3183 Loans Jobs - Page 6

Sourcing Used Car Loans and meeting targets Channel Development Identifications and Tie Ups with Used Car Dealers as well as Re-sellers Resolution of PDD(if any) Take care of Used Car Loan collection Team Building and Channel Development Achievement of Business Plan Portfolio management in coordination with Ops & Collection Asset Verification of the cases under processing Taking care of vehicle loan business all across assigned geography Regular review meeting with line managers Strong check on EDs and NS cases Builds business by identifying and selling prospects, maintaining relationships

Associate Manager II - Business Development (Fund Raising) Location Bangalore About the Team The Fundraising partnerships team at Navi works with various financial institutions to secure debt funds along with establishing partnerships for co-lending. This is an essential role for driving the lending business. Their efforts ensure that the business has the financial resources needed to support and expand Navis lending offerings, ensuring smooth operations and sustainable growth. About the Role This is a high-impact role at the intersection of finance, strategy, and execution. As Manager Business Development (Fundraising), you will play a pivotal role in shaping Navi Finserv s capital strategy while operating in a fast-paced, entrepreneurial environment. This role demands not only deep technical expertise but also strategic foresight and relationship acumen. You ll be expected to bring structure to ambiguity, influence both internal and external stakeholders, and consistently deliver outcomes that fuel Navi s ambitious growth trajectory. What We Expect From You Spearheading impactful deal execution From identifying and onboarding new lenders and investors to structuring and negotiating terms across NCDs and CPs. Youll own the entire deal lifecycle, ensuring seamless closure and compliance. Cultivating strategic partnerships Deepen relationships with existing lenders and expand our network by leveraging your expertise and connections with HNIs, family offices, and corporates to kickstart their investment journey in Navi through NCDs and CPs. Influencing strategic direction Your feedback on market dynamics, regulatory shifts, and your valuable market intelligence will contribute to key decisions at Navi. Leading cross-functional collaboration Youll be driving seamless collaboration with Legal, Finance, secretarial and Business teams, ensuring alignment and efficient execution. Elevating Navi Finservs presence Represent our dynamic organization professionally with external stakeholders, building trust and fostering long-term partnerships. Must Haves 2+years of experience in /Business Development/Partnership Alliances/Relationship Management/Fund Raising role (preferably with a Financial Institution) Strong track record in executing and originating debt deals especially with NBFCs or BFSI clients Deep understanding of RBI regulations, investor requirements, and funding nuances Experience working with a broad investor base Family offices, Corporates, HNIs, etc. Skilled in negotiation,structuring, investor storytelling, and internal alignment Sharp, strategic thinker with high ownership, agility, and maturity under pressure Ready to take ownership of critical funding initiatives and drive strategic growthJoin Navi Finserv and make your mark. Work Location Travel Based in Bengaluru Frequent travel to Mumbai and other financial hubs for investor engagement and roadshows Inside Navi We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal Home Loans to UPI, Insurance, Mutual Funds, and Gold we re building tech-first solutions that work at scale, with a strong customer-first approach. Founded by Sachin Bansal Ankit Agarwal in 2018, we are one of India s fastest-growing financial services organisations. But we re just getting started! Our Culture The Navi DNA Ambition. Perseverance. Self-awareness. Ownership. Integrity. We re looking for people who dream big when it comes to innovation. At Navi, you ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you re driven to deliver real value to customers, no matter the challenge, this is the place for you. We chase excellence by uplifting each other and that starts with every one of us. Why Youll Thrive at Navi At Navi, it s about how you think, build, and grow. You ll thrive here if You re impact-driven You take ownership, build boldly, and care about making a real difference. You strive for excellence Good isn t good enough. You bring focus, precision, and a passion for quality. You embrace change You adapt quickly, move fast, and always put the customer first.

Team Machine Learning About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility ML @Navi At Navi, the ML team is the backbone behind scalable and efficient platform capabilities to manage the entire model-lifecycle feature-store pipelines, auto-train and retrain capabilities, templatized model-deployments, out-of-the-box real-time monitoring and observability platform for tracking NFR metrics, data model drifts. Were not just keeping up with innovation were setting the pace. Our team is constantly pushing the boundaries and also developing in-house data-products solutions extracting value from alternate sources of data powering use-cases across fintech sectors Lending, Insurance, Investments, UPI that amplify business growth, enhance customer experiences, and streamline operational processes. Our work isnt confined to a single domain. We tackle a diverse set of problem statements, from GenerativeAI to NLP to computer vision to speech recognition. Each day brings a new challenge and a new opportunity for breakthroughs. When you join us, youre not just taking a job; youre becoming a part of a movement. A movement thats making a tangible difference in the fintech landscape, one innovative solution at a time. Ready for a transformative career journeyJoin us at Navi and be a part of a team thats shaping the future of fintech. What you gain by working with the ML team at Navi Own your journey from start to finish Take pride in having end-to-end ownership of your projects. You wont just be a cog in the machine; youll be the architect, designer, and implementer of cutting-edge product/platform solutions that drive our business forward. Build state-of-the-art capabilities You get a chance to build and contribute to feature-extraction solutions(tapping into plethora of sources of data), in-house feature-store, auto-ml pipelines, ds-model-serving platform, real-time-monitoring-system to tackle data/model/business-metric drifts. Our high-growth, agile environment offers a treasure trove of data, giving you the freedom to experiment, innovate, and make data-driven decisions that matter. Make tangible impact Your work wont just sit on a shelf; it will make waves. By closely collaborating with stakeholders across departments, youll have the opportunity to design and develop solutions that not only solve complex problems but also make a meaningful impact on the industry and lives of millions of Indians. Personal growth Collaborate with a diverse group of high-performing professionals who are as passionate about the field as you are. Our culture fosters continuous learning and upskilling, setting you up for ongoing success and accelerated career growth. What we are looking for Bachelors or Masters in Engineering or equivalent. Minimum 2+ years of experience in applied machine learning. Strong proficiency in at least one of the following languages Scala, Kotlin, Python, Go. Should have worked on large-scale data-processing technologies like spark Drive to explore, improve, enhance, automate, and optimize distributed systems and tools to meet evolving business needs. Demonstrable coding practices, including meticulous design documentation, thorough unit testing, peer code reviews, and a preference for agile methods. Experience of working with data scientists, engineering and product teams to develop platform capabilities and deploy ML models at scale Strong interpersonal skills, showcasing effective stakeholder management. Excellent verbal and written communication skills.

Analyst, International Desk | Permanent Contract | BANGALORE | India | Cr dit Agricole Carri res Necessary They help to make a website usable by allowing for basic functions such as page navigation and access to secure parts of the Website. The Website cannot function properly without these cookies. 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Modified on 14/07/2025 Num ro de loffre : Job description Summary Cr dit Agricole Group International Desk ( PAI ), India is a part of the Global International Business Solutions serving the Credit Agricole Group, assisting the group s mid-cap clients with their international operations, by providing expertise on the local environment as well as by securing access to a wide spectrum of banking services in India. The Assistant Credit Officer at PAI will be reporting to the Manager, International Desk, India. He/she is responsible to assist in the activities of A/c opening, Credit Analysis, liaising with clients located pan India and liaising with internal teams across the CACIB India Branches to ensure smooth completion of on-boarding of clients. The officer is also involved in day-to-day transactional activities of loans, international trade and Fx related activities in client servicing and account monitoring. Job Description Undertake A/c opening activities in liaison with internal A/c opening & KYC teams and clients. Undertake accurate and timely credit analysis of counterparties (French, Italian and Spanish clients located in India) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model and peer analysis. Write credit reviews/analysis for recommendation to Risk team and Senior Management approval in liaison with Legal, Compliance, Treasury and Risk teams. Post approval, engaging in loan documentation in liaison with internal teams and ensuring smooth completion of credit line set-ups. Active participation in onshore and offshore loan bookings Monitoring of account and client portfolio along with covenants in regular discussions with internal and external stakeholders. Manage the credit portfolio and assist senior decision makers to make informed decisions based on your recommendations. Comply with the rules applicable to CACIB staff (i.e. Compliance/Financial Security), as well as legal and regulatory requirements. Handle regulatory and transactional queries from clients and address them efficiently in liaison with the Reporting officer and respective internal teams. Be the central point of contact for all client activities in co-ordination with the Reporting Manager. Handle time to time ad-hoc requests on MIS and data requested from global offices. Application criteria Starting date 20/10/2025 Position with management No Minimum level of study Postgraduate degree MA/MSc/PhD/Doctorate or equivalent Training / Specialization MBA Finance Minimum experience level 3-5 years Skills needed Strong written and verbal communication skills in English & French. Skills in and south Indian languages is preferred but not mandatory. Must be able to work on word, excel managing large data sheets for MIS. Must be a self-starter and pro-active in bringing new ideas and solutions Must demonstrate ability to manage own time efficiently and effectively, and be able to multi-task, absorb ideas and facts quickly while maintaining thorough eye for details. IT tools Key Skills: Understanding of various banking products (including trade finance and derivatives) and credit documentation. Strong analytical skills, updated knowledge in financial markets and economy / industry Keep abreast with changing RBI policies surrounding Loan & Advances, External Commercial Borrowings, BO & LO set-ups, Export Finance etc. Keep updated on Indian laws and regulations impacting our banking operations and our clients. Languages English, French Company Cr dit Agricole CIB About Cr dit Agricole Corporate and Investment Bank (Cr dit Agricole CIB) Cr dit Agricole CIB is the corporate and investment banking arm of Cr dit Agricole Group, the 10th largest banking group worldwide in terms of balance sheet size (The Banker, July 2022). 8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Banks clients, meeting their financial needs throughout the world. Cr dit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade. The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients. By working every day in the interest of society, we are a Group committed to diversity and inclusion and place people at the heart of all our transformations. All our job offersare open to persons with disabilities. For more information, please visit www.ca-cib.com Twitter: https://twitter.com/ca_cib LinkedIn: https: / / www.linkedin.com / company / credit-agricole-cib / By working every day in the interest of society, we are a group committed to diversity and inclusion. All our positions are open to people with disabilities. Cr dit Agricole CIB R sum de l offre Cr dit Agricole CIB Published the 14/07/2025 These offers may interest you! How would you like to apply Upload your CV and cover letter in .doc, .docx, .pdf, .txt, .rtf, .odt, .html or .png format, weighing less than 2mo only. Register or log in to your Cr dit Agricole Recrutement account to fill in the application form, as well as your CV and track your applications. I dont have an account yet This application will be deleted. Do you wish to continue This action will be irreversible. You will not be able to apply to this offer

Primary Skills - Good knowledge of Oracle DB, Oracle SQL-PL/SQL, Oracle Forms, Java, JavaScript, XML, basic Unix shell scripting Good knowledge of FLEXCUBE UBS Core, DDA, Payment, Treasury and Loans modules. Candidate should have hands-on Development, Implementation and / or production support experience with any Core Banking product, ideally Oracle FLEXCUBE UBS. Hands on Expertise in Deployments, Backup/Restore Operations and Source Control tools Hands on Expertise in Microsoft Office tools including Word, Excel Good Communication, Presentation and Client handling skills Secondary Skills - Working knowledge of Oracle development tools, WebLogic server deployments, Oracle Database Functional knowledge of banking systems. Experience on development and implementation of Interfaces, Batch operations, Trouble shooting, and resolution of issues encountered in Testing cycles. Good Problem solving and debugging skills. Career Level - IC2 Standard assignments are accomplished without assistance by exercising independent judgment, within defined policies and processes, to deliver functional and technical solutions on moderately complex customer engagements.

Primary Skills - Good knowledge of FLEXCUBE UBS Core, DDA, Loans, Treasury and Payment modules Good communication skills and Banking Domain projects exposure Good Experience in FLEXCUBE Key aspects of Implementation Cycle - PWT, UAT, Migration - Familiarity with those areas to be effectively able to do day to day communication with Customer. Capable of writing solution document, prepare and execute test cases independently Hands on Expertise in Microsoft Office tools including Word, Excel Good Presentation and Client Facing skills Secondary Skills - Functional knowledge of banking systems. Experience on development and implementation of Interfaces, Batch operations, Trouble shooting, and resolution of issues encountered in Testing cycles. Good Problem solving skills Good Team handling skills Career Level - IC2 Standard assignments are accomplished without assistance by exercising independent judgment, within defined policies and processes, to deliver functional and technical solutions on moderately complex customer engagements.

Primary Skills - Good knowledge of Oracle DB, Oracle SQL-PL/SQL, Oracle Forms, Java, JavaScript, XML, basic Unix shell scripting Good knowledge of FLEXCUBE UBS Core, DDA, Payment, Treasury and Loans modules. Candidate should have hands-on Development, Implementation and / or production support experience with any Core Banking product, ideally Oracle FLEXCUBE UBS. Hands on Expertise in Deployments, Backup/Restore Operations and Source Control tools Hands on Expertise in Microsoft Office tools including Word, Excel Good Communication, Presentation and Client handling skills Secondary Skills - Working knowledge of Oracle development tools, WebLogic server deployments, Oracle Database Functional knowledge of banking systems. Experience on development and implementation of Interfaces, Batch operations, Trouble shooting, and resolution of issues encountered in Testing cycles. Good Problem solving and debugging skills. Career Level - IC2 Standard assignments are accomplished without assistance by exercising independent judgment, within defined policies and processes, to deliver functional and technical solutions on moderately complex customer engagements.

Primary Skills - Good knowledge of FLEXCUBE UBS Core, DDA, Loans, Treasury and Payment modules Good communication skills and Banking Domain projects exposure Good Experience in FLEXCUBE Key aspects of Implementation Cycle - PWT, UAT, Migration - Familiarity with those areas to be effectively able to do day to day communication with Customer. Capable of writing solution document, prepare and execute test cases independently Hands on Expertise in Microsoft Office tools including Word, Excel Good Presentation and Client Facing skills Secondary Skills - Functional knowledge of banking systems. Experience on development and implementation of Interfaces, Batch operations, Trouble shooting, and resolution of issues encountered in Testing cycles. Good Problem solving skills Good Team handling skills Operates independently to provide quality work products to an engagement. Performs varied and complex duties and tasks that need independent judgment, in order to implement Oracle products and technology to meet customer needs. Applies Oracle methodology, company procedures, and leading practices. Demonstrates expertise to deliver functional and technical solutions on moderately complex customer engagements. May lead the solution design and implementation aspects of engagement(s) ensuring high quality, integrated software solutions within constraints of time and budget. May act as the team lead on projects, providing coaching, guidance and feedback to develop skills of team members. Effectively consults with management of customer organizations. Participates in business development activities. Develops and leads detailed solutions for moderately complex projects.

Primary Skills - Good knowledge of FLEXCUBE UBS Core, DDA, Loans, Treasury and Payment modules Good communication skills and Banking Domain projects exposure Good Experience in FLEXCUBE Key aspects of Implementation Cycle - PWT, UAT, Migration - Familiarity with those areas to be effectively able to do day to day communication with Customer. Capable of writing solution document, prepare and execute test cases independently Hands on Expertise in Microsoft Office tools including Word, Excel Good Presentation and Client Facing skills Good Team management skills Secondary Skills - Functional knowledge of banking systems. Experience on development and implementation of Interfaces, Batch operations, Trouble shooting, and resolution of issues encountered in Testing cycles. Good Problem solving skills Good Team handling skills Operates independently to provide quality work products to an engagement. Performs varied and complex duties and tasks that need independent judgment, in order to implement Oracle products and technology to meet customer needs. Applies Oracle methodology, company procedures, and leading practices. Demonstrates expertise to deliver functional and technical solutions on moderately complex customer engagements. May lead the solution design and implementation aspects of engagement(s) ensuring high quality, integrated software solutions within constraints of time and budget. May act as the team lead on projects, providing coaching, guidance and feedback to develop skills of team members. Effectively consults with management of customer organizations. Participates in business development activities. Develops and leads detailed solutions for moderately complex projects.

A Staff Engineer at Razorpay is well-grounded - wise, quality focussed, product thinker, and business conscious - not mere coders, of course, with deeper technical context and experience to build quality software. You should be able to see nuances and elements that others might not. Engineering creates a significant impact across different areas, considering the scale of our software product outreach. You re expected to be involved in almost every project and also influence the culture of the company and help shape it in the right way. Roles and Responsibilities: Drive the technology and engineering best practices on different fronts like quality, performance, design, and operations at the organizational level Responsible for design, architecture, and delivery of a feature or component/product with the highest quality with high-level directions from architects Drive technology innovations & remaining ahead of the curve Collaborate effectively with cross-functional teams to deliver end-to-end products & features Demonstrate ability to multi-task and re-prioritize responsibilities based on changing requirements Estimate efforts, identify risks, devices and meets project schedules Runs review meetings effectively and drives the closure of all open issues on time Provide functional, design, and code reviews in related areas of expertise within team and cross-team. Mentor/coach engineers to facilitate their development and provide technical leadership to them Rise above detail to see broader issues and implications for the whole product/team & Implement a long-term technology vision for your organization & team Contribute to streamlining hiring challenges and helping hire high-quality engineers for the organization Represent organization and team in external & internal forums, respectively Mandatory Qualifications: 8-12 years of strong design/development experience in building massively large-scale distributed internet systems and products Deep expertise in more than one programming language and tech stack to write maintainable, scalable, unit-tested code Experience leading & mentoring project teams Strong Object-oriented skills, knowledge of design patterns, and uncanny ability to design intuitive modules and class-level interfaces. Deep understanding of data-driven web application design and development Superior organization, communication, interpersonal, and leadership skills Must be a proven performer and team player that enjoys challenging assignments in a high-energy, fast-growing, and start-up workplace Must be a self-starter who can work well with minimal guidance and in a fluid environment Must be excited by challenges surrounding the development of massively scalable & distributed system Agility and ability to adapt quickly to changing requirements and scope and priorities The experience of having been a software engineer for at least 10 years. Have a few weekend side projects up on GitHub Have contributed to an open-source project Have worked at a product company Have a working knowledge of a backend programming language Location: Bangalore

Roles & Responsibilities: Have a deep understanding of the entire product suite. Should be up-to-date in the technical knowledge and in-depth understanding of any coding language is a must. Responsible for implementation of the solutions provided by Razorpay for the Key Clients Responsible to represent Razorpay from platform integration perspective with prospective merchants Accountable to ensure successful implementation of platform integration between Razorpay and Merchants Support the reactive queries and requests being raised by Merchants within an agreed turnaround time and quality standards Read and respond to integration and platform documents shared by prospective customers. The individual will act as a key feedback channel for customers product requirements/ expectations and will close the loop with the Product team on the same. In the case of product customization requests from the clients, S/he would help validate the requirements. Requirements : Minimum 3-5 years work experience in a product based Payments or SAAS platform integrations / Implementation / Solutions team Education BE/B Tech/M Tech In CS/IT/ETC only Any Programming Languages - Java, .Net, PHP, Python, Java script, Python, Java script

The Role: If you re someone who is versatile and can switch across mediums while telling stories through digital design - you re in the right space. It s quite possible that today you might be optimizing GTM pages and the next day you might be working on our corporate cards. The nature of the work is quite vast and challenging. You re someone who believes in prioritizing craftsmanship over just getting it done, caring deeply about users needs over building something generic and getting the last detail right over hovering on the surface. Roles and Responsibilities: Brand strategy & Designing for growth Identifying and refining the key experiences on our website with a mindset to constantly experiment with a clear hypothesis. Create, maintain, and manage the visual systems, brand identity, production quality, and style guide. Understanding customer needs and requirements for physical products such as corporate credit cards (plastic and metal), conceptualizing product design, outlining technical specifications, creating models with vendors and testing product prototypes, crafting the unboxing experience and end user communication assets. Develop a distinct form of storytelling for the brand by focusing on the latest trends, styling advice, and engagement data from past campaigns. Think on a campaign level and execute big-picture ideas. Create unique, compelling visual content that engages new and potential customers, reflects the consumer mindset and amplifies growth metrics, and supports key business initiatives. Conceptualize new and innovative ways to incorporate content and commerce. Deliver brand and product storytelling consistently across all channels like websites, e-mailers, landing pages, collaterals and growth campaigns. Project ideation Deliver insight, direction, and feedback on projects in all stages of production. Facilitate fresh and inspiring creative direction that helps to clearly communicate through our products. Kick-off brainstorms with the marketing, sales and the PR team. Design advocacy and evangelism Be a strong advocate for exceptional visual experiences and demonstrate their impact. Evangelize the goals of design and communicate them to the marketing, product and other teams in the organization. Should be obsessive over details and have an extensive understanding in overseeing the implementation of visual systems with accuracy, consistency, and high levels of quality. Represent Razorpay outside by speaking in external design conferences/meetups, publishing blogs/articles or running events. Resource management and collaboration Take responsibility for the growth of the communication designers in the Capital design team. Help them grow their soft and hard skills. Help them define their career paths, identify opportunities and level up to do the best work of their lives. Take responsibility for attracting and hiring excellent people across Razorpay. You ll work to create the systems for you (and others) to effectively evaluate and hire designers. Build strong relationships throughout the company to help unify our narrative and amplify our mission internally and externally. Work closely with Marketing, Product, Engineering & Sales partners of your business unit to deliver delightful customer experiences. Manage the team and the work Mentor a team of communication designers and guide them along their careers and personal growth areas. Along with the design managers, manage various design projects and their priorities. Help the team in resolving blockers. Ensure the output meets business goals, deadlines and design excellence. Mandatory Qualifications: You are someone who increases the effectiveness of the entire team, not just in your business unit a leader and an example-setter for the entire Capital design team. Your processes are celebrated, emulated and copied by teams in and out of the organization. You are an amazing designer who has shipped out many great designs. At least 3-5 years of experience in designing digital assets and physical products. A portfolio of inspiring design work, executed either by yourself or a team that you led, conveys an ability to ship successful products that people love. A great understanding of Branding and Visual Design with relentless attention to detail and consistency. Awareness and practical understanding of current technologies, and their application and relevance to digital media and consumer consumption. You re creative-minded and intensely customer-focused. You care about design all the way from a strategic level down to design details and getting the pixels right. Location: Bengaluru Important Links: Razorpay Official LinkedIn Page Razorpay Design Page

The Role: A Staff Frontend Engineer at Razorpay strives to build solid frontend foundations, infrastructure, and top-notch experiences. You also work towards developer productivity and platform tooling to solve for developer experience. You are expected to contribute to Product and Design ideas and Implement them as your own product. We value everyone s input. Roles and Responsibilities: Architect and implement various engineering initiatives, like tooling, config-driven systems, common libraries, etc. Collaborate with managers, designers, and other teams, and lead the initiatives of the team. Strong knowledge of React.js and bundling tools like Webpack, Rollup, etc. Understanding of CI / CD toolchain: Docker, Kubernetes. Own and drive our dashboards to make them robust & modular. Demonstrates a strong sense of ownership towards execution and delivery while providing clear mentorship and direction to the team. Open to work on constructive feedback and proactively shares the same with peers. Can work independently and go from zero to productive in a few weeks. Mandatory Qualifications: 8-12 years of strong experience in helping build massively large scale distributed internet systems and products. You re awesome at JavaScript and web concepts, driven by metrics and performance, and believe in test-driven development. You evangelize and establish best practices within and across the teams. You keep up-to-date with the latest trends, learn new concepts, or contribute to open-source projects and would be eager to talk about ideas in internal or external forums. You can share ideas and opinions with Product managers and Designers from an engineering lens. You have knowledge of microservices architecture. Good to have: We also expect the following, but we accept that you can be an absolutely great developer without fulfilling the below. So go ahead and apply even if the following isn t applicable: Have a few weekend side-projects up on GitHub Have contributed to an open-source project Have worked at a product company Have a working knowledge of a backend programming language

Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New-To-bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, WhatsApp banking wherever possible Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.

About Branch Banking The branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services. About the Role As a part of the branch banking team, Branch Relationship Officers (BROs) are responsible for providing financial solutions to customer by offering bank s products, providing service to existing and New To bank customers in the branch and adding new customers through referral generation activities and customer visits. They will be required to use their communication skills to add new customers and Cross Sell of Bank products. As part of daily cadence, BROs are required to engage with existing customers of Bank which are mapped to their portfolio for offering additional products of the bank as per the need of the customer. BROs are expected to process customer transactions and Service requests within defined turnaround time (TAT) and ensure end to end closure. BROs may also be posted as teller as per organization s requirements for processing cash transactions of customers. BROs shall introduce customers to alternate channels of banking such as Internet Banking, mobile banking, Whatsapp banking wherever possible Key Skills Customer Service Skills Excellent communication and interpersonal skills to interact effectively with customers Regulatory Knowledge Familiarity with KYC (Know Your Customer), AML (Anti-Money Laundering), and other compliance requirements Sales and negotiation - Ability to sell financial products and services Attention to detail High level of accuracy in handling cash transactions and financial documents Key Responsibilities Offering solutions and Cross selling Bank s retail banking and third party products as per assigned budgets. (Eg. Life insurance, General insurance, Mutual Funds, Loans etc.) Achieve Business budgets as assigned by the organization on a monthly basis consistently. Generating referrals and leads of new customers for sale of bank s products. Promoting bank s products by taking part in marketing activities and customer visits outside the branch. Contact existing customers for bringing in more deposits and cross selling of bank s products. Timely and accurate processing of customer transactions and requests. Handle customer queries and provide correct solutions to ensure there are no customer complaints. Follow all compliance guidelines (regulatory and legislative) for each activity released from time to time. Ensure that all audit requirements of the bank are met optimum audit rating. Complete all mandatory certifications required for the role (EUIN, SP Certification etc.) Complete all learning activities/ trainings conducted by the bank from time to time. Daily entry of interaction with customers in bank s CRM system. Participate and follow all initiatives/ Campaigns/ Drives that are undertaken by the bank from time to time Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking regulations and norms Maintain a high level of knowledge of banking products and services Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills.