1635 Loans Jobs - Page 50

Job Description Job Title Senior (Techno Functional) Engineer, VP Location Pune, India Role Description A Senior (Techno Functional) Engineer is responsible for designing, developing and delivering end to end working product for the business users, based on a given broader business requirement, by applying techno functional expertise drawn from both technical and functional experience and knowledge so that to accomplish business goals efficiently and reliably. Key responsibilities of this role include Active participation in the design of their solution components with business, with a solution mindset Investigating re-use, ensuring that solutions are fit for purpose, reliable, maintainable, and can be integrated successfully into the overall functional solution and environment with clear, robust and well tested deployments. Advising businesses on investing in new technologies/solutions in alignment to the bank s architecture blueprint Managing end to end delivery of realizing the business benefit Actively look for opportunities to improve the availability and performance of components by applying the learning from monitoring and observation, automating towards zero touch, and championing a DevOps mind-set What we ll offer you As part of our flexible scheme, here are just some of the benefits that you ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Hands-on software development and will be primarily responsible for creating good quality requirement specification and high-level design of reporting workflow Should be able to contribute towards good software design System Integration testing of developed software Do requirement specification review of other team members. Participate and manage daily stand-up meetings. Participate in Agile Scrum ceremonies Articulate issues and risks to team leads in timely manner This role will require 50% Technical 50% Functional involvement on other activities like team handling, mentoring, status reporting, year-end appraisals. Analyze software defects and fix them in timely manner Work closely with Functional Analysis and Quality Assurance teams and other developers in the team for completion of task in hand Your skills and experience IT Exp of 12+ yrs preferably with 4+ yrs of relevant working experience in Regulatory Reporting Platforms Must have Proficiency in RDBMS and in performance tuning of complex SQL queries in Bigdata like databases, 6 - 8-years experience in below functional domains in leading design/architecting the solutioning for major reporting platforms - Regulatory Reporting (preferred), Finance, Accounting, Derivatives, Trade Life Cycle, Risk Management, Capital Markets, Investment Banking Liquidity - LCR implementation, Risk - BASEL implementation, financial data modelling analysis - CB/IB products Working knowledge of workflow and job schedule management tools Hands on Experience of IT Business Analyst role involving; Requirement Gathering, Data Onboarding / Sourcing, Data Analysis, Requirement documentation, User Acceptance Testing Hands on experience of handling Local Reg Reporting requirements for Finance or Operations including products like FX, Derivatives, Bonds, Repos, Loans, Deposits, Trade Finance etc. Good understanding of the complete Trade Lifecycle for the above-mentioned products Good Understanding of Post Trade Settlement Processes along with accounting principles and standards for reporting like GAAP, IFRS etc. Knowledge of Financial Statements like Balance Sheet, Income Loss Statement, Cashflow Statement along with other regular reports like EMIR, MIFID, DFA, CCAR, Liquidity Coverage Ratio, Large Exposures Reporting, Non-Performing Assets Reporting etc. Preferable if you have experience on some of the below as well Experience of Data Taxonomy and Local Regulatory Reporting Data modelling, Experience of working on any of the Local Regulatory Reporting requirements for APAC Regions (around MAS, APRA, RBI) Experience of working on Regulatory Reporting Vendor Packages such as Axiom, etc. Agile methodology delivery experience How we ll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

Job Description Job Title CRO Wealth Management Pre-Deal Analyst Corporate Title Associate Location Mumbai, India Role Description About Chief Risk Office (CRO) The Chief Risk Office function has Group-wide responsibility for the management and control of all credit, market, operational, enterprise and liquidity risks and has the responsibility of continual development of methods for risk measurement, frameworks and creating a bank wide strong risk culture. About the Wealth Management (WM) business in the Private Bank Deutsche Banks Wealth Management business is one of the largest wealth managers worldwide. As a trusted partner of wealthy individuals and entrepreneurs, family offices and foundations, we create lasting value for clients. We specialize in developing bespoke solutions for our clients around the world, for instance wealth planning across successive generations and international borders, asset management with individual risk management, loans and deposits. All this is possible thanks to our global network, our many years of experience and our close collaboration with the Corporate Bank, Investment Bank and DWS. The Lombard Lending and Derivatives Risk Management Pre-Deal team is responsible for the analysis, monitoring and management of credit risk from Lombard Lending trades and IPB derivative trades across all asset classes. What we ll offer you As part of our flexible scheme, here are just some of the benefits that you ll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities You perform Pre-deal trade level Advance Ratio calculation for Lombard Lending collateral as well as Credit Exposure and Initial Margin calculation for derivatives - fixed income, foreign exchange, commodities, credit, Emerging Markets and asset-backed securities. The Pre-Deal assessment uses quantitative and qualitative risk management techniques such as VAR, Potential Future Exposure, back-testing, scenario and stress testing and identification of other non-trivial risks (liquidity, wrong-way, dislocation, concentration risk, gap risk). You review Advance Ratio calculation rules and coordinate the implementation of new rules. You update the WM methodology handbook, business requirement documentations, KOPs and calculation workbooks. You closely interact with Lending Business, IPB WM credit analysts and the IPB Agile team to discuss new trades, inherent risk and defend risk calculation approach, identify market trends, perform and communicate portfolio impact and concentration risk analysis, and identify and monitor deteriorating collateral. Your skills and experience University degree in Finance, Mathematics, Engineering, Physics, Economics, Econometrics, Statistics and if the degree is in Humanities subjects, then strong programming skills would be essential. Knowledge of financial markets, traded products, risk concepts and strong derivative product knowledge across multiple asset classes. Strong mathematical and statistical background, attention to details and strong analytical skills. Experienced in methodology development for financial products and excellent communication skills with ability to articulate technical and financial topics with Global stakeholders. 2-6 years working experience in Model Risk, Lombard Lending, Derivatives Business or Risk Management. Working experience in Excel and using large data sets in a statistical software package as Python for analysis and risk management. Able to multi-task and deliver under tight deadlines. How we ll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs.

:" CONTROLLERS Controllers ensure that the firm meets all the financial control and reporting obligations of a global, regulated and public financial institution. Our professionals measure the profitability of, and risks associated with, every aspect of the firm s business. Controllers also ensure that the firm s activities are conducted in compliance with the regulations governing transactions in the financial markets. OPERATIONS Operations is a dynamic, multi-faceted function that partners with all parts of the firm to provide banking, securities, and asset management services to clients around the world. In addition, Operations provides essential risk management and controls to preserve and enhance the firms assets and its reputation. For every new product launched and every trade executed, it is Operations that develops and manages the processes and controls that enable business flow. IBD Loan Servicing is a high-value support and risk management team in Operations that is responsible for life cycle events and cash movement on a large portfolio of Bank Loans (Par, Distressed and Trade Claims) across several revenue divisions. BUSINESS OVERVIEW Risk Regulatory Control is a dynamic, multi-faceted division that partners with all parts of the firm to deliver banking, sales and trading and asset management capabilities to clients around the world. In addition, the department provides essential risk management and control to preserve and enhance the firm s assets and its reputation. For every trade agreed, every new product launched, or market entered, every transaction completed, this is the team that develops the processes and controls that enables business flow. YOUR IMPACT We are looking for a professional who wants to use their skills and experience to help deliver on operations agenda while challenging themselves to further their career at Goldman Sachs. OUR IMPACT Analysts joining the division will be on the front-line of the division enabling all the firm s businesses. This includes taking an active role in the life cycle of each deal, trade, or transaction - including onboarding the client, assisting in pricing, monitoring various reconciliations (risk booking system versus factories), affirming trade economics, settling, and allocating trades, and post-settlement activities such as collateral management or maintenance of securities and cash. These teams work closely with traders and bankers to service our clients and mitigate risk. Professionals in these functions have diverse academic backgrounds (Liberal Arts, Business, STEM). JOB SUMMARY AND RESPONSIBILITIES Gaining an understanding of the dynamics of the process and the risk and control mechanisms Performing day-to-day functions like the Operations teams to gain hands-on experience. Gaining in-depth understanding of exotic asset classes on how they are captured, processed, and calculated. Documentation and/or visual representation of said processes. Analyzing large amounts of data relating to Operations processes and presenting them in a visual format that provides transparency into key risk indicators. Identifying inefficiencies or open risks in the existing processes Mapping out dependencies and requirements to remediate inefficiencies/risks. Working with other teams within the firm and key stakeholders on the idea formation and plans Implementation of projects/controls/procedures Supporting projects that involve new regulations and/or improving compliance/performance against existing regulation BASIC QUALIFICATIONS Highly motivated graduates who can demonstrate outstanding achievements in academic and extracurricular activities and people who can display the following personal qualities and attributes: Communication Interpersonal Skills Intellectual Curiosity, Passion, and Self-Motivation Strong Sense of Teamwork Leadership Sense of Risk Management Design, Creativity and Problem-Solving Skills Integrity, Ethical Standards and Sound Judgment Commitment to Excellence PREFERRED SKILL AND EXPERIENCE Understanding of Financial markets (Primary/Secondary markets, Derivative products, etc.) Very strong financial risk awareness Strong communication and team working skills are essential. The successful candidate will be working with global team members and the ability to clearly communicate potential issues to team members across our offices is a crucial function of the role. Working knowledge of at least one programming language desirable, e.g., SQL, Python Strong analytical and logical skills Inquisitive mind set and attention to details. Ability to identify process control gaps from risk management perspective. Self-motivated team player, ownership, accountability, organizational/prioritization skills, proactive, ability to multitask, ambitious, independent. We believe who you are makes you better at what you do. Were committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has several opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https: / / www.goldmansachs.com / careers / footer / disability-statement.html The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer ",

To drive sales and ensure business targets are achieved. . Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Graduate in any discipline

Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Job Title: Lead Analyst SME (Subject Matter Expert) Role Overview The professional will have the opportunity to work directly with New York stakeholders to primarily perform day-to-day originations/underwriting related tasks for Insurance funds. Function Overview Assist in the production of Screening Memos for the Originations Team: As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that BREDS elects to finance and refinance as well. Essential Skills & Experience: Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deal s demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Master s degree Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision. Cash Flow, Rent Roll, Underwriter

Job Title: Management Trainee / Analyst Role Overview The professional will have the opportunity to work directly with New York stakeholders to primarily perform day-to-day originations/underwriting related tasks for BREDS funds. Function Overview Assist in the production of Screening Memos for the BREDS Originations Team As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for Wipro to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that BREDS elects to finance. Initially the focus will be on multifamily loans originated by the Insurance group, however, over time, the scope may expand to include other asset classes and sources of capital. Phase 1 Produce annualized and trailing-12 cash flows for potential loan targets under consideration by Originations. This activity is similar to the cash flow spreading done for the Asset Management team. The spreads will ultimately need to be presented to the Origination Team in an excel format. We will work with Wipro on the format of the export and deliverable. Phase 2 Produce remaining screening memo content. Collect information from the members of the BREDS deal team responsible for the screening memo and deliver the remaining content of the screening memo. Process and form of deliverable TBD. While the initial function will be to take direction from the BX Origination team members, the aspirational goal is to expand the Wipro scope to include the following: Extracting market and asset specific statistics from various data sources (for eg: CoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting. Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing Blackstone portfolio. Analyzing property pictures & map for location-based insights, preparing the capital stack (i. e. , Equity vs. Debt) and presenting them in an excel and ppt format. Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying demographics to understand the unit mixes, interpreting all sources of income & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i. e. , DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i. e. , DealPath, Loan Tapes) as and when required. Essential Skills & Experience: Master s degree Major in Finance or Banking and Capital Markets is a plus Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications Ability to manage multiple priorities in a fast paced, fluid environment Previous background with real estate lending required withDebt Underwriting in real estate preferable CFA designation a plus Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills Acute focus on attention to detail, accuracy, and data validation Effective communication skills (listening, verbal, and written) Excellent interpersonal and teamwork skills Sound judgment and discretion Strong initiative, energy and confidence completing assignments with limited supervision Cashflow Analysis, Rent Roll, Underwriter

Build a sales funnel by working closely with the companys demand generation team. Drive sales targets for the zone, which include, but are not limited to, new borrower onboardings, processing fees, assets under management (AUM) utilization, and disbursals. Create a sales funnel, enable approvals with credit teams, close customer documentation, and ultimately drive utilization in the portfolio. Manage the existing portfolio and be responsible for portfolio health by enabling timely renewals and timely collections. Work closely with cross-functional teams like credit, operations, and tech to help create a scalable customer journey. Who can apply: 3-5 years of experience across NBFC. Strong understanding of SME/MSME supply chain finance products Channel Finance, Term Loans, Business Loans, WCDL & Vendor Finance. Sales streak for convincing customers of B2B lending products, from lender and fintech perspective Ability to contribute in an IC role with gradual performance-based growth to lead teams Stakeholder management, business expectation fulfillment, and problem-solving. Should be flexible and swift to adopt a startup pace. Benefits: 5 Days working Medical Benefits Key Skills : Relationship Management Business Development Sales Client Acquisition Working Capital Supply Chain Finance Portfolio Management

Dentsu is committed to drive a robust and consistent control environment and this role plays an important part of it. The role will be part of the US RTR team based in Bangalore and will work closely with the reporting manager to support and provide services to ensure a smooth month-end process and strengthen the control environment. She/he will need to collaborate across multiple groups of stakeholders and will have to manage the delivery of key tasks in relation to end-to-end activities for Intercompany Accounts payable Receivable processes like accounting AP invoices, payments, AR invoicing, collection, cash application, month end reporting and mismatch resolution and other related activities. The role requires a person who is responsive, proactive, exceptionally well organized. The person must also have good communication and presentation skills with the ability to be able to communicate to all levels of management. Shift Timings: The role will operate in shifts per the following: Month end close 5:30 pm to 3:00 am Non-month end: 2:30 to 11 pm Job Description: Main Responsibilities Handle day-to-day activities of processes like e-mails queries handling, updating Intercompany invoice tracker, getting invoices approvals, accounting in ERP, payments, AR invoicing, collection, cash application, audit queries, dispute resolution etc. Manage the month closure activities - accurate reporting Interco balance sheet Profit and Loss, Loans, interest, cash pool balance in BPC (Business Planning Consolidation) to match with intercompany markets balances, statements reconciliation, and clearing mismatches. Interact with counterparts over calls, chat and emails in receiving invoices, seeking Statements, clarifications, follow-ups and resolve variances etc. Coupa Treasury (Bellin) settlement and Balance sheet Reconciliations in Blackline (or similar Treasury and Balance Sheet reconciliation tools) Tracking issues and exceptions captured during close and resolve regular basis. Ensure delivery of quality results to key stake holders including dashboards, KPI reports non-compliance reports and other key process metrics. Having end to end OTC and PTP process knowledge is added advantage. Knowledge on Payroll/staff cost recharges, projects billing, pass back charges, forecasting and pre-agreements. Experience in accruals booking and accounting treatments for billed/unbilled transactions adjustments. Ensuring error free execution of activities of the process. Develop and implement the aspects of quality compliance and accuracy attributes. Contribute to the team meetings and brainstorming sessions. Responsible for maintaining documentation and ensuring audit compliance. Should be able to multitask between deliverables and day to day activities. Professional Skills Finance Graduate/Postgraduate/Semi qualified Accountant with 6-8 years of experience in Intercompany Accounting, GL Record to Report process. Advanced user of Microsoft Excel PowerPoint. Knowledge of D365, SAP BPC (Business Planning Consolidation) and Blackline tool will be an added advantage. Strong communication skills (verbal written). Able to communicate effectively with various stakeholders, across different regions and levels. Strong teamwork and collaboration skills. Demonstrate prominent level of responsibility and commitment to the assigned activities. Agile and flexible to changing needs and adhoc requirements. Location: Bangalore Brand: Bcoe Time Type: Full time Contract Type: Permanent

Job Overview: A US Mortgage Servicer is responsible for managing loans after they are originated and ensuring borrowers remain compliant with their payment obligations. Key Responsibilities: Loan Management: Process monthly payments and apply them accurately to principal, interest, taxes, and insurance (PITI). Manage escrow accounts for property taxes and insurance. Monitor payment delinquencies and proactively reach out to borrowers to discuss repayment options. Customer Support: Address borrower inquiries regarding payments, escrow, interest rates, and account details. Provide exceptional customer service through phone, email, and other communication channels. Educate borrowers about loan terms, payment options, and regulatory requirements. Compliance and Documentation: Ensure compliance with federal, state, and investor guidelines (e.g., CFPB, RESPA, and Fannie Mae/Freddie Mac servicing requirements). Maintain accurate records of loan status, borrower interactions, and escrow analysis. Generate and review notices such as payment reminders and annual escrow statements. Default Management: Identify delinquent accounts and initiate collections efforts. Assist in loss mitigation efforts, including loan modifications, repayment plans, and foreclosure prevention. Collaborate with foreclosure attorneys and bankruptcy teams as necessary. Technology and Tools: Utilize servicing software (e.g., MSP by Black Knight, Encompass, or other loan servicing platforms) for tracking and managing accounts. Monitor automated payment systems and troubleshoot issues. Reporting and Analysis: Generate and review portfolio performance reports. Analyze trends in delinquency rates and make recommendations for process improvements. Report critical data to investors, regulators, or management as required. Qualifications: Education and Experience: A bachelor s degree in finance, business, or related field is preferred. 1 3 years of experience in mortgage servicing, banking, or financial services. Technical Skills: Proficiency in loan servicing platforms and Microsoft Office Suite. Familiarity with escrow analysis tools and reporting software. Soft Skills: Strong communication, negotiation, and problem-solving abilities. Attention to detail and organizational skills. Ability to work under pressure and manage time effectively. Regulatory Knowledge: Understanding of US mortgage regulations (e.g., RESPA, TILA, and FDCPA). Awareness of investor-specific guidelines (e.g., Fannie Mae, Freddie Mac, FHA). Customer-Centric Approach: Commitment to providing high-quality customer service and maintaining a professional demeanor.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high-quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities : Business Partnership - Develop a strong understanding of each Tech vertical s goals, challenges, and priorities to be an effective business partner - Partner closely with the leaders in the span to provide insights on team health, workforce planning, and scaling strategies Employee Experience - Act as the primary HR point of contact for employees and managers within specific Tech verticals, addressing concerns and facilitating people processes - Track engagement and satisfaction trends, working with leadership to implement team-specific initiatives that enhance retention and growth HR Processes Talent Development - Drive performance management within Tech verticals, ensuring structured feedback loops aligned with business objectives - Identify learning and skill development needs unique to each vertical and collaborate with leaders to implement tailored growth initiatives - Partner with leadership on succession planning, ensuring a strong pipeline of future talent Tech-Specific Initiatives - Support org design changes, collaboration models, and process improvements to enhance efficiency - Contribute to cross-vertical projects that optimize ways of working across tech teams HR Policies Compliance - Ensure consistent application of HR policies across Tech verticals while tailoring guidance to the specific needs of each function - Work with leaders to align policies with the realities of software development, engineering workflows, and product execution What we are looking for : - Master s Degree from Tier - 1/Tier- 2 institute - 5-7 years of experience in HR business partnering, preferably within the technology or startup industry - Proven ability to manage complex employee relations issues - Exceptional communication and influencing skills with the ability to build credibility quickly - Experience in change management, organizational design, and leadership coaching is a plus

The role The Quality Analyst is a vital role within the Blenheim Chalcot portfolio and Salary Finance. We re seeking an experienced Quality Analyst to audit LiveChats and emails, ensuring top-tier customer service. You ll evaluate interactions, provide constructive feedback, and drive process improvements to enhance customer experience. This role requires strong analytical skills, attention to detail, and a passion for service excellence. Key Responsibilities: Quality Monitoring - Evaluate customer service interactions through various channels (Email Live Chat) to assess the quality of service provided. - Use established quality criteria and guidelines to objectively assess customer interactions. Feedback and Coaching - Provide constructive feedback to customer service representatives based on evaluation findings. - Offer coaching and training to team members to improve their customer service skills. - Assist in the development and implementation of training programs to address identified areas of improvement. Reporting and Documentation - Maintain accurate records of evaluations, feedback, and coaching sessions. - Generate regular reports on the performance of customer service representatives. - Identify trends and areas for improvement and present data-driven recommendations to management. Process Improvement - Collaborate with the customer service management team to identify and implement process improvements that enhance the customer experience. - Participate in team meetings to discuss quality-related initiatives and improvements. Compliance and Standard Adherence - Ensure that customer service representatives adhere to company policies, procedures, and industry standards. -Help in the development and implementation of best practices for customer service. About you The ideal candidate will have a track-record in delivering results in a fast-moving business and hence be comfortable with change and uncertainty. Excellent stakeholder management experience is essential to being successful in this role. Must have: Excellent communication and interpersonal skills. Strong analytical and problem-solving abilities. Detail-oriented with a commitment to accuracy. Proficiency in using quality monitoring and evaluation tools or software. Ability to provide constructive feedback and coaching in a positive and supportive manner. Familiarity with customer service metrics and KPIs. Strong organizational and time management skills. Nice to have: Advanced Excel skills. Experience in process optimization reporting Great organization skills. Qualification: Bachelors degree or equivalent work experience. Previous experience in a customer service role, with a strong understanding of customer service best practices. About Blenheim Chalcot Blenheim Chalcot is one of the leading venture builders in the world. We have been building exciting and disruptive businesses for over 26 years across sectors including FinTech, EdTech, GovTech, Media, Sport, Charity and more. These companies are all GenAI enabled and are some of the most innovative companies in the UK and increasingly around the world. The BC team in India has been instrumental to the growth and success of Blenheim Chalcot. Established in 2014, Blenheim Chalcot India serves as a pivotal launchpad for those aiming to make a difference in the realm of innovation and entrepreneurship. Blenheim Chalcot India is driven by a mission to empower visionaries to lead, innovate, and build disruptive solutions. We support our diverse portfolio of ventures and create impactful solutions that shape global trends. We provide a range of services to help new business get off the ground, including technology, growth (marketing and sales), talent, HR, finance, legal and tax, plus so much more! One of our FinTech ventures, Salary Finance, is scaling fast and we re looking to hire high energy, motivated and curious talent to support them on that journey! About Salary Finance Salary Finance is one of the UK s fastest growing free employee benefits. Who we are: Salary Finance has grown from an idea in 2015 to a breakthrough FinTech platform and movement today. We support a community of 4M employees across 575 clients (inc 20% of the FTSE 100) in the UK and US, and provide a suite of financial employee benefits, to help employees improve their financial health and happiness. Our platform provides salary-linked savings, loans, pay advances, insurance and financial education. We are a company with 200 brilliant and passionate colleagues in 3 countries and to have the backing of great investors (Blenheim Chalcot, Legal General, Experian, Goldman Sachs, Royal London) with 100M in equity and 500M in debt funding raised to-date. Our social mission is deeply intertwined with our expertise in financial technology. All of the benefits we offer simple savings, early access to earned pay, affordable loans, and insurance are fully accessible via our custom-built digital platform. This allows us to deliver the simplest, quickest, and most secure customer journeys possible. We have received 70+ recognitions for our products and societal contributions. Among them, we are particularly proud to have been recognized as Responsible Business of the Year by The Prince s Responsible Business Network (BITC), in addition to being awarded Best Financial Wellbeing Provider , Ethical Financial Services Provider of the Year and Consumer Champion of the Year in 2020 alone. What we can offer you Be part of the World s Leading Digital Venture Builder Have the opportunity to be a part of and learn from the incredible diverse talent in BC Be exposed to the right mix of challenges, within a culture that promotes continuous learning and development and opportunity to work with Gen AI A fun and open, if a little cricket obsessed, atmosphere - we own the Rajasthan Royals IPL team! 24 days of annual leave 10 public holiday days Private Medical for you and your immediate family Life Insurance for yourself Important At Blenheim Chalcot, we strive to create an environment where differences are not only accepted but greatly valued; where everyone can make the most of their capabilities and potential. We promote meritocracy, competence and the sharing of ideas and opinions. We are driven by data and believe the diversity, agility, generosity, and curiosity of our people is what sets us apart as an organization. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talent.

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

KG Invicta Services (KGiS) is looking for Cluster Manager to join our dynamic team and embark on a rewarding career journey Monitoring the performance of individual branch and identifying opportunities for improvement Conducting regular store visits and audits to ensure that branches are operating efficiently and effectively Providing guidance, training, and support to branch managers and staff to help them achieve performance targets Developing and implementing marketing strategies and initiatives to drive sales and customer engagement across the cluster Tracking and analyzing sales data and other key metrics to make informed decisions about cluster operations Collaborating with other departments, such as logistics, finance, and HR, to ensure that branches are adequately supported and resourced Ensuring that branches are in compliance with company policies and procedures and that they adhere to all legal and regulatory requirements Building and maintaining strong relationships with key stakeholders, including customers, suppliers, and local communities Strong leadership and management skills, with experience leading and motivating teams Strong analytical and problem-solving skills, with the ability to make data-driven decisions and resolve complex issues Excellent communication and interpersonal skills, with the ability to build and maintain strong relationships with a wide range of stakeholders

Competency / Skills: Educational Qualification: Brickwork Ratings (BWR) is one of India s leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers. BWR offers rating services to Bank Loans, NCD, Commercial papers, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR s ratings have rated over 100,000 large Corporates, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across structured finance, public finance, financial institutions, project finance, and corporate sectors. Manage daily facility operations to ensure a safe and efficient office environment. Coordinate maintenance, repairs, and vendor services for office infrastructure. Monitor office supplies, equipment, and amenities (HVAC, lighting, utilities). Assist with administrative tasks, such as scheduling and event coordination. Ensure compliance with health, safety, and environmental regulations. Develop and manage facilities-related budgets, tracking expenses. Generate reports on facility performance, issues, and maintenance. Coordinate emergency preparedness and safety drills. Maintain vendor relationships and oversee contract negotiations. Support HR with office protocol, employee onboarding, and communication. Strong organizational and time-management skills to handle multiple tasks. Excellent communication skills to interact with vendors and staff. Ability to solve problems quickly and effectively in a fast-paced environment. Experience with vendor management and contract negotiations. High attention to detail in managing facilities and administrative duties. Proactive and adaptable with the ability to prioritize competing tasks. Proficient in Microsoft Office Suite and facilities management tools. Knowledge of workplace safety regulations and building codes. Ability to manage budgets and track expenses efficiently. Collaborative team player with a customer-focused approach.