Financial Analyst (Liabilities) Astranova Mobility

2.0 - 5.0 years

3 - 8 Lacs

Gurugram

Work from Office

We are looking for a highly motivated finance professional with 2 to 4 years of experience who has been involved in at least one fundraise transaction (equity or debt). This role bridges internal teams and external lenders, with strong emphasis on pre- and post-disbursement processes, debt structuring, and financial compliance. Key responsibilities: Must Haves: Hands-on experience or shadowing of at least one fund raise transaction (Equity/Debt). Strong understanding of debt capital raise process and debt structures (e.g., Term Loan, NCDs). Strong communication and presentation skills. Ability to independently manage meetings with lenders and internal stakeholders . Pre-Disbursement Requirements: Facilitate the completion of all due diligence and documentation required for loan disbursements. Ensure compliance with conditions precedent (CP) before fund disbursement. Assist in the preparation and review of financial models, projections, and loan application documents. Work closely with legal and finance teams to ensure smooth execution of loan agreements. Post-Disbursement Monitoring: Monitor and ensure adherence to financial covenants, reporting obligations, and repayment schedules. Track key loan terms, including interest rate adjustments, EMI payments, and any restructuring requirements. Prepare and submit periodic compliance reports and financial statements as per lender requirements. Identify potential covenant breaches and proactively work on remedial measures with lenders and internal teams. Internal Coordination Day-to-day management with internal teams including Finance, Legal, Operations, and Compliance. Ensure alignment between lender needs and internal reporting. Qualifications & Skills: B.Com or MBA (in finance) qualification is mandatory. 2 to 4 years of experience in financial management or fundraising. Strong grasp of loan documentation, regulatory compliance, and covenants. Proficiency in Excel and financial modeling. Strong stakeholder management and multi-tasking ability. Detail-oriented with the ability to manage multiple stakeholders and deadlines.

Posted 4 days ago

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Auto Loan Sales Executive Sbicap Securities

1.0 - 5.0 years

0 - 3 Lacs

Delhi NCR, , India

On-site

Project Planning and Execution :Car loan sales executives are responsible for planning and executing sales strategies to meet targets effectively. This includes identifying potential customers, creating sales pitches, and following up on leads to close deals. Problem-Solving and Decision-Making :Addressing customer concerns, negotiating terms, and making decisions on loan approvals are key aspects of this role. Sales executives must navigate challenges to ensure a positive customer experience. Collaboration with Cross-Functional Teams: Working closely with marketing to generate leads, finance for loan approvals, and customer service for post-sales support is essential for success in this role. Leadership and Mentorship :Senior car loan sales executives may be responsible for mentoring new hires, providing guidance on sales techniques, and leading by example to drive team performance. Process Improvement and Innovation :Continuously seeking ways to enhance sales processes, improve customer experience, and innovate in sales techniques to stay ahead of competitors. Technical or Customer-Facing Responsibilities: Engaging with customers to understand their needs, explaining loan terms, and guiding them through the application process require strong communication and interpersonal skills.

Posted 1 month ago

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