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4 - 5 years
7 - 11 Lacs
Mumbai, Ankleshwar, Jaipur
Work from Office
Branch Manager Business Loans LAP 3 months ago Ankleshwar | Jaipur | Mumbai 4-5 years View Details Responsible for branch productivity. Adherence to process, disbursement Collection etc. Should have potential to take the initiative in building a growing customer base. Responsible for recruitment of relationship managers for particular branches. Responsible for managing Profit and loss of a branch and ensuring profitability of strategic SBU. DESIRED SKILLS: A graduate / P.G in any discipline. Minimum 4 to 5 year of experience LAP / Business loan. Must have team handling Experience
Posted 2 months ago
1 - 6 years
6 - 10 Lacs
Jodhpur, Pune, Vadodara
Work from Office
Relationship Manager Business Loans 6 months ago Ahmedabad | Baroda | Jodhpur | Mehsana | Pune View Details PRIMARY RESPONSIBILITIES: Responsible for sourcing, structuring servicing clients for their financial needs by offering them various secure unsecured products majorly designed to cater to the MSME segment from open market and DSA. Responsible for attending client s queries and resolution in Responsible for coordination with support functions (Credit/Ops) in facilitating To constantly provide feedback on the ground about the market and products offered by DESIRED SKILLS: Minimum 1 year of experience in Business Loan Candidates should be locally belonging to their respective Should have good communication and negotiation
Posted 2 months ago
8 - 11 years
11 - 15 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Finance Controller Location: Bengaluru OR US Employment Type: Full-Time We are seeking an experienced and strategic Senior Finance Controller to lead our finance team and drive financial excellence across the organization. The ideal candidate will have a proven track record in financial management, budgeting, compliance, and strategic decision-making. This is a key leadership role, responsible for ensuring financial integrity and supporting business growth. RESPONSIBILITIES Financial Strategy Planning: Develop and implement financial strategies aligned with organizational goals and lead the annual budgeting and forecasting process. Financial Operations Reporting: Oversee all aspects of financial operations, including accounting, payroll, and cash flow management and prepare and present accurate financial reports to senior management and stakeholders. Ensure compliance with financial regulations, standards, and best practices. Cost Management Efficiency: Monitor and analyze financial performance to identify opportunities for cost optimization and Implement process improvements to enhance operational efficiency and financial accuracy. Compliance Risk Management: Ensure adherence to tax regulations, auditing standards, and corporate policies and manage internal and external audits, addressing issues and implementing recommendations. Team Leadership: Lead and mentor the finance team, fostering a culture of collaboration and excellence and build capabilities within the team to support the company s financial goals. QUALIFICATIONS Education: Bachelors degree in finance and accounting and Chartered Accountant Experience: 8+ years of relevant experience, experience; Startup is preferred. Technical Skills: Must be highly skilled with Microsoft Office Suite, SQL Soft Skills: Must have excellent written and verbal communication skills. Strong attention to detail with outstanding multitasking and organizational skills MORE ABOUT ZOLVE KEY TEAM MEMBERS CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested in having a chat and seeing if we are a great fit for each other, please reach out to [email protected] Zolve is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
7 - 9 years
7 - 8 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Credit Bureau Reporting Analyst Location: Bengaluru OR US Employment Type: Full-Time We are seeking a detail-oriented Credit Bureau Reporting Analyst to join our team. The ideal candidate will be responsible for ensuring accurate and timely reporting of consumer credit data to major credit bureaus. This role will involve analyzing credit data, maintaining compliance with relevant regulations, and enhancing reporting processes to support our organization s goals. RESPONSIBILITIES Data Management: Collect, verify, and maintain accurate consumer credit information in accordance with company policies and credit bureau requirements. Reporting: Prepare and submit periodic credit reports to major credit bureaus (e.g., Experian, TransUnion, Equifax) and ensure compliance with industry standards. Regulatory Compliance: Stay updated on regulations related to credit reporting (e.g., FCRA) and ensure the organization s practices adhere to these standards. Analysis: Analyze credit data to identify trends, discrepancies, and opportunities for improvement in reporting practices. Issue Resolution: Investigate and resolve any discrepancies or issues related to credit reporting, including consumer disputes through e-oscar Collaboration: Work closely with internal teams (e.g., IT, risk management, customer service) to improve data accuracy and reporting processes. Documentation: Maintain comprehensive documentation of reporting processes, methodologies, and compliance efforts. QUALIFICATIONS Education: Bachelor s degree in finance, business administration, or a related field. Preferred Experience: Experience with US credit risk management or consumer lending. Familiarity with US credit reporting software and systems Certification in credit risk management or related field Experience: Proven experience in US credit reporting, data analysis, or related financial services role Experience in managing e-Oscar disputes Technical Skills: Strong understanding of credit bureau reporting standards and relevant regulations (e.g., FCRA). Proficiency in data management tools and software (e.g., SQL, Excel). Soft Skills: Strong attention to detail and commitment to accuracy. Excellent analytical, organizational, and problem-solving skills. MORE ABOUT ZOLVE KEY TEAM MEMBERS CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
6 - 10 years
10 - 14 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Credit Risk Sr. Manager (Canada) Location: Bengaluru Employment Type: Full-Time We are seeking a highly skilled and analytical Senior Manager to lead the credit risk management function at Zolve. In this role, you will be responsible for assessing, managing, and mitigating the credit risk exposure of the organization. You will work closely with cross-functional teams to ensure sound credit risk policies and practices are in place, enabling us to grow responsibly and sustainably. RESPONSIBILITIES Credit Risk Assessment Evaluate and monitor the creditworthiness of existing and prospective consumers. Conduct detailed analysis of financial statements, credit reports, and other relevant data to assess credit risk. Provide recommendations regarding credit limits, terms, and conditions based on risk assessments. Credit Risk Strategy and Policy Develop, implement, and continuously refine credit risk management policies and procedures. Ensure alignment of credit risk strategy with organizational goals and regulatory requirements. Advise senior management on potential risks and propose mitigation strategies. Risk Monitoring and Reporting Continuously monitor credit risk exposures to ensure compliance with internal risk limits and policies. Prepare regular credit risk reports and dashboards for senior management, highlighting key risk indicators, trends, and potential issues. Implement and manage automated systems and tools for monitoring and reporting on credit risk metrics. Credit Bureau Reporting Oversee and manage the monthly and quarterly submission of credit data to all major credit bureaus (Equifax, Experian, TransUnion). Ensure accurate reporting of consumer credit information, including payment histories, credit limits, balances, and account statuses. Work with IT and data management teams to ensure credit information systems are accurate and fully integrated with bureau reporting mechanisms. Stakeholder Communication Collaborate with internal stakeholders such as underwriting, sales, finance, and legal teams to manage credit risk across the organization. Engage with external partners such as credit agencies, auditors, and regulators to stay updated on market trends and industry best practices. Compliance and Regulation Ensure credit risk practices are compliant with regulatory requirements and industry standards. Maintain knowledge of applicable regulations, including any local or regional rules affecting credit risk management. Training and Development Provide guidance and training to junior risk analysts and other relevant departments on credit risk management best practices and policies. Stay up-to-date with industry developments by attending relevant conferences and continuing education programs. QUALIFICATIONS Education: Bachelor s degree in Finance, Economics, Accounting, or a related field. A Master s degree (MBA, MSc) or relevant professional certifications (e.g., FRM, CFA) is a plus. Experience: Minimum of 5 years of experience in credit risk management, financial analysis, or related roles, with at least 2 years in a managerial capacity. Technical Skills: Advanced knowledge of financial analysis, credit scoring models, and risk mitigation techniques. And proficiency in Microsoft Office Suite (Excel, Word, PowerPoint), SQL. MORE ABOUT ZOLVE KEY TEAM MEMBERS CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
2 - 5 years
5 - 9 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is the world s first cross-border neo-bank which helps migrants get access to credit in the new country based on their home countrys credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurance, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines, and customer segments, we are seeking a dynamic individual to join us and support our journey JOB DESCRIPTION Role: SDE 2 (Backend) Location: Bengaluru Employment Type: Full-Time As an SDE 2 - Backend Developer, you will play a critical role in designing, developing, and maintaining backend services that power our products. You will work closely with cross-functional teams to build scalable and high-performance applications. This role is ideal for individuals who are eager to learn, thrive in a fast-paced environment, and are excited about tackling backend engineering challenges. RESPONSIBILITIES Architect, develop, and maintain scalable and efficient backend services, APIs, and microservices. Optimize application performance, scalability, and security. Collaborate with product managers, frontend engineers, and other stakeholders to define and implement new features. Ensure robust, maintainable, and well-documented code by following best engineering practices. Perform code reviews, provide constructive feedback, and mentor junior developers. Debug, troubleshoot, and improve existing applications. Stay up-to-date with emerging technologies, tools, and backend development best practices. QUALIFICATIONS Education: Bachelors degree in Computer Science, Engineering, or a related field. Experience: 2 to 5 years of hands-on experience in backend development. Proficiency in at least one backend programming language (Python, Java, Node.js, Go, etc.). Solid understanding of database management systems (SQL/NoSQL). Experience with RESTful APIs and microservices architecture. Familiarity with cloud platforms (AWS, GCP, Azure) and CI/CD pipelines is a plus. Strong problem-solving, analytical, and debugging skills. MORE ABOUT ZOLVE Key Team Members CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
8 - 13 years
45 - 50 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Product Designer Location: Bengaluru Employment Type: Full-Time This role offers an exciting opportunity for a seasoned Product Designer to lead the design strategy and execution at Zolve, a fast-growing fintech innovator. Youll take ownership of creating exceptional user experiences across web and mobile platforms, driving design systems, and solving complex challenges in the cross-border financial services space. Collaborating with diverse teams, youll play a critical role in shaping innovative, user-centered products that redefine global banking. RESPONSIBILITIES Strategic Design Leadership Drive the product design lifecycle, from conceptualization to final implementation, ensuring exceptional user experiences across web and mobile platforms. Set and maintain a long-term vision for product design that aligns with business goals and user needs. User-Centric Design Expertise Conduct advanced user research, usability testing, and market analysis to create products that exceed user expectations. Anticipate global user needs, particularly in international markets and cross-border financial services. Cross-Functional Collaboration Collaborate closely with product managers, engineers, and stakeholders to align on ambitious goals and bring innovative ideas to life. Mentor junior designers and foster a culture of creativity and excellence. Design Systems and Standards Build and scale robust design systems and guidelines to ensure consistency across products and platforms. Problem Solving at Scale Solve complex design challenges with a blend of creative and analytical approaches, delivering impactful solutions quickly and effectively. QUALIFICATIONS Education: Bachelors degree in finance and accounting and Chartered Accountant Experience: 8+ years of relevant experience, experience; Startup is preferred. Technical Skills: Must be highly skilled with Microsoft Office Suite, SQL Soft Skills: Must have excellent written and verbal communication skills. Strong attention to detail with outstanding multitasking and organizational skills MORE ABOUT ZOLVE Key Team Members CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
3 - 6 years
2 - 6 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is the world s first cross-border neo-bank which helps migrants get access to credit in the new country based on their home countrys credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurance, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines, and customer segments, we are seeking a dynamic individual to join us and support our journey JOB DESCRIPTION Role: Collections Executive Location: Bengaluru Employment Type: Full-Time We are looking for a motivated and customer-focused Collection Executive to join our team, specializing in the recovery of overdue payments for US-based credit card accounts. The ideal candidate will have excellent communication skills, strong negotiation abilities, and a deep understanding of credit card collections, ensuring compliance with US regulations and delivering effective resolutions for delinquent accounts. RESPONSIBILITIES Collection Activities: Manage assigned portfolios of delinquent US credit card accounts. Contact customers via phone, email, or other communication channels to recover overdue payments. Negotiate payment arrangements or settlements that align with company policies. Account Management: Update and maintain accurate records of collection efforts and outcomes. Identify accounts requiring escalations or legal actions and forward them to the appropriate teams. Regulatory Compliance: Ensure all collection activities adhere to US regulations, including the Fair Debt Collection Practices Act (FDCPA). Handle sensitive customer information in compliance with data protection standards. Customer Service: Address customer queries and concerns regarding their credit card accounts professionally. Educate customers about repayment options and the consequences of non-payment. Performance Reporting: Meet or exceed monthly collection targets and key performance indicators (KPIs). Prepare regular reports on collection progress, payment trends, and account statuses. QUALIFICATIONS Education: Bachelor s Degree in Finance, Business, or a related field Experience: 3-6 years of relevant experience working in the collections team for consumer credit products such as Credit Card, Personal Loan, Education Loan, 2W and 4W, Home Loan, etc Experience in developing and enacting debt recovery plans and strategies to prevent losses Technical Skills: Excellent knowledge of various collection techniques Experience in developing and enacting debt recovery plans and strategies to prevent losses KnowledgeofMSOffice, DataInterpretation, databases, and alternate modes of collections Soft Skills: Excellent communication and interpersonal skills Demonstrated experience of being empathetic with customers Problem-solving and critical-thinking skills MORE ABOUT ZOLVE KEY TEAM MEMBERS CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested in having a chat and seeing if we are a great fit for each other, please reach out to [email protected] Zolve is an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
3 - 7 years
7 - 10 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Lead - Auto Loan Business Location: Bengaluru Employment Type: Full-Time We are looking for a motivated Business and Product professional with a background in Car loans to join our new business vertical for Auto Loans in the US and Canada. The ideal candidate will have strong lending product innovation experience,excellent communication skills, strong negotiation abilities, and a deep understanding of overall Car loan business to launch and integrate auto loans with our core Fintech offerings, driving synergy and delivering exceptional value to our customers. RESPONSIBILITIES Strategic Leadership: Develop and execute the overall strategy for Zolve s entry into Car Loans for Immigrant customers to US and Canada, ensuring it aligns with the company s broader fintech and core product (Credit Card) offerings. Partnership Management: Manage relationships with Bank, Fintechs and loan service vendors that will be Zolve s partner for the business. Negotiate commercial terms and set up operating SOP for smooth launch and functioning of the overall business, ensuring Zolve earns adequate returns on asset. Product Policy Innovation: Work hand-in-hand with various teams of Zolve such as Credit, Technology, Digital Product, Marketing and Compliance to create the best car loan product for Zolve s customer base and their evolving needs. Portfolio Oversight: Regularly monitor the loan portfolio performance for various metrics such as yield, net interest margin, late payment rate, charge-offs etc. and work on mitigating incoming challenges with program partners and introduce product and policy tweaks to improve core metrics. Customer Experience: Know the pulse of the customer and their needs, keep abreast of industry and competition moves, to deliver best in class customer experience across the entire customer and loan lifecycle. QUALIFICATIONS Education: Master s Degree in Business or related field Experience: 5+ years of relevant experience of working in the Product and Business Operations team for Car Loan product in leading NBFCs, Banks or lending Fintechs in India Experience in ideating, incubating and launching Car loan product initiatives with various stakeholders in the organization Technical Skills: Hands-on knowledge of Loan Product, Process and Policy design Experience in developing and enacting operating plans and strategies to increase efficiency and drive top-line and bottom-line growth Sound experience and knowledge of MS Office, Data Interpretation Analysis, Stakeholder management, Partnership Alliances management Soft Skills: Excellent communication and interpersonal skills Demonstrated experience of being empathetic with customers MORE ABOUT ZOLVE Key Team Members CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
3 - 5 years
2 - 5 Lacs
Bengaluru
Work from Office
ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is the world s first cross-border neo-bank which helps migrants get access to credit in the new country based on their home countrys credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurance, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines, and customer segments, we are seeking a dynamic individual to join us and support our journey JOB DESCRIPTION Role: AML Analyst Location: Bangalore Employment Type: Full-Time We are looking for a detail-oriented and experienced AML Analyst to join our Compliance team. The ideal candidate will have 3 to 5 years of post-certification experience in anti-money laundering (AML) and financial crime prevention, ensuring compliance with regulatory requirements and maintaining the integrity of our financial operations. RESPONSIBILITIES AML Compliance Transaction Monitoring Monitor customer transactions to identify and report suspicious activities in accordance with AML regulations. Conduct thorough investigations into potentially suspicious activities and prepare Suspicious Activity Reports (SARs) for submission to regulatory authorities. Risk Assessment Due Diligence Conduct customer due diligence (CDD) and enhanced due diligence (EDD) as per compliance guidelines. Evaluate risks associated with new customer onboarding and ongoing account activity. Training Reporting Assist in the development and delivery of AML training programs for staff. Prepare and maintain detailed reports of AML activities and customer refreshes. QUALIFICATIONS Education: Bachelor s degree in Finance, Business, Law, or a related field. MBA or equivalent (preferred but not mandatory). Experience: 3-5 years of experience in AML compliance, KYC, or a related field within the financial services industry. Certified Anti-Money Laundering Specialist (CAMS) is required. Strong understanding of AML regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other relevant laws. Experience with AML software and tools (e.g., transaction monitoring systems, case management platforms). Technical Skills: Strong analytical and investigative skills to assess financial transactions and identify suspicious activities. Excellent written and verbal communication skills, with the ability to present findings clearly and effectively. Ability to collaborate with cross-functional teams to drive compliance initiatives. MORE ABOUT ZOLVE Key Team Members CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Posted 2 months ago
2 - 5 years
6 - 10 Lacs
Bengaluru
Work from Office
Manager- Mutual Fund Sales About Navi Navi is one of Indias fastest-growing financial services companies, offering a range of products, including Personal Loans, Home Loans, Insurance, and Mutual Funds. With a digital-first approach, we are committed to making financial services simple, accessible, and affordable for everyone. Our mission is to empower individuals by providing them with the tools they need to secure their financial future. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders: Sachin Bansal Ankit Agarwal Job Summary The Mutual Fund Sales Representative will be responsible for promoting and selling the company s mutual fund products to individual and institutional clients. This position requires a deep understanding of financial markets, investment products, and strong sales skills. The ideal candidate will build and manage relationships with financial advisors, broker-dealers, and institutional clients, while driving mutual fund sales growth and meeting sales targets. Key Responsibilities: 1. Sales Business Development: Actively prospect new clients, including individual investors, financial advisors, and institutions, to promote the company s mutual fund offerings. Meet and exceed monthly, quarterly, and annual sales targets. Develop and maintain strong relationships with key clients to drive sales and product awareness. 2. Market Knowledge Product Expertise: Stay informed about the latest market trends, economic conditions, and regulatory changes impacting mutual funds. Provide clients with in-depth knowledge of mutual fund products, investment strategies, and portfolio construction. Collaborate with internal teams to ensure clients needs are being met through suitable product offerings. 3. Relationship Management: Maintain regular communication with existing clients, ensuring ongoing satisfaction and the opportunity for cross-selling and upselling additional products. Act as a primary point of contact for client queries and provide exceptional customer service. Attend client meetings, conferences, and industry events to foster relationships and represent the company. 4. Sales Reporting Administration: Prepare and submit sales reports, pipeline updates, and market intelligence to management. Track sales performance, account activities, and lead conversion rates. Ensure compliance with all regulatory requirements and internal procedures related to sales activities. 5. Collaboration Teamwork: Work closely with the marketing and product teams to create promotional materials and campaigns to support mutual fund sales. Collaborate with internal departments to resolve client concerns and ensure seamless service delivery. Qualifications: Education: Bachelor s or Masters degree in Finance, Business, Economics, or a related field. Experience: Minimum 2-5 years of experience in sales within the financial services or investment management industry, preferably with a focus on mutual funds. Proven track record of achieving sales targets and building relationships with clients. Strong understanding of investment products, financial markets, and asset allocation strategies. Skills Competencies: Excellent communication and presentation skills. Strong negotiation and closing abilities. Ability to build and maintain relationships with key stakeholders. Self-motivated, results-oriented, and able to work independently. Proficient in Microsoft Office Suite and CRM tools. Personal Attributes: High level of integrity and professionalism. Customer-centric approach with a focus on delivering exceptional service. Strong problem-solving skills and ability to think strategically. Ability to thrive in a fast-paced, target-driven environment. What is awaiting you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.
Posted 2 months ago
5 - 10 years
32 - 37 Lacs
Bengaluru
Work from Office
About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal. Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navis mission and vision Demonstrates dedication, perseverance and high ownership Goes above beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities and changing circumstances showing resilience and agility. Responsibilities : 1. Leadership and Strategy: Define, refine, and own key performance metrics for the UPI vertical to achieve business objectives Partner with leadership to shape data-driven strategies around growth, user retention, monetization, and cross-sell opportunities Build and communicate a compelling analytics roadmap aligned with product and business priorities 2. Advanced Analytics Insights: Lead in-depth data analysis to uncover trends, opportunities, and areas of optimization using advanced statistical techniques, machine learning models, and predictive analytics Drive initiatives to optimize the product funnel, including user onboarding, engagement, and retention 3. Experimentation Data-Driven Decision Making: Design, implement, and evaluate A/B tests and experiments to assess product feature impacts and continuously improve user experience Collaborate with product managers, engineers, and stakeholders to align on key product goals and ensure data-driven decision-making 4. Team Leadership Mentorship: Manage, mentor, and upskill a team of analysts, enabling them to deliver high-quality insights and business outcomes Foster a culture of ownership, innovation, and excellence within the analytics team 5. Data Governance Tooling: Establish robust data governance practices to ensure data quality, accuracy, and integrity Advocate for the adoption and optimal use of analytics tools and platforms across the organization Key Skills Required Experience: 5+ years of experience in analytics, with at least 2 years leading teams or projects in a fast-paced environment Technical Proficiency: Advanced SQL, experience with BI tools (e.g., Tableau, Power BI), and knowledge of statistical tools (e.g., Python, R) Product Analytics Expertise: Strong understanding of Product flows, user behavior analysis, and performance optimization Strategic Problem-Solving Skills: Ability to think holistically and translate data insights into actionable business strategies Stakeholder Management: Proven experience collaborating with product managers, engineering teams, and business leaders to achieve goals Communication: Exceptional written and verbal communication skills, capable of influencing stakeholders across all levels Good to Have Familiarity with UPI ecosystem, user retention strategies, monetization, and cross-sell opportunities. Hands-on experience with machine learning models and predictive analytics
Posted 2 months ago
5 - 11 years
25 - 30 Lacs
Bengaluru
Work from Office
Razorpay was founded by Shashank Kumar and Harshil Mathur in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, weve disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X ) and enabling capital availability for businesses (via Razorpay Capital ). The Role: We are looking for a dynamic and strategic partnerships professional to drive global large enterprise merchant partnerships for our international banking loyalty programs. This role will be responsible for identifying and onboarding high-value merchants across India, APAC, and CEMEA markets, crafting impactful program constructs, leading commercial negotiations, and ensuring seamless merchant integration and management. Key Responsibilities: 1. Merchant Acquisition Program Design Identify and onboard top-tier global and regional merchants across retail, travel, hospitality, dining, and lifestyle sectors. Develop and structure customized loyalty program constructs that align with banking partners goals and consumer behavior. Assess market trends and customer insights to optimize merchant offers and benefits within the loyalty program. 2. Commercial Negotiation Onboarding Lead end-to-end commercial discussions, negotiations, and contract closures with merchants. Define revenue models, incentive structures, and merchant discount frameworks to ensure program profitability. Oversee merchant onboarding and integration, working closely with internal product and tech teams for seamless execution. 3. Merchant Relationship Management Serve as the key account manager for onboarded merchants, ensuring long-term engagement and value realization. Track program performance, analyze merchant contribution, and optimize offerings to enhance customer engagement. Resolve operational challenges, ensure compliance with banking/fintech regulations, and drive continued innovation in loyalty offerings. 4. Cross-functional Collaboration Work closely with internal teams, including banking partnerships, product, marketing, and operations, to ensure smooth execution of programs. Collaborate with global stakeholders to scale successful merchant programs across different geographies. Provide insights on regional consumer spending trends and competitive benchmarking to refine program strategies. What We re Looking For: 3+ years of experience in merchant partnerships, business development, or strategic alliances in banking, fintech, or loyalty program domains. Strong understanding of banking loyalty programs, card-linked offers, and merchant-funded benefits. Expertise in commercial negotiations and structuring high-impact partnerships with large enterprises. Experience working across India, APAC, and CEMEA markets, with deep knowledge of regional merchant ecosystems. Ability to work in a fast-paced, cross-functional environment with a strategic and execution-focused mindset. Strong analytical skills with the ability to derive data-driven insights and optimize partnership performance. Excellent communication, stakeholder management, and problem-solving skills. Location: Bangalore Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn Twitter
Posted 2 months ago
2 - 4 years
25 - 30 Lacs
Bengaluru
Work from Office
Razorpay was founded by Shashank Kumar and Harshil Mathur in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, weve disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X ) and enabling capital availability for businesses (via Razorpay Capital ). The Role: We are looking for a dynamic and motivated Associate Manager to join our Enterprise Partnership team. The ideal candidate will have experience in partnership management, business development, and working with international clients. The Associate Manager will play a key role in building and maintaining strategic partnerships with enterprise-level clients across global markets, focusing on driving business growth and ensuring long-term success. Key Responsibilities : Partnership Development : Engage with existing and potential international enterprise partners to expand the company s global footprint. Work with internal stakeholders (sales, marketing, legal, etc.) to create proposals and negotiate partnership agreements. Relationship Management : Cultivate and maintain strong, long-term relationships with international enterprise partners. Serve as the main point of contact for key partners, ensuring alignment on goals and performance. Monitor and track the health of existing partnerships, identifying opportunities for growth and improvement. Strategic Planning Execution : Develop and execute partnership strategies that align with the company s global expansion objectives. Work with cross-functional teams to ensure successful integration and implementation of partnerships. Coordinate and oversee joint marketing and promotional activities in collaboration with partners. Mandatory Qualification: 2-4 years of experience in partnership management and business development or account management, with a focus on international markets. Proven track record of building and managing relationships with large enterprise clients. Strong communication, negotiation, and interpersonal skills. Ability to work independently and manage multiple projects in a fast-paced environment. Knowledge of global business trends, cultural differences, and challenges in international partnerships. Location: Bangalore Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn Twitter
Posted 2 months ago
9 - 13 years
30 - 34 Lacs
Bengaluru
Work from Office
Razorpay was founded by Shashank Kumar and Harshil Mathur in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, weve disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X ) and enabling capital availability for businesses (via Razorpay Capital ). Roles and Responsibilities:- Oversee the P2P (Procure-to-Pay) and R2R (Record-to-Report) processes at Razorpay, ensuring strategic alignment and efficient financial operations impacting the PL and Balance Sheet for group companies.Drive finance automation initiatives through SAP S/4HANA and other financial tools to enhance accuracy and efficiency. Manage ITGC and ITAC audits in collaboration with Big Four auditors. Supervise accounting and reconciliation of Escrow and customers money movement across multiple business units, ensuring timely Balance Sheet reconciliation and month-end closures. Manage key vendor relationships, oversee the Accounts Payable (AP) team and treasury accounting team, and collaborate with internal stakeholders and business partners. Ensure timely completion of Statutory and Internal Audits, taking ownership of auditprocesses for group entities and ensuring adherence to defined timelines. Analyse unit economics, drive cost optimization, and provide actionable financial insights to support strategic decision-making. Oversee cost center and profit center accounting, ensuring accurate cost allocation and financial reporting.Conduct in-depth monthly PL and Balance Sheet reviews, including preparing review decks and performing variance analysis to track financial performance. Mandatory Qualifications:- Proven track record in process improvement and driving continuous efficiency enhancements in financial operations. Strong interpersonal, communication, and leadership skills, with the ability to collaborate across teams. Expertise in ERP systems (SAP experience preferred) Prior experience in core finance, controllership, or financial automation is highly desirable. Chartered Accountant (CA) with 8+ years of post-qualification experience in R2R, P2P, ERP implementation, finance automation. Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn Twitter
Posted 2 months ago
9 - 11 years
25 - 30 Lacs
Bengaluru
Work from Office
Razorpay was founded by Shashank Kumar and Harshil Mathur in 2014. Razorpay is building a new-age digital banking hub (Neobank) for businesses in India with the mission is to enable frictionless banking and payments experiences for businesses of all shapes and sizes. What started as a B2B payments company is processing billions of dollars of payments for lakhs of businesses across India. We are a full-stack financial services organisation, committed to helping Indian businesses with comprehensive and innovative payment and business banking solutions built over robust technology to address the entire length and breadth of the payment and banking journey for any business. Over the past year, weve disbursed loans worth millions of dollars in loans to thousands of businesses. In parallel, Razorpay is reimagining how businesses manage money by simplifying business banking (via Razorpay X ) and enabling capital availability for businesses (via Razorpay Capital ). The Role: As Senior Manager Business Partner, You are the custodian for the implementation of People Strategy for your business units. You own end-to-end People Operations function within your business units (with support roles in Talent Acquisition and Development). You are also the owner of the core PeopleOps processes that you are responsible for Roles and Responsibilities : Business Acumen: You must maintain an understanding of the organization s vision, mission, values, and goals. The expectation is to Understand RZP business, and products. Have an in- depth understanding of your own Business function that you support. Excellent stakeholder management : You must work closely with Functional and Sub-Functional Heads to enable business outcomes from an HR Standpoint by Identifying Opportunities for HR Interventions, Post identification aligning businesses to work together, and driving them for successful outcomes. Result Orientation Problem Solving : With support, you must adopt a solution-oriented approach to solve problems smartly. Lead with creative, effective, practical, and spontaneous actions or solutions faced at work. With direction, able to debug and root cause issues. You are expected to be agile and display ownership and commitment to tasks. Must have a result-oriented approach to situations and move swiftly from thoughts to action. Have a fair understanding of quality work vs timely delivery of results. Own 3P s : Have a deep understanding of HR processes and activities both in general and in the cultural context. Drive the Agenda of 3P`s - Policy, Process, and Practices in alignment with Business with the mindset of improving efficiency. Partner in Talent sourcing to help build org: Helping Business Find Culture Fit Candidates. Coaching, Guiding Interviewers, Stakeholders for alignment. Drive Change management: Establish an understanding of the short- and long-term goals of planned organizational changes. Assess the HR implications of planned organizational changes. Employee Engagement Retention : Regular Pulse Check of Employees through Connects. Be on the ground with employees to understand their pain points and areas of improvement. Analyze past attrition trends and prepare retention strategies for respective units, functions, and departments. Tracking and Publishing Weekly Reporters - Attrition, Emp Connect, Emp Grievance. Drive the engagement survey and action planning for respective business units. Drive Performance : Partner to develop a performance management system that aligns individual performance objectives with organizational strategic goals. Partner to create a timeline for the execution of performance management evaluations. Coach managers in how to set goals and expectations with employees. Responsible for timely and quality completion of reviews with follow-ups and ensuring effective calibration to raise the bar and open communication between manager and employee. Develops and uses collaborative relationships to facilitate the accomplishment of work goals. Mandatory Qualifications: 9-11 years of proven HRBP experience in a fast-paced/startup environment Managed an HC Size of 200-400 Folks You are Gritty and a Hustler: strong on execution, high creativity, and an ownership mindset to solving employee challenges and issues Meaningful relationships are your thing. You excel at making a connection with those around you You are told that your proactiveness and flexible style are what makes you a great partner and collaborator You are an Excellent Communicator- A clear, approachable, and friendly communication style, both written verbal, and the willingness to tailor your message to different audiences Experience with core HR domains, including Org Design, Performance Management, labor laws, Change Management Implementing HR Policies Processes. Strong Analytical, Logical, and Numerical Aptitude Razorpay believes in and follows an equal employment opportunity policy that doesnt discriminate on gender, religion, sexual orientation, colour, nationality, age, etc. We welcome interests and applications from all groups and communities across the globe. Follow us on LinkedIn Twitter
Posted 2 months ago
2 - 5 years
22 - 25 Lacs
Noida
Work from Office
Title : Growth Management - General Manager About Us: Paytm is Indias leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. About the team: Offline Payment vertical caters to our merchant partners by offering them products like QR code, Soundbox, EDC, Loan. Paytm has been a pioneer in merchant space by introducing innovative solutions like QR codes to accept payments and Sound-box to recon payments by voice alerts. We are also distributing loans to these partners via our Paytm for Business App. About the Role: We are looking for P4B (Paytm for business) App Growth Managers for accelerating the core growth metrics and user (Merchant) numbers. If you are passionate about mobile and web apps with a penchant towards marketing campaigns, love extreme attention to content design detail and care about how your work impacts millions of users daily, we want you! Key Responsibilities: - App growth Manager Responsible for acquisition and activation of Soundbox and QR merchants through P4B Plan and execute marketing campaigns for Soundboxes and QR devices acquisition and optimize activation on P4B Responsible for transaction growth of merchants - both with and without devices through P4B Work closely with product team and define and execute requirements for improving conversion flows and new acquisition programs for merchants on paytm for business app Plan and execute marketing campaigns to improve frequency and Value of transactions Own campaigns from end to end - manage targeting and segmentation, messaging, creative, measurement and reporting Monitor and report on performance of these campaigns against agreed KPIs Drive marketing decisions through quantitative results and A/B testing as well as qualitative research and customer insights Key Responsibilities: - Risk and Compliance SPOC Being the bridge between the Risk team and the business team for maximizing the risk mitigation with minimizing the business impact. Working with the risk policy team for right policy formulation for risk mitigation. Working closely with Complaince team and business operations team to ensure fully complaint operations. Working with risk ops team to mitigate operations risk for the business.
Posted 2 months ago
0 - 5 years
2 - 3 Lacs
Delhi NCR, Gurgaon
Work from Office
We are looking for FRESHER/EXPERIENCE candidate for SALES PROFILE(VOICE PROCESS). Interested candidates share their kiranyadav@paisabazaar.com or or WhatsApp your resume to "8800013127" OR Directly come for F2F interview mention " HR KIRAN" on the top of your resume. *FOR INSTANT REPLY WHATSAPP YOUR RESUME @ 8800013127* ______________INTERVIEW DETAILS & LOCATION_________________ GURGAON LOCATION :- Venue:- Paisabazaar, Building no. 129, Sec-44, Gurgaon near Huda metro station. Time:- 10:00am - 2:00pm Contact person: KIRAN YADAV Contact No. - 8800013127 DELHI LOCATION:- Venue:- Plot no.21, second floor , near pillar 213, near Shadipur metro station. Time:- 10:00am - 2:00pm Contact person: KIRAN YADAV Contact No. - 8800013127 Role description: 1)Assisting customers in sale of a range of financial products on phone 2)Role entails working only in Day shift 3)Fully responsible for meeting and exceeding targets as assigned periodically 4)Reaching productivity that meets job standards, while working with speed and accuracy 5)Flexible, able to shift priorities to accommodate changing demands. 6)Ensure no losses or errors occurred while assisting customers 7)Work towards ensuring zero cases of mis-selling / fraud in the processes 8)Responding in a timely and effective manner to all internal communication. 9)Adheres to and supports company policies and practices. GOOD COMMUNICATION SKILLS REQUIRED (ENGLISH AND HINDI MIX CAN ALSO WORK) Interested candidates share their resume at kiranyadav@paisabazaar.com or contact us @ 8800013127.
Posted 2 months ago
8 - 13 years
45 - 50 Lacs
Gurgaon
Work from Office
Position Senior Analyst - Origination Exp-4-7Years Job Location-Gurugram Shift Time -12PM-9. 30PM SF Req- 8451 While the initial function will be to take direction from the Origination team members, the aspirational goal is to expand the Wipro scope to include the following: Extracting market and asset specific statistics from various data sources (for eg: CoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting. Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio. Analyzing property pictures & map for location-based insights, preparing the capital stack (i. e. , Equity vs. Debt) and presenting them in an excel and ppt format. Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i. e. , DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i. e. , DealPath, Loan Tapes) as and when required. Essential Skills & Experience: Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deal s demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Master s degree Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision Underwriting, Underwriter
Posted 2 months ago
1 - 5 years
7 - 11 Lacs
Bengaluru
Work from Office
Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate
Posted 2 months ago
5 - 7 years
4 - 5 Lacs
Junagadh
Work from Office
To drive sales and ensure business targets are achieved Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the companys base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline
Posted 2 months ago
4 - 9 years
11 - 15 Lacs
Raipur
Work from Office
Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate
Posted 2 months ago
0 - 3 years
5 - 9 Lacs
Sircilla
Work from Office
To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of rs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline
Posted 2 months ago
0 - 7 years
2 - 3 Lacs
Warangal
Work from Office
Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline
Posted 2 months ago
1 - 6 years
1 - 6 Lacs
Navi Mumbai, Mumbai (All Areas)
Work from Office
About Us: QualityKiosk Technologies is a global leader in Quality Engineering (QE) and digital transformation. With operations spread across 25+ countries and a workforce exceeding 4000 employees. It facilitates business transformation for top brands across various sectors such as banking, e-commerce, automotive, telecom, insurance, OTT, entertainment, pharmaceuticals, and BFSI. Key Responsibilities: Functional knowledge and experience of corporate loans (Mandatory). Hands on experience of UI, API and & DB Testing (Mandatory). Expertise of testing and defect management tools. Test Planning: Develop detailed test plans, including resource allocation, schedule, and scope of testing activities. Test Execution: Oversee the execution of test cases, ensuring thorough coverage and timely delivery. Quality Assurance: Implement and maintain quality assurance processes to identify and address defects early in the development lifecycle. Stakeholder Communication: Effectively communicate testing progress, issues, and risks to project stakeholders. Minimum of 2 years of experience in software testing, Strong knowledge of testing methodologies, tools, and best practices. Proven experience in managing testing teams for large-scale projects. Excellent communication and interpersonal skills. Familiarity with agile development methodologies. Interested candidates can share their resumes at namrata.rupanwar@qualitykiosk.com
Posted 2 months ago
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