Job Summary: The Credit Manager will be responsible for overseeing the credit and operational activities at the branch level. This role includes team supervision, documentation verification, field visits, client assessment, and maintaining portfolio quality. The ideal candidate should have hands-on experience in the microfinance or credit sector and strong leadership and communication skills. Key Responsibilities: FunctionDescriptionBranch SupervisionEnsure smooth functioning of branch operations and adherence to company policies.Team ManagementLead, motivate, and guide the branch staff including field officers and executives.DocumentationVerify and maintain accurate client documentation and loan records as per compliance norms.Credit AssessmentAssess group loans and individual loan proposals, ensure creditworthiness checks.Field VisitRegularly visit field locations for client verification, group formation, loan recovery, and support.Portfolio QualityMonitor and control PAR (Portfolio At Risk), ensure timely repayments and reduce delinquencies.Training & SupportConduct on-job training and guidance to field staff to improve productivity and compliance.ReportingSubmit timely reports to higher authorities related to branch performance, disbursements, and collections. Eligibility Criteria: Education: Graduate in any discipline. Preferred Qualification: Post-Graduation or MBA in Finance/Microfinance or related fields. Experience: Minimum 2-4 years of experience in Microfinance or Credit Management. Experience in group lending models or joint liability groups (JLG) is preferred. Skills Required: Strong leadership and team management skills. Good knowledge of credit risk and documentation processes. Fieldwork orientation and ability to handle pressure. Proficiency in MS Office and regional language communication.
Job Title: Assistant Branch Head (ABH) – Microfinance Location: [Specify Branch Location] Salary: ₹22,000 – ₹24,000 per month + Incentives + PF + ESI Employment Type: Full-time About Maanyasri Fin Serve Pvt. Ltd.Maanyasri Fin Serve Pvt. Ltd. is a leading Microfinance Institution (MFI) in Andhra Pradesh and Telangana, committed to providing financial inclusion through Joint Liability Group (JLG) loans and other microfinance products, empowering rural and semi-urban women entrepreneurs. Job PurposeThe Assistant Branch Head will support the Branch Head in managing branch operations, driving business growth, ensuring loan collections, and maintaining compliance in line with MFI standards. The role demands leadership skills, strong field presence, and the ability to build and maintain relationships with customers and the community. Key Responsibilities1. Branch Operations & Team Management Manage daily branch activities and ensure operational efficiency. Supervise, guide, and motivate branch team members to achieve business and collection targets. Maintain proper documentation and loan records as per company policy. Monitor team performance and ensure training for underperforming staff. 2. Business Development & JLG Product Management Promote and manage Joint Liability Group (JLG) loan products effectively. Conduct market surveys to identify potential customers and form new JLGs. Maintain good relationships with borrowers and community leaders to strengthen customer base. Ensure proper verification and onboarding of clients. 3. Loan Recovery & Collection Monitor repayment schedules and ensure timely collections from JLG members. Take corrective measures for overdue accounts and prevent delinquency. Ensure branch meets targeted recovery percentages (e.g., >95%). 4. Compliance & Reporting Adhere to RBI, MFIN, and company guidelines for microfinance operations. Prepare and submit daily/weekly/monthly reports to the Branch Head and Regional Office. Ensure compliance with audit requirements and maintain branch discipline. Eligibility Criteria: Education: Graduate / Postgraduate (MBA in Finance, Rural Management, or Marketing preferred). Experience: Minimum 2 years in Microfinance / Banking / NBFC operations, preferably in JLG loan products. Skills Required: Strong leadership and team management skills Good communication and interpersonal skills Field-oriented with customer service focus Knowledge of microfinance operations and compliance norms Basic computer skills (MS Office, Email)
Job Title: Assistant Branch Head (ABH) – Microfinance Location: [Specify Branch Location] Salary: ₹22,000 – ₹24,000 per month + Incentives + PF + ESI Employment Type: Full-time About Maanyasri Fin Serve Pvt. Ltd.Maanyasri Fin Serve Pvt. Ltd. is a leading Microfinance Institution (MFI) in Andhra Pradesh and Telangana, committed to providing financial inclusion through Joint Liability Group (JLG) loans and other microfinance products, empowering rural and semi-urban women entrepreneurs. Job PurposeThe Assistant Branch Head will support the Branch Head in managing branch operations, driving business growth, ensuring loan collections, and maintaining compliance in line with MFI standards. The role demands leadership skills, strong field presence, and the ability to build and maintain relationships with customers and the community. Key Responsibilities1. Branch Operations & Team Management Manage daily branch activities and ensure operational efficiency. Supervise, guide, and motivate branch team members to achieve business and collection targets. Maintain proper documentation and loan records as per company policy. Monitor team performance and ensure training for underperforming staff. 2. Business Development & JLG Product Management Promote and manage Joint Liability Group (JLG) loan products effectively. Conduct market surveys to identify potential customers and form new JLGs. Maintain good relationships with borrowers and community leaders to strengthen customer base. Ensure proper verification and onboarding of clients. 3. Loan Recovery & Collection Monitor repayment schedules and ensure timely collections from JLG members. Take corrective measures for overdue accounts and prevent delinquency. Ensure branch meets targeted recovery percentages (e.g., >95%). 4. Compliance & Reporting Adhere to RBI, MFIN, and company guidelines for microfinance operations. Prepare and submit daily/weekly/monthly reports to the Branch Head and Regional Office. Ensure compliance with audit requirements and maintain branch discipline. Eligibility Criteria: Education: Graduate / Postgraduate (MBA in Finance, Rural Management, or Marketing preferred). Experience: Minimum 2 years in Microfinance / Banking / NBFC operations, preferably in JLG loan products. Skills Required: Strong leadership and team management skills Good communication and interpersonal skills Field-oriented with customer service focus Knowledge of microfinance operations and compliance norms Basic computer skills (MS Office, Email)