Credit Operation Executive Olyv India (formerly SmartCoin)

1.0 - 5.0 years

0 Lacs

karnataka

On-site

Your role as a Credit Ops Executive will be essential in supporting the risk team by auditing and conducting hindsight reviews of the personal loan underwriting process. Additionally, you will play a key role in manual underwriting for personal loans, ensuring robust and thorough assessments. Credit Underwriting: As a Credit Ops Executive, you will conduct thorough credit assessments to evaluate the creditworthiness of loan applicants. You will review and analyze personal loan applications, assessing financial statements, credit reports, and cash flow projections. Utilize advanced credit scoring models and strategies for informed decision-making. Risk Analysis & Hindsight: Identify and evaluate potential risks in loan applications and develop effective risk mitigation insights. Recommend appropriate loan terms and conditions, ensuring alignment with Olyvs risk policies. Make timely and well-justified decisions on loan approvals, declines, and counter-offers. Collaborate with risk and tech teams to support credit decisions and troubleshoot technical issues. Continuous Improvement: Stay updated with the latest industry trends, regulatory changes, and best practices in credit risk assessment. Propose innovative process improvements to enhance credit assessment procedures. Reporting: Prepare detailed reports on credit portfolio performance, delinquencies, and risk exposure for management insights. Who You Are: You have 0.6 to 1 years of experience in credit operations or underwriting. You hold a graduate degree. You possess expertise in underwriting, and secured/unsecured loans, and have proficiency in Excel and basic SQL. Preferred: Experience in lending and portfolio management strategies.,

Posted 1 week ago

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FI Credit Risk Officer Barclays

5.0 - 9.0 years

0 Lacs

maharashtra

On-site

Embark on a transformative journey as an FI Credit Risk Officer at Barclays, where you will spearhead the evolution of the digital landscape, driving innovation and excellence. You will harness cutting-edge technology to revolutionize digital offerings, ensuring unparalleled customer experiences. As an FI Credit Risk Officer, you will be responsible for effective credit risk management of the assigned portfolio of clients, such as financial institutions including Banks, Sovereigns, Funds, CCPs. This involves ensuring compliance with Banks credit risk policies & procedures and internal controls framework. You will support credit risk sanctioning and build effective working relationships with other credit officers, senior discretion holders, business and product teams, and other relevant functional areas, including senior internal stakeholders. To be successful in this role, you should have experience in preparation of annual credit review packs and Industry reviews, supporting credit officers in day-to-day risk management activities, managing credit limit requests, monitoring risk limits, and maintaining accurate information in the Banks Risk systems. Additionally, essential skills such as risk and controls, change and transformation, business acumen, strategic thinking, digital and technology, as well as job-specific technical skills will be evaluated. The job location for this role is Mumbai. **Purpose of the Role:** The purpose of this role is to safeguard the financial health of the bank by identifying, analyzing, and mitigating potential credit risks associated with lending activities. **Accountabilities:** - Analyze financial data to determine the risk of default. - Monitor existing loan portfolios for potential credit deterioration. - Recommend loan approvals, rejections, or adjustments based on risk evaluation. - Develop and implement credit risk mitigation strategies. **Analyst Expectations:** - Perform activities in a timely manner to high standards, driving continuous improvement. - Demonstrate in-depth technical knowledge and experience in the assigned area of expertise. - Lead and supervise a team, guiding professional development and coordinating resources. - Partner with other functions and business areas. - Advocate risk management and strengthen controls in your work area. All colleagues are expected to uphold the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, as well as demonstrate the Barclays Mindset of Empower, Challenge, and Drive.,

Posted 1 week ago

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Credit Manager - Business Loans & Supply Chain Finance TIE-UPS

7.0 - 12.0 years

15 - 20 Lacs

Vasai, Thane, Mumbai (All Areas)

Work from Office

Research & evaluate clients’ creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in Business Loans . Required Candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

Posted 1 month ago

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Branch Credit Manager - Home LOAN/ LAP/ Mortgages TIE-UPS

4.0 - 8.0 years

4 - 5 Lacs

Vasai, Thane, Mumbai (All Areas)

Work from Office

Research & evaluate clients’ creditworthiness. Create credit scoring models to predict risks .Approve or reject loan requests, based on credibility & potential revenues & losses.must -exp in bank/NBFC .Exp in credit underwriting in LAP /home loans. Required Candidate profile Credit Manager responsibilities include creating credit scoring models, setting loan terms & determining interest rates.must - degree in Accounting or Finance with exp in processing loan applications

Posted 2 months ago

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