Manager Credit Jobs – Apply to Latest Manager Credit Job Vacancies

Zonal Credit Head / Circle Credit Head - Unsecured Loan Array Job Solutions

10.0 - 20.0 years

20 - 35 Lacs

Pune, Delhi / NCR, Mumbai (All Areas)

Work from Office

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Posted 2 weeks ago

Apply

Senior Manager - Credit Modelling SBI Card

6 - 7 years

15 - 17 Lacs

Gurgaon

Work from Office

About Us SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto Make Life Simple inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential. What s in it for YOU SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well-curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits Commitment to the overall development of an employee through a comprehensive learning development framework Role Purpose To develop and maintain collection scorecards, segments for portfolio intervention, and transaction-level authorization strategies and oversee implementation of credit fraud decision engine deployment for the organization. Role Accountability Develop customized collection scorecards for each assigned delinquency stage Develop self-cure models for customized collection interventions cost control Develop micro-segments for effective portfolio interventions to maintain acquisition quality Develop transaction-level scorecards as input to the authorization strategy and cross-sell qualification Develop application fraud prevention scorecard Develop propensity models for offering hardship programs Develop customized acquisition scorecards for assigned segments. Develop customized behavior scorecards for each assigned segment. Maintain inventory of assigned models Automate ensure model deployment either in credit fraud decision engines or turbine/data lake Measures of Success Ensure the timely development of the models as per plan Model efficacy in terms of consistency reliability KS, Gini - Model performance metrics PSI - Model stability metric Out of time validation Process Adherence as per MOU Technical Skills / Experience / Certifications Good knowledge of Big Data/R/Python/SaS/Hadoop Competencies critical to the role Analytical ability and problem solving Qualification Master s degree in related field Preferred Industry FSI / Any

Posted 2 months ago

Apply

Start Your Job Search Today

Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.