Live Underwriter US Mortgage

Job Description: Live Underwriter US Mortgage
Positions:20Experience: 4 to 6 years (Minimum 2 years in Live Underwriting)Location: Bengaluru (Work from office only)Notice Period: Immediate to 15 daysQualification: Graduate in any disciplineShift: US Shift (6/7 PM to 3/4 AM)Experience Requirements: 4 to 6 years of US mortgage underwriting experience, with at least 2+ years in LiveUnderwriting. Strong knowledge of FNMA, FHLMC, GNMA, and investor guidelines. Comprehensive understanding of Conventional, FHA, VA, and USDA loans.Roles and Responsibilities: Co nduct credit analysis based on borrowers Income, Assets, Liabilities, and Collateral (4Csof Underwriting) to assess creditworthiness. Evaluate complete loan documents and provide approval or denial decisions. Perform a thorough review of Collateral, inc luding Appraisal analysis and PropertyValuation. Expertise in Income calculation for various income types, including Salaried income,Business income, Retired income, Other income, and Rental income. Complete credit report analysis to verify trade lines, derogatory accounts, public records,and credit reconciliations.Preferred Skills: Strong analytical and decision making abilities. Attention to detail and accuracy in financial assessments. Familiarity with mortgage processing software and underwriting systems. Excellent communication and documentation skills. Excellent command over spoken and written English

If you meet the above qualifications and are looking for an exciting opportunity in US MortgageUnderwriting, we encourage you to apply!