Analyst - Fintech - MBA Fresher (Finance) Efficient Capital Labs

0.0 - 4.0 years

0 Lacs

karnataka

On-site

As an Analyst at our company, you will play a crucial role in reviewing and interpreting bank statements to evaluate financial health, detect irregularities, and contribute to credit and risk decision-making. Your responsibilities will include extracting and inputting financial data accurately, collaborating with various teams to enhance automation and accuracy, and identifying financial risks and anomalies. Your attention to detail and analytical skills will be key in this role. Key Responsibilities: - Analyze customer bank statements to extract key financial metrics and identify financial risks and inconsistencies - Collaborate with underwriting teams to assess borrower eligibility and creditworthiness - Utilize bank statement parsing tools and financial data platforms to streamline analysis - Spread financial statements from borrower-provided documents into internal systems and models - Review and validate financial ratios, trends, and performance indicators for credit assessments - Maintain financial spreading templates and ensure compliance with internal policies and regulatory standards Requirements: - Bachelor's degree/MBA in a relevant field - Strong understanding of financial statements and transactional data - Proficiency in Microsoft Excel or Google Sheets; experience with SQL or Python is a plus - Excellent analytical, critical thinking, and communication skills - Prior experience in financial analysis, underwriting, or Fintech is preferred Nice to Have: - Experience in small business lending, personal finance platforms, or digital banking - Exposure to machine learning or AI-based financial document analysis tools - Knowledge of US financial regulations and lending standards What We Offer: - Competitive salary and benefits package - Opportunity to work with a talented team of professionals - Collaborative and dynamic work environment with professional growth opportunities If you are a motivated professional with experience in financial analysis and underwriting, we encourage you to apply by submitting your resume and cover letter to nithanth@ecaplabs.com. Join us to be part of a team dedicated to enhancing financial evaluations and risk assessments.,

Posted 1 week ago

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