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4.0 - 9.0 years
20 - 30 Lacs
Gurugram
Hybrid
Role & responsibilities Market Approach and allocating the value through the CVM, OPM and PWERM Debt and Credit Valuations Loan Portfolio Valuations Synthetic Credit Rating Analysis Benchmark Debt Rates Illiquid Investment Structured Products
Posted 3 weeks ago
6.0 - 11.0 years
10 - 18 Lacs
Bengaluru
Work from Office
Lead and manage the credit risk function, ensuring alignment with the organizations risk appetite. Conduct detailed financial and ratio analysis to assess creditworthiness and risk exposure. Implement lending practices that are compliant with RBI guidelines and regulations. Collaborate with stakeholders across departments, maintaining clear communication and alignment on risk-related decisions. Monitor, assess, and mitigate loan portfolio and credit product risks. Manage and mentor a team of credit risk analysts, ensuring high performance and continuous development. Provide insights into credit policy reviews and adjustments based on emerging risks and market conditions. Handle stakeholder management and effectively communicate risk decisions and strategies to senior leadership. 6+ years of experience in Credit Risk within the NBFC, banking, or startup environment. Strong experience in financial analysis, ratio analysis, and risk assessment. Deep knowledge of lending processes and RBI guidelines. Proven team handling and stakeholder management skills. Excellent communication and presentation abilities. Prior experience in a startup environment or high-growth financial services firm. Proficiency in credit risk tools and data analytics.
Posted 1 month ago
2.0 - 7.0 years
5 - 11 Lacs
Navi Mumbai, Mumbai (All Areas)
Work from Office
Direct Sourcing of Home Loan,Loan against Property, Lease Rental Discounting,Mortgages & any other retail products offered by bank through self-lead generation Developing relationship with business generators like DSAs,Connectors,Chartered Accountant
Posted 1 month ago
5.0 - 8.0 years
16 - 18 Lacs
Hyderabad
Work from Office
Job Title: Manager - Renewable Energy Finance The Manager - Renewable Energy Finance will be responsible for driving the expansion of the renewable energy financing portfolio, along with any additional portfolios as assigned by the Head of SME & RE. This role involves sourcing, assessing, underwriting and executing loans to companies that operate in the renewable energy space. The incumbent will play a key role in scaling the renewable energy financing vertical while also supporting the development of other verticals within the organization. Hierarchical position Managing Director Chief Business Officer Head of SME & RE Manager - Renewable Energy Finance Investment Officers Key Responsibilities Lead the efforts to build and strengthen the renewable energy finance sector while actively managing additional responsibilities as assigned by the Head of SME & RE. Source partners operating in the Renewable Energy sector and build a high-quality loan portfolio. Manage key stakeholder relationships to ensure the execution of high-quality deliverables. Conduct initial due diligence on potential partners, including high-level financial analysis. Monitor Monitor and support the borrowing partners in providing necessary support in enhancing their capacities wherever required. Monitor the financial performance and other covenants adherence by the borrowing partners. Develop and measure strong program Impact monitoring systems and process. External Relations Develop effective liaison with the local stake holders viz., Government agencies, banks, financial institutions, technical service providers, research institutions, communities, individual borrowers to enhance the business. Ensures that the organization and its mission, programs, products, and services are consistently presented in a strong, positive manner to relevant stakeholders. Recurring Tasks Overall responsibility for supporting in creating demand and marketing the RE vertical & SME vertical. Involvement in developing the annual Business Development Plan and monitoring business growth. Support in loan disbursements to meet the targets. Organize and conduct training and workshops. Keep track of the sector developments Financial Analysis & Credit Assessment Conduct detailed financial analysis, credit assessment, and risk evaluation of prospective and existing clients. Prepare financial models, assess repayment capacity, and recommend appropriate financing structures. Education and experience 5 to 8 years of experience in renewable energy financing, MSME finance, or NBFC/financial institutions with exposure to credit appraisal and lending. Hands-on experience in financial analysis, Excel modeling, and report writing is essential. CA, MBA or equivalent qualification. Bachelors degree in Technology (B. Tech), Science would be an added advantage. Proficient in Microsoft Office (especially Excel and Word); familiarity with financial software tools preferred. Strong communication and presentation skills. Passionate about sustainability, clean energy, and social development. Well-versed in sectoral regulatory frameworks and compliance. Competences Initiative and Ownership Analytical Thinking Financial Acumen Credit and Risk Assessment Attention to Detail Communication and Presentation Client and Service Orientation Planning and Organizing Integrity Adaptability and Flexibility Key Interactions Reporting Officers Stake Holders Partners Team members Funding agencies and lenders. Additional remarks Affinity with development issues and / or socially relevant organizations Willingness to travel
Posted 2 months ago
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