Lead Analyst/Senior Analyst - Risk Quality Assurance Crisil

5.0 - 9.0 years

0 Lacs

pune, maharashtra

On-site

You should have 5-8 years of experience in credit risk, demonstrating a strong domain understanding of wholesale credit risk. As part of your job duties, you will support the Risk team of global banks in the credit risk review program. This role requires a deep credit domain and sector expertise, as well as an understanding of banks" policies and procedures. You will be responsible for developing and obtaining approval for monthly/quarterly review plans in accordance with the bank's risk review program standards. This includes ensuring sufficient coverage of key credit assessment processes and governance activities for portfolios. Your responsibilities will also involve developing review templates/test scripts across various sectors such as Corporates (including leveraged lending portfolio, Hedge Funds, Private Equity, Real Estate, SPVs / Special Assets, etc.). You will execute reviews and perform credit quality checks, including planning, execution, and reporting reviews with recommendations. Your review procedures will assess the accuracy of input data, completeness of all steps, information, and processes required for credit risk assessment, as well as adherence to applicable bank policies and critical procedures for credit reviews. Furthermore, you will ensure the completion of reviews as per the approved monthly/quarterly review plan and prepare a quarterly summary outlining observations from the review exercise. You will produce actionable insights or corrective actions for improving the risk review program based on the monthly/quarterly summary. Additionally, you will update review templates/test scripts to align with evolving credit risk policies, processes, and the regulatory environment. As for qualifications, a CA (preferred) or MBA in Finance is required. You should have 5-8 years of work experience, with 3-4 years preferably in quality control/quality assurance/Audit, including exposure in wholesale banking credit operations, internal audit, credit risk, loan review, or quality assurance review function at an investment or large commercial bank. You must have an understanding of key counterparty credit risk themes such as Stress testing, Early warning indicators, Wrong way risk, exposure modeling including PFE, collateral (full understanding of ISDA/CSA protocols and complexities), and margining processes, including key regulations. Moreover, you should have an understanding of risk management and controls frameworks related to counterparty credit risk management or another financial risk discipline. Exposure to Market Risk and Credit Risk products such as Interest Rate, Equity, Collective Investment, Foreign Exchange (FX), Securities Financing Transaction, Derivatives position (Standard approach and Internal Model), Loans, and Off-balance sheet items would be an added advantage. Your ability to understand and track the implementation of organizational policies and regulatory requirements, as well as your knowledge and experience in designing and implementing a robust Quality Assurance/control framework, will be crucial for this role. In summary, you should possess a high level of attention to detail and accuracy, diligence, and hard work to excel in this role.,

Posted 2 days ago

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Cash & Collateral Management Intermediate Analyst Citi

2.0 - 6.0 years

0 Lacs

maharashtra

On-site

The Cash & Collateral Management Intermediate Analyst role is a developing professional position where you will have the opportunity to solve complex problems independently and integrate your in-depth specialty knowledge with industry standards and practices. You will work closely with the Cash Management Operations global team and managers to create and control processes regionally and globally. Your responsibilities will include predicting, forecasting, and reporting to Treasury processes, analyzing cash flow, managing funding processes, monitoring portfolios, and ensuring sufficient collateral is pledged timely and effectively. As an Intermediate Analyst, you will play a significant role in developing data processing systems for liquidity management and funding, interpret data, make recommendations for process improvement, and provide solutions to reduce errors and adhere to audit and control policies. You will also support the implementation of projects, participate in knowledge transfer activities, and interact with internal and external clients to exchange potentially complex information effectively. To excel in this role, you should have 2-5 years of experience in Banking or Treasury, intermediate knowledge of Treasury Funding and Banking Operations, a Bachelor's or Master's degree, and be flexible to work Sunday to Friday operations. Strong communication, interpersonal, and PC skills are essential, along with a desire to learn, attention to detail, and a positive attitude towards achieving goals. Overall, as a Cash & Collateral Management Intermediate Analyst, you will be responsible for managing various processes, reports, procedures, and products, ensuring compliance with regulations, mitigating risks, and supporting the implementation of global best practices. Your ability to adapt, learn, and perform multiple functions parallelly will be crucial in this dynamic role. This job description offers a comprehensive overview of the responsibilities and qualifications required for the Cash & Collateral Management Intermediate Analyst position. Additional duties may be assigned based on business needs, and Citi is committed to providing equal opportunities to all qualified applicants.,

Posted 3 days ago

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