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2.0 - 7.0 years

4 - 9 Lacs

Ludhiana

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0.0 - 3.0 years

2 - 5 Lacs

Kolkata, Ganganagar

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To ensure the achievement of disbursement targets of retail loan product with minimum delinquency. Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Sanction ratio target achievement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Provide training to staff members and vendors so as to develop a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations. Qualification :- Graduate in any discipline

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1.0 - 2.0 years

3 - 4 Lacs

Bengaluru

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As an Associate Credit Operations Analyst at Bluevine you'll be responsible for gathering and analyzing data to verify the creditworthiness of the borrower. Associate Credit Operations Analysts at Bluevine should be able to multi-task and deliver accurate results within established service level timeframes. Associate Credit Operations analysts will work alongside the Credit Analysis Manager, underwriting team and are exposed to all aspects of FinTech operations in a high-growth startup environment. WHAT you'll DO: Review loan applications to verify credit qualification criteria and financial data assessment. Support the Credit Operations Manager by answering questions, providing feedback, and investigating escalated issues. Analyze bank data, public data, and conduct KYC, and KYB on all applicants. Identify gaps in automation and process improvements in the borrower application process. Assist the Loan Servicing department in the maintenance of loan files and closing requirements. Work on routine assignments and ad-hoc projects that require limited judgment. WHAT WE LOOK FOR: Minimum of 6 months+ of experience as credit analyst, consumer/business lending, personal banking, or similar. Analytical and problem-solving skills. Passion for delivering a great customer experience. Impeccable judgment and acute attention to detail. Excellent communication skills (oral & written). Track record of high-performance. Familiarity with underwriting loans, financial statements and tax documents is a plus. Banking or Fintech experience is a plus. Benefits & Perks Excellent group health coverage and life insurance Stock options Hybrid work model Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities

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2.0 - 6.0 years

4 - 8 Lacs

Nashik

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Job Purpose The objective of the role is to manage and strengthen client relationships, identify business opportunities, and provide financial solutions to corporate clients. You will work closely with clients to understand their financial needs, structure deals, and contribute to the growth and profitability of the business. Main Accountabilities Client Acquisition: Lead efforts to acquire new clients in the mid corporate sector, identifying prospects, and converting them into valuable business relationships Client Relationship Management: Build and maintain strong relationships with corporate clients in the Mid Corporate segment. Understand clients financial goals, challenges, and opportunities. Identify new business opportunities and revenue streams within the corporate finance sector. Expand the client base and promote financial products and services. Deal Structuring: Collaborate with clients to structure financial deals tailored to their specific needs. Prepare and present proposals to clients. Credit Solutions: Offer credit solutions, including working capital facilities, overdrafts, term loans, and other financial products. Assess creditworthiness and risk factors associated with clients. Portfolio Growth: Focus on portfolio growth by cross-selling financial products and services. Achieve budgetary targets for Net Interest Income (NII) and fee income. Financial Analysis: Analyze financial statements, credit reports, and market trends to assess client performance and risks. Develop insights to enhance client portfolios. Compliance: Ensure strict compliance with all audit, regulatory, and company regulations, processes, and policies. Qualification : Graduate/Post graduate in any discipline

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1.0 - 3.0 years

3 - 5 Lacs

Bengaluru

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Key Responsibilities: Engage with MQLs passed on by the marketing team through calls, emails, and virtual meetings. Qualify and nurture leads to create opportunities and move them through the sales funnel. Understand customer needs, pain points, and position the company s products/services effectively. Maintain and grow a healthy pipeline of leads using CRM tools. Schedule product demos and coordinate with the pre-sales or technical team as required. Meet and exceed monthly targets for lead conversions and opportunity creation. Provide feedback to the marketing team on lead quality and campaign effectiveness. Maintain detailed records of interactions and follow-ups. Requirements: 1-3 years of experience in inside sales, business development, or a related field. Excellent verbal and written communication skills. Strong interpersonal and persuasion skills. Self-motivated and results-driven with a strong sense of ownership. Ability to multitask and prioritize in a fast-paced environment. Familiarity with CRM tools (e.g., HubSpot, Salesforce) is a plus. Bachelors degree in Business, Marketing, or related field preferred.

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1.0 - 4.0 years

3 - 6 Lacs

Bengaluru

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Job Descriotion Needs to be Added

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2.0 - 5.0 years

4 - 7 Lacs

Mumbai, New Delhi, Faridabad

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Sales Manager Machinery Loans 6 days ago Ahmedabad | Bhiwadi | Faridabad | Gurugram | Mumbai | New Delhi | Rajkot | Surat 2-5 Years View Details PRIMARY RESPONSIBILITY: Responsible for setting up the distribution network for Machinery Finance. Dealership management: Conducting a survey of dealers in the market for a given set of products. Liaison with the network for sourcing new business. Achieve sales targets for given the basket of products through, Machine manufacturers, OEM, and open market sourcing. Recommend manufacturers & dealers as a part of continuous business development Manage portfolio of existing customers and provide prompt service. Explore opportunities of cross selling other products. Collections & Delinquency management DESIRED SKILLS & QUALIFICATION: Relevant experience in Machinery Sales. Candidates should be locally belonging to their respective location. Should have good communication and negotiation skills.

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4.0 - 6.0 years

6 - 8 Lacs

Pune

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Closer Digital Risk s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview: The Mortgage Closers will be responsible for coordinating all aspects involved in completing the loan closing process while maintaining good communications with the client, borrower, internal staff, and other associated agencies to facilitate all closing needs within time frames committed. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Prepare, review and generate closing documents according to client specifications ensure all compliance requirements are met Review and approve Final HUD; working effectively with the designated Processor to clear any issues that may arise Resolve closing issues, make system changes and expedite corrected documents to facilitate scheduled closings Accurately prepare and transmit funding information to the client to ensure loans are funded in a timely manner Ensure all closing needs are met within committed time frames Assure error free documentation prior to distribution of closing packages Provide excellent customer service to internal and external clients Ensure customer service surveys maintain the rating level designated by management Requirements: 2 + years of Loan Closing experience dealing with high volume closing Knowledge of HARP and Conventional loan closing documentation requirements Knowledge of most recent HUD/RESPA/GFE Compliance Proficient in review of title commitments, validating closing conditions, reviewing/balancing HUD Statements, and all aspects of closing document preparation Must maintain the highest standard of detail Good computer knowledge-paperless environment Excellent customer service and communication skills Candidates must be available to work outside of normal business hours when necessary About Digital Risk:

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4.0 - 9.0 years

6 - 11 Lacs

Mumbai, Nagpur, Thane

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Responsibilities Big Data - Spark, Hive, Java, CDP, 6 Years + with 3 Years of Dev experience on Big Data Analyze data requirements and identify disparate data sources required for consolidation and distribution. Document functional specifications and coordinate delivery of the same with technology team. Review logical and conceptual data models in alignment with business requirements. Work with the stakeholders to understand and gather requirements and produce business specifications Validate solution implementations and ensure they meet business and functional requirements. Provide production deployment support and investigate data quality issues. Work with various technology leads to ensure the gaps in the data completeness or accuracy are bridged. Qualifications Subject matter expertise in financial industry - wholesale loans /lending business OR Capital Markets or Finance or Risk Reporting Strong hands on experience with database and SQL is required. Excellent documentation, analytical skills to produce process flow diagrams, business modelling, and functional design. Proficiency in MS Office (Word, Excel, Visio, PowerPoint) with extensive experience using Excel for data analysis. Experience with Data tracing/ Lineage efforts Knowledge of logical and physical data model

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1.0 - 5.0 years

3 - 3 Lacs

Bijaipur, Hassan, Bengaluru

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Create the necessary team Find and train the agents To regularly meet with agents Improving sales success Helping the sales manager to complete sales goals Educating clients about the benefits of company's products Manage the entire sales process Required Candidate profile Age: 21-40 Years Expr: Required 1 year on experience in field sales Full Time on Role Job Local Candidates Can Apply Contact for more Details: 8160174117 | Priyansi

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4.0 - 9.0 years

11 - 16 Lacs

Ahmedabad

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The purpose of the role is to, Meet the business objectives initiated by the respective country Business Clients business Customer focused need-based selling Deepen customer relationship and maximize penetration Key Responsibilities Business Achieve Business Loans sales target. Segment focus, customer focused needs-based selling. Being a Business Development Manager - Business Banking, focus must be on acquiring new SME customer relationship and fulfilling needs with respect to Business Loans, and other Assets, Liabilities, Insurance, and Investment for such customers as mandated by the Bank time to time. You will also be involve deepening these relationships by cross-selling various product. Processes Operational quality - Error free customer application documentation. Responsive and responsible selling. Practice appropriate sales and marketing skill. Ensure Nil Customer complaints. Governance Conduct Client Due Diligent diligently. Zero tolerance - Fraud, Mis-selling. Attend training, acquire knowledge, and apply to job function. Adhere to all policies, guidelines, and procedures. Comply with local regulatory requirements To comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager. Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. ] Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Skills and Experience MS Excel MS Outlook Qualifications Must be a graduate. MBA s would be an advantage Candidates having Sales experience of at-least 1 year in the Retail Banking Industry; especially SB Lap, BIL, BWC, Insurance and Current Accounts would be preferred Candidate having AMFI, IRDA (and other relevant certification) certification will be preferred Good knowledge of the selected market and customer segments would be an advantage Strong communication and negotiation skills with the ability to influence outcomes Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 30317

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4.0 - 9.0 years

11 - 16 Lacs

Pune

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The purpose of the role is to, Meet the business objectives initiated by the respective country Business Clients business Customer focused need-based selling Deepen customer relationship and maximize penetration Key Responsibilities Business Achieve Business Loans sales target. Segment focus, customer focused needs-based selling. Being a Business Development Manager - Business Banking, focus must be on acquiring new SME customer relationship and fulfilling needs with respect to Business Loans, and other Assets, Liabilities, Insurance, and Investment for such customers as mandated by the Bank time to time. You will also be involve deepening these relationships by cross-selling various product. Processes Operational quality - Error free customer application documentation. Responsive and responsible selling. Practice appropriate sales and marketing skill. Ensure Nil Customer complaints. Governance Conduct Client Due Diligent diligently. Zero tolerance - Fraud, Mis-selling. Attend training, acquire knowledge, and apply to job function. Adhere to all policies, guidelines, and procedures. Comply with local regulatory requirements To comply with all applicable money laundering prevention procedures and, in particular, report any suspicious activity to the Unit Money Laundering Prevention Officer and line manager. Regulatory Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. ] Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Skills and Experience MS Excel MS Outlook Qualifications Must be a graduate. MBA s would be an advantage Candidates having Sales experience of at-least 1 year in the Retail Banking Industry; especially SB Lap, BIL, BWC, Insurance and Current Accounts would be preferred Candidate having AMFI, IRDA (and other relevant certification) certification will be preferred Good knowledge of the selected market and customer segments would be an advantage Strong communication and negotiation skills with the ability to influence outcomes Strong inter-personal skills, which encourages and promotes enthusiasm and team spirit About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 30319

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1.0 - 5.0 years

11 - 15 Lacs

Ballari

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Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

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2.0 - 7.0 years

8 - 12 Lacs

Pune

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. Aggressively drive the sales numbers and achieve the business targets for Education loans Maximize sales through a network and relationships with educational institutes. Carry out regular meetings and sales calls with prospective clients on a regular basis to source business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance. To drive sales and ensure business targets are achieved. Graduate in any discipline

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4.0 - 9.0 years

9 - 13 Lacs

Noida

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. Maximize sales through a dealer network and channel relationships to ensure strong business Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for retail loan product so as to ensure repeat business or referrals Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Optimize team productivity by effectively managing the team of relationship managers/executives so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Drive direct business by cross -sell or up sell from existing customer base of the prganisation as well as from open market references Ability to cross sell other loan and insurance products along with Car loan, drive team for over achieving the targets across all segments Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification - P ost Graduate/ Graduate in any discipline

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1.0 - 5.0 years

6 - 10 Lacs

Tiruchirapalli

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To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking controlling Normal dues, Nonstarters, Delinquency, Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings visit to centre Fresher to maximum of rs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Education Graduate in any discipline

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0.0 - 4.0 years

5 - 9 Lacs

Tiruchirapalli

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To drive microfinance business sales and achieving business deliverables. Ensuring onboarding of quality customers to maintain highest portfolio quality Identifying Joint liability Groups disbursing loans which suit the target customers and geographies. Conducting CGT (Compulsory Group Training) amongst members. Enabling business growth across assigned territories for deeper market penetration and reach. To ensure achievement of disbursement targets and achieving desired productivity numbers. Conducting regular centre meetings for collections with maximum attendance to maintain constant contact with customers Maintaining expected collection efficiency and ensuring minimum delinquency. Continuous follow up of overdue customers, if any to ensure their repayment. Ensuring that client satisfaction is maximum and there is strong brand identification and recall amongst customers. Achieving highest First Time Right (FTR) Constantly engaging in learning and development programs to upskill. Adherence to product, process and policies of the company. " Qualification : Graduate in any discipline

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0.0 - 7.0 years

2 - 3 Lacs

Ludhiana

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0.0 - 7.0 years

2 - 3 Lacs

Hubli

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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4.0 - 9.0 years

3 - 6 Lacs

Visakhapatnam

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Team Leader for Direct Sales Products: Home Loan Locations : Vizag Position Purpose : Managing Day to Day Operations for - Accurately planning & forecasting the business from different sourcing channels, Successful execution of the strategies is required to achieve financial targets. Driving sales and targets across shared locations and ensuring compliance. Would be responsible for driving sales for Home Loan sourcing. Will be responsible for achieving targets of respective products. Would be managing a team of executives. Ensure teams achieve monthly productivity targets assigned at Sales executive level. Regular hiring and optimum team structure to be maintained as per the targeted teams size and business targets. Track FTR, TAT and deliver on standards as set by bank from time to time. Ensure privacy of data is maintained by the teams managing customers by auditing from time to time. Ensure teams discipline in customer engagement and channel/lead management. Provide exceptional customer experience to all customers engaged. Manage customer grievances as per standards set by bank from time to time. Cross sell different products as per requirement from time to time. Role & Responsibilities : Strategize achievements of sales target through Executives by breaking down of annual targets Responsible for leading , mentoring , developing , directing & handling activities of team leaders within the city assignment. Ensure co-ordination and vision dissemination with Vertical Heads/National Head to deliver effective communication with workers. Review / validate current Sales process & methodologies across products to bring more effectiveness and remove bottlenecks by co-ordinating with various stakeholders. Ensuring budgeted volumes and revenues are achieved for the city allocated Build & maintain key relationships across businesses and products. Preparing business presentation and conducting meetings with bank and other stakeholders on performance and action taken. Ensure adherence to all processes laid by both BGSS / Bank internal policies, compliance & policies. Desired Candidate Profile : Minimum 4+ years of relevant experience in the Home Loan sales domain. Relationship Management, Channel management skills. Proven track record of managing large teams in the respective geography. Co-ordination skills to work with credit, legal, branch and operations. Deep understanding of credit underwriting standards and different market practices and credit bureau functions. Ability to read and understand financials, credit reports, bureau reports. Deep understanding of legal knowledge for property related transactions in the respective geography. Strong knowledge of retail assets, regulatory knowledge and ability to assess customer requirements basis available products. Strong analytical, interpersonal, and verbal and written communication skills. Co-ordination skills to work with credit, legal, branch and operations. Detail-oriented with strong ability to manage sales and compliance simultaneously. Ability to work in a flexible and target-oriented environment. Must be able to work in a high stress environment while achieving agreed upon sales-target consistently. Must be willing and able to work as part of a team. Strong capability to work with people from different background Swift decision making to ensure closure of targets. Coordinating with Vertical Heads/National Head, City Head Branches, SMS etc.as and when required If your profile suits please Share Your CV undersign : rajarajeshwari.m@bgss.in Whatsapp - 6381765069

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0.0 - 3.0 years

2 - 5 Lacs

Amravati

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To ensure the achievement of disbursement targets of retail loan product with minimum delinquency. Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Sanction ratio target achievement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Provide training to staff members and vendors so as to develop a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations. Exp (in yrs) :- 0-3 yrs Qualification :- Graduate in any discipline Qualification :- Graduate in any discipline

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0.0 - 7.0 years

2 - 9 Lacs

Solapur

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0.0 - 7.0 years

2 - 9 Lacs

Rewari

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0.0 - 7.0 years

2 - 9 Lacs

Pune

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0.0 - 7.0 years

2 - 9 Lacs

Bareilly

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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Exploring Loans Jobs in India

The loans job market in India is thriving, with numerous opportunities available for job seekers looking to build a career in this field. From banking institutions to financial technology companies, there is a high demand for professionals with expertise in loans. If you are considering a career in this industry, here is a guide to help you navigate the job market in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their robust financial sectors and offer ample opportunities for loans professionals.

Average Salary Range

The average salary range for loans professionals in India varies based on experience and location. Entry-level positions typically start at INR 3-4 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the loans industry may include roles such as Loan Officer, Credit Analyst, Loan Processor, Loan Underwriter, and Loan Manager. As professionals gain experience and expertise, they can progress to higher-level roles such as Senior Loan Officer, Credit Manager, and Vice President of Lending.

Related Skills

In addition to expertise in loans, professionals in this field are often expected to have skills in financial analysis, risk assessment, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you handle loan delinquencies and defaults? (medium)
  • What are the key factors to consider when evaluating a loan application? (medium)
  • How do you stay updated on changes in lending regulations? (advanced)
  • Describe a challenging loan approval process you managed successfully. (medium)
  • How do you ensure compliance with anti-money laundering regulations in loan processing? (advanced)
  • Can you explain the impact of interest rates on loan repayments? (basic)
  • What are the different types of collateral that can be used to secure a loan? (basic)
  • How do you handle customer complaints related to loan terms and conditions? (medium)
  • What strategies would you use to increase loan portfolio growth? (medium)
  • How do you prioritize loan applications in a high-volume environment? (medium)
  • Can you describe a time when you had to make a difficult lending decision? (medium)
  • How do you verify the income and employment details of loan applicants? (basic)
  • What role does credit scoring play in the loan approval process? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What are the risks associated with subprime lending? (advanced)
  • How do you handle confidential information in the loan processing workflow? (basic)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • How do you handle competing deadlines in the loan approval process? (medium)
  • What are the key metrics you use to evaluate the performance of a loan portfolio? (medium)
  • How do you ensure accuracy in loan documentation and records? (basic)
  • What steps would you take to mitigate risks in a loan portfolio during an economic downturn? (advanced)

Closing Remark

As you explore opportunities in the loans job market in India, remember to prepare thoroughly for interviews and showcase your skills and expertise confidently. With the right preparation and mindset, you can build a successful career in this dynamic and rewarding industry. Good luck!

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