacs
Chennai, Bengaluru, Kochi
Work from Office
Asign to one branch for overall sales oprations online Managing the sales through assigned leads The candidate has to handle tie-up partners To Close The leads Provided By the Company Handle the walk-in customer Do Cross Selling Products Required Candidate profile Experience: Minimum 1 year of experience in sales. Education: Bachelor’s degree Skills: Strong relationship and negotiation skills
Posted 2 months ago
8 - 13 years
14 - 20 Lacs
Delhi NCR, Delhi, Gurgaon
Work from Office
We are looking for a highly skilled and experienced professional to join our dynamic Risk Department If you are a strategic thinker with a deep understanding of financial risk management, particularly in the microfinance sector , and have significant experience in Credit Risk , Market Risk , Asset Liability Management (ALM) , and Expected Credit Loss (ECL) , we would love to hear from you. Key Responsibilities: Credit Risk Management: Assess and monitor credit risk exposure across the organization, including portfolios in microfinance and MSMEs, and develop models to predict and manage risks. Expected Credit Loss (ECL): Oversee ECL models and ensure compliance with IFRS 9 . Collaborate with internal teams for accurate reporting and backtesting. Liquidity and Market Risk: Prepare and monitor LCR , evaluate market risk factors, and optimize funding strategies in collaboration with treasury and finance teams. Internal Capital Adequacy Assessment Process (ICAAP): Assist with ICAAP execution, ensuring capital adequacy and performing stress testing and scenario analysis. Risk Monitoring & Governance: Lead risk assessments, monitor KRIs , and ensure regulatory compliance while identifying risk mitigation strategies. Qualifications: Education: CA, MBA (Finance/Economics), and relevant Risk Management certifications (FRM, CRM). Experience: Minimum 10-12 years of experience in risk management , with at least 5-6 years in microfinance , lending operations , and RBI compliances . Skills: Strong leadership, strategic thinking, communication skills, and problem-solving abilities. Location: Gurugram Salary & Benefits: Competitive salary and benefits package, commensurate with experience. To Apply: If interested, Please send your resume to Pooja.jain@satincreditcare.com
Posted 2 months ago
1 - 5 years
2 - 4 Lacs
Trichy, Tirunelveli, Chennai
Work from Office
100% lead based work. Handle Walking Customers. Manage Client Relationship. Follow-up on policy renewal. Provide updates on LI products. Maintain data & make reports. interested candidate share resume on my whatsapp (87996 35978) SR HR Akash S Required Candidate profile Education : Any Graduate With Good Communication Experience : Must 1+ years of field Sales / Banking / Finance / Insurance Age : 21 to 38 years (Fresher's don't apply) Locality : Should be Local Perks and benefits PF Medical Benefits Family Insurance On roll job
Posted 2 months ago
0 - 3 years
0 - 3 Lacs
Nagbhir, Bhandara, Ramtek
Work from Office
Roles and Responsibilities Build strong relationships with customers in rural areas to drive business growth. Identify opportunities for cross-selling and upselling various financial products. Develop and execute strategies to increase rural finance penetration through microfinance products like JLGs (Joint Liability Groups) and MFI (Microfinance Institution). Manage branch operations, including sales, customer service Desired Candidate Profile 0-3 years of experience in banking or microfinance industry. Excellent communication skills with ability to work effectively in a fast-paced environment. Kindly contact Through Whatsapp : Mr. Sumit Wasnik (HR) - 87140 06088
Posted 2 months ago
0 - 5 years
2 - 2 Lacs
Motihari, Darbhanga, Patna
Work from Office
Microfinance Job in (Bihar) Fresher/ Micro Loan, BFSI Sales Experience Candidates Can Apply Hiring In- Leading Microfinance Company Profile- Relationship Officer Field Officer Location All Bihar- Job Location will be Within 60km to 150km To Schedule your Interview Call/WhatsApp- 9999391397 Raju Chaudhary Free Job no any charges Salary- 19000 CTC (15300 in Hand) Upto 2500rs Petrol + Incentive Bike & DL Must Age Limit- 18 to 30 Years Qualification- 12th, Graduate Job Role/Responsibilities Sell Micro Loan, Group Loan Product Loan Disbursement, EMI Collection, Lead Generation, Field Sales Verification of Kyc Documents Fresher candidates also Apply Field Sales, Micro Finance, BFSI, Banking, Experience Candidates can Apply Share this Message with your friends
Posted 2 months ago
12 - 20 years
15 - 25 Lacs
Madurai, Salem
Work from Office
Role & responsibilities Map and assess potential target areas and client groups and supervise and guide staff to establish new sub-branch offices; Develop a business plan for the area to open branches, conduct area surveys and open branches. Co-ordinate with Admin & HR Ensure that targets outlined in the Business Plan are achieved Ensure that there is constant feedback & communication with Field Officers & the management Overall responsibility for quality business of assigned branches & new branches to be opened in the designated area. Set goals for customer & business growth (disbursement & loan outstanding) of new branches and monitor them monthly. Maintain complete information of competition operating in the region Preferred candidate profile Candidate should have atleast 12+ years of experience in Microfinance industry. Candidate should be open to travel Regional Manager and above roles can apply for this role. Candidate should have atleast 30+ branches handling experience. Perks and benefits Family Mediclaim and Incentives
Posted 2 months ago
0 - 3 years
0 - 3 Lacs
Pune, Ahmednagar, Mumbai (All Areas)
Work from Office
Roles and Responsibilities Build strong relationships with customers in rural areas to drive business growth. Identify opportunities for cross-selling and upselling various financial products. Develop and execute strategies to increase rural finance penetration through microfinance products like JLGs (Joint Liability Groups) and MFI (Microfinance Institution). Manage branch operations, including sales, customer service Desired Candidate Profile 0-3 years of experience in banking or microfinance industry. Excellent communication skills with ability to work effectively in a fast-paced environment. Kindly contact Through Whatsapp : Ms. Cassia (HR) - 95675 93721
Posted 3 months ago
0 - 4 years
1 - 3 Lacs
Nagercoil, Pollachi, Coimbatore
Work from Office
Customer Relationship Executive Manager: Qualification : Any degree Experience : Candidate should have minimum 0.6 years of Collection and sales experience in Banking /NBFC Role: Gold loan Sales - Customer acquisition . Location: Coimbatore, Pollachi, Salem, Theni, Nagercoil, Dindigul
Posted 3 months ago
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